AdiOO7/Bank_Complaints · Datasets at Hugging Face

Instruction stringclasses 1 value	Input stringlengths 11 152	Response stringclasses 9 values
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I requested a collection company to validate a debt which they have not and continue to report false information	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	company refuses to release fha case number required by other lender	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	debt collector put an old bill on my credit report, and changed the date from a early date to a later date	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX XXXX my ex wife used my social security number and ruined my credit without my knowledge of her doing so.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The issue is the lack of due diligence by the bank which issued a Pick a Pay loan to me in 2008, and their lack of compliance. SEE ATTACHED	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	sw credit for XXXX for {$510.00}. I believe this is not mine.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Title loan with XXXX finance. I may owe more than the car is worth, due to their interest rates and late fees..	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	THIS COMANY IS REPORTING A NEGATIVE REPORT ON MY REPORT AND I HAVE ALREAD YED THEM PLEASE REMOVE FROM MY CREDIT THANKS	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Unknown debt, no verification please remove off of my credit file	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Was never notified of the debt.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	they put my sons collections on my report he has the same name.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Citicard changed my interest rate without prior notice.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	have no idea who this is	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	A claim was filed against me in Civil Court. It was subsequently discontinued. But the Discontinuance does not show on my report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Listed one of my employers as XXXX ; I only have one employer XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Wells Fargo Bank Changed the Routing Numbers without any notication causing my car payment made online to be returnded causing late payment fees	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Never lived in virginia	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit card payment, for groceries purchased at the XXXX XXXX commissary on XXXX/XXXX/15 and XXXX/XXXX/15, were denied	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I cant get an annual report I was told alredy recieved one when I have XXXX applied for one this first time.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They refuse to send me my credit report online or via email. Called with no resolution, unable to obtain free annual credit report as well.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I feel that I 'm paying more than I should.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Genuine Debt Solutions calls me repeatedly about a debt I owe. Their number is XXXX or XXXX.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	i inquired about their services only and refused it and they to charge me	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I told them I do n't get paid till Friday but they wo n't wait they want to take it out on Wednesday they purposely are going to bounce my account.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My parents credit information is on my credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My credit report contains my parents information	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX address in XXXX appears in my known addesses- I have never lived or used a XXXX tgere	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I hve an acct that does not belong to me that has reported on my credit file from your company enhanced recovery XXXX	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Received notification that taxes were increased therefore increased mortgage paymentsfrom Wells Fargo Bank	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	this information on transunion is incorrect wrong person	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX account was closed more than 7 years ago. This should no longer be shown on my credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	United Consumer , Inc. keeps calling my phone number for a XXXX XXXX XXXX ; the phone they leave is XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Account was verified	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Loan was a paid off and it is showing up on my credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I Have no idea why this company is placing a collection account on my credit.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There is an address listed on my credit report that I never lived at. The address is:XXXX XXXX XXXX XXXX. XXXX, IN XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have received phone calls regarding money I do not owe.	Company believes the complaint is the result of a misunderstanding
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Third party debt collector attempting to collect unverified and disputed debt from myself and my minor child.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	this account is fraudulent and continues to report on my file	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I am XXXX years old. Eveytime I get my credit report, my mother 's name is listed as a XXXX name on it.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There is a hard inqu. that i did not authorize.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This information was removed back in XXXX 2015 and then now, 3 months later it is reappearing!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This company ( XXXX XXXX ) that has a collection out on me {$410.00} failed to submit balance to my XXXX XXXX company, I do not owe this to them!!!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	ITEMS THAT SHOULD BE REMOVE FROM MY CREDIT REPORT ARE NOT COMING OFF MY FILE, THERE ARE INCORRECT INFORMATION IN MY CREDIT FILE.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I believe this is Wellafargo this account wasCharge off. I had payed {$840.00} dollars toXXXX to fix. The negativelyWhich they did an I have proof	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I do n't owe any money to XXXX for XXXX {$.00} this information is not accrete please take this out from my Credit Score ASAP Thanks	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I contacted XXXX and FBCS Consumer Contact Solutions and they ignored my requests for validation.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	First National Collection Bureau XXXX Inc., account # : XXXX, Ref # : XXXX, is a fraudulent account and do not belong to me.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Wells Fargo is charging excessive late fees	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	they try to sell me more XXXX and services to make money did not correct information in file all XXXX credit Bareau.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Implying they are from a legitimate government agency and threatening to notify police to serve me at my place of employment if I did not pay by XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	During the mortgage crisis I had file bankruptcy to keep my home, and I believe that I was a victim of predatory lending.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Alled collection calling me to collect a debt from XXXX yrs ago 1997. They could not tell me if the debt was mine or my ex husbands.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have filed XXXX complaints against this company, I received a credit report today the information is still wrong.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	on XXXX its still saying i have an open collections account with a collection agency when i paid the bill in full	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	sent in application for loan modification ( XXXX times ) bank claims they never received them	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I need help	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Trans union is reporting unpaid medical bills for which were paid via NC XXXX!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I filed bankruptcy back in 2013 and the check system is showing that I owe on some checks that were taken care of in my bankruptcy	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have never lived or visited the State of Florida, USA and never used this address : XXXX XXXX XXXX XXXX XXXX, FL XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	my XXXX account has been closed and paid in full for XXXX months. transunion showes it still opened with a balance.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Can not remove fraud alert.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	bankruptcy public record and some information that is not belong to me	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	We send the money in XXXX but they still do n't receive the transfers with send on the XXXX/XXXX/2015	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	not able to get free credit report. after being denied credit. have to send photo copies of identity, and address.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX XXXX set up a XXXX account under my social security number but wrong name my name is XXXX XXXX XXXX not XXXX j XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX used my social security number to open a XXXX accout without permission	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have a public record due to common law. This debt was created without knowledge, but was paid in full to clear my credit.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have a USAA charged off that 's being reports monthly to my credit report.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My address is incorrect it should beXXXX XXXX, wa XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	ACCOUNT FOR XXXX XXXX HAS BEEN FULLY PAID AND CLOSED SINCE XXXX 2014.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I had a short sale back in 2009 which was negotiated not to be reported negative. In fact the agreement was that the accounts be unrated or deleted.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The name XXXX XXXX is not and never has been my name!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The expiration date on a pre-paid card in my name passed and Citi Pre-Paid Card Services XXXX out the balance and will not issue a new card.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This information was removed back in XXXX 2015 and then now, XXXX months later it is reappearing!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I was notified of a collection against my account with XXXX. This account has been closed for XXXX months.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	there are derogatory accounts on my credit report that should have bebeen removed.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I received a copy of ChexSystems and noticed I have XXXX accounts that are not my accounts and I am being help accountable.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I am submitting a formal complaint about Experian	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have XXXX accounts on my credit report that are n't mine	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Overcharging Fees on our checking account. In last 3 years maybe 4 at least {$8000.00} in fees and overdraft charges.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Recieved a call trying to collect on this debt but debt is not listed on credit report	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I was being charged for credit monitoring with out my consent from Citibank XX/XX/XXXX-XX/XX/XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	THERE ARE INQUIRES ON MY CREDIT REPORT THATS NOT MINE	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian credit agency would not delete wrong information on my report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Nothing has happen its been XXXX months and the bank is dragging no forthcoming of info just sit and wait.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX 2014 unpaid for {$37.00} I have never had XXXX service in my life this is not mine please fix this problem	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	THERE IS XXXX INQUIRES ON MY CREDIT REPORT. AND WHEN I CALL BARCLAYS BANK DELAWARE THEY HAVE FAILED TO SEND ME PROOF THAT I MADE THE INQUIRES	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Id like to file a consumer report. There is an error on my account and the company no longer has a hold on this account.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX 2014 unpaid for {$37.00} I have never had any XXXX service in my life with this company Please fix this problem from my credit	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They called here XXXX XXXX minutes apart from each other.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian did not clearly explain why my dispute was not honored. Also, I was not able to upload attached dispute documents on Experian site.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Citi bank has charged me for products they did not provide.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	THE BUSINESS WESTLAKE FINANCIAL A CA ' COMPANY HAS NOT REPORTED MY ACCOUNT AS PROMISED	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Account was closed previously but lists as open on credit reports.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I am being collected upon for charges that have already been paid, as well as for charges that are not my responsibility.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Lost condo to foreclosure due to Suntrust failure to properly and timely process modification.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX agreed to remove all collections from the credit report and the reporting agency refused.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	fradulent	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have been making current payments on this account for over 2 years and the balence is now much lower, would like this account updated	Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I requested a collection company to validate a debt which they have not and continue to report false information

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

company refuses to release fha case number required by other lender

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

debt collector put an old bill on my credit report, and changed the date from a early date to a later date

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX XXXX my ex wife used my social security number and ruined my credit without my knowledge of her doing so.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The issue is the lack of due diligence by the bank which issued a Pick a Pay loan to me in 2008, and their lack of compliance. SEE ATTACHED

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

sw credit for XXXX for {$510.00}. I believe this is not mine.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Title loan with XXXX finance. I may owe more than the car is worth, due to their interest rates and late fees..

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

THIS COMANY IS REPORTING A NEGATIVE REPORT ON MY REPORT AND I HAVE ALREAD YED THEM PLEASE REMOVE FROM MY CREDIT THANKS

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Unknown debt, no verification please remove off of my credit file

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Was never notified of the debt.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

they put my sons collections on my report he has the same name.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Citicard changed my interest rate without prior notice.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

have no idea who this is

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

A claim was filed against me in Civil Court. It was subsequently discontinued. But the Discontinuance does not show on my report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Listed one of my employers as XXXX ; I only have one employer XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Wells Fargo Bank Changed the Routing Numbers without any notication causing my car payment made online to be returnded causing late payment fees

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Never lived in virginia

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit card payment, for groceries purchased at the XXXX XXXX commissary on XXXX/XXXX/15 and XXXX/XXXX/15, were denied

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I cant get an annual report I was told alredy recieved one when I have XXXX applied for one this first time.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They refuse to send me my credit report online or via email. Called with no resolution, unable to obtain free annual credit report as well.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I feel that I 'm paying more than I should.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Genuine Debt Solutions calls me repeatedly about a debt I owe. Their number is XXXX or XXXX.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

i inquired about their services only and refused it and they to charge me

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I told them I do n't get paid till Friday but they wo n't wait they want to take it out on Wednesday they purposely are going to bounce my account.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My parents credit information is on my credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My credit report contains my parents information

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX address in XXXX appears in my known addesses- I have never lived or used a XXXX tgere

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I hve an acct that does not belong to me that has reported on my credit file from your company enhanced recovery XXXX

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Received notification that taxes were increased therefore increased mortgage paymentsfrom Wells Fargo Bank

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

this information on transunion is incorrect wrong person

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX account was closed more than 7 years ago. This should no longer be shown on my credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

United Consumer , Inc. keeps calling my phone number for a XXXX XXXX XXXX ; the phone they leave is XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Account was verified

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Loan was a paid off and it is showing up on my credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I Have no idea why this company is placing a collection account on my credit.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There is an address listed on my credit report that I never lived at. The address is:XXXX XXXX XXXX XXXX. XXXX, IN XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have received phone calls regarding money I do not owe.

Company believes the complaint is the result of a misunderstanding

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Third party debt collector attempting to collect unverified and disputed debt from myself and my minor child.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

this account is fraudulent and continues to report on my file

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I am XXXX years old. Eveytime I get my credit report, my mother 's name is listed as a XXXX name on it.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There is a hard inqu. that i did not authorize.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This information was removed back in XXXX 2015 and then now, 3 months later it is reappearing!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This company ( XXXX XXXX ) that has a collection out on me {$410.00} failed to submit balance to my XXXX XXXX company, I do not owe this to them!!!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

ITEMS THAT SHOULD BE REMOVE FROM MY CREDIT REPORT ARE NOT COMING OFF MY FILE, THERE ARE INCORRECT INFORMATION IN MY CREDIT FILE.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I believe this is Wellafargo this account wasCharge off. I had payed {$840.00} dollars toXXXX to fix. The negativelyWhich they did an I have proof

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I do n't owe any money to XXXX for XXXX {$.00} this information is not accrete please take this out from my Credit Score ASAP Thanks

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I contacted XXXX and FBCS Consumer Contact Solutions and they ignored my requests for validation.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

First National Collection Bureau XXXX Inc., account # : XXXX, Ref # : XXXX, is a fraudulent account and do not belong to me.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Wells Fargo is charging excessive late fees

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

they try to sell me more XXXX and services to make money did not correct information in file all XXXX credit Bareau.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Implying they are from a legitimate government agency and threatening to notify police to serve me at my place of employment if I did not pay by XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

During the mortgage crisis I had file bankruptcy to keep my home, and I believe that I was a victim of predatory lending.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Alled collection calling me to collect a debt from XXXX yrs ago 1997. They could not tell me if the debt was mine or my ex husbands.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have filed XXXX complaints against this company, I received a credit report today the information is still wrong.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

on XXXX its still saying i have an open collections account with a collection agency when i paid the bill in full

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

sent in application for loan modification ( XXXX times ) bank claims they never received them

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I need help

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Trans union is reporting unpaid medical bills for which were paid via NC XXXX!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I filed bankruptcy back in 2013 and the check system is showing that I owe on some checks that were taken care of in my bankruptcy

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have never lived or visited the State of Florida, USA and never used this address : XXXX XXXX XXXX XXXX XXXX, FL XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

my XXXX account has been closed and paid in full for XXXX months. transunion showes it still opened with a balance.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Can not remove fraud alert.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

bankruptcy public record and some information that is not belong to me

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

We send the money in XXXX but they still do n't receive the transfers with send on the XXXX/XXXX/2015

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

not able to get free credit report. after being denied credit. have to send photo copies of identity, and address.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX XXXX set up a XXXX account under my social security number but wrong name my name is XXXX XXXX XXXX not XXXX j XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX used my social security number to open a XXXX accout without permission

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have a public record due to common law. This debt was created without knowledge, but was paid in full to clear my credit.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have a USAA charged off that 's being reports monthly to my credit report.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My address is incorrect it should beXXXX XXXX, wa XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

ACCOUNT FOR XXXX XXXX HAS BEEN FULLY PAID AND CLOSED SINCE XXXX 2014.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I had a short sale back in 2009 which was negotiated not to be reported negative. In fact the agreement was that the accounts be unrated or deleted.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The name XXXX XXXX is not and never has been my name!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The expiration date on a pre-paid card in my name passed and Citi Pre-Paid Card Services XXXX out the balance and will not issue a new card.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This information was removed back in XXXX 2015 and then now, XXXX months later it is reappearing!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I was notified of a collection against my account with XXXX. This account has been closed for XXXX months.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

there are derogatory accounts on my credit report that should have bebeen removed.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I received a copy of ChexSystems and noticed I have XXXX accounts that are not my accounts and I am being help accountable.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I am submitting a formal complaint about Experian

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have XXXX accounts on my credit report that are n't mine

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Overcharging Fees on our checking account. In last 3 years maybe 4 at least {$8000.00} in fees and overdraft charges.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Recieved a call trying to collect on this debt but debt is not listed on credit report

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I was being charged for credit monitoring with out my consent from Citibank XX/XX/XXXX-XX/XX/XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

THERE ARE INQUIRES ON MY CREDIT REPORT THATS NOT MINE

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian credit agency would not delete wrong information on my report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Nothing has happen its been XXXX months and the bank is dragging no forthcoming of info just sit and wait.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX 2014 unpaid for {$37.00} I have never had XXXX service in my life this is not mine please fix this problem

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

THERE IS XXXX INQUIRES ON MY CREDIT REPORT. AND WHEN I CALL BARCLAYS BANK DELAWARE THEY HAVE FAILED TO SEND ME PROOF THAT I MADE THE INQUIRES

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Id like to file a consumer report. There is an error on my account and the company no longer has a hold on this account.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX 2014 unpaid for {$37.00} I have never had any XXXX service in my life with this company Please fix this problem from my credit

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They called here XXXX XXXX minutes apart from each other.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian did not clearly explain why my dispute was not honored. Also, I was not able to upload attached dispute documents on Experian site.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Citi bank has charged me for products they did not provide.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

THE BUSINESS WESTLAKE FINANCIAL A CA ' COMPANY HAS NOT REPORTED MY ACCOUNT AS PROMISED

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Account was closed previously but lists as open on credit reports.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I am being collected upon for charges that have already been paid, as well as for charges that are not my responsibility.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Lost condo to foreclosure due to Suntrust failure to properly and timely process modification.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX agreed to remove all collections from the credit report and the reporting agency refused.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

fradulent

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have been making current payments on this account for over 2 years and the balence is now much lower, would like this account updated

Company chooses not to provide a public response