Instruction
stringclasses 1
value | Input
stringlengths 11
152
| Response
stringclasses 9
values |
---|---|---|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I just called Wells Fargo bank Personsl Line of Credit. Tried to make a payment of {$360.00}. XXXX XXXX was rude and would take my payment.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
The " account open '' dates on several reports are incorrect.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
We made payment on our loan and out of {$320.00} payment only {$7.00} goes toward the principal and the rest goes towards interest.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I 've never been employed by the ones listed on my credit report for transunion
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Overlimit fee paid without my consent or opt in.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Negative Credit from Unknown Creditors.
Spouses name incorrect.
In correct Credit score ( s ) ( lower then actual score ( s ) )
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
they said the apply for some loan i never thet plus thto te dont want to tell me were the loan was taking
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
In my credit reports it has me as having multiple identities. My Name is XXXX XXXX but also comes up as XXXX XXXX.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
XXXX is harassing me to pay a debt that happened in 2006.
|
Company believes complaint caused principally by actions of third party outside the control or direction of the company
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
XXXX breached contract against XXXX XXXX, thus patient not liable for XXXX fees.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Public information should be deleted.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Lein has been released back on XX/XX/2015 experian still shows this on my credit report they need to remove this judgement
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
This account should be removed from my file, it has been over 7 years.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
They have made it IMPOSSIBLE to get my FREE credit report
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
They have made it IMPOSSIBLE to get your FREE report
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I would like delete the debt in my credit report because the debt was paid in agreements by {$700.00}.
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I was told that I had 0 % interest charge. I was not informed or warned about the deferred interest charge.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I WANTED TO CLOSE AN ACCOUNT WITH WELLSFARGO. THE BANKER SUGGESTED TO LEAVE IT OPEN. THEY HAVE CHARGED ME WITH BANK FEES AND WANT ME TO PAY FOR IT.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Repeated phone calls from fortiva financial before XXXX and after XXXX. Atleast XXXX phone calls per day.
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Thy continue to say that the account thats reporting this is verifying there records are correct.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
The bank did not validate this debt based on the FCRA. I do not owe the alleged debt.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
the amount shown is way out of proportionit was XXXX how did it go to XXXX that 's just wrong its much XXXX costed me
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I purchased a vehicle in XXXX of 2014 and every credit inquiry is listed twice. All XXXX listed hard inquiries are for the same vehicle purchase.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
experian would not delete wrong information
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I have filed complain with all XXXX credit bureau 90 days a go and still have n't gotany reply back
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
transunion would not delete wrong information.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Every thing that should have been removed was n't.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Consistently calling me at work even though I told them that I can not take calls at work
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
my name is XXXX XXXX I have never lived on XXXX XXXX in ohio my ex husband married a girl that lived there her name is XXXX not me XXXX
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I have a loan that is now well over 30 % LTV and the lender still will not remove the PMI
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
NET SPEND HAD XXXX OPEN ACCOUNTS OF ME. DID NOT NOTIFIED ME AND IT AFFECTED MY CREDIT.
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Still reporting a judgement docket # : XXXX from 2008 on my credit report that is seven years old.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Still reporting a judgement docket # : XXXX from 2008 on my credit report that is XXXX years old.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
This account had balance of XXXX and i did not use or authorize to go to XXXX that 's in sane not right at all
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Bank of America did not credit me XXXX mile promotion for opening Alaska XXXX XXXX card
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
wrong account i did not use hospital
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
the balance was XXXX $ and XXXX $ latte fee total shood be XXXX $ and be send to me to pay it off
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
In need of immediate assistance against Bank of America , NA.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I believe someone is using my identity. Stolen my credit
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Trans Union is not responding to my numerous requests to investigate and remove accounts from my credit report that do not belong to me.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
i do n't know who these people even are i 've never had a credit anything company
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I try and opening a account with wells fargo i want to know why it wont let me and they told me to contact the consumer finance for more info
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
i told them i had no knowledge of the collection contacting me i also had a public record that was vacated but its on my credit report.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Used foul, and obscene language
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Experian is reporting monthly data that includes a delinquency/charge off for XX/XX/2008 for XXXX. That is beyond the 7 yr reporting time.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I noticed that this collection appeared on my credit report but i was never notified of the debt.
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I have been a victim of Identity Theft. It is affecting my credit report. Please look into this. Thank you.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I sent a cert. Letter to Experian but they never responded.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Chapter XXXX bankruptcy relieved debt for Pro Collect, which is still reported as derogatory collections even two years after discharge.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I saw an open account on my credit that does not belong to me not even sure what it is.
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Paid Late by Insurance Company
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Saw runs of my credit not authorized by me
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Seen address, phone numbers and public record that are not mine.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I received a loan in XXXX 2006 from America 's Wholesale Lender which in my opinion is predatory.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Experian has not removed issue.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
US Bank Corp denied me the ability to rescind a credit card offer violating federal law.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
This company called 4 times in a stretch of 5 hours. And when I answer it, it is a recording saying this is an important call
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I tried to send a notice to agency via certified mail and they refused delivery.. sent to address given on collection letter.
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
sw credit systems inc. for XXXX. my credit report states i owe them XXXX. I have no idea what this debt is?
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
My TransUnion credit report indicates a hard inquiry for XXXX on XXXX/XXXX/15. I did not apply to XXXX for credit. How can I resolve this?
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
It appears that the credit bureaus are reporting inaccurate statuses - never delinquent in 2008. Original creditor refused to remove this information.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Never lived here:XXXXXXXX XXXX, TX XXXX
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Unethical and discriminatory lending criteria.
|
Company can't verify or dispute the facts in the complaint
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Can not verified my identity.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
it was payed-should have never been reported-credit protection if I could I would XXXX for this false report
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I keep getting calls on my business phone from Focus Receivables. My business has absolutely no outstanding debt!
|
Company can't verify or dispute the facts in the complaint
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
In XX/XX/XXXX, XXXX XXXX reported a hard inquiry dating back to XX/XX/XXXX
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
hard inquiry I have XXXX inquiry on my report with the same company XXXX XXXX auto I would like them to be taking off if possible
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Account has been duplicated. It should be XXXX account to XXXX not XXXX accounts.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I REQUESTED FROM TRANSUNION TO REMOVE INCORRECTSPELT NAME OF XXXX XXXX AND INQIURY BY XXXX ON XXXX/XXXX/2015, THAT WAS NOT AUTHORIZED BY ME.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
TCF National Bank cashed a check for someone who stole it. The check was written to my cousin for her wedding two years ago.
|
Company believes complaint is the result of an isolated error
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Several names on report are not mine!
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
all of the bad reports are over 10 years old!
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I believe this account to belong to my father who is a XXXX and I am a XXXX as I have not lived in that state or town since 2011
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I am trying to find out what became of a bank account my brother had left for me upon the time of his death.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I asked for a full disclosure from America Servicing Company and they have not answered.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Thy stated that I wrote a bad check and that I was going to have fraud charges against me
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
THE BUREAU TRANSUNION. WILL NOT PROVIDE A REPORT THE DOCUMENTS HAVE BEEN SENT 2-3TIMES THEY REFUSE TO SEND A REPORT.THAT VERIFY IDENITY
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
We re-financed our home with RPM Mortgage in XXXX of 2013 and were over charged for Funding Fee.
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
XXXX is reporting i owe them XXXX, it is untrue and they refuse to remove the derogetory mark from my acct
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Continuing to contact me at my place of employment!
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Medical bill that is not mine
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I have a few incorrect info on my credit report that needs to be corrected
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
transunion reinserted accounts already deleted for lack of verifiable documentation.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I need to have a past car loan on my credit report changed from a degoratory status to not deregotory
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Bay Area Credit continues to call my place of employment even through I have asked them not to contact me at work.
|
Company can't verify or dispute the facts in the complaint
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I have not received report from information been disputed.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
the social security number is wrong on my credit report
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
experian has reinserted unverifiable accounts once deleted.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Penn Credit contacted my family member and disclosed all information regarding my debt, without proper verification.
|
Company believes it acted appropriately as authorized by contract or law
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Property taxes were not paid via escrow on time.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Bank of America scammed and stalled and deliberately caused unnecessary harm. Please see attached Lawsuit against B of A and XXXX.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
i keep getting constant phone calls from this company : CENTRAL CREDIT SERVICES, FROM PHONE # XXXX
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
This account is not mine - an inadequate investigation was preformed. Accout was not verified according to the FCRA
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
The collection called a family member on there job and gave full disclosure regarding an alleged debt. This family member was not my spouse.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
CHARLES Schwab sent me a fake check caused my credit problem
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
one main financial ran an inquiry on my XXXX XXXX and XXXX credit reports with out my permission, and i cant even find out who this company or bank is
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I have been reported as dead
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
Experian received a letter from me in XXXX questioning accounts I feel are inaccurate on my credit report. They never responded to me.
|
Company chooses not to provide a public response
|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
|
I sent TRansunion a letter, along with my ID, in XXXX. They never responded to me.
|
Company chooses not to provide a public response
|
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.