limit_bal
float64
10k
1M
age
float64
21
79
pay_0
float64
-2
8
pay_2
float64
-2
8
pay_3
float64
-2
8
pay_4
float64
-2
8
pay_5
float64
-2
8
pay_6
float64
-2
8
bill_amt1
float64
-165,580
965k
bill_amt2
float64
-69,777
984k
bill_amt3
float64
-157,264
1.66M
bill_amt4
float64
-170,000
892k
bill_amt5
float64
-81,334
927k
bill_amt6
float64
-209,051
962k
pay_amt1
float64
0
874k
pay_amt2
float64
0
1.68M
pay_amt3
float64
0
896k
pay_amt4
float64
0
621k
pay_amt5
float64
0
427k
pay_amt6
float64
0
527k
sex:1
float64
0
1
sex:2
float64
0
1
education:0
float64
0
1
education:1
float64
0
1
education:2
float64
0
1
education:3
float64
0
1
education:4
float64
0
1
education:5
float64
0
1
education:6
float64
0
1
marriage:0
float64
0
1
marriage:1
float64
0
1
marriage:2
float64
0
1
marriage:3
float64
0
1
default.payment.next.month
int64
0
1
10,000
23
1
2
0
0
0
2
9,020
8,707
8,519
9,505
10,127
9,677
0
1,391
1,300
900
0
500
1
0
0
1
0
0
0
0
0
0
0
1
0
1
270,000
25
0
0
0
0
0
0
21,586
239,499
203,867
188,064
147,915
139,976
239,104
7,098
6,179
5,023
6,090
4,000
0
1
0
0
1
0
0
0
0
0
1
0
0
0
80,000
42
-2
-2
-2
-2
-2
-2
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
1
0
0
0
0
1
0
0
0
320,000
39
0
0
0
-1
-1
-1
51,058
34,619
18,079
18,077
1,792
18,344
1,240
1,403
18,084
1,801
18,352
2,072
1
0
0
0
1
0
0
0
0
0
1
0
0
0
50,000
25
0
0
0
0
0
0
27,232
26,777
27,129
26,613
26,057
25,924
1,439
1,464
1,401
908
935
924
0
1
0
0
0
1
0
0
0
0
0
1
0
0
80,000
41
0
0
0
0
0
0
78,069
54,955
27,911
11,687
11,926
11,926
1,576
1,589
1,000
239
0
1,696
0
1
0
0
0
1
0
0
0
0
0
1
0
0
30,000
43
1
2
0
0
0
2
20,518
19,901
20,905
21,509
25,183
24,242
0
1,342
946
4,200
0
1,000
1
0
0
0
1
0
0
0
0
0
1
0
0
0
250,000
50
-2
-2
-2
-2
-2
-2
193,355
8,173
-11
-11
39,618
20,380
8,173
0
0
39,629
20,380
32,701
0
1
0
0
0
1
0
0
0
0
1
0
0
0
300,000
36
-1
-1
-1
0
0
0
8,310
2,592
77,000
78,718
80,908
90,495
2,592
77,000
3,000
3,500
11,100
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
50,000
22
0
0
0
0
0
0
15,787
17,486
17,823
18,495
18,266
18,631
2,250
1,587
1,259
765
773
476
0
1
0
1
0
0
0
0
0
0
0
1
0
0
140,000
29
0
0
0
0
0
0
34,052
34,677
35,065
35,668
36,143
37,064
1,553
1,601
1,564
1,399
2,000
2,000
1
0
0
1
0
0
0
0
0
0
0
1
0
0
230,000
30
-1
-1
-1
0
0
0
550
0
13,013
14,265
13,659
0
0
13,013
1,252
3,659
0
0
0
1
0
0
0
1
0
0
0
0
0
1
0
0
80,000
25
-1
-1
2
-1
-1
-2
746
4,824
690
6,097
0
0
4,830
0
6,097
0
0
2,169
0
1
0
1
0
0
0
0
0
0
0
1
0
0
140,000
44
0
0
0
0
2
0
72,763
75,064
76,892
79,522
79,623
80,895
3,905
4,025
4,924
2,381
2,926
3,108
1
0
0
1
0
0
0
0
0
0
0
1
0
0
200,000
36
0
0
0
0
-2
-2
193,097
199,873
205,150
0
0
0
10,000
10,000
0
0
0
0
1
0
0
0
1
0
0
0
0
0
0
1
0
0
20,000
39
0
0
0
0
0
0
45,629
46,661
47,594
49,281
18,714
19,162
2,500
2,400
2,000
900
800
600
0
1
0
0
1
0
0
0
0
0
1
0
0
0
380,000
31
-2
-2
-2
-1
0
0
276
276
0
196,050
202,129
295,891
276
0
202,129
9,500
98,500
17,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
30,000
29
2
0
0
-2
-2
-2
28,603
28,785
0
0
0
0
1,000
0
0
0
0
0
1
0
0
0
1
0
0
0
0
0
0
1
0
1
50,000
24
-1
0
0
0
2
0
48,846
48,136
72,898
36,103
29,384
29,356
1,904
3,700
5,396
6
1,003
1,449
1
0
0
0
1
0
0
0
0
0
0
1
0
0
110,000
26
0
0
0
0
0
0
103,705
94,786
94,708
83,765
73,122
74,366
3,500
3,500
3,000
3,700
12,488
100
0
1
0
1
0
0
0
0
0
0
0
1
0
0
30,000
35
2
2
2
2
2
2
14,489
15,460
15,514
14,968
16,026
15,619
1,500
600
0
1,300
0
1,300
1
0
0
1
0
0
0
0
0
0
0
1
0
0
10,000
29
0
0
0
0
0
0
9,893
8,694
8,365
9,526
9,711
9,764
1,125
1,146
1,307
492
357
901
1
0
0
0
1
0
0
0
0
0
0
1
0
0
50,000
40
1
2
0
0
0
0
49,039
47,949
49,235
49,577
17,063
17,634
0
2,058
1,400
762
1,000
650
1
0
0
0
1
0
0
0
0
0
1
0
0
1
360,000
30
-1
-1
-1
-1
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312
312
312
312
251
-61
313
313
313
252
1
95,971
1
0
0
1
0
0
0
0
0
0
0
1
0
1
290,000
50
-1
-1
-1
-2
-2
-2
929
1,729
0
0
0
0
1,732
0
0
0
0
335
1
0
0
0
1
0
0
0
0
0
1
0
0
0
390,000
49
1
-2
-2
-2
-2
-2
0
0
0
0
0
5,112
0
0
0
0
5,112
0
1
0
0
0
0
1
0
0
0
0
1
0
0
0
10,000
22
0
0
0
0
0
0
10,063
8,632
8,775
7,092
7,410
7,311
1,194
1,027
176
1,253
2,311
3,101
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1
0
0
1
0
0
0
0
0
0
1
0
0
340,000
35
-1
-1
-1
-1
-1
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842
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7,569
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1,211
2,873
0
7,591
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1,214
18,309
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0
1
0
0
0
0
0
0
0
1
0
0
20,000
52
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0
0
0
0
0
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18,546
19,283
14,821
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1,285
1,463
1,200
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0
1
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0
0
1
0
0
0
0
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1
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30
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390
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286
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1
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0
0
1
0
0
0
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1
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190,000
29
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51,632
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0
0
0
1
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1
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0
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10,000
37
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190,000
32
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2
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0
0
1
0
0
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0
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0
1
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0
500,000
45
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65,814
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0
0
1
0
0
0
0
0
0
1
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0
1
80,000
30
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0
0
0
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50,000
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49,415
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180,000
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410,000
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2
2
2
0
0
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328,827
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15,282
15,164
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1
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0
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1
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31
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2
2
2
0
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1,000
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1
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1
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42
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0
1,560
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1
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0
1
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1
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0
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1
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22
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1
0
0
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0
1
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2
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0
0
1
0
0
0
0
0
1
0
0
0
100,000
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0
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0
1
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3
2
2
2
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0
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0
1
0
0
0
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1
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0
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260,000
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2
0
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0
1
0
0
0
0
0
0
1
0
0
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420,000
35
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-1
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1
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0
1
0
0
0
0
0
0
1
0
0
450,000
37
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324
302
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303
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316
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0
0
1
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0
0
0
0
0
0
0
1
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80,000
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0
1
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0
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0
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0
0
0
0
1
0
0
0
0
0
1
0
0
50,000
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3
2
0
0
0
7,557
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8,687
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810
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408
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0
0
1
0
0
0
0
0
0
0
1
0
1
50,000
41
-1
-1
-1
0
-1
-1
390
390
780
390
390
390
390
780
0
390
390
1,170
1
0
0
0
1
0
0
0
0
0
1
0
0
1
20,000
30
3
2
3
3
5
4
15,556
16,987
18,406
20,795
20,175
21,265
2,000
2,000
3,000
0
2,000
0
1
0
0
0
1
0
0
0
0
0
0
1
0
0
100,000
39
0
0
0
0
0
0
121,895
107,315
115,214
83,649
59,993
62,813
4,500
10,000
11,000
3,000
4,000
3,000
1
0
0
0
1
0
0
0
0
0
0
1
0
1
110,000
35
-1
2
-1
0
0
-1
549
179
1,166
790
806
1,729
0
1,166
0
446
1,729
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
170,000
28
-1
0
0
2
0
0
2,948
3,848
5,646
5,464
5,577
5,889
1,105
1,903
0
296
500
95
0
1
0
0
1
0
0
0
0
0
0
1
0
1
50,000
22
-2
-2
-2
-2
-1
0
64,498
58,261
401
43,091
29,842
30,601
349
595
54,061
32,384
1,234
1,500
0
1
0
0
1
0
0
0
0
0
0
1
0
0
60,000
29
-1
2
-1
-1
2
2
546
255
464
1,173
732
1,023
0
500
1,000
0
582
0
1
0
0
1
0
0
0
0
0
0
0
1
0
1
200,000
49
-1
2
2
2
0
0
52,439
51,040
56,205
54,723
58,657
59,983
0
6,000
0
5,000
2,286
3,000
0
1
0
0
0
1
0
0
0
0
1
0
0
1
30,000
26
2
0
0
2
0
0
22,364
23,732
30,699
29,727
28,834
16,361
1,753
8,500
9
700
1,179
138
0
1
0
0
1
0
0
0
0
0
0
1
0
1
80,000
46
0
0
0
0
0
0
81,283
80,390
79,080
77,850
80,330
80,000
2,892
3,000
5,390
4,106
3,000
0
1
0
0
0
1
0
0
0
0
0
1
0
0
1
120,000
39
0
0
0
0
0
-1
51,662
30,285
24,879
29,479
27,553
14,587
10,000
6,000
5,000
7,553
14,587
1,706
0
1
0
1
0
0
0
0
0
0
1
0
0
0
360,000
31
-2
-2
-2
-2
-2
-2
0
18,540
9,007
9,500
8,675
6,573
18,540
10,000
10,000
9,000
6,600
32,810
0
1
0
1
0
0
0
0
0
0
1
0
0
0
310,000
47
-2
-2
-2
-2
-2
-2
-1,874
-2,474
-2,474
-74
2,226
-484
0
0
2,400
2,300
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
0
150,000
38
-1
-1
-2
-2
-2
-2
1,242
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
150,000
37
-1
0
0
0
0
0
111,880
106,841
102,490
103,711
104,153
103,240
4,000
3,700
3,700
3,756
3,800
3,500
1
0
0
0
1
0
0
0
0
0
0
1
0
0
210,000
37
0
0
0
0
0
0
162,518
138,078
134,428
129,871
131,091
118,405
8,006
7,009
5,000
5,000
17,137
3,863
0
1
0
0
1
0
0
0
0
0
1
0
0
0
180,000
26
0
0
0
-1
-1
-1
24,464
25,332
11,991
4,394
200
200
1,573
3,007
4,394
200
200
200
1
0
0
1
0
0
0
0
0
0
0
1
0
0
200,000
25
0
0
2
0
0
0
175,435
195,581
190,716
132,731
129,960
66,747
24,720
0
6,000
40,450
13,000
5,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
50,000
22
1
4
3
2
0
0
20,065
21,044
20,433
19,799
19,262
19,124
1,600
0
0
900
700
700
0
1
0
0
0
1
0
0
0
0
1
0
0
0
80,000
23
0
0
0
-1
-1
0
6,085
4,728
5,750
1,361
1,402
1,911
1,128
1,150
1,361
1,402
1,000
344
0
1
0
0
1
0
0
0
0
0
0
1
0
0
20,000
31
-1
-1
-1
-1
-1
-1
416
416
0
416
416
416
416
416
832
416
416
416
0
1
0
1
0
0
0
0
0
0
0
1
0
0
230,000
27
0
0
0
0
0
0
228,863
227,814
218,694
191,956
191,741
176,784
8,862
8,933
6,956
7,845
6,784
7,471
0
1
0
0
1
0
0
0
0
0
1
0
0
0
180,000
30
0
0
0
0
0
0
27,225
28,245
26,743
28,943
30,943
0
1,765
1,000
2,200
2,000
0
0
0
1
0
0
1
0
0
0
0
0
1
0
0
0
20,000
23
0
0
0
0
0
0
17,849
15,356
17,146
16,319
15,687
16,948
2,000
2,080
2,000
600
1,500
1,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
25
1
-1
0
0
0
0
-8
37,230
10,496
3,614
2,254
1,494
18,631
1,000
0
0
0
0
1
0
0
0
1
0
0
0
0
0
1
0
0
1
20,000
40
0
0
0
0
0
0
20,324
18,509
20,076
20,035
14,057
0
1,500
20,000
909
1,000
0
0
1
0
0
1
0
0
0
0
0
0
0
1
0
0
200,000
43
-1
-1
-1
-1
-1
0
9,873
-709
10,291
0
582
291
0
11,000
0
873
0
291
1
0
0
1
0
0
0
0
0
0
0
0
1
0
430,000
34
-1
-1
-1
-1
-1
-1
5,149
4,588
11,164
1,531
9,848
10,178
4,600
11,220
1,531
9,902
10,202
5,926
0
1
0
1
0
0
0
0
0
0
1
0
0
0
20,000
22
-1
-1
-2
-2
-2
-2
18,356
0
0
0
0
0
0
0
0
0
0
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
80,000
37
0
0
0
0
0
0
68,553
69,191
71,918
71,534
73,344
75,218
3,000
3,310
2,200
2,400
2,500
2,400
1
0
0
1
0
0
0
0
0
0
0
1
0
0
20,000
26
1
2
2
0
0
2
8,476
10,187
9,885
11,398
12,208
11,869
2,000
0
2,000
1,000
0
1,200
1
0
0
0
1
0
0
0
0
0
0
1
0
1
230,000
30
2
0
0
0
0
0
63,064
62,725
61,465
57,637
58,172
57,560
2,800
2,158
2,610
2,022
2,064
2,038
0
1
0
1
0
0
0
0
0
0
1
0
0
1
500,000
44
-1
-1
-1
0
-1
-1
367
15,272
12,925
75,667
67,609
71,946
16,652
76,146
67,697
67,609
71,946
14,000
1
0
0
1
0
0
0
0
0
0
1
0
0
0
320,000
36
0
0
0
0
0
-1
146,201
129,311
112,151
84,218
76,058
24,068
5,465
3,137
52
2,384
25,094
30,011
1
0
0
1
0
0
0
0
0
0
0
1
0
0
30,000
23
4
4
3
2
3
2
29,944
29,399
28,632
30,363
29,594
30,932
206
0
2,500
0
2,000
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
160,000
28
0
0
0
0
0
0
157,921
144,659
154,012
151,403
115,731
113,635
6,000
25,409
30,000
5,000
5,000
4,500
1
0
0
1
0
0
0
0
0
0
0
1
0
0
320,000
34
-2
-2
-2
-2
-2
-2
5,250
-3
988
6,420
7,174
-19
0
991
6,452
9,757
0
3,995
1
0
0
1
0
0
0
0
0
0
0
1
0
0
10,000
45
0
0
0
2
0
0
7,139
8,416
9,815
9,508
9,754
10,192
1,400
1,700
0
400
600
200
1
0
0
0
1
0
0
0
0
0
1
0
0
1