id
float64 1
1.65k
| query
stringlengths 14
1.15k
⌀ | answer
stringlengths 11
1.65k
⌀ | image_path
stringclasses 233
values | image_summary
float64 | retrieved_text_context
stringlengths 3
649
⌀ | retrieved_image_reference
float64 |
|---|---|---|---|---|---|---|
135 |
What’s the difference between a tax credit and a tax deduction? Kya farq hai ek tax credit aur ek tax deduction mein?
|
A tax credit seedha tax amount ko kam kar deta hai jo aapko dena hota hai. For example, agar aapke tax me $3,000 hai aur aapke paas $1,000 ka tax credit hai, toh aapka bill $2,000 ho jata hai. Ek deduction tax ke liye subject income ko kam karta hai. Agar aapke paas $50,000 ki income hai aur $5,000 ka deduction hai, toh aapka taxable income $45,000 ho jata hai.
| null | null |
## Frequently Asked Questions
1. Tax credit kya hota hai?
- Tax credit ek financial incentive hota hai jo taxpayers ko unki tax liability se chhutkara dilata hai.
2. Kya tax credit aur tax deduction same hain?
- Nahi, tax credit seedhe tax liability ko kam karta hai jabki tax deduction taxable income ko kam karta hai.
3. Kaun kaun se types ke tax credit hote hain?
- Education tax credit, homebuyer tax credit, child tax credit jaise kai types ke tax credit hote hain.
4. Kya sabhi taxpayers tax credit ka labh utha sakte hain?
- Nahi, kuch specific conditions ke anusaar hi taxpayers tax credit ka labh utha sakte hain.
| null |
135 |
Are tax deductions better than tax credits? Kya tax deductions tax credits se behtar hote hain?
|
Both tax deductions and credits reduce your tax liability, but they work differently. Deductions lower your taxable income, reducing the amount of income that is subject to tax. Credits, on the other hand, directly reduce the amount of tax you owe. In general, tax credits are more valuable because they offer a dollar-for-dollar reduction in your taxes, while deductions only reduce the amount of income that gets taxed.
| null | null |
## Frequently Asked Questions
1. Q: Tax credits aur tax deductions mein kya antar hai?
A: Tax credits directly tax liability ko kam karte hain jabki tax deductions taxable income ko kam karte hain.
2. Q: Kya sabhi taxpayers tax credits ka fayda utha sakte hain?
A: Nahi, kuch tax credits specific eligibility criteria par depend karte hain jaise income level ya expenses.
3. Q: Kya tax credits ka benefit refund ke roop mein milta hai?
A: Haan, kai tax credits refund ke roop mein bhi mil sakte hain, agar taxpayer ka tax liability zero ho jata hai.
| null |
136 |
How often should I review my tax situation? Kitni baar mujhe apni tax sthiti ka janch karna chahiye?
|
It’s wise to review your tax situation at least once a year, typically at the start of the year or before tax season. However, if you experience major life changes, such as getting married, having children, starting a business, or receiving a promotion, it’s a good idea to review your taxes sooner. These changes can impact your filing status, tax brackets, and eligibility for credits or deductions. Translation: Yeh samajhdari hai ki apne tax situation ko kam se kam ek baar saal mein ek baar zarur dekhein, aam taur par saal ki shuruaat ya tax season se pehle. Lekin, agar aapko bade jeevan mein kuch badlaav ka samna karna padta hai, jaise shaadi karna, bachon ka janm hona, vyapar shuru karna, ya taraqqi haasil karna, to apne taxes jaldi review karne ka idea accha hota hai. Ye badlaav aapke filing status, tax brackets, aur credits ya deductions ke liye patra hone par asar daal sakte hain.
| null | null |
7. Kya tax bhugtaan me koi chhoot milti hai?
- Kuch chhoot milti hai, jaise investment ke liye tax bachat.
8. Taxpayers ko apne tax liability kaise calculate karna chahiye?
- Tax liability ko calculate karne ke liye taxpayers ko apni aamdani aur lagat ka anuman lagana hota hai.
9. Taxpayers ko apne tax return ka samay par jama karna kyun zaroori hai?
- Tax return samay par jama karna kanoonan zaroori hai, anyatha dand lag sakta hai.
10. Kya taxpayers ko apni tax nikaasi ki takneekon ko jaanna chahiye?
- Haan, taxpayers ko apni tax nikaasi ki takneekon ko samajhna zaroori hai taki wo kanooni taur par tax bacha sakein.
| null |
137 |
Can I apne tax withholdings mid-year mein adjust kar sakta hoon?
|
Yes, aap apne tax withholdings ko kabhi bhi adjust kar sakte hain apne employer ko ek naye W-4 form submit karke. Agar aap beech mein saal mein mehsoos karte hain ki aap zyada ya kam withhold kar rahe hain, to apne W-4 ko update karna aapki haqiqi tax responsibility ke kareeb le jaega saal ke end tak. Ye suraksha karta hai ki tax time par koi badi bill ya unexpected refund na aaye.
| null | null |
- Regular income tax taxpayers khud bharte hain jabki withholding tax dusre dwara roka jata hai.
10. Kis tarah se withholding tax calculate hota hai?
- Withholding tax usually income amount ke adhar par calculate hota hai.
11. Kya non-residents ko bhi withholding tax bharna padta hai?
- Haan, non-residents ko bhi income earned par withholding tax bharna padta hai.
12. Kya kisi specific age group ko withholding tax se chhutkara mil sakta hai?
- Nahi, withholding tax ka apply sabhi age groups par hota hai.
13. Withholding tax ke alawa aur kya types ke taxes hote hain?
| null |
138 |
Is it possible to owe taxes even if I had tax withheld from my paycheck? Kya ho sakta hai ki main taxes owe karun, waise bhi maine apne paycheck se tax withhold karwaya tha?
|
Yes, yeh ho sakta hai ki aapko taxes dena padega agar aapne withholding kiya tha. Yeh aam taur par hota hai agar saal bhar aapke paycheck se sufficient tax withhold nahi hua tha. Yeh kai wajahon se ho sakta hai, jaise ki agar aapke paas multiple jobs hain, aapko raise mili hai, ya phir aapne apna W-4 adjust nahi kiya jab aapki financial situation change hui thi.
| null | null |
- Income tax, property tax, sales tax, aur capital gains tax jaise aur bhi taxes hote hain.
14. Kya withholding tax ke alawa koi aur tareeka tax payment ka hai?
- Haan, taxpayers apne tax return file kar ke bhi tax pay kar sakte hain.
15. Kya withholding tax ka rate vary ho sakta hai?
- Haan, withholding tax rate depend karta hai income level aur financial transactions par.
16. Kya withholding tax ke rules har desh mein same hote hain?
- Nahi, har desh ke tax laws alag hote hain aur withholding tax rules bhi vary karte hain.
17. Kya sabhi financial institutions withholding tax follow karte hain?
| null |
139 |
How can I pay for school to finish my degree when I cant get a student loan and have bad credit? **Translation**: Main apni degree puri karne ke liye school ke liye kaise payment kar sakta hoon jab mujhe student loan nahi mil raha hai aur mera credit score bhi kharab hai?
|
Yahan kuch potential options hain: Unhe Hinglish mein convert karein jabki upar di gayi guidelines ka palan karein.
| null | null |
### Q8. Kya education loan lene se credit score par asar padega?
A8. Haan, education loan lene se credit score par bhi asar pad sakta hai agar aap timely payments nahi karte.
### Q9. Kya parents ke support se higher education ka financial burden kam ho sakta hai?
A9. Haan, parents ke financial support se higher education ke liye paisa bachaya ja sakta hai.
### Q10. Kya higher education ke liye savings account open karna chahiye?
A10. Savings account open karna ek accha tareeka ho sakta hai higher education ke liye paisa bachane ka.
| null |
139 |
Can I apply for scholarships if my credit is bad?
|
Yes, scholarships typically don’t consider your credit score. They are usually based on merit, need, or other factors like field of study or extracurricular achievements. Make sure to explore all possible scholarship opportunities offered by your school, local organizations, or national programs.
| null | null |
- Haan, credit score maintain karke students future financial opportunities ko improve kar sakte hain.
| null |
140 |
What percentage is sensible for a mortgage down-payment? Kis percentage ki samajhdari hoti hai ek mortgage down-payment ke liye?
|
Typically, a 20% down-payment is ideal to avoid paying mortgage insurance. If you borrow more than 80% of the propertys value, additional costs, like mortgage insurance, may apply. Its often wise to save until you can reach that threshold to avoid extra fees.
| null | null |
10. Kya mortgage ke liye down payment zaruri hai?
- Haan, mortgage ke liye down payment dena zaruri hota hai.
11. Kya property mortgage se pehle de sakte hai?
- Haan, aap property mortgage se pehle bhi de sakte hain.
12. Kya mortgage ke dauran interest rate badal sakta hai?
- Adjustable-rate mortgage mein interest rate badal sakta hai, lekin fixed-rate mortgage mein nahi.
13. Kya mortgage ke liye income proof chahiye hota hai?
- Haan, mortgage ke liye income proof dena zaruri hota hai.
14. Kya mortgage ke liye guarantor ki zarurat hoti hai?
| null |
140 |
What if main save nahi kar sakta aur rent bhi ek saath?
|
If youre struggling to save while renting, it might indicate that your finances are stretched, and purchasing a home may not be the best move right now. You may want to assess your budget and consider waiting until youre in a stronger financial position. Agar aap rent karte hue bachat karne mein mushkil ho rahi hai, to yeh ho sakta hai ki aapke paise thak gaye hain, aur abhi ghar kharidna sahi faisla nahi hoga. Aapko apna budget ka janch karna chahiye aur sochna chahiye ki jab tak aap financially strong position mein nahi hote, tab tak rukna behtar hai.
| null | null |
1. Rental kya hai?
- Rental ek prakar ka bhugtaan hai jisme vyakti ya entity kisi vastu ya samaan ka istemal karne ke liye bhugtaan karta hai.
2. Kiraye se kis tarah ka labh hota hai?
- Kiraye se vastuon ka istemal karne ka suvidha prapt hota hai bina unhe kharidne ki zarurat.
3. Kya residential rental aur commercial rental mein antar hai?
- Haan, residential rental ghar ya makan ke liye hota hai jabki commercial rental vyavsayik space ke liye hota hai.
4. Kiraye par property kharidna accha hota hai ya nahi?
| null |
140 |
Should main ek bada down-payment ke liye bachaav karoon ya phir ek kam percentage ke liye chaloon?
|
Saving ke liye bada down-payment, jaise ki 20%, normally behtar hota hai. Yeh aapko mortgage insurance se bachata hai aur aapke loan amount ko kam karke, lower monthly payments tak pahunchata hai.
| null | null |
19. **Home loan ke liye down payment kaise manage karein?**
- Savings se ya kisi dusre investment se down payment manage kiya ja sakta hai.
20. **Kya home loan ke liye sab banks same interest rate offer karte hain?**
- Nahi, har bank ka interest rate alag hota hai, isliye compare karna important hai.
| null |
141 |
Brokers kharab stock ke saath kya karte hain?
|
For har ek seller, ek buyer hota hai. Buyers ke paas kisi bhi reason ho sakta hai ki wo kyun kharidna chahte hain (bargain shopping, foolish belief in a crazy business, etc). Woh party (brokerage, market maker, individual) jo stock ko own karti hai jab company band ho jaati hai, woh loser hoti hai. Lekin ek general panic mein, har company band nahi hogi. Isliye woh party jo un stocks ko own karti hai, unhe kisi point pe future mein kuch, ya poora, value ka expect kar sakti hai. Sabhi brokerages ko margin trading ko limit karne ka haq hota hai (jo short selling ke liye required hota hai), aur ek panic ke dauraan woh aapko most likely allow nahi karenge ki aap ek stock ko short karein jo unke liye high risk hai.
| null | null |
**Frequently Asked Questions:**
1. Broker ka kaam kya hota hai?
- Broker vyaparik dhandho mein investors ke liye stocks, property, insurance, etc. kharidne aur bechne mein madad karta hai.
2. Kya main bina broker ke share bazar mein invest kar sakta hoon?
- Haan, aap khud bhi share bazar mein invest kar sakte hain lekin broker ki madad se aapko achhi guidance milti hai.
3. Broker kaise paise kamata hai?
- Broker apne clients se commission ya fees leta hai har successful transaction par.
| null |
141 |
Why do investors buy stock jo ki appreciate ho chuka hai?
|
You seem to prefer to trade like : Buy low, sell high. But there are some log that prefer a different way: Buy high, sell higher. A stock that has just appreciated is in motion. That is a promise (not always kept) that it will continue to go higher. Some log want stocks that not only go higher, but also SOON. The disadvantage of buy low, sell high is that the stock can stay low for some time. So thats a strategy for patient investors.
| null | null |
# Use Cases
1. Jab kisi company ka stocks extend hote hain, toh investors ko confidence aata hai ki company achha perform kar rahi hai aur future mein bhi growth hogi.
2. Stock market mein jab overall stocks extend hote hain, toh market mein liquidity aati hai aur investors ka interest bana rehta hai.
3. Long-term investors apne portfolio mein stocks extend karne par focus karte hain, kyunki isse unka wealth grow hota hai.
| null |
142 |
Does the stock market create any sort of value?
|
Its not a ponzi scheme, and it does create value. I think you are confusing creating value and producing something. The stock market does create value, but not in the same way as Toyota creates value by making a car. The stock market does not produce anything. The main way money enters the stock market is through investors investing and taking money out. The only other cash flow is in through dividends and out when businesses go public. & The stock market goes up only when more people invest in it. Although the stock market keeps tabs on Businesses, the profits of Businesses do not actually flow into the Stock Market. Earnings are the in-flow that you are missing here. Business profits DO flow back into the stock market through earnings and dividends. Think about a private company: if it has $100,000 in profits for the year then the company keeps $100,000, but if that same company is publicly traded with 100,000 shares outstanding then, all else being equal, each of those shares went up by $1. When you buy stock, it is claimed that you own a small portion of the company. This statement has no backing, as you cannot exchange your stock for the companys assets. You cant go to an Apple store and try to pay with a stock certificate, but that doesnt mean the certificate doesnt have value. Using your agriculture example, you wouldnt be able to pay with a basket of tomatoes either. You wouldnt
| null | null |
2. **How are values determined in the stock market?**
- Values in the stock market are determined by supply and demand, company performance, and market conditions.
3. **Why is it important to know the values of assets?**
- Knowing the values of assets helps in making informed investment decisions and assessing financial health.
4. **Can values fluctuate?**
- Yes, values can fluctuate based on market conditions and other factors.
5. **Are values the same as price?**
- While values and price are related, they are not the same. Values represent the worth of an asset, while price is the amount agreed upon in a transaction.
| null |
142 |
Why do log stocks khareedte hain jo koi dividend nahi dete?
|
There are many stocks that dont have dividends. Their revenue, growth, and reinvestment help these companies to grow, and my share of such companies represent say, one billionth of a growing company, and therefore worth more over time. Look up the details of Berkshire Hathaway. No dividend, but a value of over $100,000. Not a typo, over one hundred thousand dollars per share. Translation: Bahut saari stocks hoti hain jo dividends nahi deti hain. Unki revenue, growth, aur reinvestment in companies ko grow karne mein madad karti hai, aur meri share in companies mein ek billionth part represent karta hai, aur isliye samay ke saath zyada valuable ho jata hai. Berkshire Hathaway ke details check karo. Koi dividend nahi, lekin ek share ki value $100,000 se zyada hai. Typo nahi hai, ek lakh dollar se zyada per share.
| null | null |
## Use Cases:
1. **Investment**: Log shares kharid kar long-term investment karte hain taki wo company ke profits ka hissa pa sakein.
2. **Trading**: Short-term profit ke liye log shares buy aur sell karte hain.
3. **Dividend Income**: Companies apne shareholders ko profits share karne ke liye dividends deti hain.
| null |
143 |
Are koi statistics jo Title Insurance ki zarurat ko support karte hain?
|
Title insurance aapko deed mein defects se bachata hai jo aapke mortgage ko invalid kar sakte hain. Ye bohot zaroori hai kyunki ye mudde pehle ho chuke hain, jo unhe detect karna mushkil banata hai.
| null | null |
1. **Kya insurance lena zaroori hai?**
- Haan, insurance lena aapki suraksha aur future ke liye zaroori hai.
2. **Kitne prakar ke insurance hote hain?**
- Kai prakar ke insurance policies hote hain jaise life insurance, health insurance, vehicle insurance, etc.
3. **Kya insurance premium wapas milta hai?**
- Nahi, insurance premium wapas nahi milta hai, par insurance claim ke samay aapko financial madad milti hai.
4. **Kya insurance company ke saath direct claim kar sakte hain?**
- Haan, aap insurance company ke saath direct claim kar sakte hain.
5. **Kya insurance claim ke liye documents jaruri hote hain?**
| null |
143 |
So, insurance kaise help karta hai?
|
The insurance covers potential risks related to property ownership that could have happened years ago. Its generally cheaper than continuous legal checks, and its essential for protecting your investment. Insurance un sabhi potential risks cover karta hai jo property ownership se judi ho sakti hain jo kai saal pehle ho chuki hain. Yeh aam taur par lagataar legal checks se sasta hota hai, aur yeh aapke investment ko bachane ke liye avashyak hai.
| null | null |
**Use Cases:**
1. Car Insurance: Agar aapka car insured hai aur kisi durghatna mein damage hota hai, toh insurance company aapko financial support provide karegi.
2. Health Insurance: Agar aap bimar padte hain aur aapki health insurance policy hai, toh aapko ilaj ke liye paisa milega.
3. Life Insurance: Agar insured vyakti ki maut ho jati hai, toh unke pariwar ko insurance policy ke tehat paisa diya jata hai.
**Frequently Asked Questions:**
| null |
143 |
Is it sach mein worth it, even if the payout lagta hai low?
|
Title insurance payouts ki typically kam hoti hain premiums ke mukable, ye ek suraksha hai against potentially huge losses. Bahut se logon ke liye, especially agar mortgage lena ho, ye ek zaroori kharch hai.
| null | null |
## Overview:
Is article mein hum baat karenge worth lakh crore ke baare mein. Lakh crore ek bade amount ko represent karta hai jo financial world mein ek important concept hai. Is amount ka sahi samajhna aur uska sahi istemal karna financial planning mein bahut zaroori hai.
| null |
144 |
Why is auto insurance ridiculously overpriced for those who drive few miles? Auto insurance itna mehnga kyun hai unke liye jo kam mileage par chalate hain?
|
Insurance premiums mein sirf mileage ke alawa kai factors hote hain jaise ki population density aur vehicle type.
| null | null |
Haan, price rises insurance premiums par bhi asar daalta hai, jo consumers ke insurance costs ko badha sakta hai.
| null |
144 |
So, mileage alone doesnt determine the premium?
|
Correct. Premiums ko kai factors se influence hota hai, aur ek kam mileage hamesha cost mein proportional decrease nahi laata.
| null | null |
7. **Kya vehicle insurance premiums vary karte hain?**
- Haan, vehicle insurance premiums vary karte hain based on factors like vehicle type, usage, and location.
8. **Kya vehicle loan early repayment beneficial hota hai?**
- Vehicle loan early repayment karne se interest savings hota hai lekin kuch banks prepayment charges bhi le sakte hain.
9. **Kya vehicle purchase mein down payment important hai?**
- Down payment dena vehicle purchase ke liye beneficial hota hai kyunki loan amount reduce hota hai aur interest payments kam hote hain.
| null |
144 |
Are there koi tareeke to lower the premium?
|
Shopping around for coverage aur policies compare karne se help mil sakti hai, lekin premium par location aur vehicle risk jaise factors ka ab bhi asar padega.
| null | null |
20. Kya lower rate se pension plan lena faydemand hota hai?
| null |
145 |
Can preventive health checkup ko alag se kharcha maana jaa sakta hai medical expenses se?
|
Preventive health checkups ko Section 80D ke antargat tax rebates ke roop mein dava kiya ja sakta hai, lekin yeh aapke employer se chikitsa bhugtan ke roop mein nahi maanga ja sakta.
| null | null |
- Haan, kuch health insurance policies ke liye medical checkup zaruri hota hai.
18. Kya health insurance policy ke premium mein hike hoti hai?
- Haan, health insurance policy ke premium mein hike ho sakti hai.
19. Kya health insurance policy ke under preventive checkups cover hote hain?
- Haan, kuch health insurance policies mein preventive checkups cover hote hain.
20. Hospitalisation ke dauraan cashless facility kaise kaam karti hai?
- Cashless facility mein aapko hospitalisation ke expenses direct insurance company ke through settle kiye jaate hain.
| null |
145 |
How does it work with the employers reimbursement?
|
Employer reimbursement up to Rs 15,000 is tax-free if you submit bills. Without bills, its taxable. Employer reimbursement tak upto Rs 15,000 tax-free hai agar aap bills submit karte hain. Bina bills ke, yeh taxable hai.
| null | null |
## Use Cases:
1. **Health Insurance**: Many companies offer health insurance coverage to their employees as part of their benefits package. This helps employees cover medical expenses and ensures their well-being.
2. **Retirement Plans**: Employers may provide retirement plans such as a 401(k) to help employees save for their future and secure their financial stability after they retire.
3. **Paid Time Off**: Paid time off allows employees to take a break from work without losing their income, promoting work-life balance.
| null |
145 |
What about the additional rebate? Kya additional rebate ke baare mein?
|
Section 80D allows a rebate for health checkups up to Rs 5,000 separately, which can help reduce your tax liability. Section 80D ke anusaar, aapko health checkups ke liye alag se Rs 5,000 tak ka rebate diya jata hai, jo aapki tax liability ko kam karne mein madad kar sakta hai.
| null | null |
16. Kya bank offers ke liye special code ya coupon ki zarurat hoti hai?
Kuch offers ke liye special code ya coupon ki zarurat hoti hai jo aapko apply karna padta hai.
17. Kya bank offers ke liye minimum transaction amount hota hai?
Kuch offers ke liye minimum transaction amount hota hai jise meet karna important hota hai.
18. Kya bank offers ke liye cashback milta hai?
Haan, kuch bank offers mein cashback bhi milta hai jo aapke account mein credit hota hai.
| null |
146 |
Renters insurance for causing property damage?
|
Renters insurance mein aksar liability coverage hoti hai accidental damage ke liye jaise ki flooding ya fire jo tenant ke dwara hua ho.
| null | null |
8. Rental property ka insurance kyu zaroori hai?
- Rental property ka insurance property owner ko nuksan se bachata hai natural calamities ya anya nuksan ke case mein.
9. Rental property se income tax mein kya labh hota hai?
- Rental income par income tax bharna hota hai aur kuch cases mein deductions bhi milte hain.
10. Rental property se kaise income badha sakte hain?
- Property ke renovation, better amenities provide karke ya rent badhakar income badha sakte hain.
11. Property kiraye par dene se pehle kya check karna chahiye?
- Tenant ka background check, previous rental history, aur employment verification zaroori hai.
| null |
146 |
Does yeh sab prakar ke haadsa cover karta hai?
|
Coverage aam taur par jaankari se chhoot jaati hai ya toh manmohak nuksaan ya laparwahi ke liye. Kripya apne gharwalon ki policy mein jaanch karein accidental ghatnayein ke liye jo kirayedaar ki galti se nahi hui ho.
| null | null |
- Haan, anumati prapt karne ke liye kuch vishes dastavez ki jarurat hoti hai.
| null |
146 |
What should I do if I have concerns? Kya karna chahiye agar mere paas koi chinta ho?
|
Discuss apne specific concerns aur policy details apne insurance agent ke saath tak ki aap properly covered ho.
| null | null |
17. Kya main naye business start karke apne paiso ko invest kar sakta hoon?
18. Kya main naye retirement plan kharid kar apne future ke liye tayyari kar sakta hoon?
19. Kya naye education courses kharid kar apne career ko badha sakte hain?
20. Kya main naye health insurance plan kharid kar apne medical expenses ko cover kar sakta hoon?
| null |
147 |
How can I organize my finances aur har record type ko ek number assign kar sakti hoon?
|
Mint.com personal finance ke liye great hai, transactions ko categories mein daalne aur custom filters create karne ke liye. Isne mujhe dikha ke main Starbucks mein $90 har mahine spend kar raha tha instead of $30.
| null | null |
## Overview
Maintain ka matlab hai apne financial records ko regularly update aur organize karna. Yeh ek bahut hi important step hai financial stability aur growth ke liye. Jab aap apne financial transactions ko maintain karte hain, tab aap apne income, expenses, investments, aur savings ka sahi record rakhte hain. Isse aapko apne finances ko better manage karne mein madad milti hai.
| null |
147 |
Is Mint.com sufficient for a business? Mint.com kya ek business ke liye kaafi hai?
|
For businesses, Mint.com ek full accounting system nahi hai, lekin kai accounting offices custom solutions ka istemal karte hain. Yeh personal finance tracking ke liye achha hai.
| null | null |
3. **Kya business shuru karne ke liye million rupaye enough hote hain?**
- Yeh depend karta hai ke aap ka business idea kya hai aur kis field mein aap ka business hai. Kuch businesses ke liye million rupaye enough hote hain lekin kuch ke liye nahi.
4. **Kya million rupaye se retirement plan bana sakte hain?**
- Haan, aap apne million rupaye ko wisely invest karke retirement ke liye plan bana sakte hain.
| null |
147 |
What about creating my own categories aur filters?
|
Haan, aap apne khud ke categories create kar sakte hain Mint.com mein, jo aapko apne kharche ka behtar tracking aur customization karne ki anumati deti hai.
| null | null |
18. Categories ko monitor karne ke liye kaunsi tools ka istemal kiya ja sakta hai?
Categories ko monitor karne ke liye financial management apps aur software ka istemal kiya ja sakta hai.
19. Kya categories ke liye alag-alag investment vehicles choose kiye ja sakte hain?
Haan, categories ke liye alag-alag investment vehicles choose kiya ja sakte hain jaise ki mutual funds, stocks, bonds, etc.
20. Kya categories ko customize kiya ja sakta hai?
Haan, categories ko customize karke apne personal financial needs ke hisaab se modify kiya ja sakta hai.
| null |
148 |
Why would a company care about the price of its own shares in the stock market? Kyun hoga kisi company ko apni khud ki shares ke daam se chinta stock market mein?
|
Share price ek company ki keemat ka ek mukhya tareeka hai. Misaal ke taur par, yeh ek company ke ability ko prabhavit karta hai paise udhaar lene ya funds raise karne mein.
| null | null |
## Frequently Asked Questions:
1. **Share price kya hota hai?**
Share price ek company ke ek share ka daam hota hai jo stock market mein trade hota hai.
2. **Share price kaise determine hota hai?**
Share price market ke supply aur demand ke adhar par determine hota hai.
3. **Share price ke fluctuations ka reason kya hota hai?**
Market conditions, company performance, economic factors, and news can cause share price fluctuations.
4. **Share price increase hone par kya karna chahiye?**
Investors can choose to hold onto the shares, sell them for profit, or reevaluate their investment strategy.
| null |
148 |
How does share price impact financial activities? Kaise share price financial activities ko prabhavit karta hai?
|
A high share price can make it easier to borrow money or raise funds, while a low share price can make these activities difficult. Ek uchch share keemat se paisa udhaar lena ya funds uthana aasan ho jaata hai, jabki ek neeche share keemat se ye activities mushkil ho sakti hain.
| null | null |
6. Kya share price fluctuate hoti rehti hai?
- Haan, share price market ke changes ke hisab se fluctuate karti rehti hai.
7. Share price ka impact company ke stakeholders par kya hota hai?
- Share price ka impact company ke shareholders, investors, employees, aur management par hota hai.
8. Share price ke badhne ya ghatne ka kya matlab hota hai?
- Share price ke badhne ka matlab company ke value increase ho rahi hai, aur share price ke ghatne ka matlab company ke value decrease ho rahi hai.
| null |
148 |
Are there kisi aur reasons for a company to monitor its share price?
|
Yes, ek company ke share price kaafi important hota hai uske liye ki dusri companies ko acquire karne mein ya investors ko attract karne mein, isliye uska track karna bahut zaroori hota hai.
| null | null |
## Summary
Listed companies apne shares ko stock exchange par list kar deti hain taki public unme invest kar sake. In companies ka financial performance, governance aur transparency ko monitor karna investors ke liye zaruri hota hai. Listed companies ke shares market conditions aur company performance ke according fluctuate karte hain, isliye investors ko careful analysis aur research karna chahiye invest karne se pehle.
| null |
149 |
How do I account for 100 percent vendor discounts in GnuCash 2.6.5? Kaise mai GnuCash 2.6.5 mein 100 percent vendor discounts ko account karu?
|
Use Option 3 ko istemal karo discount ko record karne ke liye aur GnuCash community se aur guidance ke liye sampark karo. Yeh aapke records ko sahi rakhta hai aur IRS ke anusaar compliant rakhta hai.
| null | null |
**Q5. Kya exchange offers bhi discounts ke category mein aati hain?**
A5. Haan, exchange offers bhi ek form of discount hote hain jahan purana product exchange karke naya product kam price par milta hai.
**Q6. Kya GST par bhi discount applicable hota hai?**
A6. Nahi, GST amount par discount nahi milta hai. Discount sirf product price par applicable hota hai.
**Q7. Kya discount ke liye specific payment methods ka use karna padta hai?**
A7. Nahi, generally discount sabhi payment methods ke liye available hota hai.
| null |
149 |
Where can I get help for GnuCash issues? → Main GnuCash issues ke liye kahan se madad le sakte hain?
|
You can ask the GnuCash community on their IRC channel #gnucash, email them, or check the documentation for additional help. Tum #gnucash IRC channel par GnuCash community se pooch sakte ho, unhe email kar sakte ho, ya documentation check kar sakte ho additional help ke liye.
| null | null |
## Frequently Asked Questions
1. Spend kya hai?
- Spend ka matlab hai paiso ka istemal ya kharch karna.
2. Kaise apne spending habits ko control karein?
- Apne expenses ko track karein aur budget banakar expenses ko monitor karein.
3. Credit card se shopping karte waqt kya dhyan mein rakhna chahiye?
- Credit card ka limit aur interest rate ko dhyan mein rakhkar shopping karein.
4. Kya har mahine fixed amount save karna chahiye?
- Haan, har mahine fixed amount save karna chahiye for future financial security.
5. Kaise pata lagaye ki kis cheez par zyada paisa kharch ho raha hai?
| null |
149 |
Is there a specific reason to prefer Option 3? Kya Option 3 ko prefer karne ka koi khaas karan hai?
|
Option 3 ek poora record rakhta hai aur IRS ke requirements ke saath compliant hai, aapke accounts mein transparency aur accuracy ko ensure karte hue.
| null | null |
17. Kya delivery option choose karne se trading flexibility kam ho jati hai?
- Haan, delivery option choose karne se trading flexibility thoda kam ho sakti hai.
18. Kya delivery option choose karne se trading cost badh jate hain?
- Haan, delivery option choose karne se trading cost thoda badh sakte hain.
19. Kya delivery option choose karne se settlement process complex ho jata hai?
- Haan, delivery option choose karne se settlement process thoda complex ho sakta hai.
20. Kya delivery option choose karne se trading volume par asar padta hai?
- Haan, delivery option choose karne se trading volume par asar pad sakta hai.
| null |
150 |
What is the effect of dividends on the futures price of an index? Effect puchhe dividends ka index ke futures price pe?
|
Dividends affect the price of the constituent stocks but not the index value itself. Futures prices account for expected dividends. डिवीडेंडà¥à¤¸ किसà¥à¤®à¤¤ के सूचक शेयरों की कीमत पर पà¥à¤°à¤à¤¾à¤µ डालते हैं लेकिन सूचक मूलà¥à¤¯ पर नहीं। à¤à¤µà¤¿à¤·à¥à¤¯ की डिवीडेंडà¥à¤¸ को धà¥à¤¯à¤¾à¤¨ में रखती हैं फà¥à¤¯à¥‚चरà¥à¤¸ कीमतें।
| null | null |
18. **Kya stock dividend shareholders ke voting rights ko affect karta hai?**
- Stock dividend shareholders ke voting rights ko nahi affect karta, kyunki shares increase hone par voting rights proportionally badh jaate hain.
19. **Stock dividend kitne percentage mein issue hota hai?**
- Stock dividend ka percentage company ke discretion par depend karta hai aur yeh normally existing shares ke hisaab se decide hota hai.
20. **Kya stock dividend company ke future prospects ko indicate karta hai?**
- Haan, stock dividend issue karne se company apne shareholders ko future growth ke liye optimistic signal bhejti hai.
## Summary
| null |
150 |
How do dividends influence index futures prices? Kaise dividends affect karte hain index futures ke prices?
|
Futures prices factor in expected dividends since they influence the underlying stock prices, even though the index itself isnt directly affected. Futures ke daam mein aane wale dividend ki bhavishyavani shamil hoti hai kyunki ye mool stock prices par prabhav dalte hain, bhale hi index swayam seedhe prabhavit nahi hota.
| null | null |
- Fluctuations ho sakti hain due to economic conditions, company performance, ya industry trends ke changes.
8. **Dividend growth aur capital appreciation mein kya difference hai?**
- Dividend growth income provide karta hai shareholders ko jabki capital appreciation mein investors profit earn karte hain price appreciation se.
9. **Kya dividend growth rate dividends ki frequency ko affect karta hai?**
- Nahi, dividend growth rate sirf dividends ke amount ko affect karta hai, frequency ko nahi.
10. **Kya dividend growth rate market ke fluctuations se influence hota hai?**
| null |
150 |
Are there alag-alag prakar ke futures contracts?
|
Yes, kuch futures contracts Total Return indexes par based hote hain, jo dividends ko include karte hain, price return indexes ke opposite.
| null | null |
## Overview
Futures contract ek prakar ka financial samjhauta hota hai jisme do parties ke beech mein future mein kisi asset ki kharid ya bech ka anumodan hota hai. Isme, asset ka moolya, samay avadhi aur shartey pehle se hi tay hoti hai. Yeh contract commodity, stocks, currencies jaise bazaar mein kiya ja sakta hai.
| null |
151 |
What are the tax implications of investing a $50k income? Tax implications ka mtlb hota hai kya hota hai jab aap $50k ki income invest karte hain?
|
After taxes, the remaining amount can be invested. You’ll pay taxes on dividends and capital gains later, but using retirement accounts can defer or avoid these taxes. Taxes ke baad, bacha hua paisa invest kiya ja sakta hai. Aap dividends aur capital gains par baad mein tax denge, lekin retirement accounts ka istemal karke aap ye taxes taal sakte hain ya unse bach sakte hain.
| null | null |
13. Kya trillion dollar ke investments mein tax implications hoti hain?
- Haan, trillion dollar ke investments mein tax implications bhi hote hain, isliye tax planning bhi important hota hai.
14. Kya trillion dollar ke investments mein liquidity ka issue hota hai?
- Trillion dollar ke investments usually liquid hote hain, lekin kuch complex financial instruments mein liquidity ka issue ho sakta hai.
15. Kya trillion dollar ke investments mein leverage ka use kiya jata hai?
- Trillion dollar ke investments mein leverage ka use kiya jata hai, lekin caution ke sath taaki risk control mein help ho.
| null |
151 |
Retirement accounts kis tarah se meri investment taxes ko prabhavit kar sakte hain?
|
Retirement accounts jaise tax-deferred ya Roth IRAs allow karte hain ki aapko capital gains ya dividends par tax dena na ho, lekin unka tax treatment alag hota hai.
| null | null |
## Overview
Roth ek prakar ka retirement account hota hai jisme aap paisa invest kar sakte hain jo tax-free hota hai jab aap usse nikalte hain. Isme aapko tax ke liye chinta karne ki zarurat nahi hoti hai jab aap retire ho jaate hain. Yeh ek popular retirement planning tool hai jo long-term savings ke liye istemal hota hai.
| null |
151 |
What if I use a tax-deferred account?
|
Youll pay taxes on withdrawals, but you benefit from deferring taxes on investment gains while your money grows. Tumhe withdrawals par tax dena padega, lekin jab tak tumhara paisa badhta hai tab tum investment gains par tax ko defer karte ho, isse tumhe faayda hota hai.
| null | null |
## Use Cases
1. **Retirement Planning**: Pension plans aur retirement accounts jaise ki 401(k) mein taxdeferred contributions se retirement savings ko grow kar sakte hain.
2. **Education Savings**: 529 plans mein bhi taxdeferred contributions se apne baccho ke education ke liye funds accumulate kar sakte hain.
3. **Insurance**: Certain insurance policies jaise ki Unit Linked Insurance Plans (ULIPs) mein bhi taxdeferred benefits hote hain.
## Frequently Asked Questions
1. **Taxdeferred kya hota hai?**
- Taxdeferred ka matlab hota hai income tax ke liye payment ko postpone karna.
| null |
152 |
Why are U.S. credit unions not open to everyone?
|
Credit unions ko law (12 USC 1759 (b)) ke anusaar ek common bond ya geographic area waale groups tak hi membership limit karni chahiye.
| null | null |
## Summary
Credit Union ek beneficial financial institution hai jo apne members ki financial needs ko cater karta hai with a focus on their well-being. Ismein members ko competitive interest rates, lower loan rates, personalized service, aur other benefits milte hain. Credit Union se judi kisi bhi query ya service ke liye apne local Credit Union branch se contact kar sakte hain.
| null |
152 |
What does the law say about credit union membership? Credit union membership ke baare mein kanoon kya kehta hai?
|
The law mandates that credit unions ko yeh zaroori hai ki woh groups ko serve karein jinmein ek common bond ho ya phir specific geographic area mein rehne wale log, limiting their open membership.
| null | null |
- Haan, Credit Union mein account open karne ke liye membership ki zarurat hoti hai.
5. Credit Union ke benefits kya hain?
- Credit Union offers competitive interest rates, lower loan rates, and personalized service to its members.
6. Kya Credit Union mein bhi FD ya RD account open kar sakte hain?
- Haan, Credit Union mein bhi FD ya RD account open kar sakte hain.
7. Kya Credit Union mein online banking facilities available hain?
- Haan, most Credit Unions offer online banking facilities to their members.
8. Credit Union se loan lena safe hota hai?
| null |
152 |
Where can I find more details on this regulation? Kahan mujhe is regulation ke baare mein aur details mil sakti hain?
|
You can refer to the manual from the National Credit Union Administration for more detailed information on these regulations. Tum in regulations ke detailed information ke liye National Credit Union Administration ka manual refer kar sakte ho.
| null | null |
9. Markets regulator ko kaise contact kiya jaa sakta hai?
- Markets regulator ke website par contact details available hote hain.
10. Securities market me investment karne se pehle kya kya dhyan me rakhna chahiye?
- Markets regulator ke regulations aur market conditions ko samajhna important hai investment karne se pehle.
11. Markets regulator ka kya main goal hota hai?
- Markets regulator ka main goal hota hai financial markets ko monitor karke investor protection ensure karna.
12. Markets regulator ka role stock exchanges ke sath kya hai?
| null |
153 |
Can main kya apne tax return par mere videshi seminar ke flights ka daava kar sakta hoon?
|
In the U.S., sirf seminar registration ka paisa claimable hai agar wo business ke liye zaroori hai. Vacation expenses deductible nahi hote.
| null | null |
8. Kya online learning se main taxes ke baare mein jaan sakti hoon?
- Haan, online courses se aap taxes ke concepts aur planning ke baare mein samajh sakte hain.
9. Kya online learning se main retirement planning sikh sakti hoon?
- Haan, retirement planning ke liye bhi online courses available hain jo aapko guide karte hain.
10. Kya online learning se main apne business ke liye financial strategy develop kar sakti hoon?
- Haan, online courses se aap apne business ke liye financial strategy develop karne ke tips seekh sakte hain.
| null |
153 |
What if the seminar is a chhota sa part of a longer trip?
|
The seminar zaroori hai for business, and the IRS might question trips combined with vacations. The registration cost is deductible, lekin not the vacation part.
| null | null |
5. Kya individuals bhi programme visit kar sakte hain?
- Haan, individuals bhi financial literacy seminars ya skill development programs me invest kar sakte hain.
6. Programme visit se kya benefit hota hai?
- Programme visit se knowledge enhancement, skill development, networking opportunities, aur industry insights milte hain.
7. Kya programme visit risky hota hai?
- Programme visit bhi investment hai, ismein risk hota hai lekin sahi jagah invest karne se acche returns bhi mil sakte hain.
8. Kaise programme visit choose karein?
| null |
153 |
How should I document the business purpose of the seminar? Kaise main seminar ka business purpose document karun?
|
Ensure ki tumhare paas ek clear business reason ho attendance ke liye aur saari relevant documentation ko support karne ke liye.
| null | null |
## Use Cases
1. **Agreements**: Jab business owners agreements sign karte hain, toh unhein samajhna chahiye ki usmein kya likha hai aur kaise impact hoga unke business par.
2. **Contracts**: Contracts ke terms and conditions ko samajhna aur likhna important hai tak business ko legal protection mile.
3. **Financial Documents**: Financial reports, budgeting, aur business plans likhna bhi gandhar ka hissa hai.
## Frequently Asked Questions
| null |
154 |
Does it make any sense to have individual stocks, bonds, preferred shares
|
Sure, kuch general rules of thumb ke saath: transaction fees ke liye zyada pay na karne ke liye minimum portfolio balance kya hona chahiye? Waise, fee portfolio balance ya order size ke saath change nahi hoti, toh mujhe nahi pata ki aap yahaan kya karne ki koshish kar rahe hain. Transaction fees kam karne ka tarika hai kam transactions hona. Yani ki koi day-trading nahi, koi option rolling nahi, etc. Ek Buy-and-hold strategy (free dividend reinvestment ke saath agar available hai) transaction fees ko minimize karegi.
| null | null |
- Haan, mutual funds ek diversified portfolio hote hain jisme stocks, bonds, aur doosre securities shaamil hote hain.
12. Kitne prakar ke stocks hote hain?
- Stocks alag-alag sectors aur industries se related hote hain jaise IT stocks, pharma stocks, banking stocks, etc.
13. Bonds kharidne se kya time duration hoti hai investment ki?
- Bonds ke maturities alag-alag hoti hain jaise short-term bonds, medium-term bonds, aur long-term bonds.
14. Kya stocks aur bonds mein invest karne ke liye kisi brokerage account ki zarurat hoti hai?
| null |
154 |
Buy aur sell stock at specific earnings ko kaha jata hai Hinglish mein?
|
Enjoy karo free trades jab tak chal rahe hain, aur iska faayda uthao kyunki yeh ab functionally aapke potential profits par koi tax nahi hai. Ek side note par, RobinHood aur doosre past mein customers ko low-to-zero fee trades ke saath attract karte hain phir completely business paradigm badal dete hain ya operations band kar dete hain. Sab brokers kam fees charge kar sakte hain jitni woh karte hain, lekin unhe exchanges se fees charge hoti hain, aur in fees ko eventually customer tak pahunchana padega ya phir wo bankrupt ho jayenge.
| null | null |
### 3. Kya main ek din mein multiple buy aur sell kar sakta hoon?
Haan, aap ek din mein multiple buy aur sell orders place kar sakte hain.
### 4. Kya koi specific time hota hai buy aur sell ke liye?
Stock market mein specific trading hours hote hain jahan par buy aur sell orders place kiya ja sakta hai.
### 5. Kya main kisi bhi asset ko kabhi bhi buy ya sell kar sakta hoon?
Haan, aap kisi bhi asset ko market conditions ke according buy aur sell kar sakte hain.
### 6. Kya buy aur sell karne ke liye kuch charges lagte hain?
Haan, brokerage firms usually buy aur sell transactions ke liye charges lete hain.
| null |
155 |
What would a stock be worth if dividends did not exist? [duplicate] Agar dividends na hote toh ek stock ka value kya hota? [duplicate]
|
A share of stock ek chhota fraction hota hai of the ownership of the company. Agar aap expect karte hain ki the company ko eventually kisi ke interest mein aayega jo ek merger ya takeover ko engineer karna chahta hai, toh yeh worth hota hai jo bhi koi willing hai pay karne ke liye toh help make that happen ya fir use prevent karne ke liye. Yeh means karta hai ki yeh almost always track karega the companys value ko kisi degree tak, kyunki the company khud shares ko buy back karegi jab bhi woh sasti ho jati hain, toh apne aap ko takeover se protect karne ke liye. Yeh bhi dividends dena shuru kar sakti hai at a later date. Aap vote karne ki bhi value rakhte hain on the companys actions. Including yeh ki kya woh dividend offer karna chahiye ya fir uss paisa ko company mein reinvest karna chahiye. Basically, aap chahte hain ki aap own karein that share -- ya fir na karein -- for the same reasons jinke liye aap chahte hain ki aap own karein a piece of that business. Kyunki exactly yeh hi hai.
| null | null |
2. **Stock dividend aur cash dividend mein kya antar hai?**
- Cash dividend mein company shareholders ko cash ya paisa deti hai jabki stock dividend mein company shares ke form mein dividend deti hai.
3. **Kyun koi company stock dividend issue karti hai?**
- Company stock dividend issue karke apne shareholders ko growth ka signal deti hai aur unhe ownership mein bhi badhava deti hai.
4. **Kaise calculate hota hai stock dividend?**
- Stock dividend ka value company ke existing shares ke hisaab se calculate hota hai.
| null |
156 |
What is the rationale behind stock markets retreating due to S&P having a negative outlook on the USA?
|
If you spoke in front of a group of people in 2001 about the possibility of be lowered, you would be written off as a kook. Now S&P is talking about a negative credit outlook -- scary stuff. Its scary because a base assumption in any risk model is that US Treasury debt is utterly reliable and comes with zero default risk. So publicly banding about the notion that US Treasury debt may be less the AAA in two years is a shock to the system and changes the way many people assess risk. Its also scary because Treasury debt is auctioned... will a spooked market still accept a measely 2.9% return for a 7 year T-Bill? But while the prospect of a credit downgrade is truly a bad thing, you also need to take the S&P statements with a grain of salt -- since being a named a villain during the mortgage implosion (these were the guys who declared junk mortgage securities as AAA), they now err on the side of doom and gloom. So while things are bad, theyve been bad since the Bush administration was forced to put Fannie Mae & Freddie Mac on the government balance sheet to stave off a bank panic. The scary stuff about default in July due to the debt ceiling debate is not very credible at all. Unless the Republican House plans on dramatically slashing spending on Medicare, Defense or Social Security and have the votes to stick to that strategy, the debt ceiling will be raised after much ado.
| null | null |
- No, the economic outlook can vary significantly between countries based on their economic policies, resources, and external factors.
8. How does the global economic outlook affect stock markets?
- Positive economic outlooks can lead to higher stock prices, while negative outlooks can trigger market downturns.
9. Can individuals benefit from understanding the global economic outlook?
- Yes, individuals can use this information to make informed decisions about investments, savings, and career choices.
10. How do changes in interest rates affect the global economic outlook?
| null |
156 |
How can I find out which ETFs has holdings in a particular stock? Kaise pata karun ki kaun se ETFs mein kis stock ke holdings hain?
|
This ETFchannel.com page dikhata hai ki kaun se ETFs mein Wells Fargo hold hote hain aur aap dusre stocks ki search kar sakte hain jo site par same information dete hain. Ye Google ke liye bhi same information hai. Ye aapko ye bhi batata hai ki kis ETF ka kitna percentage ek particular stock hai. Dhyaan dijiye ki ye site bilkul free nahi hai. Aapko 6 ghante mein 6 pages tak ki limit hogi agar aap subscription nahi lete. Aur ETFdb.com bhi ek similar tool offer karta hai.
| null | null |
6. **Kya ETFs mein SIP kar sakte hain?**
- Haan, kuch ETFs mein SIP facility available hoti hai.
7. **ETFs mein kis tarah ke assets hote hain?**
- ETFs mein stocks, bonds, commodities, ya anya assets ho sakte hain.
8. **ETFs mein expense ratio kya hota hai?**
- Expense ratio ETF ke fund management expenses ko reflect karta hai.
9. **ETFs mein trading ke liye market hours kya hoti hain?**
- ETFs stock exchange par trade hote hain, jisme market hours ke hisab se buy aur sell kiya ja sakta hai.
10. **ETFs mein kis tarah ke risks hote hain?**
- ETFs market volatility, liquidity risk, aur tracking error ke subject hote hain.
| null |
157 |
How to decide on limits when purchasing/selling stocks? Kaise decide karein limits jab stocks khareedte ya bechte hain?
|
Your strategy tha ke tumne kaha tha ki ise ek index fund mein dalna hai. Par phir tumne stock limits set karne ke baare mein puchha. Mujhe confusion ho rahi hai. Funds usually din ke end par apni price par trade karte hain, toh tumhe is par time nahi lagana chahiye. Just apna order place karo. Agar tum ETFs khareed rahe ho, toh market par itna volume hoga ki tumhara small trade price par koi asar nahi dalne wala hai. Tumhe bas ek market order place karna chahiye. Ek market order ek order hota hai jisme aap ek stock ko buy ya sell karne ke liye current market price par place karte ho. Ek limit order ek order hota hai jisme aap ek security ko specific price par buy ya sell karne ke liye place karte ho. US mein jab bhi aap kisi broker ke saath trade karte ho, toh aap ya toh ek limit order place kar sakte ho ya ek market order. Ek market order sirf aapke order ko next best sellers ke saath match karta hai. Agar aap ek limit order place karte ho, toh aap specific price par shares khareedna specify karte ho. Tumhara order tab fill hoga jab
| null | null |
- Stocks market mein market order, limit order, stop loss order jaise orders place kiye ja sakte hain.
14. Stocks mein investing ke liye kitne years ka horizon hona chahiye?
- Stocks mein investing ke liye long-term horizon hona chahiye, kam se kam 5-10 saal ka.
15. Stocks kharidne se pehle company ke management ka kaise analysis kiya ja sakta hai?
- Stocks kharidne se pehle company ke management ka past performance aur future plans ka analysis kiya ja sakta hai.
16. Stocks investment ke liye risk tolerance kaise decide karein?
- Stocks investment ke liye apna risk tolerance level determine karke investment karna chahiye.
| null |
157 |
How exactly does dealing in stock make me money?
|
If you buy a stock and it goes up, you can sell it and make money. But if you buy a stock and it goes down, you can lose money. Agar aap ek stock khareedte hain aur wo badh jaata hai, toh aap use bech kar paisa kama sakte hain. Lekin agar aap ek stock khareedte hain aur wo gir jaata hai, toh aap paisa haar sakte hain.
| null | null |
Use Cases:
1. Buying shares of a leading bank can provide stable returns through dividends and capital appreciation.
2. Investing in an insurance company during a growth phase can lead to significant profits.
3. Trading financial stocks during market events like interest rate hikes can yield quick profits.
| null |
158 |
What are the risks of Dividend-yielding stocks? Kya hote hain Dividend-yielding stocks ke risks?
|
No stock is risk-free. Kuch of the biggest companies in the desh, that seemed incredibly stable and secure, have suffered severe downturns or gone out of business. Twenty or thirty saal pehle Kodak ruled the camera film market. But they didnt react quickly enough when digital cameras came along and aaj theyre a shadow of their former self. Chaalis saal pehle IBM owned like 90% of the computer market -- bahut log used IBM as another word for computer. Sears used to dominate the retail department store market. Etc.
| null | null |
- Dividend yield calculate karne ke liye investors ko company ke financial statements aur dividend payment details ki zarurat hoti hai.
17. **Dividend yield ke calculation mein kis tarah ke risks ho sakte hai?**
- Dividend yield calculation mein company ke future dividend payments aur share price variations ka risk hota hai.
18. **Dividend yield se related kis type ke investors ko benefit hota hai?**
- Dividend yield income-seeking investors aur long-term investors ke liye beneficial hota hai.
19. **Dividend yield aur dividend payout ratio mein kya difference hai?**
| null |
158 |
Why is a stock jo ki dividend pay karta hai better than one jo nahi karta?
|
Dividend paying stocks better nahi hote. Vishesh roop se shareholders ko distribution par tax lagta hai jabki company most likely paisa apne operations mein tax free invest kar sakti hai. Shareholder ko phir mauka milta hai ki ve kab taxes pay karen jab ve apne shares bechenge. Companies dividends deti hain kuch reasons ke liye... 1.) Company ki taakat ko signal karne ke liye. 2.) Shareholders ko reward karne ke liye (bahut baar firm ke executives ko bade rewards milte hain bina unke control wale shares bechne ki zarurat ke.) 3.) Agar unke field mein suitable investment opportunities na ho. Jaise ki agar unke paas paisa ke saath kuchh kaam karne layak nahi ho.
| null | null |
2. **Stock dividend aur cash dividend mein kya antar hai?**
- Cash dividend mein company shareholders ko cash ya paisa deti hai jabki stock dividend mein company shares ke form mein dividend deti hai.
3. **Kyun koi company stock dividend issue karti hai?**
- Company stock dividend issue karke apne shareholders ko growth ka signal deti hai aur unhe ownership mein bhi badhava deti hai.
4. **Kaise calculate hota hai stock dividend?**
- Stock dividend ka value company ke existing shares ke hisaab se calculate hota hai.
| null |
159 |
How smart is it to really be 100% debt free? Kya sach mein 100% karz mukt rehna kitna samajhdaar hai?
|
No matter what, kabhi bhi 100% karz mukt hone mein koi galat faisla nahi hota. Lekin kuch cases mein aap karz ko apne faayde ke liye kaam mein le sakte hain (nivesh, shiksha, etc.), lekin aapko isse ek plan aur lamba term ka strategy ke saath approach karna hoga. Bade bade mein byaaz, fees, aur maal ka nuksan jaldi se jaldi kisi bhi labh ko kha jate hain.
| null | null |
## Frequently Asked Questions
1. Debt kya hai?
Debt ek form of financial obligation hai jise hume wapas dena hota hai.
2. Kya main debt free ho sakta hoon?
Haan, debt free hone ke liye aap regular payments karte rahe aur expenses ko control mein rakhe.
3. Lakh ka matlab kya hai?
Lakh ek numerical value hai jo 100,000 ko represent karta hai.
4. Ek lakh kitne rupay hote hain?
Ek lakh mein 100,000 rupaye hote hain.
5. Kya debt lena safe hota hai?
Depends on the situation. Saavdhaani se liya gaya debt financial goals achieve karne mein help kar sakta hai.
| null |
159 |
Do I pay a zero % loan before another to clear both loans faster?
|
By fully paying off one of your loans, aapke minimum repayments kam ho jayenge. Isse aapko aisa feel hoga ki aap actually se zyada ameer hain. Isse aap stuff kharidenge jo aap afford kar sakte hain lag raha hai, shayad aap kuch credit par le lenge. Kyunki aap actually afford nahi kar sakte, ye aapko ek saal baad, aapke paas abhi jaisa ya zyada karz chhod dega, lekin thoda bada TV hoga. Agar aapke home loan par extra pay karne ke liye penalty nahi hai, toh saara 11k wahan daal dena chahiye takki aapke monthly repayments maximum rahein.
| null | null |
Personal loans se debt consolidation karke aap multiple debts ko ek loan mein merge kar sakte ho aur unhe kam interest rate par repay kar sakte ho.
5. Kya mortgage prepayment se debt amount reduce kiya ja sakta hai?
Ji haan, mortgage prepayment se aap apna principal amount reduce kar sakte ho aur overall interest payment ko kam kar sakte ho.
6. Student loans ke liye refinancing kaise help karta hai debt ko kam karne mein?
Student loans ke refinancing se aap lower interest rates par loan le sakte ho aur overall repayment amount ko kam kar sakte ho.
| null |
160 |
What are my best options agar mere paas housing loans ke liye bahut saare credit lines nahi hain?
|
The chhota sa jawab hai, limited credit ke saath, aapki best bet ho sakti hai ek FHA loan for first time buyers. Unhein sirf 3.5% down payment chahiye hoti hai (agar main sahi yaad kar raha hoon), aur aap unke loan programs ke liye qualify kar sakte hain ek credit score ke saath jo kam se kam 580 ho. Samasya yeh hai ki chahe aap naye credit lines add kar len (jaise ki naye credit cards sign up karna, etc.), unhein phir bhi samay lagta hai ek positive asar banane mein aapke credit par. Pehle, aapka score har naye hard inquiry se thoda sa affected hota hai ek prospective creditor dwara, phir aapka score thoda girta hai jab ek naya credit account pehli baar add hota hai. Jab aapke credit score mein kuch mahine baad thoda sa sudhar hota hai naye credit add karne se aur aap apne payments ko samay par karne ka itihas dikhane lagte hain un accounts par, tab aapke accounts ki average age do saal ya usse zyada honi chahiye behtar asar ke liye, yadi aap sabhi payments sam
| null | null |
2. Kitne samay tak ka loan mil sakta hai?
- Aam taur par 30 saal tak ka loan mil sakta hai.
3. Kya credit score important hai housing finance ke liye?
- Haan, accha credit score loan approval ke liye important hota hai.
4. Interest rate fixed hota hai ya floating?
- Aksar banks fixed interest rate par loan dete hain, par kuch cases mein floating bhi ho sakta hai.
5. Kya prepayment option available hota hai?
- Haan, kuch banks allow karte hain prepayment without any penalty.
6. Kya documents required hote hain loan ke liye?
- Income proof, address proof, ID proof, property documents, etc. chahiye hote hain.
| null |
160 |
Facing kya hai ki jab hum day to day transactions ke liye credit cards ka istemal karte hain, tab budget mein rehna thoda mushkil ho jata hai?
|
As long as you can be trusted with a Credit Card mujhe lagta hai ki agar aapka setup hai jo teen accounts ka istemal karta hai: 1. aapka Credit Card, 2. ek high interest internet account (bahut se in accounts me koi bhi fees nahi hoti), 3. ek savings account. The Method that works for me is: pehle main apne fixed monthly bills jaise Rent aur utilities ka hisab lagata hoon aur fir use apne high interest account me transfer kar deta hoon. Jab bhi main mahine me koi purchase karta hoon to main paisa high interest account me transfer karta hoon (is tarah main mahine me kitne paise bach gaye hain ka chalne wala balance rakhta hoon). Fir jab Credit Card ka bill aata hai to main paisa high interest account se Credit Card ko pay off karne ke liye transfer karta hoon (is tarah aap paisa par interest generate karte hain jo aapne mahine bhar kharch kiya hota aur Credit Card se koi interest nahi aata) ek saal me aap kam se kam itna paisa interest me generate kar sakte hain ki ek free flight par dinner ke liye kafi paisa bach jaye!
| null | null |
2. Q: Kya credit card istemal karna safe hai?
A: Credit card istemal karne se pareshani tab hoti hai jab aap uska sahi istemal nahi karte.
3. Q: Kya investing karne se paisa badh sakta hai?
A: Haan, investing karke aapke paisa badh sakte hain, par isme risk bhi hota hai.
4. Q: Kitna emergency fund rakhna chahiye?
A: Aam taur par 3-6 mahine ke kharch ka emergency fund rakhna zaroori hai.
5. Q: Kaise budget banaye?
A: Budget banane ke liye apne income aur expenses ko track kare aur unhe alag-alag categories mein divide kare.
| null |
161 |
What are the reasons to get more than one credit card?
|
I keep ek card just for monthly bills (power company, car loan, etc.). Ye wala card unlikely hai to get hacked so I wont have to go change the credit card information on my monthly bills. I pay the credit card from my bank account. I just dont want a lot of businesses with direct access to my bank account.
| null | null |
5. They offer credit cards with attractive rewards and benefits, enhancing the purchasing power of customers.
| null |
161 |
Is it possible ki main ek payment period mein apna balance ek se zyada baar pay karke apne spend limit ko badha sakta hoon?
|
Yes, aap balance ko ek se zyada baar pay kar sakte hain, chahe woh due na ho. Ye outstanding par apply hoga aur aap fir se spend kar sakte hain. Agar aisa hai, to kya isme koi nuksan nahi hai? Koi nuksan nahi hai. Par dhyaan rakhein ki aam taur par 2-3 din lagte hain credit ko card par apply hone mein. Isliye new purchases karne se pehle isse factor karein. Main abhi ek credit card liya hai apne credit ko rebuild karne ke liye. Apne credit limit ke paas zyada spend karna zyada help nahi karta; comparison mein agar aap apne credit limit ke 10% se kam spend karte hain. To jald se jald apne limit ko card par badhane mein behtar hoga.
| null | null |
- Haan, payments bank se utility bills easily pay kiya ja sakta hai.
6. Kya payments bank ke through online shopping kar sakte hain?
- Haan, payments bank ke through online shopping kar sakte hain.
7. Kya payments bank maximum deposit limit rakhte hain?
- Haan, payments bank ke license holders ke liye maximum deposit limit hoti hai.
8. Kya payments bank ke through cash withdrawal kiya ja sakta hai?
- Haan, kuch payments banks allow cash withdrawal through their network of ATMs.
9. Kya payments bank account open karne ke liye minimum balance hona chahiye?
| null |
162 |
The Benefits/Disadvantages of using a credit card Credit card ka upyog karne ke fayde/nuksan
|
Using the card but paying it off entirely at each billing cycle is the only Good way to use a credit card. If you feel like you will be tempted to buy more than you can pay back dont use credit. As far as furnishing the apartment, the best thing to do would be to save and pay cash, but if you want to use credit the credit available at stores would be a far better deal than carrying it on a card. Card ka istemal karke lekin har billing cycle mein poora bhugtaan kar dena hi ek Achha tareeka hai credit card ka istemal karne ka. Agar tumhe lagta hai ki tum apne bhugtaan se zyada kharidoge aur wapas karne ki samarth nahi ho, to credit ka istemal mat karo. Apartment ko furnish karne ke liye, sabse achha tareeka yeh hoga ki paisa bachakar cash se bhugtaan karo, lekin agar tum credit ka istemal karna chahte ho to, store par upalabdha credit card card par lekar chalne se behtar hai.
| null | null |
Frequently Asked Questions:
1. Credit card kya hota hai?
Credit card ek tarah ka financial tool hota hai jise banks ya financial institutions provide karte hain.
2. Credit card ka upyog kaise kiya jata hai?
Credit card ka upyog online shopping, bills pay karne, ya emergency situations mein kiya jata hai.
3. Credit card ke fayde kya hain?
Credit card ka upyog karke aap immediate cashless transactions kar sakte hain aur apne credit score ko bhi improve kar sakte hain.
4. Credit card ke nuksan kya hain?
| null |
162 |
How can I check my credit score?
|
Agar aap United States mein credit score ke baare mein pooch rahe hain, toh yeh baat lagu hoti hai. Apne FICO score ka pata lagane ke liye, AnnualCreditReport pe jaayein, jo consumers ko unke credit report ko prapt karne mein madad karne wali official site hai, jo ki teen organizations - Equifax, Experian, aur TransUnion - dwara diye gaye scores ko pradan karti hain. Aap - kai states mein - har saal in teen organizations se apne credit report ka ek muft copy prapt karne ke adhikar mein hain. Is credit report ka copy aapke credit score ko nahi contain karega jo us organization se hai. Yeh report mein woh information hogi jo aapke credit score mein jaati hai - file pe credit lines, koi bhi reported delays, etc. Agar aap decide karte hain ki aap apne credit score ke liye har bureau se bhugtan karna chahte hain, toh aapko yeh information prapt karne ka vikalp milega jab aap apna credit report le rahe hain, lekin aapko iske liye ek nominal fees deni hogi. Yaad rakhein ki teeno bureaus aapko alag-alag scores
| null | null |
20. **How can I check my credit quality?**
You can check your credit quality by obtaining a credit report from credit bureaus and monitoring your credit score regularly.
| null |
163 |
How do I determine how much rent I could charge for a property?
|
Check property websites jaise Zoopla, Mouseprice, ya Rightmove ke liye rental ranges aur estimates similar properties ke liye dekhein.
| null | null |
4. **Rental Income:** Property owners earn income through rental properties. They need to manage expenses and rental agreements to maximize profits.
| null |
163 |
What other sources can help with setting rent?
|
Property websites provide achchhe estimates, lekin local rental market trends ko bhi consider karna important hai for a comprehensive view.
| null | null |
## Use Cases:
1. **Rental Income**: Property owners earn rental income from tenants who pay rent regularly.
2. **Lease Agreements**: Tenants and landlords sign lease agreements specifying rent amount, duration, and other terms.
3. **Security Deposits**: Landlords often collect security deposits from tenants to cover any damages or unpaid rent.
4. **Eviction Process**: In case of non-payment or breach of agreement, landlords may need to evict tenants through legal processes.
## Frequently Asked Questions:
| null |
163 |
Are there tools jo isme help karte hain?
|
Yes, online property tools data ko analyze karte hain aur rental estimates provide karte hain, jo aapko competitive rental prices set karne mein guide kar sakte hain.
| null | null |
- Emergency fund, budgeting, aur retirement planning tools job ke liye useful hote hain.
6. **Kya company ke benefits ka faayda uthana zaroori hai?**
- Haan, company ke benefits ka faayda uthana aapke future ke liye important hai.
7. **Kya job change karne se financial stability par asar padta hai?**
- Job change karne se pehle apne financial stability ka pura dhyaan rakhein.
8. **Kya job se related trainings aur certifications helpful hote hain?**
- Haan, job se related trainings aur certifications aapke career growth ke liye helpful hote hain.
9. **Kaise apne skills ko improve karke job security badhayein?**
| null |
164 |
As a young adult with excess income, what should I do? Ek jawaan vyakti jiske paas adhik aay hai, voh kya karein?
|
Focus par dhyan do ki pehle kisi bhi karz ko chukao kyunki yeh ek guarantee wala return provide karta hai. Ghar ke liye bachat karna bhi accha hai, lekin aksar karz ki chukai zyada urgent hoti hai.
| null | null |
17. Kya main naye business start karke apne paiso ko invest kar sakta hoon?
18. Kya main naye retirement plan kharid kar apne future ke liye tayyari kar sakta hoon?
19. Kya naye education courses kharid kar apne career ko badha sakte hain?
20. Kya main naye health insurance plan kharid kar apne medical expenses ko cover kar sakta hoon?
| null |
164 |
How does paying off debt compare to investing? Kaise lagta hai karz chukane ka invest karna ke muqable mein?
|
Paying off debt se aapko ek guaranteed return milta hai jo interest rate ke barabar hota hai, jo aksar current investment returns se behtar hota hai.
| null | null |
2. Q: Kya mujhe apne credit card debt ko jaldi chukana chahiye?
A: Haan, credit card debt high interest rate par hota hai, isliye jaldi chukana behtar hota hai.
3. Q: Kya main debtfree hone ke liye investments kar sakta hoon?
A: Haan, investments karke aap apne wealth ko grow kar sakte hain aur debtfree hone ka process fast track kar sakte hain.
4. Q: Kya debtfree hone ke liye savings ka role important hai?
A: Haan, savings aapko emergency situations ke liye prepared rakhta hai aur debtfree hone ka process aasan bana deta hai.
| null |
164 |
Is it worth investing in a high market? Kya high market mein invest karna sahi hai?
|
Markets ho sakta hai high ho, lekin karz chukane se guaranteed return milta hai. Invest karna risk ke saath aata hai, isliye karz ki chukai ek surakshit vikalp ho sakta hai.
| null | null |
15. Kya high-risk investments mein rewards bhi high hote hain?
- Haan, high-risk investments usually offer higher potential rewards compared to low-risk investments.
16. Kya high-risk investments mein research important hai?
- Research karke investors high-risk investments ke prospects aur risks ko samajh sakte hain aur informed decisions le sakte hain.
17. Kya high-risk investments mein professional advice lena chahiye?
- High-risk investments mein professional financial advice lena advisable hai, especially for novice investors.
18. Kya market conditions impact karte hain high-risk investments ko?
| null |
165 |
How is Discover different from a Visa or a MasterCard? Discover Visa ya MasterCard se alag kaise hai?
|
Each of those ek network hai. Merchants apne logos ko display karte hain - unke network mein participate karte hain aur woh cards ko accept karenge jo same logo wale hote hain. Zyaadatar merchants ek se zyada network mein participate karte hain. Discover mostly US mein use hota hai, jabki Visa, Mastercard aur American Express duniya bhar mein zyada spread hain (Amex kam, Visa aur MC zyada spread hain). US mein widely spread hone ke alawa, Discover har jagah accept hota hai jahan UnionPay accept hota hai (mostly China mein) aur Diners Club (mostly EMEA mein). Fayde/nukshan? Tumhe specific cards ko compare karna hoga, lekin agar tum duniya mein ek traveler ho - toh Discover shayad Visa ya Mastercard se itna appealing nahi hoga.
| null | null |
2. Visa card kaise kaam karta hai?
Visa card ke through transactions electronically process kiye jate hain bank aur merchant ke beech.
3. Visa card ke prakar kya hain?
Visa card ke prakar include credit card, debit card, aur prepaid card hote hain.
4. Visa card kaise prapt kiya ja sakta hai?
Visa card ke liye banks ya financial institutions se apply karke prapt kiya ja sakta hai.
5. Visa card ka upyog kahan kiya ja sakta hai?
Visa card ka upyog online shopping, bill payments, aur offline transactions ke liye kiya ja sakta hai.
| null |
165 |
Kaun karta hai Visa card par blocking?
|
The logon ki kaun se aapne ticket kharida tha. Blocking hotels, gas stations, ya rental car companies dwara aksar ki jaati hai. Aur yeh kisi bhi cheez ke liye jahaan credit card ka istemaal ho sakta hai kisi bhi nuksan ya charges ko cover karne ke liye jo aap baad mein incur kar sakte hain len-den ka hissa hai. Mool roop se, ve aapke credit limit ka hissa reserve kar rahe hain, jise ve reasonable taur par aasha karte hain ki aap incur kar sakte hain. For example, jab aap credit card ka istemaal karke gas pump karne lagte hain, toh ve shayad $100 block kar dete hain taaki aap ek pura tank pump na karein aur aapka credit card decline na ho jaye kyunki aapne $3 limit cross kar di hai. Aam taur par, blocks final bill ke saath jab aap settlement karte hain tab fairly quickly clear ho jaate hain. Aap company se block clear karne ke liye bhi pooch sakte hain, lekin mujhe lagta hai ki kisi bhi vishesh samay avadhi mein unhein (aur aapko) credit card company ke
| null | null |
Summary:
Visa card ek prakar ka payment card hai jo transactions ko easy aur secure banata hai. Iska upyog online shopping, bill payments, aur travel mein kiya ja sakta hai. Visa card ka upyog karne se convenience aur rewards bhi milte hain, parantu overdraft aur fraud risk ka bhi dhyan rakha jana chahiye. Visa card ka sahi tarike se upyog karne ke liye terms and conditions ko dhyan se padhna chahiye.
| null |
166 |
What is the difference between hedging and diversification? Har ek kaise risk ko kam karta hai?
|
Hedging - Tumhare paas ek investment hai aur tumhe chinta hai ki bhav aane waale samay mein gira ho sakta hai. Tum nahi chahte ki becho kyunki isse ek capital gain ho sakta hai jiske liye tumhe capital gains tax dena pad sakta hai. Isliye tum ek aur prakar ke upkaran mein (kabhi-kabhi vima kehte hain) ek investment karte ho apne investment mein giraavat ko khareedne ke liye. Ek udaharan ho sakta hai ki tumhare paas XYZ mein kuch shares hain. Tumhe lagta hai ki bhav pichle mahine tezi se badh gaya hai aur ek tez giravat ke liye tayyar hai. Isliye tumne kuch put option XYZ ke upar khareede. Tum ek chhota premium dete ho aur agar XYZ ka bhav girega toh tum shares par nuksan hoga lekin put option par paisa kamayenge, isse tum apne nuksan ko simit kar lenge. Agar bhav aage badhta hai toh sirf option ke liye diye gaye premium khone wale ho (vima policy ke saath bahut milta julta hai). Diversification - Yeh
| null | null |
## Frequently Asked Questions
1. Hedging kya hota hai?
- Hedging ek risk management technique hai jisme investors apne investments ki value ko protect karne ke liye derivatives ka istemal karte hain.
2. Kya hedging sirf stock market mein hota hai?
- Nahi, hedging equity, currency, commodities jaise various financial instruments mein bhi kiya ja sakta hai.
3. Kya hedging 100% risk ko eliminate kar deta hai?
- Hedging risk ko minimize karta hai, lekin puri tarah se eliminate nahi kar deta.
4. Kya small investors bhi hedging kar sakte hain?
| null |
166 |
Why does financial investor bother to buy derivatives and then hedge the position?
|
Sometimes hedging is used if you have a position and you feel the market is going against your position, so one would hedge that position in order to protect their capital and possible profits instead of closing the position and incurring capital gains tax. Personally if the market was going against a position I had open I would get out of that position and protect my capital/profits instead of using more capital to hedge against my position. I would rather take a profit and pay some capital gains tax than watch my profits turn into a loss or use up more capital to try and protect a bad position. Hedging can be useful in certain circumstances but I think if you feel the market is going against your position/s for the medium to long term you should just get out of your positions instead of hedging against them. Kabhi-kabhi hedging ka istemal tab kiya jata hai jab aapke paas ek position hai aur aapko lagta hai ki market aapki position ke khilaaf ja rahi hai, isliye koi apni position ko hedge karega taaki apne capital aur possible profits ko bacha sakein, position ko band karne ke bajay aur capital gains tax ka bhugtaan na karne ke bajay. Vyaktigat roop se agar market meri open position ke khilaaf ja rahi hoti toh main us position se bahar nikal jata aur apna capital/profits
| null | null |
## Overview
Hedging ek financial risk management technique hai jisme investors apne exposure ko protect karne ke liye derivatives ka istemal karte hain. Isme investors apne investments ki value ko fluctuation se bachane ke liye opposite positions lete hain.
| null |
167 |
Theek tareeka kya hai (shares owned * share value) ko describe karne ke liye?
|
This is typically referred to as the market value of your holdings--it is the revenue you would generate if you sold your holdings at that moment (less any transaction costs, of course)
| null | null |
Overview:
Equity shares worth yaani ki company ke shareholders ko diye jaane wale shares ka moolya. Ye shares company ke ownership ka hissa hota hai aur shareholders ko company ke profit mein hissa dene ka adhikaar deta hai.
Use Cases:
1. Agar aapko long-term investment karna hai to equity shares worth ka chayan kar sakte hain.
2. Company ke growth potential ko dekhkar equity shares worth kharidna ek accha vikalp ho sakta hai.
3. Share market mein trading karne wale investors equity shares worth ka istemal karke profit kama sakte hain.
| null |
168 |
Why is it ki stock prices for a company lagta hai ki go up after a layoff?
|
AMD sirf staff ko lay off karne se zyada kar raha hai. Unki earnings report mein real estate ki sales aur doosre turn around strategies bhi shamil hain jo investors ke hope se stock mein aane wale changes ko reflect kar sakti hain. Ek saath, socho ki kitna up ek positive news ka pakka sign hai aur kitna random noise ho sakta hai kyunki ek toot phooti ghadi bhi din mein do baar sahi hoti hai. Aksar sirf staff ke x% lay off ka announcement nahi hota. Future profits ko improve karne ke plans bhi hote hain aur ye shareholders ko jaan na zaroori hai. Management kya kar rahi hai company ko aage better profits ki taraf le jane ke liye, ye shareholders ko pata hona chahiye.
| null | null |
Stocks kharidne se pehle company bankruptcy, market volatility, aur economic downturn jaise risks ka dhyan rakhna zaroori hai.
| null |
169 |
What Happens to Bank Stocks If Country Defaults Bank stocks ka kya hota hai agar desh default karta hai
|
Most national banks ko apne host countries ke regulations ke hisab se government debt ke significant reserves hold karne padte hain. Agar default ho gaya toh yeh unka capital wipe out kar sakta hai aur aapka common stock bekar ho jayega. Aaj common stock ka sirf positive value hai kyunki option value hai based on the possibility ki host country default se bach jayegi.
| null | null |
Stocks kharidne se pehle company bankruptcy, market volatility, aur economic downturn jaise risks ka dhyan rakhna zaroori hai.
| null |
170 |
If I donate depreciated stock to charity, can I deduct both the market value and the capital loss? Agar main charity ko depreciated stock donate karta hoon, toh kya main market value aur capital loss dono ko deduct kar sakta hoon?
|
No. Tumhein sirf badh rahi hui stock donate karni chahiye. Agar tumhein koi stock loss mein hai, tab tum sirf FMV (fair market value) ko deduct kar sakte ho jab donate karte ho. Balki, tumhein use bech dena chahiye, apne taxes par nuksan lena chahiye, aur cash donate karna chahiye.
| null | null |
5. **What are paper losses in the stock market?**
- Jab market value of assets kam hoti hai lekin humne unhe sell nahi kiya hai, tab hum paper losses face karte hain.
6. **How do I report capital losses on my taxes?**
- Capital losses ko taxes mein report karne ke liye apko income tax return mein capital gains/losses section mein details provide karni hoti hai.
7. **Can businesses claim tax deductions for operating losses?**
- Businesses operating losses ke liye tax deductions claim kar sakte hain under certain circumstances.
| null |
171 |
Why do stocks tend to trade at high volumes at the end of (or start) the trading day? stocks kyun tend karte hain high volumes mein trading day ke end ya start mein?
|
Trading shuru hone par ek session mein by far zyada hoti hai compared to any other time of the day. Yeh mostly markets ke news ko stocks ke prices mein shaamil karne ki wajah se hota hai. Dusre shabdon mein, stocks ko affect karne wale bohot saare factors hote hain, 24 ghante ke din mein, lekin market sirf 6.5 ghante ke liye trade hoti hai. Isliye, bohot saari news accumulate hoti hai jab log news par trade nahi kar sakte. Phir jab markets finally open hoti hain, log finally uss news par trade kar sakte hain, aur market participants ke beech mein bohot saari price discovery hoti hai. Trading ke last minutes mein, volumes bhi badh jaati hain. Yeh often kisi khaas tarah ke traders ke liye attributed kiya ja sakta hai jo apni position ko din ke end se pehle close out karte hain. For example, agar aap risk nahi lena chahte ki agle din ki shuruwat mein koi bada price movement aapko affect kare, toh aapko apni position completely close karni hogi.
| null | null |
8. Kya trading session mein risk bhi hota hai?
- Haan, trading session mein market volatility ke kaaran risks bhi hote hain jisme investors apne invested funds ko lose kar sakte hain.
9. Kya trading session mein multiple trades ek saath kar sakte hain?
- Haan, traders trading session mein multiple trades ek saath kar sakte hain as per market conditions aur trading strategies.
10. Kya trading session mein after-hours trading bhi hota hai?
- Haan, kuch stock exchanges after-hours trading bhi allow karte hain jisme traders post-market hours mein bhi trades kar sakte hain.
| null |
172 |
Why do put option prices go higher when the underlying stock tanks (drops)?
|
Options pricing ek gap aur current market ke beech, aur volatility par based hoti hai. Isiliye VIX, ek aam maana gaya volatility index, asal mein bas ek weighted blend hai S&P 500 future options ke prices ka. Ek aam options ke prices mein uthan aksar yeh darshata hai ki log nahi jaante ki agle kadam mein market upar jaayega ya neeche, aur isliye woh risk lena kam pasand karte hain. Lekin aapka sawaal hai ki kyun puts chain mein sab kuch badh gaya hai, aur yeh bahut simple hai: ab jab Apple down hai, toh kuch points aur girne ki sambhavna zyada hai. Khaaskar jab se Apple ne haal hi mein thode rough times dekhe hain, aur stocks generally risky maane ja rahe hain in dino.
| null | null |
- Yes, investor sentiment plays a significant role in determining price upside, as positive sentiment can drive prices higher.
18. How does price upside impact options trading?
- Price upside is crucial in options trading as it helps traders analyze the potential profitability of a call option based on the underlying asset's price movement.
19. What strategies can I use to maximize price upside?
- Strategies like trend following, momentum trading, and value investing can help capitalize on potential price upside in different market conditions.
20. How can I stay updated on potential price upside opportunities?
| null |
173 |
How would I use Google Finance to find financial data about LinkedIn & its stock? Kaise main Google Finance ka istemal karunga LinkedIn aur uske stocks ke financial data dhoondhne ke liye?
|
Itne saal ke liye yeh publicly trade hota aaya hai. Main abhi tak P/E ratio par zyada vishwas nahi karunga kyun ki ab tak isne kisi bade publicly traded company ki tarah report nahi ki hai.
| null | null |
## Frequently Asked Questions
1. Google Finance kya hai?
- Google Finance ek online platform hai jahan investors stocks, market data, financial news aur other related information ko access kar sakte hain.
2. Google Finance ka istemal kaise karein?
- Aap Google par "Google Finance" search karke platform par visit kar sakte hain aur apne account create kar sakte hain.
3. Google Finance par kya information milti hai?
- Is platform par aap real-time stock quotes, customizable charts, financial news, aur company-specific information dekh sakte hain.
4. Kya Google Finance free hai?
- Haan, Google Finance ka upyog bilkul free hai.
| null |
174 |
Should main apne current employer ki stocks kharidun kyunki unka dividend yield high hai?
|
Dividend yields ek product hain dollar amount jo shareholders ko diya jata hai aur stock price ka. Dividends yields badh jaate hain jab ek company investors dwara avoid ki jaati hai. Ye ho sakta hai kyunki earnings aur ya dividend risk mein hain. Recent examples SDRL aur KMI hain. Adhikansh investors ko 8% yield pasand hai, isliye mujhe hairat hoti hai ki stock ignore ya shun ki kyun ja rahi hai.
| null | null |
6. Kya high stocks wale companies mein dividend yield bhi achha hota hai?
- Generally, high stocks wale companies mein dividend yield bhi achha hota hai kyunki unki profits zyada hoti hain.
7. Kya high stocks wale companies mein risk bhi zyada hota hai?
- High stocks wale companies mein risk factor bhi zyada hota hai kyunki unke prices volatile ho sakte hain.
8. Kya high stocks wale companies mein invest karne se diversification ka fayda hota hai?
- Diversification ke liye investor ko ek hi sector ya company mein invest nahi karna chahiye, isliye high stocks wale companies ke sath dusri companies mein bhi invest karna chahiye.
| null |
175 |
How stock market sale work?
|
As stock prices have declined, the net worth of people has come down. Imagine owning a million shares of a stock worth $100/share. This is worth $100,000,000. Now, if the stock is suddenly trading at $50/share then some would say you have lost $50,000,000. The value of the stock is less. The uncertainty is always there as there are differences between one days close and another days open possibly. The sale price is likely to be near the last trade is what is being used here. If you place a market order to sell your stock, the price may move between the time the order is placed and when it is filled. There are limit orders that could be used if you want to control the minimum price you get though you give up that the order has to be filled as otherwise people could try to sell shares for millions of dollars that wouldnt work out well.
| null | null |
## Use Cases
1. **Stock Market**: Selling stocks is a common practice for investors to realize profits or cut losses.
2. **Real Estate**: Selling property involves negotiating prices, legal documentation, and transfer of ownership.
3. **Mutual Funds**: Selling mutual fund units allows investors to redeem their investments.
4. **Gold**: Selling gold can be done through jewelry shops, pawnshops, or online platforms.
5. **Bonds**: Selling bonds before maturity can lead to capital gains or losses depending on market conditions.
## Frequently Asked Questions
| null |
176 |
Choosing kaun se ESPP stocks bechna chahiye?
|
The fark hoga taxes mein... Maan lo tumhare paas do lots hain, ek mein 10 dollar ka profit hai, aur doosre mein 20 dollar ka profit hai. Aur maan lo tum decide karte ho ki ek lot is saal bechoge, aur dusra lot 10 saal baad. AUR, maan lo ki 10 saal baad stock price bilkul wahi hai jaise jab tumne pehla lot becha. Zyadatar, tumhe zyada income hoga, aur isliye tum different marginal tax rate mein ho sakte ho. Agar tumhe lagta hai ki 10 saal mein zyada taxes dena padega, toh abhi wahi lot becho jisme zyada profit hai. Agar tumhe lagta hai ki abhi zyada taxes dena padega, toh abhi wahi lot becho jisme kam profit hai.
| null | null |
14. Stocks kharidne ke liye kaunsi companies behtar hain?
Stocks kharidne ke liye companies ka selection industry performance aur future prospects ke adhar par kiya ja sakta hai.
15. Stocks bechne ke liye kaunsi factors important hote hain?
Stocks bechne ke liye company performance, market trends, aur economic conditions ka dhyan rakhna zaroori hai.
16. Marketus mein invest karne se pehle kaunsi precautions leni chahiye?
Marketus mein invest karne se pehle apne financial goals aur risk tolerance ka analysis karna zaroori hai.
17. Marketus mein invest karne se pehle kaunsi regulations follow karni chahiye?
| null |
177 |
If a stock doesnt pay dividends, then why is the stock worth anything? Agar koi stock dividends nahi deta, to phir stock ka koi value kyun hai?
|
The company gets it worth from how well it performs. For example if you buy company A for $50 a share and it beats its expected earnings, its price will raise and lets say after a year or two it can be worth around $70 or maybe more.This is where you can sell it and make more money than dividends.
| null | null |
2. **Stock dividend aur cash dividend mein kya antar hai?**
- Cash dividend mein company shareholders ko cash ya paisa deti hai jabki stock dividend mein company shares ke form mein dividend deti hai.
3. **Kyun koi company stock dividend issue karti hai?**
- Company stock dividend issue karke apne shareholders ko growth ka signal deti hai aur unhe ownership mein bhi badhava deti hai.
4. **Kaise calculate hota hai stock dividend?**
- Stock dividend ka value company ke existing shares ke hisaab se calculate hota hai.
| null |
178 |
Are there online brokers in the UK jo margin account ki zarurat nahi hai?
|
You can open an account with HSBC aur use kar sakte hain InvestDirect - unka online share trading service - to trade karne ke liye LSE-traded shares.
| null | null |
10. **Kya online brokers bhi hote hain?**
Haan, aaj kal online brokers bhi available hain jo online trading platform provide karte hain.
11. **Brokerage charges kitne hote hain?**
Brokerage charges vary karte hain broker to broker, lekin usually 0.1% to 0.5% hota hai.
12. **Kya broker ke pass mere paisa safe honge?**
Haan, SEBI registered brokers ke pass aapke paisa secure hote hain.
13. **Kya main apne broker ko change kar sakta hoon?**
Haan, aap apne broker ko kabhi bhi change kar sakte hain.
| null |
179 |
Does an issue of bonus shares improve shareholder value?
|
This ek stock split hai. Ratios of 2-for-1, 3-for-1, aur 3-for-2 splits sabse common hain, lekin koi bhi ratio possible hai. Splits of 4-for-3, 5-for-2, aur 5-for-4 bhi use ki jaati hain, though kam frequently. Investors kabhi kabhi fractional shares ke badle cash payments receive karte hain.
| null | null |
19. BSE Finance mein bonus shares kya hote hain?
- Bonus shares company ke profits se shareholders ko diye jate hain free of cost.
20. BSE Finance mein rights issue kya hoti hai?
- Rights issue existing shareholders ko new shares buy karne ka option deti hai discounted price par.
| null |
180 |
Do stock option prices predicate the underlying stocks movement?
|
Option prices can predict the range of movement of the underlying, but not if the underlying is going up or down. An option price gives an implied volatility for an underlying. That IV number helps predict a range for the underlying price over the next few days, months, upto a year. Option ke prices se underlying ka movement ka range predict kiya ja sakta hai, lekin ye nahi bata sakta ki underlying up ya down ja rahi hai. Ek option price underlying ke liye ek implied volatility deti hai. Woh IV number help karta hai underlying price ke range ko predict karne mein agle kuch dinon, mahinon tak, ek saal tak.
| null | null |
9. **How do dividends affect stock prices?**
- Companies that pay dividends tend to have higher stock prices as investors value regular income.
10. **Do political events affect stock prices?**
- Yes, political events like elections or policy changes can impact stock prices by influencing market confidence.
11. **What is a stock market crash?**
- A stock market crash is a sudden and severe drop in stock prices across the market.
12. **How can I predict stock price movements?**
- Stock price prediction involves analyzing historical data, market trends, and using technical analysis tools.
13. **Should I buy stocks based on price alone?**
| null |
181 |
What is the difference between Buy and Sell price on the stock exchange?
|
The Bid price sirf woh highest buy price hai jo abhi offer ki ja rahi hai aur Ask price sirf woh lowest sell price hai jo offer ki ja rahi hai. Bid aur Ask prices ki list ko market depth kehte hain. Jab Bid aur Ask prices match hoti hain tab hi ek sale hoti hai. Sell karne ke liye aap generally Bid aur Ask prices dono dekhenge. Seller ke roop mein aapko Bid price ke saath match hona chaahiye ek sale ke liye, lekin aapko abhi ke list of Ask prices bhi check karni chahiye. Agar aapko bechna hai price jo aap chaahte hain woh bahut high hai to aap Ask price list mein nichhe rakhe jaayenge, aur agar price aapki sell price se match nahi hoti hai to aap final sale nahi kar paayenge. Dusri taraf, agar aapko buy karna hai, to generally aap Bid aur Ask prices dono dekhenge. Buyer ke roop mein aapko Ask price ke saath match hona chahiye ek sale ke liye, lekin aapko abhi ke list of Bid prices bhi check karni chahiye. Agar aapko buy karna hai price jo aap chaahte hain woh bahut
| null | null |
1. **What is the difference between selling and buying?**
- Selling involves disposing of an asset, while buying is acquiring an asset.
2. **How do I determine the selling price of a stock?**
- The selling price of a stock is influenced by market demand, supply, and company performance.
3. **Can I sell a property without a real estate agent?**
- Yes, you can sell a property without an agent, but it involves more effort in marketing and negotiations.
4. **What are the tax implications of selling assets?**
- Capital gains tax may apply when selling assets like stocks, property, or gold.
| null |
182 |
Premium classification jab aap traditional IRA mein covered calls bechte hain?
|
If you hold stock in a traditional IRA and sell a covered call against that stock, the premium received for writing that call belongs to the IRA just as would any other gain, dividend, or interest. It is not a contribution but simply adds to the balance in the IRA. The nature of the gain (capital or ordinary) is not relevant since all parts of the IRA balance are treated the same when funds are (eventually) withdrawn. Agar aap traditional IRA mein stock hold karte hain aur uss stock ke against ek covered call bechte hain, toh uss call likhne ke liye received premium IRA mein hota hai jaise ki koi aur gain, dividend, ya interest hota hai. Yeh koi contribution nahi hai balki bas IRA mein balance ko badhata hai. Gain ka nature (capital ya ordinary) relevant nahi hai kyunki jab funds (akhir mein) withdraw hote hain, toh IRA balance ke sab parts ko ek jaise hi treat kiya jata hai.
| null | null |
## Overview:
Traditional IRA ek retirement account hai jisme aap paisa jama kar sakte hain jo taxable hai. Isme aap tax benefits ka labh utha sakte hain jab aap retire hote hain. Yeh ek popular retirement planning tool hai jisme aap apne retirement ke liye savings kar sakte hain.
## Use Cases:
| null |
183 |
Why do log naye cars kyun khareedte hain jo un afford nahi kar sakte?
|
Most log aaj (aur shayad yugon ke bavjud) bevakoof hote hain aur apne kai kharidariyon ki sahi keemat nahi lagate, aur na hi ve bhaavnaatmak roop se taiyar hote hain sahi ganana karne ke liye, bhaavishya mein projection karne aur sambhavnaon ko lagu karne mein. Ye aur badhta hai. Kalpana karein ki har vyakti ek rubber band dvara doosron se baandhne kiya gaya hai aur ek nishchit disha mein fail sakta hai. Jitna zyada aapke padosi failte hain, utna hi aap dono ko badhne ki prerana milti hai aur badhne ki kshamata milti hai. Ye kuchh prakar se upbhogakon ki ichhayein ke anusaar bhi hain, saath hi upbhogakon ke karz. Bank bhi is rubber bands ke jaal mein hote hain aur unki balance sheet ka bada hissa yah par adharit hai ki ve kitna fail gaye hain sabhi judi hui bands ka samooh (doosron ke karz ko apne credit ke roop mein gin kar
| null | null |
5. Kya rich log hamesha sampann aur safal hote hain?
- Sampannata aur safalta ka maapdand paisa nahi hota, yeh vyakti ke vyavhaar aur soch par bhi nirbhar karta hai.
6. Kya rich log dharmanirpeksh hote hain?
- Ameer log apne dharmanirpeksh vicharon aur vyavhaar se jaane jaate hain, lekin yeh har vyakti par depend karta hai.
7. Kya rich log kabhi garib logon ki madad karte hain?
- Ameer log aksar samaj seva mein bhaag lete hain aur garib logon ki madad karte hain.
8. Kya rich hone ke liye sirf apne dhan ka istemal karna zaroori hai?
| null |
184 |
Is it worth buying real estate just to safely invest money? Is it worth buying real estate just to safely invest money? Kya real estate khareedna sirf paise surakshit taur par lagane layak hai?
|
You are mixing issues here. Aur members ko detailed information ke bina jawab dena mushkil hai, aapke desh mein current mortgage rate, for one. Aur ye bhi interesting hai ki aapka sawal samajhna. Main paisa surakshit tareeke se invest karna chahta hoon. Kya main real estate mein invest karoon. Lekin fir text yeh kehta hai ki ye ek investment nahi, balki ek ghar hai jisme rehna hai. Yahan se samasya shuru hoti hai. Aur effectively ye 2 sawalon ko address karta hai. Asli sawal - Kharidna ya Kiraya. Mujhe pata hai aapne Euros mention kiya tha. Bhagya se mortgages zyada farq nahi padega, kam/zyada, aur tax consequence, lekin sab adjust kiya ja sakta hai. The New York Times ne ek khoobsurat infographic calculator Is It Better to Rent or Buy? offer kiya. Un logon ke liye jo dekhna nahi chahte, woh calculations karte hain, aur simple punchline yeh hai - Ghar/kiraya ratio mein bohot bada range ho sakta hai. Main real estate blogs padha hain jo kehte hain ki rent ghar ke value ka 2% hona chahiye.
| null | null |
**Frequently Asked Questions:**
1. Kya real estate projects mein invest karna safe hai?
- Haan, real estate projects mein invest karna ek surakshit tareeka hai apne paisa ko badhane ka.
2. Kis tarah ke real estate projects mein invest kar sakte hain?
- Aap residential, commercial, ya industrial properties ke projects mein invest kar sakte hain.
3. Kya real estate projects se humein regular income mil sakti hai?
- Haan, rental properties ke through regular income mil sakti hai.
4. Kya property flipping ek achha investment option hai?
| null |
185 |
Tax treatment of a boxed trade kya hota hai?
|
Heres kaise capital gains ko total kiya jata hai: Long aur Short Term me. Capital gains aur losses ya toh long-term hote hain ya short-term. Yeh taxpayer ke property ko kitne samay tak hold karta hai us par nirbhar karta hai. Agar taxpayer use ek saal ya usse kam samay tak hold karta hai, toh gain ya loss short-term hota hai. Net Capital Gain. Agar taxpayer ke long-term gains unke long-term losses se zyada hote hain, toh dono ke beech ka farak net long-term capital gain hota hai. Agar net long-term capital gain net short-term capital loss se zyada hota hai, toh taxpayer ke pass ek net capital gain hota hai. Isliye aapke net long-term gains (sare investments se, sab brokers ke through) ko kisi bhi net short-term loss se offset kiya jata hai. Short term gains alag se ek zyada rate par taxed hote hain. Main ek long term capital gain ko realize karne se bachne ki koshish kar raha hoon, lekin usi samay stock bechne ki koshish kar raha hoon. Agar aap agle saal me band karte hain, toh do cheezein ho sakti hain - ya toh stock
| null | null |
- Cash segment mein trading ke tax implications income tax rules ke according hoti hain, jaise capital gains tax.
| null |
186 |
Why can I see/trade VIX but not S&P/TSX 60 VIX?
|
You can trade VXX, but VIX is only an index. Tum VXX mein trade kar sakte ho, lekin VIX sirf ek index hai.
| null | null |
7. How can I profit from market volatility?
- Traders can profit from market volatility by using strategies like short selling, options trading, and volatility trading.
8. What is the VIX index?
- The VIX index, also known as the "fear gauge," measures market expectations of future volatility based on S&P 500 options prices.
9. How does market volatility impact bond prices?
- Bond prices can be affected by market volatility, with higher volatility leading to higher bond yields.
10. What role does investor sentiment play in market volatility?
| null |
187 |
Is there a way to buy raw oil aaj and sell it in 1 saal time?
|
Unless aapke paas uske liye storage aur transportation facilities ho, ya phir aap uske liye zaroorat padne wale paise arrange kar sakte hain taaki aap storage ya construction kar saken, toh nahi -- ya phir kisi significant quantity mein nahi. Oil futures kharidna basically ek on-paper version of the same bet hai. Futures prices already expectations ke baare mein consider karte hain aur fact ko bhi jisme cash tied up hota hai until they come due, lekin storage costs bhi wahi expectations ko follow karne ke liye adjust hote hain.
| null | null |
- Oil futures mein immediate returns milna sambhav nahi hai, ismein lambay samay tak nivesh kiya jata hai.
8. Oil futures ka kya prabhav hota hai global market par?
- Oil futures ka daam global market par tel udyogon aur vyapariyon ke liye mahatvapurn suchak hota hai.
9. Kya oil futures mein physical delivery hoti hai?
- Haan, kuch oil futures contracts mein physical delivery hoti hai jabki kuch mein cash settlement hota hai.
10. Oil futures mein trading timings kya hoti hain?
- Oil futures ke trading timings market ke niyamon aur exchange ke anusaar alag-alag hoti hain.
| null |
188 |
Advice on strategy for when to sell: Sell karne ka strategy par advice dete hain.
|
Its impossibly difficult to time the market. Generally speaking, you should buy low and sell high. Picking 25% as an arbitrary ceiling on your gains seems incorrect to me because sometimes youll want to hold a stock for longer or sell it sooner, and those decisions should be based on your research (or if you need the money), not an arbitrary number. To answer your questions: If the reasons you still bought a stock in the first place are still valid, then you should hold and/or buy more. If something has changed and you cant find a reason to buy more, then consider selling. Keep in mind youll pay capital gains taxes on anything you sell that is not in a tax-deferred (e.g. retirement) account. No, it does not make sense to do a wash sale where you sell and buy the same stock. Capital gains taxes are one reason. Im not sure why you would ever want to do this -- what reasons were you considering? You can always sell just some of the shares. See above (and link) regarding wash sales. Buying more of a stock you already own is called dollar cost averaging. Its an effective method when the reasons are right. DCA minimizes variance due to buying or selling a large amount of shares at an arbitrary single-day price and instead spreads the cost or sale basis out over time. All that said, theres nothing wrong with locking in a gain by selling all or some shares
| null | null |
5. Kaise investors selling pressure se deal karte hain?
- Investors selling pressure se deal karne ke liye apne investment strategy ko adjust karte hain.
| null |
189 |
Is buying and selling Bitcoin (and other cryptocurrency) legal for a student on F-1 Visa doing OPT in USA?
|
Given your clarification that you re only intending to use cryptocurrency as a capital asset & a long term investment vehicle, and not as a business day trading or trading for others, I would say this definitely is NOT illegal. The tax man says cryptocurrency is property. The IRS made this clear in Notice 2014-21. As long as you report it every time you do transfer it and an income loss/gain is triggered, I see nothing wrong here.
| null | null |
10. Bitcoins ka use legal hai ya illegal?
Bitcoins ka use kuch countries mein legal hai, lekin kuch countries mein illegal bhi ho sakta hai.
11. Bitcoins se kitna profit kamaya ja sakta hai?
Bitcoins se kamaya ja sakta profit price changes aur investment amount par depend karta hai.
12. Bitcoins ka use kis tarah ke transactions ke liye kiya ja sakta hai?
Bitcoins ka use online purchases, money transfers, investment, aur hedging ke liye kiya ja sakta hai.
13. Bitcoins ki value kaun tay karta hai?
Bitcoins ki value demand aur supply ke adhar par tay hoti hai.
14. Bitcoins ko kaise secure kiya ja sakta hai?
| null |
190 |
How to compute for losses in an upside down trade-in of a financed car? Kaise calculate karein nuksan ek upside down trade-in mein finance ki gai car ka?
|
Im going to ignore your numbers to avoid spending the time to understand them. Im just going to go over the basic moving parts of trading an upside down car against another financed car because I think youre conflating price and value. Im also going to ignore taxes, and fees, and depreciation. The car has an acquisition cost (price) then it has a value. You pay the price to obtain this thing, then in the future it is worth what someone else will pay you. When you finance a car you agree to your $10,000 price, then you call up Mr. Bank and agree to pay 10% per year for 5 years on that $10,000. Mr. Banker wires over $10,000 and you drive home in your car. Say in a year you want a different car. This new car has a price of $20,000, and wouldnt you know it theyll even buy your current car from you. Theyll give you $7,000 to trade in your current car. Your current car has a value of $7,000. Youve made 12 payments of $188.71. Of those payments about $460 was interest, you now owe about $8,195 to Mr. Banker. The new dealership needs to send payment to Mr. Banker to get the title for your current car. Theyll send the $7,000 they agreed to pay for your car. Then theyll
| null | null |
**Frequently Asked Questions:**
1. Calculated kaise kiya jata hai?
- Calculated karne ke liye usually mathematical formulas ya financial calculators ka upyog kiya jata hai.
2. Investment returns kaise calculate karein?
- Investment returns calculate karne ke liye aap initial investment aur final value ka difference le sakte hain, aur phir iska percentage nikal sakte hain.
3. Loan payments ka calculation kaise karein?
- Loan payments calculate karne ke liye EMI formula ka upyog kiya jata hai, jisme loan amount, interest rate, aur tenure ka use hota hai.
4. Interest rates ka calculation kaise karein?
| null |
191 |
CFD market makers: Kaise price joda gaya hai mool security se?
|
CFD providers aamtaur par CFDs ko investors ko direct market access (DMA) model ya market maker (MM) model ka upyog karke pradan karte hain. Direct Market Access DMA model aapko anuyaayi vastu ko us moolyaankan se vyapar karne ka adhikar deta hai jisse CFD phir utpann hota hai. Sabhi CFD Transactions DMA model ke antargat moolyaankan mein sahayak vyapar hote hain. DMA model ke antargat, pradan karne wale aksar apne clients se CFD ke notional contract value ke adhar par commission vasool karte hain. Market Maker MM model moolyaankan ke moolya se CFD ke moolya ka nirmaan karta hai jo prastut kiya jata hai. MM model ke antargat vyapar karne ka arth yah nahi hota ki aapka CFD vastu ke saath ek sahayak vyapar ke madhyam se pradarshit kiya jayega. MM model ke antargat pratyek CFD Transaction pradan karne wale ke liye sidha vittiya exposure banata hai, jo ya to vastu ke sahayak vyapar mein hedged ho sakta hai ya nahi. Jahan vitti
| null | null |
2. **Kya market makers sirf stocks mein kaam karte hain?**
Nahi, market makers stocks ke alawa commodities, cryptocurrencies, forex, aur bonds mein bhi kaam karte hain.
3. **Market makers ki role kya hoti hai?**
Market makers ki role hoti hai bid aur ask prices provide karna taki investors asani se trades kar sakein.
4. **Kya market makers trading ka risk lete hain?**
Haan, market makers trading ka risk lete hain taki market mein liquidity maintain kar sakein.
5. **Market makers kaise profit kamate hain?**
Market makers spread ke through profit kamate hain, jo bid aur ask price ke beech ka difference hota hai.
| null |
192 |
Quote driven aur order driven financial markets à¥à¤°à¤¿à¤•à¥à¤µà¥‡à¤¸à¥à¤Ÿ डà¥à¤°à¤¿à¤µà¤¨ और ऑरà¥à¤¡à¤° डà¥à¤°à¤¿à¤µà¤¨ फाइनेंशियल मारà¥à¤•à¥‡à¤Ÿà¥à¤¸
|
In a quote driven market, kya har investor ko market maker ke saath trade karni chahiye? Dusre shabdon mein, kya do parties jo dono market makers nahi hain, seedhe apas mein trade nahi kar sakti? Ek tareeke se haan, sab trades market maker ke through jaati hain lekin ye trades person jaise aap ya main dwara place kiye gaye orders ho sakte hain. Kya quote driven market sirf best bid aur ask prices ko display karti hai jo market makers dwara propose ki gayi hain? Dusre shabdon mein, kya sab market makers ke madhyam se sabse uchit bid price hi display hoti hai, aur doosre market makers ke lower bid prices display nahi hoti? Usi prakar, kya sirf sabse kam ask price sabhi market makers ke dwara display hoti hai, aur doosre higher ask prices by other market makers display nahi hoti? Nahi, aap doosre lower bid aur higher ask prices dekh sakte hain. Order-driven market mein, current stock price ke baare mein baat karna meaningful hota hai, jo last transaction ki price hoti hai? Well, ye thoda sa ek opinion hai. Information to information hai, isliye isse
| null | null |
### Summary:
Yields aur prices ek dusre ke opposite hain, aur inka understanding financial markets mei crucial hai. Investors ko in concepts ko samajh kar apne investment decisions ko better banane mei madad milti hai. Yields aur prices ke fluctuations ko analyze kar ke, investors sahi samay par sahi decisions le sakte hain aur apne portfolios ko optimize kar sakte hain.
| null |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.