Unnamed: 0
int64
0
246k
TARGET
int64
0
1
NAME_CONTRACT_TYPE
stringclasses
2 values
CODE_GENDER
stringclasses
3 values
FLAG_OWN_CAR
stringclasses
2 values
FLAG_OWN_REALTY
stringclasses
2 values
CNT_CHILDREN
int64
0
19
AMT_INCOME_TOTAL
float64
25.7k
13.5M
AMT_CREDIT
float64
45k
4.05M
AMT_ANNUITY
float64
1.62k
258k
AMT_GOODS_PRICE
float64
40.5k
4.05M
NAME_TYPE_SUITE
stringclasses
7 values
NAME_INCOME_TYPE
stringclasses
8 values
NAME_EDUCATION_TYPE
stringclasses
5 values
NAME_FAMILY_STATUS
stringclasses
6 values
NAME_HOUSING_TYPE
stringclasses
6 values
REGION_POPULATION_RELATIVE
float64
0
0.07
DAYS_BIRTH
int64
-25,229
-7,489
DAYS_EMPLOYED
int64
-17,912
365k
DAYS_REGISTRATION
float64
-23,416
0
DAYS_ID_PUBLISH
int64
-7,197
0
OWN_CAR_AGE
float64
0
91
FLAG_MOBIL
int64
0
1
FLAG_EMP_PHONE
int64
0
1
FLAG_WORK_PHONE
int64
0
1
FLAG_CONT_MOBILE
int64
0
1
FLAG_PHONE
int64
0
1
FLAG_EMAIL
int64
0
1
OCCUPATION_TYPE
stringclasses
18 values
CNT_FAM_MEMBERS
float64
1
20
REGION_RATING_CLIENT
int64
1
3
REGION_RATING_CLIENT_W_CITY
int64
1
3
WEEKDAY_APPR_PROCESS_START
stringclasses
7 values
HOUR_APPR_PROCESS_START
int64
0
23
REG_REGION_NOT_LIVE_REGION
int64
0
1
REG_REGION_NOT_WORK_REGION
int64
0
1
LIVE_REGION_NOT_WORK_REGION
int64
0
1
REG_CITY_NOT_LIVE_CITY
int64
0
1
REG_CITY_NOT_WORK_CITY
int64
0
1
LIVE_CITY_NOT_WORK_CITY
int64
0
1
ORGANIZATION_TYPE
stringclasses
58 values
EXT_SOURCE_1
float64
0.01
0.95
EXT_SOURCE_2
float64
0
0.86
EXT_SOURCE_3
float64
0
0.9
APARTMENTS_AVG
float64
0
1
BASEMENTAREA_AVG
float64
0
1
YEARS_BEGINEXPLUATATION_AVG
float64
0
1
YEARS_BUILD_AVG
float64
0
1
COMMONAREA_AVG
float64
0
1
ELEVATORS_AVG
float64
0
1
ENTRANCES_AVG
float64
0
1
FLOORSMAX_AVG
float64
0
1
FLOORSMIN_AVG
float64
0
1
LANDAREA_AVG
float64
0
1
LIVINGAPARTMENTS_AVG
float64
0
1
LIVINGAREA_AVG
float64
0
1
NONLIVINGAPARTMENTS_AVG
float64
0
1
NONLIVINGAREA_AVG
float64
0
1
APARTMENTS_MODE
float64
0
1
BASEMENTAREA_MODE
float64
0
1
YEARS_BEGINEXPLUATATION_MODE
float64
0
1
YEARS_BUILD_MODE
float64
0
1
COMMONAREA_MODE
float64
0
1
ELEVATORS_MODE
float64
0
1
ENTRANCES_MODE
float64
0
1
FLOORSMAX_MODE
float64
0
1
FLOORSMIN_MODE
float64
0
1
LANDAREA_MODE
float64
0
1
LIVINGAPARTMENTS_MODE
float64
0
1
LIVINGAREA_MODE
float64
0
1
NONLIVINGAPARTMENTS_MODE
float64
0
1
NONLIVINGAREA_MODE
float64
0
1
APARTMENTS_MEDI
float64
0
1
BASEMENTAREA_MEDI
float64
0
1
YEARS_BEGINEXPLUATATION_MEDI
float64
0
1
YEARS_BUILD_MEDI
float64
0
1
COMMONAREA_MEDI
float64
0
1
ELEVATORS_MEDI
float64
0
1
ENTRANCES_MEDI
float64
0
1
FLOORSMAX_MEDI
float64
0
1
FLOORSMIN_MEDI
float64
0
1
LANDAREA_MEDI
float64
0
1
LIVINGAPARTMENTS_MEDI
float64
0
1
LIVINGAREA_MEDI
float64
0
1
NONLIVINGAPARTMENTS_MEDI
float64
0
1
NONLIVINGAREA_MEDI
float64
0
1
FONDKAPREMONT_MODE
stringclasses
4 values
HOUSETYPE_MODE
stringclasses
3 values
TOTALAREA_MODE
float64
0
1
WALLSMATERIAL_MODE
stringclasses
7 values
EMERGENCYSTATE_MODE
stringclasses
2 values
OBS_30_CNT_SOCIAL_CIRCLE
float64
0
348
DEF_30_CNT_SOCIAL_CIRCLE
float64
0
34
OBS_60_CNT_SOCIAL_CIRCLE
float64
0
344
DEF_60_CNT_SOCIAL_CIRCLE
float64
0
24
DAYS_LAST_PHONE_CHANGE
float64
-4,292
0
FLAG_DOCUMENT_2
int64
0
1
FLAG_DOCUMENT_3
int64
0
1
FLAG_DOCUMENT_4
int64
0
1
FLAG_DOCUMENT_5
int64
0
1
FLAG_DOCUMENT_6
int64
0
1
FLAG_DOCUMENT_7
int64
0
1
FLAG_DOCUMENT_8
int64
0
1
FLAG_DOCUMENT_9
int64
0
1
FLAG_DOCUMENT_10
int64
0
1
FLAG_DOCUMENT_11
int64
0
1
FLAG_DOCUMENT_12
int64
0
1
FLAG_DOCUMENT_13
int64
0
1
FLAG_DOCUMENT_14
int64
0
1
FLAG_DOCUMENT_15
int64
0
1
FLAG_DOCUMENT_16
int64
0
1
FLAG_DOCUMENT_17
int64
0
1
FLAG_DOCUMENT_18
int64
0
1
FLAG_DOCUMENT_19
int64
0
1
FLAG_DOCUMENT_20
int64
0
1
FLAG_DOCUMENT_21
int64
0
1
AMT_REQ_CREDIT_BUREAU_HOUR
float64
0
3
AMT_REQ_CREDIT_BUREAU_DAY
float64
0
9
AMT_REQ_CREDIT_BUREAU_WEEK
float64
0
8
AMT_REQ_CREDIT_BUREAU_MON
float64
0
27
AMT_REQ_CREDIT_BUREAU_QRT
float64
0
261
AMT_REQ_CREDIT_BUREAU_YEAR
float64
0
25
SK_ID_CURR
int64
0
308k
200
0
Revolving loans
F
N
Y
0
112,500
180,000
9,000
180,000
Spouse, partner
Working
Secondary / secondary special
Civil marriage
Rented apartment
0.028663
-10,755
-1,185
-765
-3,443
null
1
1
0
1
0
0
Cooking staff
2
2
2
THURSDAY
13
0
0
0
1
1
0
Self-employed
null
0.435413
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
156,935
201
1
Cash loans
M
Y
Y
1
121,500
263,686.5
17,298
238,500
Spouse, partner
Working
Secondary / secondary special
Married
House / apartment
0.014464
-17,847
-448
-3,595
-1,381
21
1
1
0
1
0
0
Drivers
3
2
2
SATURDAY
5
0
0
0
0
0
0
Business Entity Type 3
null
0.710925
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
1
0
1
0
-238
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
232,701
202
0
Cash loans
F
N
Y
0
202,500
225,000
22,383
225,000
Family
Pensioner
Higher education
Married
House / apartment
0.026392
-24,891
365,243
-2,120
-2,019
null
1
0
0
1
1
0
null
2
2
2
TUESDAY
15
0
0
0
0
0
0
XNA
null
0.65553
null
0.1825
null
0.995
null
null
0.2
0.1724
0.3333
null
null
null
0.2495
null
0.3146
0.1859
null
0.995
null
null
0.2014
0.1724
0.3333
null
null
null
0.2599
null
0.333
0.1842
null
0.995
null
null
0.2
0.1724
0.3333
null
null
null
0.2539
null
0.3212
null
block of flats
0.2646
Stone, brick
No
5
0
5
0
-648
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
77,752
203
0
Cash loans
F
N
N
0
157,500
450,000
21,888
450,000
Unaccompanied
Working
Secondary / secondary special
Civil marriage
House / apartment
0.010032
-9,907
-648
-5,628
-2,567
null
1
1
0
1
0
0
Laborers
2
2
2
SATURDAY
6
0
1
1
0
1
1
Other
0.237532
0.597181
null
0.0619
0.0635
0.9821
0.7552
0.0334
0
0.1379
0.1667
0.2083
0.0511
0.0496
0.0502
0.0039
0.0042
0.063
0.0659
0.9821
0.7648
0.0337
0
0.1379
0.1667
0.2083
0.0523
0.0542
0.0523
0.0039
0.0045
0.0625
0.0635
0.9821
0.7585
0.0336
0
0.1379
0.1667
0.2083
0.052
0.0504
0.0511
0.0039
0.0043
reg oper account
block of flats
0.0586
Panel
No
0
0
0
0
-425
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
240,449
204
0
Cash loans
M
Y
N
0
202,500
526,491
26,878.5
454,500
Unaccompanied
Working
Higher education
Married
House / apartment
0.022625
-14,811
-7,668
-1,761
-4,268
0
1
1
1
1
1
0
Managers
2
2
2
TUESDAY
15
0
0
0
0
0
0
Transport: type 4
0.645151
0.658704
0.697147
0.4072
0.2893
0.9816
0.7484
0.0089
0.44
0.3793
0.3333
0.375
0.1754
0.3261
0.4133
0.027
0.0083
0.4149
0.3002
0.9816
0.7583
0.009
0.4431
0.3793
0.3333
0.375
0.1794
0.3563
0.4306
0.0272
0.0087
0.4112
0.2893
0.9816
0.7518
0.009
0.44
0.3793
0.3333
0.375
0.1784
0.3318
0.4207
0.0272
0.0084
null
block of flats
0.3288
Panel
No
0
0
0
0
-669
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
2
48,635
205
0
Cash loans
M
N
N
0
135,000
224,136
17,707.5
198,000
Unaccompanied
Working
Secondary / secondary special
Separated
House / apartment
0.022625
-14,726
-142
-3,458
-2,690
null
1
1
0
1
0
1
Core staff
1
2
2
THURSDAY
17
0
0
0
0
0
0
Business Entity Type 3
0.40556
0.258728
0.237916
0.1237
0.0644
0.9921
null
null
0.12
0.1034
0.375
null
0.0384
null
0.1263
null
0
0.1261
0.0669
0.9921
null
null
0.1208
0.1034
0.375
null
0.0392
null
0.1316
null
0
0.1249
0.0644
0.9921
null
null
0.12
0.1034
0.375
null
0.039
null
0.1286
null
0
null
block of flats
0.1116
Panel
No
0
0
0
0
-1,053
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
6
209,334
206
0
Cash loans
F
N
N
1
153,000
292,500
14,355
292,500
Unaccompanied
Working
Incomplete higher
Married
House / apartment
0.015221
-11,881
-716
-2,283
-4,417
null
1
1
1
1
1
1
Sales staff
3
2
2
TUESDAY
17
0
0
0
0
0
0
Self-employed
null
0.182413
0.331251
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-502
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
22,393
207
0
Cash loans
F
N
Y
0
202,500
675,000
29,862
675,000
Unaccompanied
Pensioner
Secondary / secondary special
Married
House / apartment
0.028663
-21,185
365,243
-1,702
-4,229
null
1
0
0
1
0
1
null
2
2
2
WEDNESDAY
11
0
0
0
0
0
0
XNA
null
0.065452
0.549597
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
3
2
3
1
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
251,537
208
0
Cash loans
F
N
Y
0
202,500
1,271,281.5
65,956.5
1,201,500
Family
Working
Higher education
Married
House / apartment
0.019101
-14,247
-2,993
-3,842
-4,142
null
1
1
0
1
0
0
Managers
2
2
2
MONDAY
18
0
0
0
0
0
0
Transport: type 4
0.450264
0.495546
0.612704
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
1
1
1
1
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
86,087
209
1
Cash loans
M
Y
N
1
225,000
1,019,205
31,032
774,000
Unaccompanied
Commercial associate
Secondary / secondary special
Single / not married
House / apartment
0.072508
-11,356
-602
-335
-3,224
9
1
1
0
1
0
0
Laborers
2
1
1
MONDAY
14
1
0
1
0
0
0
Business Entity Type 3
0.262005
0.302394
0.463275
0.2402
0.1098
0.9916
0.8844
0.4682
0.4
0.1724
0.5417
0.5
0.0223
0.1942
0.227
0.0077
0.0075
0.2447
0.1139
0.9916
0.8889
0.4724
0.4028
0.1724
0.5417
0.5
0.0228
0.2121
0.2365
0.0078
0.008
0.2425
0.1098
0.9916
0.8859
0.4711
0.4
0.1724
0.5417
0.5
0.0227
0.1975
0.231
0.0078
0.0077
reg oper account
block of flats
0.1874
Panel
No
3
0
3
0
-14
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
6
0
1
21,738
210
0
Cash loans
M
Y
N
0
135,000
334,152
17,059.5
270,000
Family
Working
Secondary / secondary special
Married
House / apartment
0.026392
-10,427
-1,274
-2,609
-3,027
9
1
1
0
1
0
0
Drivers
2
2
2
MONDAY
18
0
0
0
0
0
0
Self-employed
null
0.612623
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
2
1
2
0
-1,002
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
272,215
211
0
Cash loans
F
N
Y
0
270,000
473,760
48,676.5
450,000
Unaccompanied
Working
Secondary / secondary special
Married
House / apartment
0.020713
-16,223
-3,077
-3,425
-5,501
null
1
1
0
1
0
0
Managers
2
3
1
THURSDAY
10
0
0
0
0
0
0
Self-employed
null
0.492311
null
0.1959
0.3627
0.9712
0.6056
0.0377
0
0.3793
0.1667
0.0417
0.1716
0.1513
0.2448
0.0386
0.1504
0.1996
0.3764
0.9712
0.621
0.038
0
0.3793
0.1667
0.0417
0.1755
0.1653
0.255
0.0389
0.1593
0.1978
0.3627
0.9712
0.6109
0.0379
0
0.3793
0.1667
0.0417
0.1746
0.1539
0.2492
0.0388
0.1536
reg oper account
block of flats
0.2252
Stone, brick
No
0
0
0
0
-1,485
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
246,159
212
0
Revolving loans
F
N
Y
0
112,500
540,000
27,000
540,000
Unaccompanied
State servant
Secondary / secondary special
Married
House / apartment
0.006008
-19,045
-11,916
-6,644
-2,566
null
1
1
0
1
0
0
Medicine staff
2
2
2
SATURDAY
12
0
0
0
1
1
0
Medicine
null
0.704761
0.588488
0.0464
0.0712
0.993
0.9048
0.0303
0
0.1207
0.1667
0.2083
null
0.0378
0.0554
0
0
0.0315
0.0694
0.9881
0.8432
0.0306
0
0.1034
0.1667
0.2083
null
0.0275
0.0577
0
0
0.0468
0.0712
0.993
0.9061
0.0305
0
0.1207
0.1667
0.2083
null
0.0385
0.0564
0
0
reg oper account
block of flats
0.0602
Stone, brick
No
6
0
6
0
-1,393
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
233,155
213
1
Cash loans
M
N
Y
1
112,500
571,486.5
31,131
454,500
Unaccompanied
Working
Secondary / secondary special
Married
House / apartment
0.022625
-8,292
-166
-3,062
-16
null
1
1
0
1
0
0
Laborers
3
2
2
MONDAY
11
0
0
0
0
0
0
Business Entity Type 3
null
0.253289
0.200926
0.0737
0.1016
0.4933
0.8232
0.0632
0.08
0.1379
0.3333
0.0417
0.0405
0
0.1469
0
0.0038
0
0.1054
0
0.8301
0.0637
0
0.1379
0.3333
0.0417
0.0414
0
0.1531
0
0.004
0.0744
0.1016
0.4933
0.8256
0.0636
0.08
0.1379
0.3333
0.0417
0.0412
0
0.1496
0
0.0039
reg oper spec account
block of flats
0
Panel
No
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
1
0
2
79,961
214
0
Cash loans
F
N
Y
0
180,000
187,704
9,256.5
148,500
Unaccompanied
Working
Secondary / secondary special
Civil marriage
House / apartment
0.019689
-9,105
-482
-5,874
-1,139
null
1
1
0
1
0
0
Sales staff
2
2
2
WEDNESDAY
11
0
0
0
0
1
1
Bank
0.341851
0.479431
0.051682
0.0959
0.0925
0.9871
0.8232
0.0152
0
0.2069
0.1667
0.2083
0.111
0.0748
0.0759
0.0154
0.0723
0.0977
0.096
0.9871
0.8301
0.0153
0
0.2069
0.1667
0.2083
0.1136
0.0817
0.0791
0.0156
0.0765
0.0968
0.0925
0.9871
0.8256
0.0153
0
0.2069
0.1667
0.2083
0.113
0.0761
0.0773
0.0155
0.0738
reg oper account
block of flats
0.0837
Panel
No
0
0
0
0
-930
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
3
270,099
215
0
Cash loans
F
N
Y
0
292,500
254,700
15,709.5
225,000
Unaccompanied
Pensioner
Secondary / secondary special
Widow
House / apartment
0.016612
-24,006
365,243
-2,239
-4,447
null
1
0
0
1
0
0
null
1
2
2
WEDNESDAY
10
0
0
0
0
0
0
XNA
null
0.28249
0.410103
0.0742
0.0306
0.9876
0.83
0.0182
0.08
0.0517
0.4792
0.5208
0.1202
0.0605
0.1177
0
0
0.0756
0.0317
0.9786
0.719
0.0184
0.0806
0.0345
0.3333
0.375
0.123
0.0661
0.0738
0
0
0.0749
0.0306
0.9876
0.8323
0.0183
0.08
0.0517
0.4792
0.5208
0.1223
0.0616
0.1198
0
0
reg oper account
block of flats
0.0657
Stone, brick
No
1
0
1
0
-609
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6
201,495
216
0
Revolving loans
F
N
Y
0
225,000
675,000
33,750
675,000
Unaccompanied
Working
Secondary / secondary special
Single / not married
House / apartment
0.008019
-22,794
-15,632
-7,959
-4,311
null
1
1
0
1
1
0
null
1
2
2
TUESDAY
13
0
0
0
0
0
0
Business Entity Type 3
null
0.654943
0.795803
0.0464
0.0556
0.9891
0.8504
0.0247
0
0.1034
0.1667
0.2083
0.0386
0.0378
0.0548
0
0
0.0473
0.0577
0.9891
0.8563
0.0249
0
0.1034
0.1667
0.2083
0.0395
0.0413
0.0571
0
0
0.0468
0.0556
0.9891
0.8524
0.0249
0
0.1034
0.1667
0.2083
0.0393
0.0385
0.0558
0
0
not specified
block of flats
0.0566
Stone, brick
No
0
0
0
0
-1,121
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
155,164
217
0
Cash loans
M
Y
Y
0
135,000
237,024
15,970.5
180,000
Spouse, partner
Working
Incomplete higher
Single / not married
House / apartment
0.020713
-9,011
-100
-7,897
-1,654
15
1
1
0
1
0
1
Sales staff
1
3
3
SATURDAY
6
0
0
0
0
0
0
Business Entity Type 3
0.158197
0.434225
null
0.0186
0.0487
0.9727
0.626
0.034
0
0.069
0.0833
0.125
0.0184
0.0151
0.022
0
0
0.0189
0.0505
0.9727
0.6406
0.0343
0
0.069
0.0833
0.125
0.0188
0.0165
0.0229
0
0
0.0187
0.0487
0.9727
0.631
0.0343
0
0.069
0.0833
0.125
0.0187
0.0154
0.0224
0
0
reg oper account
block of flats
0.0173
Stone, brick
No
1
0
1
0
-945
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
8,902
218
0
Cash loans
M
N
Y
0
225,000
451,804.5
35,824.5
369,000
Unaccompanied
State servant
Secondary / secondary special
Married
House / apartment
0.01885
-16,546
-1,480
-2,196
-7
null
1
1
0
1
0
0
Managers
2
2
2
MONDAY
11
0
1
1
0
1
1
Military
0.572585
0.680321
0.448962
0.2773
0.1882
0.9771
0.6872
null
0.04
0.1724
0.3333
null
null
null
0.2404
null
0.0931
0.2826
0.1953
0.9772
0.6994
null
0.0403
0.1724
0.3333
null
null
null
0.2504
null
0.0986
0.28
0.1882
0.9771
0.6914
null
0.04
0.1724
0.3333
null
null
null
0.2447
null
0.0951
null
block of flats
0.2093
null
No
2
1
2
0
-745
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
224,843
219
0
Cash loans
M
N
N
0
157,500
208,512
21,892.5
180,000
Unaccompanied
Working
Higher education
Married
House / apartment
0.022625
-14,534
-3,397
-3,776
-5,113
null
1
1
1
1
0
0
Sales staff
2
2
2
MONDAY
10
0
0
0
0
0
0
Business Entity Type 3
0.876653
0.728456
0.497469
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-1,891
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
2
159,256
220
0
Cash loans
F
N
Y
0
157,500
263,686.5
15,268.5
238,500
Unaccompanied
State servant
Secondary / secondary special
Married
House / apartment
0.0105
-16,098
-3,131
-7,189
-4,143
null
1
1
0
1
0
0
Laborers
2
3
3
MONDAY
9
0
0
0
0
0
0
Postal
0.493886
0.334169
null
0.0722
0.0036
0.9781
0.7008
0.0079
0
0.1379
0.1667
0.0417
0.0841
0.0588
0.0626
0
0
0.0735
0.0038
0.9782
0.7125
0.008
0
0.1379
0.1667
0.0417
0.086
0.0643
0.0652
0
0
0.0729
0.0036
0.9781
0.7048
0.0079
0
0.1379
0.1667
0.0417
0.0856
0.0599
0.0637
0
0
reg oper account
block of flats
0.0492
Stone, brick
No
0
0
0
0
-288
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
3
38,777
221
0
Cash loans
M
N
N
0
180,000
1,071,000
31,315.5
1,071,000
Unaccompanied
Working
Higher education
Married
Rented apartment
0.018029
-14,659
-1,228
-688
-1,107
null
1
1
1
1
0
0
null
2
3
3
WEDNESDAY
13
0
0
0
1
1
1
Business Entity Type 3
null
0.160158
0.438281
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-89
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
2
238,347
222
0
Cash loans
F
N
Y
0
87,750
1,206,954
35,419.5
945,000
Unaccompanied
Pensioner
Higher education
Married
House / apartment
0.019101
-22,510
365,243
-6,983
-4,765
null
1
0
0
1
1
0
null
2
2
2
TUESDAY
10
0
0
0
0
0
0
XNA
null
0.707841
0.664248
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-2,379
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
114,329
223
0
Cash loans
F
N
Y
0
67,500
622,413
26,500.5
495,000
Spouse, partner
Working
Secondary / secondary special
Married
House / apartment
0.005002
-15,076
-4,917
-1,725
-2,325
null
1
1
0
1
1
0
Core staff
2
3
3
THURSDAY
15
0
0
0
0
0
0
Medicine
0.567624
0.575925
0.689479
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-1,955
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
1
135,504
224
0
Cash loans
F
N
Y
0
180,000
630,000
30,438
630,000
Unaccompanied
Working
Higher education
Married
House / apartment
0.030755
-17,013
-7,426
-3,274
-539
null
1
1
0
1
0
0
Core staff
2
2
2
WEDNESDAY
12
0
0
0
0
0
0
School
null
0.708167
0.577969
0.0423
0.0487
0.9672
0.5376
null
0
0.2069
0.125
0.1667
0.0521
null
0.0453
null
0.022
0.0431
0.0506
0.9672
0.5557
null
0
0.2069
0.125
0.1667
0.0533
null
0.0471
null
0.0233
0.0427
0.0487
0.9672
0.5438
null
0
0.2069
0.125
0.1667
0.053
null
0.0461
null
0.0224
reg oper account
block of flats
0.0525
Stone, brick
No
0
0
0
0
-1,701
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
290,459
225
0
Cash loans
F
N
N
0
90,000
381,528
12,109.5
315,000
Unaccompanied
Working
Higher education
Single / not married
House / apartment
0.018209
-9,627
-189
-709
-2,301
null
1
1
0
1
0
0
Core staff
1
3
3
WEDNESDAY
12
0
0
0
0
0
0
Trade: type 7
0.646881
0.533415
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-141
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
65,481
226
0
Cash loans
F
N
Y
1
135,000
781,920
32,868
675,000
Unaccompanied
Commercial associate
Higher education
Married
House / apartment
0.022625
-11,631
-782
-7,868
-2,992
null
1
1
1
1
1
0
null
3
2
2
THURSDAY
8
0
0
0
0
0
0
Business Entity Type 3
0.653368
0.56529
0.495666
0.0835
0.1024
0.9891
0.8504
0.0481
0
0.1379
0.1667
0.2083
0.0987
0.0672
0.1035
0.0039
0.001
0.0851
0.1063
0.9891
0.8563
0.0486
0
0.1379
0.1667
0.2083
0.1009
0.0735
0.1078
0.0039
0.001
0.0843
0.1024
0.9891
0.8524
0.0484
0
0.1379
0.1667
0.2083
0.1004
0.0684
0.1053
0.0039
0.001
not specified
block of flats
0.1077
Panel
No
0
0
0
0
-2,028
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
240,153
227
0
Cash loans
M
Y
Y
0
225,000
481,855.5
49,374
463,500
Spouse, partner
Working
Secondary / secondary special
Married
House / apartment
0.025164
-11,996
-2,907
-2,562
-4,623
6
1
1
0
1
0
0
High skill tech staff
2
2
2
FRIDAY
11
0
1
1
0
1
1
Construction
null
0.610447
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-842
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
2
3
74,388
228
0
Cash loans
M
Y
N
1
270,000
521,280
31,500
450,000
Unaccompanied
Commercial associate
Secondary / secondary special
Civil marriage
House / apartment
0.019689
-13,534
-1,420
-1,602
-4,133
1
1
1
0
1
0
0
null
3
2
2
MONDAY
9
0
0
0
0
1
1
Business Entity Type 3
null
0.633608
0.21035
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
93,126
229
0
Cash loans
M
Y
Y
2
225,000
254,700
26,874
225,000
Spouse, partner
Working
Secondary / secondary special
Married
House / apartment
0.00733
-19,297
-554
-7,173
-2,853
20
1
1
0
1
0
0
Laborers
4
2
2
MONDAY
13
0
1
1
0
1
1
Business Entity Type 3
null
0.73171
0.638044
0.0247
0.048
0.9901
0.864
null
null
0.069
0.0833
null
null
null
0.0274
null
0.0103
0.0252
0.0498
0.9901
0.8693
null
null
0.069
0.0833
null
null
null
0.0286
null
0.0109
0.025
0.048
0.9901
0.8658
null
null
0.069
0.0833
null
null
null
0.0279
null
0.0105
null
block of flats
0.0238
Monolithic
No
0
0
0
0
-1,644
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
273,313
230
0
Cash loans
M
Y
Y
0
450,000
1,575,000
55,800
1,575,000
Unaccompanied
Commercial associate
Higher education
Married
House / apartment
0.026392
-18,213
-2,363
-4,627
-1,761
3
1
1
1
1
1
0
Managers
2
2
2
WEDNESDAY
11
0
0
0
0
0
0
Business Entity Type 3
null
0.663695
null
0.1227
0.1214
0.9786
null
null
0
0.2759
0.1667
null
0.094
null
0.1059
null
0
0.125
0.126
0.9786
null
null
0
0.2759
0.1667
null
0.0961
null
0.1103
null
0
0.1239
0.1214
0.9786
null
null
0
0.2759
0.1667
null
0.0956
null
0.1078
null
0
null
block of flats
0.0833
Panel
No
6
0
6
0
-206
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
2,486
231
0
Cash loans
F
Y
Y
1
112,500
152,820
18,265.5
135,000
Unaccompanied
Commercial associate
Secondary / secondary special
Separated
House / apartment
0.003069
-10,471
-1,753
-4,922
-2,885
1
1
1
0
1
0
0
Sales staff
2
3
3
THURSDAY
17
0
0
0
0
0
0
Self-employed
0.47046
0.659141
null
0.1649
0.0928
0.9901
null
null
0.12
0.1034
0.375
null
0.0145
null
0.077
null
0
0.1681
0.0963
0.9901
null
null
0.1208
0.1034
0.375
null
0.0149
null
0.0803
null
0
0.1665
0.0928
0.9901
null
null
0.12
0.1034
0.375
null
0.0148
null
0.0784
null
0
null
block of flats
0.1047
Panel
No
0
0
0
0
-1,957
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
54,288
232
1
Cash loans
M
Y
Y
0
36,000
284,400
10,849.5
225,000
Unaccompanied
Pensioner
Secondary / secondary special
Civil marriage
House / apartment
0.018209
-22,078
365,243
-6,748
-4,542
27
1
0
0
1
1
0
null
2
3
3
MONDAY
7
0
0
0
0
0
0
XNA
null
0.063455
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
250,505
233
0
Cash loans
M
Y
Y
0
180,000
407,727
32,341.5
333,000
Family
Working
Secondary / secondary special
Married
House / apartment
0.020713
-20,317
-2,334
-10,946
-3,680
3
1
1
0
1
0
0
null
2
3
3
TUESDAY
11
0
0
0
0
1
1
Business Entity Type 3
null
0.395245
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-1,858
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9
302,564
234
0
Cash loans
F
N
Y
0
157,500
545,040
20,677.5
450,000
Family
Pensioner
Secondary / secondary special
Widow
House / apartment
0.031329
-23,444
365,243
-14,604
-4,655
null
1
0
0
1
0
0
null
1
2
2
THURSDAY
13
0
0
0
0
0
0
XNA
null
0.119843
0.331251
0.1485
0.0757
0.9801
null
null
0.16
0.1379
0.3333
null
0.0858
null
0.1443
null
0
0.1513
0.0786
0.9801
null
null
0.1611
0.1379
0.3333
null
0.0877
null
0.1504
null
0
0.1499
0.0757
0.9801
null
null
0.16
0.1379
0.3333
null
0.0873
null
0.1469
null
0
null
block of flats
0.1214
Panel
No
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
220,996
235
0
Cash loans
F
N
Y
0
63,000
675,000
19,737
675,000
Unaccompanied
Pensioner
Secondary / secondary special
Widow
House / apartment
0.035792
-23,420
365,243
-14,293
-4,749
null
1
0
0
1
1
0
null
1
2
2
MONDAY
8
0
0
0
0
0
0
XNA
null
0.703773
0.735221
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-1,331
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
142,951
236
1
Cash loans
F
Y
Y
0
157,500
497,520
28,692
450,000
Unaccompanied
Commercial associate
Secondary / secondary special
Single / not married
House / apartment
0.02461
-13,989
-1,350
-8,112
-4,715
5
1
1
1
1
1
0
Laborers
1
2
2
MONDAY
15
0
0
0
0
0
0
Industry: type 3
null
0.629042
0.260856
0.1485
0.111
0.9801
0.728
0.0725
0.16
0.1379
0.3333
0.375
0.0582
0.121
0.1514
0
0
0.1513
0.1152
0.9801
0.7387
0.0732
0.1611
0.1379
0.3333
0.375
0.0595
0.1322
0.1578
0
0
0.1499
0.111
0.9801
0.7316
0.073
0.16
0.1379
0.3333
0.375
0.0592
0.1231
0.1541
0
0
reg oper account
block of flats
0.1588
Panel
No
1
1
1
0
-1,781
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
158,470
237
0
Cash loans
F
N
Y
0
270,000
545,040
26,640
450,000
Unaccompanied
Commercial associate
Higher education
Single / not married
House / apartment
0.04622
-9,324
-872
-599
-616
null
1
1
0
1
0
0
Realty agents
1
1
1
TUESDAY
15
0
1
1
0
0
0
Business Entity Type 3
null
0.712186
null
0.0722
0.0575
0.9776
0.694
0.0258
0
0.1379
0.1667
0.2083
0.0387
0.0588
0.0569
0
0
0.0735
0.0596
0.9777
0.706
0.026
0
0.1379
0.1667
0.2083
0.0395
0.0643
0.0593
0
0
0.0729
0.0575
0.9776
0.6981
0.026
0
0.1379
0.1667
0.2083
0.0393
0.0599
0.0579
0
0
reg oper account
block of flats
0.0589
Stone, brick
No
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
149,776
238
0
Cash loans
F
N
N
0
270,000
630,000
23,274
630,000
Family
Working
Secondary / secondary special
Civil marriage
House / apartment
0.008019
-21,292
-1,491
-11,804
-4,059
null
1
1
1
1
1
1
High skill tech staff
2
2
2
SATURDAY
16
0
1
1
0
1
1
Trade: type 6
0.786704
0.754831
0.470456
0.0825
0.0677
0.9762
0.6736
0.0096
0
0.1379
0.1667
0.2083
0.0472
0.0672
0.0708
0
0
0.084
0.0703
0.9762
0.6864
0.0097
0
0.1379
0.1667
0.2083
0.0483
0.0735
0.0737
0
0
0.0833
0.0677
0.9762
0.678
0.0096
0
0.1379
0.1667
0.2083
0.048
0.0684
0.0721
0
0
reg oper account
block of flats
0.0609
Panel
No
0
0
0
0
-115
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
210,723
239
0
Revolving loans
M
N
Y
0
166,500
495,000
24,750
495,000
Unaccompanied
Commercial associate
Secondary / secondary special
Married
House / apartment
0.011703
-21,535
-2,828
-3,182
-4,673
null
1
1
0
1
0
0
Laborers
2
2
2
MONDAY
17
0
0
0
0
0
0
Business Entity Type 3
null
0.766615
0.778904
0.0639
0.045
0.9732
0.6328
0.0052
0
0.1034
0.1667
0.0417
0.035
0.0504
0.0484
0.0077
0
0.0651
0.0467
0.9732
0.6472
0.0053
0
0.1034
0.1667
0.0417
0.0358
0.0551
0.0505
0.0078
0
0.0645
0.045
0.9732
0.6377
0.0053
0
0.1034
0.1667
0.0417
0.0356
0.0513
0.0493
0.0078
0
reg oper account
block of flats
0.041
Stone, brick
No
0
0
0
0
-1,560
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5
154,852
240
0
Cash loans
F
N
N
2
202,500
787,131
44,082
679,500
Unaccompanied
Commercial associate
Secondary / secondary special
Married
House / apartment
0.04622
-13,080
-3,429
-4,198
-5,241
null
1
1
0
1
0
0
High skill tech staff
4
1
1
SUNDAY
12
0
0
0
0
1
1
Transport: type 4
0.402436
0.261967
null
null
null
0.9727
null
null
null
0.0345
0.0417
null
null
null
null
null
null
null
null
0.9727
null
null
null
0.0345
0.0417
null
null
null
null
null
null
null
null
0.9727
null
null
null
0.0345
0.0417
null
null
null
null
null
null
null
block of flats
0.0066
Stone, brick
No
3
0
3
0
-2,218
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
215,077
241
0
Cash loans
M
Y
Y
0
315,000
90,000
4,504.5
90,000
Unaccompanied
Working
Secondary / secondary special
Single / not married
With parents
0.0228
-10,935
-422
-5,251
-3,364
2
1
1
0
1
1
0
Drivers
1
2
2
SATURDAY
11
0
0
0
0
0
0
Business Entity Type 3
0.259823
0.58198
0.53707
0.2959
0.1433
0.9871
0.8232
0.0706
0.32
0.2759
0.3333
0.375
0.144
0.2404
0.3213
0.0039
0.0086
0.3015
0.1487
0.9871
0.8301
0.0712
0.3222
0.2759
0.3333
0.375
0.1473
0.2626
0.3348
0.0039
0.0091
0.2987
0.1433
0.9871
0.8256
0.071
0.32
0.2759
0.3333
0.375
0.1465
0.2446
0.3271
0.0039
0.0087
org spec account
block of flats
0.2932
Panel
No
2
0
2
0
-1,016
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
129,064
242
0
Cash loans
M
N
N
0
112,500
225,000
14,647.5
225,000
Family
Commercial associate
Higher education
Married
House / apartment
0.032561
-11,287
-3,894
-3,134
-3,950
null
1
1
0
1
1
0
Laborers
2
1
1
FRIDAY
14
0
0
0
0
0
0
Business Entity Type 3
0.27594
0.642897
0.479449
0.2309
0.1795
0.9747
0.6532
0.028
0.32
0.2759
0.25
0.0417
0.0536
0.1883
0.2008
0
0
0.2353
0.1862
0.9747
0.6668
0.0282
0.3222
0.2759
0.25
0.0417
0.0548
0.2057
0.2092
0
0
0.2332
0.1795
0.9747
0.6578
0.0282
0.32
0.2759
0.25
0.0417
0.0545
0.1915
0.2044
0
0
reg oper account
block of flats
0.1601
Panel
No
0
0
0
0
-1,499
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
3
44,714
243
0
Cash loans
F
N
N
0
157,500
450,000
17,095.5
450,000
Unaccompanied
Working
Secondary / secondary special
Married
House / apartment
0.019101
-21,154
-951
-5,892
-3,720
null
1
1
1
1
0
0
Laborers
2
2
2
SATURDAY
13
0
0
0
0
0
0
Self-employed
null
0.52155
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
3
0
3
0
-631
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
227,697
244
0
Cash loans
F
N
Y
0
180,000
582,804
25,803
463,500
Unaccompanied
State servant
Higher education
Separated
House / apartment
0.02461
-17,674
-6,788
-10,598
-1,205
null
1
1
1
1
1
0
Core staff
1
2
2
FRIDAY
9
0
0
0
0
0
0
School
0.767531
0.617738
0.517297
0.0082
0
0.9702
0.592
0.0008
0
0.0345
0.0417
0.0833
null
0.0067
0.0065
0
0
0.0084
0
0.9702
0.608
0.0008
0
0.0345
0.0417
0.0833
null
0.0073
0.0067
0
0
0.0083
0
0.9702
0.5975
0.0008
0
0.0345
0.0417
0.0833
null
0.0068
0.0066
0
0
reg oper account
block of flats
0.0055
Wooden
No
0
0
0
0
-1,878
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5
13,991
245
0
Cash loans
F
N
N
0
81,000
640,080
23,121
450,000
Unaccompanied
Pensioner
Secondary / secondary special
Married
House / apartment
0.018801
-21,419
365,243
-13,511
-4,287
null
1
0
0
1
0
0
null
2
2
2
SATURDAY
7
0
0
0
0
0
0
XNA
null
0.531341
0.713631
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-494
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
198,475
246
0
Cash loans
F
N
N
0
135,000
1,223,010
47,983.5
1,125,000
Unaccompanied
Working
Incomplete higher
Married
House / apartment
0.032561
-10,390
-370
-8,697
-1,864
null
1
1
0
1
0
0
null
2
1
1
FRIDAY
15
0
0
0
0
0
0
Business Entity Type 3
null
0.598658
0.672243
0.2701
0.1641
0.9881
0.8368
0.0491
0.24
0.2069
0.375
0.4167
0
0.2093
0.2736
0.0502
0.0086
0.2752
0.1703
0.9881
0.8432
0.0495
0.2417
0.2069
0.375
0.4167
0
0.2287
0.285
0.0506
0.0092
0.2727
0.1641
0.9881
0.839
0.0494
0.24
0.2069
0.375
0.4167
0
0.2129
0.2785
0.0505
0.0088
reg oper account
block of flats
0.217
Panel
No
0
0
0
0
-6
0
1
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
284,080
247
0
Cash loans
F
N
N
0
108,000
364,896
23,449.5
315,000
Unaccompanied
Pensioner
Secondary / secondary special
Widow
Municipal apartment
0.009334
-23,338
365,243
-11,761
-4,820
null
1
0
0
1
1
0
null
1
2
2
FRIDAY
14
0
0
0
0
0
0
XNA
null
0.672712
0.297087
null
0
0.9727
0.626
0.0062
0
0.1379
0.125
0.1667
0.0213
0.0538
0.0514
0
0
null
0
0.9727
0.6406
0.0062
0
0.1379
0.125
0.1667
0.0218
0.0588
0.0536
0
0
null
0
0.9727
0.631
0.0062
0
0.1379
0.125
0.1667
0.0216
0.0547
0.0523
0
0
reg oper account
block of flats
0.0438
Stone, brick
No
0
0
0
0
-669
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
290,625
248
0
Cash loans
F
N
N
0
69,750
675,000
20,596.5
675,000
Unaccompanied
Pensioner
Secondary / secondary special
Married
House / apartment
0.01452
-22,606
365,243
-930
-4,475
null
1
0
0
1
0
0
null
2
2
2
TUESDAY
12
0
0
0
0
0
0
XNA
null
0.666442
0.45611
0.0959
0.076
0.9851
null
null
0
0.1379
0.1667
null
0.0355
null
0.0667
null
0.0268
0.0977
0.0788
0.9851
null
null
0
0.1379
0.1667
null
0.0363
null
0.0695
null
0.0284
0.0968
0.076
0.9851
null
null
0
0.1379
0.1667
null
0.0361
null
0.0679
null
0.0274
null
block of flats
0.0583
Panel
No
2
0
2
0
-957
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
107,144
249
0
Revolving loans
F
N
Y
1
112,500
135,000
6,750
135,000
Unaccompanied
Commercial associate
Secondary / secondary special
Single / not married
House / apartment
0.018209
-9,259
-2,382
-3,948
-1,918
null
1
1
1
1
1
0
Sales staff
2
3
3
THURSDAY
11
0
0
0
0
0
0
Business Entity Type 3
null
0.04201
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
5
0
5
0
-1,135
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
236,517
250
0
Cash loans
M
N
Y
0
315,000
946,503
42,898.5
846,000
Unaccompanied
Working
Secondary / secondary special
Married
With parents
0.003813
-9,178
-633
-4,829
-1,622
null
1
1
0
1
0
0
null
2
2
2
MONDAY
10
0
1
1
0
1
1
Business Entity Type 2
null
0.18422
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-223
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
88,187
251
0
Cash loans
F
N
Y
0
180,000
188,685
14,944.5
157,500
Unaccompanied
Working
Secondary / secondary special
Widow
House / apartment
0.006305
-21,140
-385
-4,410
-2,820
null
1
1
0
1
0
0
Cleaning staff
1
3
3
THURSDAY
3
0
0
0
0
0
0
Business Entity Type 3
null
0.561955
0.544235
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-583
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
4,716
252
0
Revolving loans
F
N
Y
0
225,000
180,000
9,000
180,000
Unaccompanied
Commercial associate
Incomplete higher
Civil marriage
House / apartment
0.04622
-9,166
-1,450
-9,166
-547
null
1
1
0
1
0
1
Accountants
2
1
1
SATURDAY
16
0
0
0
0
1
1
Business Entity Type 3
null
0.765106
0.3791
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-653
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
132,058
253
0
Cash loans
M
Y
Y
1
112,500
226,908
11,164.5
148,500
Unaccompanied
Working
Secondary / secondary special
Married
House / apartment
0.025164
-14,923
-273
-3,883
-4,003
12
1
1
0
1
0
0
Laborers
3
2
2
WEDNESDAY
9
0
1
1
0
1
1
Business Entity Type 3
null
0.573841
0.799297
0.0722
0.0846
0.9821
0.7552
0.007
0
0.1379
0.1667
0.2083
0
0.0588
0.0674
0
0
0.0735
0.0878
0.9821
0.7648
0.0071
0
0.1379
0.1667
0.2083
0
0.0643
0.0702
0
0
0.0729
0.0846
0.9821
0.7585
0.0071
0
0.1379
0.1667
0.2083
0
0.0599
0.0686
0
0
reg oper account
block of flats
0.0568
Stone, brick
No
4
1
4
0
-743
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
78,630
254
0
Revolving loans
F
N
N
0
67,500
202,500
10,125
202,500
Unaccompanied
Commercial associate
Secondary / secondary special
Married
House / apartment
0.025164
-19,676
-4,483
-5,545
-3,236
null
1
1
0
1
0
0
null
2
2
2
THURSDAY
8
0
0
0
0
0
0
Housing
0.861626
0.756108
null
0.122
0.1097
0.9771
0.6872
0.072
0
0.2528
0.1667
0.2083
0.0525
0.1084
0.0876
0.0039
0.0128
0.1008
0.0981
0.9772
0.6994
0.0134
0
0.2759
0.1667
0.2083
0.0221
0.1185
0.0705
0.0039
0.0019
0.1343
0.1097
0.9771
0.6914
0.0482
0
0.2759
0.1667
0.2083
0.0534
0.1103
0.0894
0.0039
0.0025
org spec account
block of flats
0.0766
Block
No
0
0
0
0
-1,232
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
2
137,121
255
0
Cash loans
F
N
Y
1
157,500
807,984
26,833.5
697,500
Unaccompanied
Commercial associate
Secondary / secondary special
Civil marriage
House / apartment
0.031329
-17,438
-3,668
-10,185
-974
null
1
1
0
1
0
0
Sales staff
3
2
2
WEDNESDAY
16
0
0
0
0
0
0
Business Entity Type 2
null
0.640202
0.605836
0.0923
0.0835
0.9846
0.762
0.0427
0.08
0.069
0.3333
0.375
0.0612
0.0908
0.0719
0
0.0537
0.0746
0.0867
0.9826
0.7713
0.0431
0.0403
0.0345
0.3333
0.375
0.0581
0.0992
0.0267
0
0
0.0932
0.0835
0.9846
0.7652
0.043
0.08
0.069
0.3333
0.375
0.0623
0.0923
0.0732
0
0.0549
org spec account
block of flats
0.0378
Panel
No
1
0
1
0
-1,698
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
4
216,284
256
0
Cash loans
F
Y
Y
1
360,000
493,497
48,942
454,500
Unaccompanied
Commercial associate
Higher education
Married
House / apartment
0.006629
-14,882
-436
-1,140
-4,606
6
1
1
0
1
0
1
Core staff
3
2
2
MONDAY
11
0
0
0
0
0
0
Bank
0.735443
0.462205
0.540654
0.0784
0
0.995
0.932
0.0194
0.08
0.069
0.25
0.0417
0.0979
0.063
0.1019
0.0618
0.0544
0.0798
0
0.995
0.9347
0.0195
0.0806
0.069
0.25
0.0417
0.1001
0.0689
0.1062
0.0623
0.0576
0.0791
0
0.995
0.9329
0.0195
0.08
0.069
0.25
0.0417
0.0996
0.0641
0.1037
0.0621
0.0556
reg oper spec account
block of flats
0.097
Block
No
0
0
0
0
-563
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
1
224,397
257
0
Cash loans
F
N
N
0
315,000
1,024,290
30,078
855,000
Family
Working
Secondary / secondary special
Married
House / apartment
0.019101
-17,498
-1,355
-8,464
-1,050
null
1
1
0
1
0
0
Laborers
2
2
2
WEDNESDAY
16
0
0
0
0
1
1
Industry: type 11
null
0.33175
0.720944
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
3
1
3
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
4
81,806
258
0
Cash loans
F
N
Y
0
247,500
517,788
19,647
427,500
Unaccompanied
Pensioner
Higher education
Married
House / apartment
0.010032
-20,435
365,243
-2,565
-3,916
null
1
0
0
1
0
0
null
2
2
2
FRIDAY
4
0
0
0
0
0
0
XNA
null
0.669967
0.263647
0.0715
0.0988
0.9742
0.6464
null
0
0.1379
0.1667
null
null
null
0.0442
null
null
0.0609
0.066
0.9717
0.6276
null
0
0.1034
0.1667
null
null
null
0.0346
null
null
0.0666
0.0805
0.9752
0.6645
null
0
0.1379
0.1667
null
null
null
0.0341
null
null
reg oper account
block of flats
0.0395
Stone, brick
No
0
0
0
0
-358
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
4
58,724
259
0
Revolving loans
M
Y
Y
0
765,000
1,350,000
67,500
1,350,000
Unaccompanied
Commercial associate
Higher education
Single / not married
House / apartment
0.002506
-11,788
-3,144
-5,643
-3,962
3
1
1
0
1
0
0
Managers
1
2
2
THURSDAY
7
0
0
0
1
1
0
Business Entity Type 3
0.421765
0.765981
0.511892
0.033
0.0374
0.9831
0.7688
0.0093
0
0.069
0.125
0.1667
0.0087
0.0269
0.0327
0
0.0252
0.0336
0.0388
0.9831
0.7779
0.0094
0
0.069
0.125
0.1667
0.0089
0.0294
0.0341
0
0.0266
0.0333
0.0374
0.9831
0.7719
0.0094
0
0.069
0.125
0.1667
0.0088
0.0274
0.0333
0
0.0257
reg oper account
null
0.0336
Block
No
1
0
0
0
-151
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
226,709
260
0
Cash loans
F
N
Y
0
166,500
675,000
24,246
675,000
Family
Working
Secondary / secondary special
Married
House / apartment
0.035792
-11,285
-3,473
-1,929
-3,094
null
1
1
1
1
1
0
null
2
2
2
WEDNESDAY
10
0
0
0
0
0
0
Business Entity Type 3
0.393172
0.689565
0.431192
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
4
0
4
0
-398
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5
246,049
261
0
Cash loans
F
N
Y
0
45,000
448,056
16,222.5
315,000
Children
Pensioner
Secondary / secondary special
Married
House / apartment
0.028663
-23,195
365,243
-9,513
-4,535
null
1
0
0
1
1
0
null
2
2
2
TUESDAY
12
0
0
0
0
0
0
XNA
null
0.176041
0.595456
0.0727
0.0731
0.9876
0.83
0.0113
0
0.1724
0.1667
0.0417
0.0237
0.058
0.0687
0.0058
0.0084
0.0473
0.0409
0.9871
0.8301
0.007
0
0.1034
0.1667
0.0417
0.0134
0.0413
0.0462
0
0
0.0734
0.0731
0.9876
0.8323
0.0114
0
0.1724
0.1667
0.0417
0.0241
0.059
0.0699
0.0058
0.0086
reg oper account
block of flats
0.0387
Stone, brick
No
8
2
7
0
-1,088
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
4
234,288
262
0
Cash loans
F
Y
Y
1
450,000
808,650
31,464
675,000
Unaccompanied
Commercial associate
Higher education
Civil marriage
House / apartment
0.072508
-14,768
-426
-3,241
-3,409
1
1
1
0
1
1
1
Core staff
3
1
1
WEDNESDAY
13
1
1
0
0
0
0
Kindergarten
0.848803
0.615675
0.524496
0.4572
0.1461
0.9945
0.9252
0
0.44
0.1897
0.6667
0
0
0.3728
0.4587
0
0.0534
0.1429
0.0534
0.9945
0.9281
0
0.1611
0.069
0.6667
0
0
0.1249
0.1794
0
0.0051
0.4616
0.1461
0.9945
0.9262
0
0.44
0.1897
0.6667
0
0
0.3792
0.4669
0
0.0545
reg oper spec account
block of flats
0.6093
Panel
No
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
205,495
263
0
Cash loans
F
N
N
0
90,000
531,000
29,781
531,000
Unaccompanied
Pensioner
Secondary / secondary special
Married
House / apartment
0.015221
-21,909
365,243
-2,319
-4,279
null
1
0
0
1
1
0
null
2
2
2
THURSDAY
11
0
0
0
0
0
0
XNA
null
0.673737
0.465069
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
87,321
264
0
Cash loans
F
N
N
0
225,000
906,228
46,269
810,000
Unaccompanied
State servant
Secondary / secondary special
Married
House / apartment
0.030755
-15,013
-3,282
-2,347
-4,823
null
1
1
1
1
0
0
Core staff
2
2
2
FRIDAY
12
0
0
0
0
0
0
School
0.623531
0.625709
0.306202
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-1,053
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
84,235
265
0
Cash loans
M
N
Y
0
180,000
942,300
30,528
675,000
Unaccompanied
Commercial associate
Higher education
Married
House / apartment
0.006305
-21,552
-2,672
-13,057
-4,188
null
1
1
0
1
1
0
null
2
3
3
WEDNESDAY
7
0
0
0
0
0
0
Transport: type 1
null
0.291624
0.377404
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
228,547
266
0
Cash loans
M
Y
Y
0
360,000
254,700
20,250
225,000
Unaccompanied
Working
Secondary / secondary special
Married
House / apartment
0.018801
-18,831
-1,342
-8,691
-2,067
17
1
1
0
1
0
0
Drivers
2
2
2
MONDAY
10
0
0
0
0
0
0
Transport: type 3
0.791412
0.445987
0.461482
0.4402
0.2371
0.9831
0.7688
0.1488
0.32
0.2759
0.3333
0.375
0.1312
0.3589
0.3408
0
0
0.4485
0.246
0.9831
0.7779
0.1502
0.3222
0.2759
0.3333
0.375
0.1342
0.3921
0.3551
0
0
0.4445
0.2371
0.9831
0.7719
0.1498
0.32
0.2759
0.3333
0.375
0.1335
0.3651
0.3469
0
0
reg oper account
block of flats
0.268
Panel
No
0
0
0
0
-542
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
69,255
267
0
Cash loans
M
N
N
2
157,500
239,850
25,447.5
225,000
Unaccompanied
Working
Higher education
Married
House / apartment
0.009549
-14,252
-1,281
-6,024
-3,427
null
1
1
1
1
0
0
High skill tech staff
4
2
2
TUESDAY
10
0
0
0
1
0
1
Business Entity Type 3
0.642073
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
1
0
1
0
-344
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
192,214
268
0
Cash loans
F
Y
Y
1
247,500
808,650
26,217
675,000
Unaccompanied
Working
Secondary / secondary special
Widow
House / apartment
0.008575
-15,017
-639
-3,996
-3,979
3
1
1
0
1
0
0
Sales staff
2
2
2
THURSDAY
12
0
0
0
0
0
0
Self-employed
null
0.528966
0.706205
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
1
0
1
0
-811
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
3
114,928
269
0
Cash loans
M
Y
Y
0
112,500
942,300
30,528
675,000
Family
Working
Secondary / secondary special
Married
House / apartment
0.009657
-19,003
-5,136
-5,341
-2,079
22
1
1
0
1
0
0
Drivers
2
2
2
MONDAY
11
0
0
0
0
1
1
Agriculture
null
0.560086
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-658
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
243,840
270
0
Cash loans
F
N
Y
0
630,000
900,000
57,519
900,000
Family
Working
Higher education
Married
House / apartment
0.072508
-15,023
-1,481
-3
-2,483
null
1
1
0
1
0
0
High skill tech staff
2
1
1
SATURDAY
13
0
0
0
0
0
0
Business Entity Type 3
null
0.598937
null
0.0593
0.065
0.9727
0.626
0
0
0.1207
0.1667
0.2083
0
0.0483
0.0411
0
0.0717
0.0504
0.0634
0.9717
0.6276
0
0
0.1034
0.1667
0.2083
0
0.0441
0.0389
0
0.0512
0.0599
0.065
0.9727
0.631
0
0
0.1207
0.1667
0.2083
0
0.0492
0.0418
0
0.0732
reg oper account
block of flats
0.0664
Stone, brick
No
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
48,966
271
0
Cash loans
M
Y
N
2
180,000
640,080
20,929.5
450,000
Spouse, partner
Working
Secondary / secondary special
Married
House / apartment
0.019101
-13,754
-819
-256
-416
22
1
1
0
1
0
0
Drivers
4
2
2
SUNDAY
15
0
0
0
0
1
1
Business Entity Type 3
null
0.324821
0.425893
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
13
0
13
0
-217
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
9
107,042
272
0
Cash loans
M
Y
Y
2
292,500
1,095,817.5
43,587
1,008,000
Unaccompanied
Commercial associate
Secondary / secondary special
Married
House / apartment
0.003069
-13,299
-1,559
-395
-4,249
8
1
1
0
1
0
0
Drivers
4
3
3
FRIDAY
14
0
0
0
0
0
0
Industry: type 3
0.209238
0.514818
0.551381
0.0629
0.0697
0.9796
null
null
0
0.1379
0.1667
null
0.0599
null
0.0361
null
0
0.0641
0.0724
0.9796
null
null
0
0.1379
0.1667
null
0.0613
null
0.0376
null
0
0.0635
0.0697
0.9796
null
null
0
0.1379
0.1667
null
0.061
null
0.0368
null
0
null
block of flats
0.0417
Stone, brick
No
0
0
0
0
-757
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
3
20,515
273
0
Cash loans
F
N
Y
0
99,000
518,562
20,695.5
463,500
Unaccompanied
Working
Secondary / secondary special
Separated
House / apartment
0.00702
-18,929
-4,145
-10,610
-2,482
null
1
1
0
1
0
0
Secretaries
1
2
2
WEDNESDAY
16
0
0
0
0
0
0
Housing
0.830737
0.343792
0.672243
0.0928
0.1057
0.9856
0.8028
0.0461
0
0.2069
0.1667
null
0.0662
0.0756
0.0865
null
null
0.0945
0.1097
0.9856
0.8105
0.0465
0
0.2069
0.1667
null
0.0677
0.0826
0.0901
null
null
0.0937
0.1057
0.9856
0.8054
0.0464
0
0.2069
0.1667
null
0.0673
0.077
0.0881
null
null
reg oper account
block of flats
0.0933
Stone, brick
No
0
0
0
0
-55
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
0
260,735
274
0
Cash loans
M
Y
Y
0
247,500
1,971,072
68,643
1,800,000
Unaccompanied
Working
Higher education
Married
House / apartment
0.006207
-14,216
-365
-3,183
-4,423
13
1
1
1
1
0
0
Core staff
2
2
2
WEDNESDAY
14
0
0
0
0
0
0
Self-employed
0.558582
0.748204
0.739412
0.2227
0.0355
0.9816
0.7484
0.0018
0.24
0.2069
0.3333
0.375
0.0877
0.1807
0.2295
0.0039
0.0906
0.2269
0.0368
0.9816
0.7583
0.0018
0.2417
0.2069
0.3333
0.375
0.0897
0.1974
0.2392
0.0039
0.0959
0.2248
0.0355
0.9816
0.7518
0.0018
0.24
0.2069
0.3333
0.375
0.0892
0.1838
0.2337
0.0039
0.0925
reg oper account
block of flats
0.2002
Panel
No
0
0
0
0
-2,421
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
305,848
275
0
Cash loans
F
N
Y
1
153,000
808,650
26,217
675,000
Family
Working
Secondary / secondary special
Single / not married
House / apartment
0.015221
-18,315
-497
-2,883
-1,862
null
1
1
1
1
0
0
Sales staff
2
2
2
MONDAY
10
0
0
0
0
0
0
Other
0.635035
0.458153
0.832785
0.0237
0
0.9762
0.6736
0.0013
0
0.069
0.0417
null
0.0282
0.0193
0.0137
0
0
0.0242
0
0.9762
0.6864
0.0013
0
0.069
0.0417
null
0.0289
0.0211
0.0143
0
0
0.0239
0
0.9762
0.678
0.0013
0
0.069
0.0417
null
0.0287
0.0197
0.014
0
0
reg oper account
block of flats
0.0115
Stone, brick
No
0
0
0
0
-374
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
268,212
276
0
Revolving loans
M
Y
N
2
180,000
180,000
9,000
180,000
Spouse, partner
Working
Secondary / secondary special
Civil marriage
With parents
0.020246
-12,325
-638
-560
-4,029
17
1
1
0
1
0
0
Laborers
4
3
3
FRIDAY
7
0
0
0
0
0
0
Business Entity Type 3
0.097682
0.262656
0.729567
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-215
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
28,933
277
0
Cash loans
M
Y
Y
2
405,000
2,250,000
59,485.5
2,250,000
Unaccompanied
Working
Higher education
Married
House / apartment
0.007114
-14,966
-6,158
-954
-4,979
6
1
1
0
1
1
0
Core staff
4
2
2
FRIDAY
13
0
0
0
0
0
0
Police
null
0.68232
0.692559
0.1763
0.1337
0.9886
0.8436
null
0.2
0.1724
0.3333
0.375
0.0959
null
0.1918
null
0.0405
0.1796
0.1388
0.9886
0.8497
null
0.2014
0.1724
0.3333
0.375
0.098
null
0.1999
null
0.0429
0.178
0.1337
0.9886
0.8457
null
0.2
0.1724
0.3333
0.375
0.0975
null
0.1953
null
0.0413
null
block of flats
0.1597
Panel
No
0
0
0
0
-1,014
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
120,760
278
0
Cash loans
M
N
Y
0
112,500
178,290
11,034
157,500
Unaccompanied
Pensioner
Secondary / secondary special
Married
House / apartment
0.035792
-23,721
365,243
-3,367
-5,013
null
1
0
0
1
0
0
null
2
2
2
WEDNESDAY
14
0
0
0
0
0
0
XNA
null
0.657464
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
8
0
8
0
-1,779
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
118,008
279
0
Cash loans
M
Y
Y
0
225,000
888,840
32,053.5
675,000
Unaccompanied
Commercial associate
Secondary / secondary special
Married
Municipal apartment
0.072508
-16,719
-687
-8,892
-240
12
1
1
0
1
0
0
Drivers
2
1
1
FRIDAY
17
0
0
0
0
0
0
Business Entity Type 2
0.634742
0.775615
0.740799
0.0907
0.0701
0.9732
0.6328
0
0
0.1607
0.1667
0.0417
0
0.074
0.0673
0
0.018
0.0756
0.0457
0.9737
0.6537
0
0
0.1379
0.1667
0.0417
0
0.0661
0.0677
0
0
0.0749
0.0829
0.9737
0.6444
0
0
0.1379
0.1667
0.0417
0
0.0616
0.0683
0
0.0006
reg oper account
block of flats
0.0511
Stone, brick
No
0
0
0
0
-3,351
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
290,585
280
1
Cash loans
M
N
N
0
112,500
417,024
25,330.5
360,000
Family
Pensioner
Secondary / secondary special
Single / not married
House / apartment
0.025164
-13,707
365,243
-7,809
-4,436
null
1
0
0
1
0
0
null
1
2
2
SATURDAY
10
0
0
0
0
0
0
XNA
null
0.293988
0.115387
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
263,471
281
0
Cash loans
F
N
Y
0
144,000
1,417,185
37,512
1,237,500
Unaccompanied
State servant
Secondary / secondary special
Married
House / apartment
0.006233
-22,767
-2,998
-10,042
-4,410
null
1
1
1
1
1
0
Medicine staff
2
2
2
TUESDAY
9
0
0
0
0
0
0
Medicine
null
0.79097
0.719491
0.0464
0.003
0.9866
0.8164
0.0074
0
0.1034
0.1667
0.2083
0.0259
0.0378
0.0415
0
0.0024
0.0473
0.0032
0.9866
0.8236
0.0075
0
0.1034
0.1667
0.2083
0.0264
0.0413
0.0432
0
0.0025
0.0468
0.003
0.9866
0.8189
0.0074
0
0.1034
0.1667
0.2083
0.0263
0.0385
0.0422
0
0.0025
reg oper account
block of flats
0.0332
Panel
No
1
1
1
1
-2,552
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
73,814
282
0
Cash loans
F
N
Y
0
81,000
180,000
8,658
180,000
Unaccompanied
Working
Secondary / secondary special
Civil marriage
House / apartment
0.030755
-20,010
-2,784
-4,662
-3,196
null
1
1
1
1
0
0
Cleaning staff
2
2
2
FRIDAY
14
0
0
0
0
0
0
Police
0.574438
0.545454
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
9
1
9
1
-1,293
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
211,384
283
0
Cash loans
F
N
N
0
270,000
536,917.5
28,467
463,500
Unaccompanied
Pensioner
Secondary / secondary special
Married
House / apartment
0.020246
-23,187
365,243
-13,629
-4,573
null
1
0
0
1
0
0
null
2
3
3
THURSDAY
11
0
0
0
0
0
0
XNA
null
0.442295
0.802745
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-1,553
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
28,839
284
1
Cash loans
F
N
Y
0
202,500
343,683
16,663.5
261,000
Unaccompanied
Pensioner
Secondary / secondary special
Separated
House / apartment
0.010966
-20,200
365,243
-973
-2,779
null
1
0
0
1
0
0
null
1
2
2
THURSDAY
10
0
0
0
0
0
0
XNA
null
0.622575
null
0.1495
0.0813
0.9836
0.7756
0.018
0.04
0.0345
0.3333
0.375
0.103
0.121
0.0933
0.0039
0.0256
0.1523
0.0843
0.9836
0.7844
0.0182
0.0403
0.0345
0.3333
0.375
0.1054
0.1322
0.0972
0.0039
0.0271
0.1509
0.0813
0.9836
0.7786
0.0181
0.04
0.0345
0.3333
0.375
0.1048
0.1231
0.095
0.0039
0.0262
reg oper account
block of flats
0.0888
Stone, brick
No
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
145,834
285
0
Cash loans
F
N
Y
0
81,000
276,277.5
21,825
238,500
Unaccompanied
Pensioner
Secondary / secondary special
Single / not married
Municipal apartment
0.005144
-19,780
365,243
-11,248
-3,331
null
1
0
0
1
0
0
null
1
2
2
MONDAY
15
0
0
0
0
0
0
XNA
null
null
null
0.0495
0.0413
0.9692
null
null
0
0.069
0.0833
null
0.0215
null
0.0186
null
0
0.0504
0.0429
0.9692
null
null
0
0.069
0.0833
null
0.022
null
0.0194
null
0
0.05
0.0413
0.9692
null
null
0
0.069
0.0833
null
0.0219
null
0.019
null
0
null
specific housing
0.0213
Stone, brick
No
1
0
1
0
-275
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
82,401
286
0
Cash loans
M
Y
Y
0
315,000
1,350,000
39,604.5
1,350,000
Unaccompanied
Working
Higher education
Married
House / apartment
0.008575
-10,615
-1,496
-2,119
-587
1
1
1
0
1
0
0
Sales staff
2
2
2
WEDNESDAY
14
0
0
0
1
1
0
Business Entity Type 3
0.137062
0.324174
0.486653
0.0742
0.0853
0.9871
0.8232
0.0107
0
0.1724
0.1667
0.2083
null
0.0605
0.0702
0
0.0214
0.0756
0.0885
0.9871
0.8301
0.0108
0
0.1724
0.1667
0.2083
null
0.0661
0.0731
0
0.0227
0.0749
0.0853
0.9871
0.8256
0.0108
0
0.1724
0.1667
0.2083
null
0.0616
0.0714
0
0.0219
reg oper account
block of flats
0.0657
Stone, brick
No
1
0
1
0
-527
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
1
202,603
287
0
Cash loans
F
N
Y
0
135,000
468,648
34,101
414,000
Unaccompanied
Pensioner
Secondary / secondary special
Married
House / apartment
0.010006
-20,846
365,243
-774
-4,153
null
1
0
0
1
1
0
null
2
2
2
FRIDAY
8
0
0
0
0
0
0
XNA
null
0.160741
0.713631
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
6
0
6
0
-164
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
179,191
288
0
Cash loans
F
N
N
0
157,500
521,280
26,743.5
450,000
Family
Working
Higher education
Married
House / apartment
0.031329
-11,582
-3,632
-5,277
-1,294
null
1
1
1
1
1
0
Security staff
2
2
2
THURSDAY
13
0
0
0
0
0
0
Government
0.431068
0.540298
0.495666
0.1031
0.1392
0.9896
null
null
0
0.2759
0.1667
null
null
0.0841
0.1142
0
0
0.105
0.1445
0.9896
null
null
0
0.2759
0.1667
null
null
0.0918
0.119
0
0
0.1041
0.1392
0.9896
null
null
0
0.2759
0.1667
null
null
0.0855
0.1163
0
0
reg oper account
block of flats
0.1002
Panel
No
0
0
0
0
-1,129
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
129,073
289
0
Cash loans
F
Y
N
0
180,000
1,258,650
56,277
1,125,000
Unaccompanied
Working
Secondary / secondary special
Married
House / apartment
0.032561
-14,239
-4,073
-8,317
-5,695
10
1
1
1
1
1
0
Managers
2
1
1
THURSDAY
17
0
0
0
0
1
1
Business Entity Type 3
null
0.776311
null
0.1335
0.1111
0.9776
0.694
0.0247
0.1
0.1552
0.25
0.2917
0.043
0.1088
0.1269
0
0
0.084
0.1017
0.9777
0.706
0.0116
0
0.1379
0.1667
0.2083
0.0321
0.0735
0.0727
0
0
0.1348
0.1111
0.9776
0.6981
0.0248
0.1
0.1552
0.25
0.2917
0.0438
0.1107
0.1291
0
0
reg oper spec account
block of flats
0.1654
Panel
No
5
0
5
0
-2,461
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
167,986
290
0
Cash loans
M
Y
N
1
450,000
1,035,832.5
33,412.5
904,500
Unaccompanied
Working
Higher education
Married
House / apartment
0.009334
-19,410
-5,545
-1,006
-1,822
9
1
1
1
1
0
0
Managers
3
2
2
WEDNESDAY
15
0
0
0
0
1
1
Self-employed
null
0.609781
0.223831
0.0103
0.2148
0.9752
0.66
0
0
0.1034
0.125
0.0417
0.0468
0.0084
0.0236
0
0.0844
0.0105
0.2229
0.9752
0.6733
0
0
0.1034
0.125
0.0417
0.0479
0.0092
0.0246
0
0.0893
0.0104
0.2148
0.9752
0.6645
0
0
0.1034
0.125
0.0417
0.0477
0.0086
0.0241
0
0.0862
reg oper account
block of flats
0.0369
Stone, brick
No
0
0
0
0
-792
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
82,698
291
0
Cash loans
F
Y
Y
2
135,000
318,528
25,294.5
252,000
Unaccompanied
Working
Secondary / secondary special
Married
House / apartment
0.011703
-11,039
-1,865
-1,379
-716
21
1
1
0
1
0
0
Medicine staff
4
2
2
THURSDAY
16
0
0
0
0
1
1
Medicine
0.411616
0.633435
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-506
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
197,407
292
0
Cash loans
M
N
Y
0
90,000
90,000
9,351
90,000
Spouse, partner
Pensioner
Secondary / secondary special
Married
House / apartment
0.019101
-22,768
365,243
-4,730
-5,252
null
1
0
0
1
0
0
null
2
2
2
SATURDAY
12
0
0
0
0
0
0
XNA
null
0.651336
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
5
0
5
0
-344
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
null
null
null
null
null
null
80,562
293
0
Cash loans
F
N
Y
0
112,500
533,304
27,360
405,000
Unaccompanied
Working
Secondary / secondary special
Single / not married
House / apartment
0.018634
-12,360
-4,048
-5,972
-4,193
null
1
1
0
1
0
0
Sales staff
1
2
2
TUESDAY
10
0
0
0
1
1
0
Self-employed
null
0.557008
0.65126
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
1
0
1
0
-2,519
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
161,562
294
0
Cash loans
F
N
Y
2
112,500
792,162
38,241
630,000
Unaccompanied
Working
Secondary / secondary special
Civil marriage
House / apartment
0.014464
-13,552
-2,418
-755
-1,252
null
1
1
0
1
0
0
Sales staff
4
2
2
MONDAY
5
0
0
0
0
0
0
Self-employed
0.779624
0.233826
0.832785
0.0825
0.0712
0.9757
0.6668
0.0302
0
0.2069
0.1667
0.2083
0.076
0.0672
0.0695
0
0
0.084
0.0739
0.9757
0.6798
0.0305
0
0.2069
0.1667
0.2083
0.0777
0.0735
0.0724
0
0
0.0833
0.0712
0.9757
0.6713
0.0304
0
0.2069
0.1667
0.2083
0.0773
0.0684
0.0708
0
0
reg oper spec account
block of flats
0.0719
Panel
No
0
0
0
0
-2,275
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
1
0
0
0
244,914
295
0
Cash loans
F
N
Y
0
180,000
755,190
36,459
675,000
Family
Working
Secondary / secondary special
Widow
House / apartment
0.035792
-16,129
-879
-9,171
-4,716
null
1
1
0
1
0
0
Core staff
1
2
2
WEDNESDAY
11
0
0
0
0
1
1
Hotel
null
0.355231
0.712155
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
0
0
0
0
-2,779
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
80,732
296
0
Cash loans
F
N
N
0
135,000
521,280
31,500
450,000
Unaccompanied
Working
Secondary / secondary special
Civil marriage
House / apartment
0.00963
-13,284
-1,765
-562
-729
null
1
1
0
1
0
0
Sales staff
2
2
2
FRIDAY
17
0
0
0
0
0
0
Government
0.485289
0.737664
0.463275
0.0186
0
0.9831
0.7688
0.0036
0
0.1034
0.0417
0.0417
0
0.0151
0.0195
0
0
0.0189
0
0.9831
0.7779
0.0036
0
0.1034
0.0417
0.0417
0
0.0165
0.0203
0
0
0.0187
0
0.9831
0.7719
0.0036
0
0.1034
0.0417
0.0417
0
0.0154
0.0198
0
0
reg oper spec account
block of flats
0.0173
Stone, brick
No
3
1
3
0
-542
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
39,814
297
0
Cash loans
F
N
Y
0
112,500
454,500
13,419
454,500
Unaccompanied
Pensioner
Secondary / secondary special
Separated
House / apartment
0.031329
-20,434
365,243
-6,328
-17
null
1
0
0
1
1
0
null
1
2
2
FRIDAY
9
0
0
0
0
0
0
XNA
null
0.660829
0.384207
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
null
1
1
1
1
-1,662
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
97,628
298
0
Cash loans
F
N
Y
3
54,000
91,692
9,198
81,000
Unaccompanied
Working
Secondary / secondary special
Married
House / apartment
0.02461
-14,283
-2,191
-8,330
-3,851
null
1
1
0
1
0
0
Sales staff
5
2
2
FRIDAY
15
0
0
0
0
0
0
Business Entity Type 2
null
0.610426
0.355639
0.2227
0
0.9856
0.8028
null
0.12
0.1034
0.3333
0.0417
null
0.1807
0.2223
0.0039
0.0458
0.2269
0
0.9856
0.8105
null
0.1208
0.1034
0.3333
0.0417
null
0.1974
0.2316
0.0039
0.0484
0.2248
0
0.9856
0.8054
null
0.12
0.1034
0.3333
0.0417
null
0.1838
0.2263
0.0039
0.0467
reg oper account
block of flats
0.2076
Stone, brick
No
2
0
2
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
262,637
299
0
Cash loans
M
Y
N
0
450,000
900,000
32,017.5
900,000
Unaccompanied
Commercial associate
Higher education
Single / not married
Municipal apartment
0.072508
-19,082
-2,299
-4,345
-2,252
4
1
1
0
1
1
0
Managers
1
1
1
MONDAY
11
0
0
0
0
0
0
Business Entity Type 3
null
0.688239
0.389339
0.216
0.0908
0.9841
0.7824
0.112
0.22
0.1034
0.5
0.5417
0
0.1698
0.2124
0.029
0.0223
0.0756
0.0374
0.9747
0.6668
0.034
0.0403
0.0345
0.3333
0.375
0
0.0661
0.0534
0
0
0.2181
0.0908
0.9841
0.7853
0.1127
0.22
0.1034
0.5
0.5417
0
0.1727
0.2162
0.0291
0.0227
reg oper account
block of flats
0.4074
Block
No
0
0
0
0
-502
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
116,353