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Consider Bitcoin as a superior store of wealth for real estate investors.
Consider Bitcoin as a superior store of wealth for real estate investors.
The Growing Importance of Bitcoin as a Digital Store of Value: A Real Estate Perspective
By Leon Wankum, a HODLer active in real estate and venture capital with a master’s degree in financial economics
Real estate has long been considered a reliable store of value, with property prices around the world skyrocketing since the 1970s. This rise in value coincided with the shift from the gold standard to a fiat-based monetary system. As central banks adopted floating exchange rates and increased the money supply, real estate became the primary asset to store value and protect wealth from inflation. Today, an estimated 67% of global wealth, valued at around $330 trillion, is held in real estate (Bitcoin Magazine).
Traditionally, people owned real estate for its utility value, as a place to live or use for production. However, in recent years, wealthier individuals and institutions have turned to real estate as a means to store their value. The low to negative interest rate policies implemented globally since 2008 have also prompted investors to withdraw their savings from banks and seek alternative investments (Bitcoin Magazine).
Yet, the macroeconomic and geopolitical challenges faced in recent times have exposed the weaknesses of real estate as a physical store of value. The benefits of bitcoin as a digital store of value have become increasingly evident. For instance, during the Ukrainian-Russian conflict in 2022, some Ukrainians turned to bitcoin to protect their wealth as they fled their homes, while real estate had to be left behind. This underlines the immobility and vulnerability of real estate in times of conflict (Bitcoin Magazine).
Bitcoin, on the other hand, offers unique advantages as a digital store of value. It is relatively easy to maintain, does not require daily upkeep or repairs like real estate, and offers the option of self-custody. While real estate can be destroyed or confiscated, bitcoin, being a digital commodity, cannot be physically lost. Moreover, the security provided by the Bitcoin network surpasses that of any other digital infrastructure due to its decentralized nature (Bitcoin Magazine).
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Furthermore, bitcoin’s digital nature makes it more challenging to tax, thereby offering protection against oppressive taxation policies seen historically and in totalitarian states. Real estate, due to its physical presence, is an easy target for taxation. Bitcoin, being digital, poses greater challenges for states looking to confiscate wealth. This protection against confiscation is especially crucial in times of crisis or geopolitical turmoil (Bitcoin Magazine).
The risk of property confiscation and the ability to flee during times of conflict were painfully witnessed during the Holocaust, where Jews faced the constant fear of property seizure and the inability to escape Germany. Bitcoin, as a digital asset, offers true ownership and the potential to escape with one’s wealth intact. Owning bitcoin provides individuals with control over their assets, as long as they remember their wallet’s backup phrase (seed phrase) (Bitcoin Magazine).
In terms of value appreciation, bitcoin has significant potential compared to real estate, which has already experienced significant growth as a store of value. Bitcoin’s limited supply and exceptional monetary properties make it a direct competitor to real estate in terms of storing value. Should bitcoin absorb just 10% to 15% of the real estate market cap, it could become a $30 trillion to $50 trillion asset. With a fixed supply cap of 21 million bitcoins, such demand could result in substantial price increases (Bitcoin Magazine).
Real estate investors can adopt various strategies to accumulate bitcoin while still maintaining their core business. One strategy is using a portion of their profits to buy bitcoin, ensuring they benefit from bitcoin’s growth without impacting their existing real estate operations. Another approach involves using rental income from real estate properties to accumulate bitcoin. Bitcoin, being disinflationary, helps protect rental income from the erosion caused by monetary inflation (Bitcoin Magazine).
For real estate investors who have already paid off a significant portion of their real estate debt, selling real estate to buy bitcoin becomes a viable option. This strategy allows investors to capitalize on bitcoin’s potential while protecting their wealth from the uncertainties associated with real estate. Lastly, real estate investors can leverage the value of their properties to acquire bitcoin, taking on debt secured by the real estate itself. The rental income generated can be used to service the debt, while bitcoin appreciates long-term (Bitcoin Magazine).
However, it is important to exercise caution and manage risk when pursuing these strategies. The volatility of bitcoin means investors should diversify their portfolio and consider using only a portion of their profits or rental income to accumulate bitcoin. Additionally, tax implications should be carefully considered, especially when bitcoins are owned through a company or real estate is used as collateral for borrowing to buy bitcoin (Bitcoin Magazine).
Despite these challenges, real estate investors can benefit significantly by incorporating bitcoin into their investment strategies. Property owners can protect themselves from geopolitical and macroeconomic issues while positioning themselves for long-term wealth preservation and growth. Bitcoin offers an alternative to the traditional financial system while providing increased liquidity and creditworthiness potential. It represents an opportunity to embrace the digitization of property and take advantage of the compelling risk-reward potential of bitcoin (Bitcoin Magazine).
In conclusion, bitcoin’s emergence as a digital store of value presents new perspectives for real estate investors. While real estate provides income and leverage opportunities, bitcoin offers secure digital custody, ease of maintenance, and the ability to relocate with one’s wealth intact. By adopting bitcoin strategies such as using profits or rental income, selling real estate, or leveraging property value, real estate investors can capitalize on bitcoin’s exponential growth potential while safeguarding their wealth from conflicts, confiscation, and inflation (Bitcoin Magazine).
As the world undergoes a digital transformation, the convergence of bitcoin and real estate offers novel opportunities for wealth preservation and growth. The digitization of property will create a more accessible and efficient financial system, empowering individuals to store value and build wealth in unprecedented ways. Real estate investors who recognize and embrace this paradigm shift will position themselves for success in the evolving landscape of global finance (Bitcoin Magazine).
(This is an opinion editorial by Leon Wankum, a HODLer active in real estate and venture capital with a master’s degree in financial economics. The opinions expressed here are his own and do not necessarily reflect those of BTC Inc or Bitcoin Magazine).
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Assuming you need to begin getting more fit, you will discover the devices to compute calories to get more fit in this article. Indeed, knowing the number of calories daily to get in shape is the initial step to start eliminating the additional pounds.
How Many Calories To Take In A Day To Avoid Gaining Weight?
Even though you constantly hear that calories don’t make any difference and are an obsolete idea, negative calorie balance remains the best way to weight reduction – this is the establishment of any weight reduction diet. Having taken in this reality (and sadly, few acknowledge it), what number of calories do you need to devour to get in shape?
The equilibrium ought to be in a reach that permits you to broaden it after some time yet is as yet applicable enough to see improvement each 7-14 days to try not to lose inspiration. This everyday scope of deficiencies is thought to be:
- 350-500 kcal for men,
- 200-350 kcal for women.
Exceeding these ranges becomes difficult for most people because either you are too hungry ( losing weight quickly isn’t always a sign of success) or you have to be too patient to see results. It should be noted that the calorie cut should be set according to your TDEE or the daily calorie requirement.
If you have a sedentary job, are not very active, have eaten little for years, and find yourself with a TDEE of 1300 kcal, it is unlikely that you will still be able to go down by cutting calories. In this case, you have to invest 4-12 weeks to get your metabolism up. After that, you can proceed with a standard low-calorie diet.
Conversely, if you are an athlete, young, eat a lot of carbohydrates, maintain excellent insulin sensitivity and have a TDEE of 5000 kcal, you can afford to make drastic cuts (at least initially), continuing to eat in a meaningful way – for example by taking 3500 kcal. In short, to know how many calories you need to take in to lose weight, you first need to know where you start from.
How Many Calories To Take To Lose 1 Kg Per Week?
On a physiological level, how many calories should you take to lose 1 kg? Or instead, what deficit does it take to lose 1 kg? The answer is simple: 7000 kcal +/- 50%. What does it mean? One kg of body fat corresponds to 7000 kcal. Dietary fats are 9kcal / 1g, but in the body with fat, there is a little water which lowers its caloric content (as in butter). Depending on your metabolic efficiency and your set point, you can lose excess pounds more or less quickly, varying by +/- 50%.
This means that initially, perhaps already with a deficit of 3500 kcal, you lose 1 kg, while after several weeks of diet, you will have to reach 10500 kcal to see the number drop on the scale. This does not necessarily happen: it is very subjective, but this range gives an idea of what you can expect. Weight changes should not exceed 1% of our body weight per week. This means that if you weigh 60 kg, you should lose a maximum of 600g. If 90 kg 900g per week: faster variations lead more quickly to weight stalls.
Motivationally you should see at least a 0.5% weight loss per week (for 60kg, it’s 300g, for 90kg 450g). If you stall with the weight, but you are sure you are in a calorie deficit (you are not running too low and you continue to move during the day), wait at least two weeks before changing the plan, sometimes blocks of 14-20 days are physiological, then the situation will unlock by itself. Week after week, in a month you can expect to lose weight from 2% to 4% of your body weight: again with the previous numerical examples, if you weigh 60 kg, it means losing 1.2-2.4 kg, while if you weigh 80 kg, you can have a loss of 1.6-3.2 kg.
Also Read: CALORIE INTAKE IN BODYBUILDING
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The city of Barcelona is a very diverse city, with many different areas. Depending on the neighbourhood you choose, you will find all kinds of services, as for instance in l’Eixample.
You can also opt for quieter zones within the city, where you can enjoy parks and gardens.
If you would rather live in a more relaxed part of the city, without really leaving the city, do not miss this article by ShBarcelona.
Related article: Barcelona Neighbourhoods With The Cleanest Air
Table of Contents
The quieter neighbourhoods in Barcelona
The Les Corts neighbourhood is a central part of the Les Corts district, and during the day a lot of people come to work here, as there are many company headquarters and offices in this neighbourhood.
At the end of the day, however, most of these people go back to their homes, which leads to the Les Corts neighbourhood being a very quiet area.
It is a middle and upper-middle class district in the city, and there is good public transport to other areas of Barcelona.
You will also find many services and shopping possibilities in this neighbourhood.
If you are looking for a safe area to move to, this neighbourhood has excellent connections thanks to a great public transport system, and it is close to the famous Camp Nou stadium.
The Les Corts neighbourhood is worth considering if you are looking for a quiet place to live.
This is one of the quietest neighbourhoods in the city near Ronda de Dalt, located in the Zona Alta (upper part of the city).
The main tourist attractions in this area are Park Güell and other Catalan modernism structures, such as Casa Marsans and Casa Comes d’Argemir.
The neighbourhood has several green zones with magnificent parks, like Jardins del Turó del Putget and Parque de la Creueta del Coll, and it is located near the Sierra de Collserola mountain range.
As this neighbourhood lies in between mountains, there are streets on steep hills, which could literally be an obstacle if you would like to move to this area.
Barcelona City Council has solved this problem for many people by providing the neighbourhood with escalators and minibuses. These buses will bring you to different parts of the neighbourhood.
The houses in the Vallcarca i els Penitents neighbourhood are generally apartment blocks with a limited number of floors, houses and a few villas, most of which have been refurbished and converted into luxury homes.
Housing prices in Vallcarca i els Penitents are mostly on the level medium to high, and this neighbourhood takes the fourth or fifth position on the list of most expensive apartments in Barcelona.
Related article: Where to Find Affordable Housing in Barcelona
Font d’en Fargues
La Font d’en Fargues (or La Font d’en Fargas) is a residential neighbourhood in Barcelona, and it is located within the district of Horta-Guinardó.
You will find it in the southern part of the Horta district and north of the Rovira hill, between the fountain that carries the same name and the Carabassa stream.
The name actually comes from a fountain, which was said to have beneficial effects on one’s health. It was also an important place for parties and neighbourhood gatherings.
The neighbourhood starting being developed in 1905, by transforming the Can Pujol farmhouse lands in the style of a garden city on the initiative of Pere Fargas i Sagristà.
The neighbourhood’s name comes from Fargas, and he was also the one who promoted the development of turrets in 1915.
The neighbourhood’s buildings are mainly based on farmhouses and old houses, that have been refurbished into luxury homes.
One of the oldest private schools in the city, the English Princess Margaret School, can be found in Font d’en Fargues.
This neighbourhood is still very unknown and really quiet. This neighbourhood makes you feel like you are living in a more rural area.
There are not many services, but it does have a sports centre, pharmacies, a community centre and a supermarket.
Is there another quiet neighbourhood in Barcelona you can recommend?
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Universal Acceptance: Conformance Testing of Librairies and Languages
This set of pages describes the work done by Viagenie on testing Programming languages and libraries against the Universal Acceptance compliance requirements. Two series of tests were executed: one in 2018 and one in 2020. This page describes the latest one.
2020 Test Run
- The report contains the information about the methodology used, the tested languages and libraries, conformance level of the libraries and recommendations for developers.
- Test results of the libraries and languages from our automated testing tool.
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Now that you’ve come up with a million dollar app idea, it’s time to turn that into a killer app, something that is easier said than done. This is the stage at which most people drop their plans to become the next Evan Spiegel, but this need not be the case for you as long as you’re willing to invest some time/money, or both. Here are three simple steps you can follow that show how to get an app built, even if you can’t code.
Many of the biggest successes in the mobile app world have come from founders who played a leading role in the development of the apps in question, sometimes even being the sole developers of the earliest versions. This probably does not apply to you, unless of course you are one of the approximately 0.3% of the world’s population that know how to code, on some level. The good news for you is it's possible to join that number, but only with a lot of hard work, time, and potentially money invested. If you don’t have the time necessary/have other priorities, you can either look to recruit a full-time or freelance developer (through your network or on freelance sites such as UpWork) or an app development studio. The latter option has the benefit of being the most risk-free relative to the other two.
This is the point at which you have to take the rough designs you sketched out in the previous steps and turn them into elegant, professional UI wireframes. You may choose to do this yourself if you are a decent graphic designer, or you could defer to professional UI designers or app developers. Either way, it helps to recognize that for many end users, bad design is a dealbreaker, so be sure to spare no expense at this stage.
With all your research and designs done, you should now get to building your Minimum Viable Product. Most people waste a lot of time and get stuck at this stage — the approach shouldn’t be to get a perfect, fully loaded version of your app, but the most stripped down version that fulfills the goals you laid out. This will not only shorten your development time and give you a much better chance to actually have a finished product, it will also prevent you from spending time and money on trinkets that customers may not need initially.
This step is self explanatory. Put yourself in the shoes of your desired end user and fully put every aspect of your app to the test. This is also a good time to reach out to friends and potential customers and just ask for feedback on what you have so far.
The final chapter in this series will show you how to take your newly built app and roll it out in a way that gives you the best chance for success.
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A Commitment To
The Code of Ethics of the NATIONAL ASSOCIATION OF REALTORS® is the promise to the public that when dealing with
a real estate agent that is a REALTOR®, they can expect honest and ethical treatment in all transaction-related
matters. Only REALTORS® pledge to abide by the Association’s Code of Ethics and only REALTORS® are held
accountable for their ethical behavior.
Some of the basic principles of the Code of Ethics include:
• Protect and promote your client’s interests, but be honest with all parties
• Avoid exaggeration, misrepresentation, and concealment of pertinent facts. Do not reveal facts that are
confidential under the scope of your agency relationship.
• Disclose present or contemplated interest in any property to all properties.
• Avoid side deals without your client’s informed consent.
• Accept compensation from only one party, except with full disclosure and informed consent.
• Keep the funds of clients and customers in escrow.
• Assure, whenever possible, that transactional details are in writing.
• Provide equal service to all clients and customers.
• Be knowledgeable and competent in the fields of practice in which you ordinarily engage. Obtain assistance or
disclose lack of experience if necessary.
• Do not engage in the unauthorized practice of law.
Courtesy of NATIONAL ASSOCIATION OF REALTORS®
Click here for more information about the complaint process and contact the Tuscaloosa Association of REALTORS® for more information.
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3 Ways To Protect Your Bail
Being accused of a crime comes with steep consequences, one of which may be jail time while waiting for your court appearance. For misdemeanors or certain felony charges, you could have the option to stay out of jail through a bond hearing. If a bond is allowed, you can use a bonding company Yadkin NC to post the funds and be released until your court date. However, there are specific rules that accompany bail, and failing to obey them could see you back behind bars.
1. Refrain From Illegal Activity
It was an illegal activity that probably got you into trouble in the first place, and any more involvement could have the court revoking your bail. If there are certain groups of friends or family who are a bad influence and tend to create run-ins with the law, it’s best to avoid these individuals to protect your case and your freedom.
2. Avoid Alcohol and Drugs
Even though you may be able to handle the effects of these substances on your body, there is an increased risk of making bad choices when you are under the influence. Being out on bail is a matter of trust (on the part of the judge) and poor judgment will break that trust. Stay clean while you wait for your court appearance.
3. Stay Home
Traveling outside of town or the state is generally not allowed if you are on bond. Always talk to the bondsman before making a decision to travel, even if it is for a family funeral or work event. Constant communication can keep you from getting into a situation that has few positive outcomes, and don’t try to sneak one past the bonding company or the court.
Fully protect your bail by showing up for each and every court date. One misstep, even accidentally, can lead to your arrest and being held in jail without options until your trial.
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Economic sanctions are commercial and financial penalties applied by one or more countries against a targeted self-governing state, group, or individual, usually for political reasons.
- If you isolate a country, you isolate yourself, as the United States, from being influential and effective in the course of events, unless you are talking about the negative influence, like making the embargo that could kill the people slowly, or launching a war and supporting terrorists that could kill them in a faster way.
- Bashar al-Assad, in Interview with the CBS News. 2015
- The sanctions on the Syrian people that made the situation much worse and this is another reason for the refugees that you have in Europe now. How do you don't want refugees at the same time you created all the situation or the atmosphere that will tell them: 'Go outside Syria, somewhere else' ? and of course they'll go to Europe...
- Bashar al-Assad, Interview with RAI News, (December 2019)
- Iran has condemned new United States sanctions that punish any company that works with Syria's President Bashar al-Assad, saying they were "cruel" and would exacerbate suffering in the war-torn country... "[Iran] does not respect such cruel and unilateral sanctions waged as bullying and considers them to be economic terrorism against the people of Syria," said foreign ministry spokesman Abbas Mousavi. The sanctions were "against international laws and human values..."he said in a statement....Hassan Nasrallah, head of Lebanon's Hezbollah, also condemned the new US sanctions. "The Caesar Act aims to starve Lebanon just as it aims to starve Syria," Nasrallah said... "Syria has won the war ... militarily, in security terms and politically," he added, describing the Caesar Act as Washington's "last weapon" against Damascus.
- At least 70 countries have signed on to the March 23 call by UN Secretary General Antonio Guterres for a worldwide ceasefire during the Covid-19 pandemic.... Mr. Guterres is reminding us that war is really the most nonessential evil and an indulgence that the world cannot afford – especially during a pandemic... The UN Secretary General and the European Union have also both called for a suspension of the economic warfare that the US wages against other countries through unilateral coercive sanctions. Countries under unilateral US sanctions include Cuba, Iran, Venezuela, Nicaragua, North Korea, Russia, Sudan, Syria and Zimbabwe.
- Medea Benjamin and Nicolas J. S. Davies, in UN Ceasefire Defines War as a Non-Essential Activity, Anti-War.com (12 April 2020)
- If we're leaving our fate to sociopathic buffoons, we're finished... you don't see that when the U.S. imposes sanctions, murderous, devastating sanctions, that's the only country that can do that, but everyone has to follow. Europe may not like, in fact hate actions on Iran, but they have to follow, they have to follow the master, or else they get kicked out of the international financial system. That's not a law of nature, it's a decision in Europe to be subordinate to the master in Washington. Other countries don't even have a choice.... And back to the coronavirus, one of the most shocking harsh aspects of it, is the use of sanctions, to maximize the pain, perfectly consciously, Iran is in a zone, enormous internal problems by the stranglehold of tightening sanctions, which are consciously designed to make them suffer and suffer bitterly.
- As the most powerful state, the U.S. makes its own laws, using force and conducting economic warfare at will. It also threatens sanctions against countries that do not abide by its conveniently flexible notions of "free trade." In one important case, Washington has employed such threats with great effectiveness (and GATT approval) to force open Asian markets for U.S. tobacco exports and advertising, aimed primarily at the growing markets of women and children. The U.S. Agriculture Department has provided grants to tobacco firms to promote smoking overseas. Asian countries have attempted to conduct educational anti-smoking campaigns, but they are overwhelmed by the miracles of the market, reinforced by U.S. state power through the sanctions threat. Philip Morris, with an advertising and promotion budget of close to $9 billion in 1992, became China's largest advertiser. The effect of Reaganite sanction threats was to increase advertising and promotion of cigarette smoking (particularly U.S. brands) quite sharply in Japan, Taiwan, and South Korea, along with the use of these lethal substances. In South Korea, for example, the rate of growth in smoking more than tripled when markets for U.S. lethal drugs were opened in 1988. The Bush Administration extended the threats to Thailand, at exactly the same time that the "war on drugs" was declared; the media were kind enough to overlook the coincidence, even suppressing the outraged denunciations by the very conservative Surgeon-General. Oxford University epidemiologist Richard Peto estimates that among Chinese children under 20 today, 50 million will die of cigarette-related diseases...
- President Trump strengthened the 60-year US blockade against my country, implementing 90 economic measures against Cuba between January 2019 and March 2020 alone. These measures have targeted the main sectors of the Cuban economy, including our financial transactions, tourism industry, energy sector, foreign investments - which are key for the development of the Cuban economy - and the medical cooperation programmes with other countries. These unilateral coercive measures are unprecedented in their level of aggression and scope... stopping Cuba from getting much-needed medical supplies... the US has imposed restrictions on banks, airlines and shipping companies to stop Cuba from receiving materials that other countries are donating or sending to Cuba.
- In April, the Alibaba Foundation of China tried to donate masks, rapid diagnostic kits and ventilators to Cuba, but the airline contracted by Alibaba to transport those items to Cuba refused to take the goods because they were afraid the US would sanction them. A ship recently arrived in Cuba with raw materials to produce medications but it decided not to unload... out of fear it would be sanctioned by the US government. So this is why we say we are suffering from two pandemics: COVID-19 and the US blockade. For that reason, it is so important that people of goodwill around the world continue to raise the demand to end the blockade of Cuba and to forcefully assert that these are times for solidarity and cooperation, not sanctions and blockades.
- For far too long, American politicians have been sanctions-crazed.... Last month, the Trump administration sanctioned Mexican companies for seeking to supply food to Venezuela.... Three senators introduced a bill designed to punish countries that accept help from Cuban doctors, which would include Italy, Ukraine, Jamaica, and South Africa.... Leaders of countries suddenly facing the threat of punishment for accepting Cuban doctors have reacted with anger and incredulity... it would leave more than 50 countries with the choice of either expelling Cuban doctors at a moment of global pandemic or facing American opprobrium. The prime minister of tiny Antigua and Barbuda, Gaston Browne, protested that his country relies on Cuban doctors and pointedly added, “Those who would like us to do otherwise should undertake to fill the breach.” ...Most remarkably, Congress is moving to sanction Germany, a major ally for generations, because it is building a gas pipeline to Russia.
- Cuba, along with China, is sending doctors and supplies to a number of countries around the world to help them fight the pandemic... Washington is demonstrating the very opposite... removing all of its Peace Corps staff from around the world, and, even worse, increasing sanctions against countries like Cuba, Iran, Venezuela and Nicaragua during the height of the COVID-19 outbreak. It is accurate to say that the U.S. is weaponizing the virus against these countries...
As a number of religious scholars have warned, “plagues expose the foundations of injustice” in our societies. The current pandemic is exposing not only our government’s utter failures to protect its own citizens, but also its profound lack of human decency in dealing with other nations
- Some of the wars America fought were "simply for profit" and the sanctions it has imposed on certain countries have been as destructive as wars... Take Venezuela, which has suffered from U.S. sanctions for over 15 years, as an example. An estimated more than 40,000 people may have died in Venezuela from 2017 to 2018 as a result of U.S. sanctions that made it harder for ordinary citizens to access food, medicine, and medical equipment, according to a report published by the Center for Economic and Policy Research, a Washington, D.C.-based think tank, in 2019. The sanctions, Kovalik added, have also prevented Venezuela, which has the world's largest proven oil reserve, from "maintaining its oil industry and maintaining its power grids. Sanction is war by another means...You're just denying the people the economic benefits of their industries, and also, again, you're denying them electricity, other infrastructure, again in much the same way that you could or would through actual military means." However, most Americans don't see sanctions as war and they don't know the consequences so they "tolerate it more" and think the sanctions are "somehow a legitimate form of coercion," according to Kovalik. "When you look at the results, they're the same or similar to actual military warfare, but again, there are means that are more clandestine and do create more consent amongst the population of the Western world that might otherwise protest it," he concluded.
- Sanctioning Venezuela's nationalized oil industry, which supports the Maduro regime, or limiting Iran's access to international financial institutions to discourage nuclear weapons development may sound like straightforward ways to coerce bad actors in these two countries without harming civilians. But the reality of sanctions isn't that simple. They're often unintentionally inhumane and rarely effective. Sanctions may be a lesser evil than war, but that does not mean they cannot be cruel.
- Collective punishment of entire nations is immoral and wrong... Collective punishment can cause the people targeted by it to become more nationalistic, and in countries with a strong nationalist tradition this is even more likely.... When the U.S. government is seeking to make them miserable and poor, Iranians are unlikely to take enormous risks to do Washington’s bidding by toppling their own government. The overuse of sanctions is itself an abuse of power... The impulse to sanction one country after another is the same impulse behind wanting to “do something” militarily against this or that regime: we do it because we can and because we think we have the right to do whatever we want to others. The same arrogance and the same contempt for the sovereignty of other nations are on display. We should be opposed to the interventionists that want to use American military power to cause unnecessary death and destruction in other parts of the world, and in the same way we should reject the capricious and cruel use of economic sanctions to inflict misery and suffering on tens of millions of innocent people.
- Since the start of the great recession in 2008 the U.S. has become increasingly dependent on the use of unilateral economic sanctions to achieve its policy objectives against its declared targets. Presently, sanctions impact one-third of humanity in 39 countries. Economic sanctions not only cause untold death and devastation to a given country by denying it access to U.S.-dominated markets—which restricts its ability to generate wealth, stabilize its currency against price fluctuations and provide critical services and resources for its people—but economic sanctions also serve to justify and conceal theft, through asset freezes and seizures, at a rate only previously accomplished through invasion and occupation. The victims of economic sanctions are easy to identify because they are visible—there are dead bodies and malnourished children, with stunted growth and development, in once-thriving communities. They constitute the underemployed and working-class and are predominately people of color.
- When analysis is done to uncover the big winners of U.S. economic sanctions it is learned that ExxonMobil and JP Morgan Chase Bank are often front and center; case in point, Iran, Iraq, and Venezuela. Also, consider that JP Morgan Chase Bank did very well in the 2008 collapse through vulture capitalism. Fortunately, U.S. economic sanctions contain the seeds of their own undoing, since they engender the expansion of foreign reserve currencies at the expense of the U.S. dollar, and the phasing out of the U.S. money transfer system (SWIFT) to alternate foreign models such as Russia’s System for Transfer of Financial Messages (SPFS).... Since millions of lives are at stake now, it is imperative that secondary sanctioned countries, business owners, workers, and elected officials join together with sanctioned countries and peace activists to end economic sanctions. The oligarchy must be stopped from literally stealing the wealth of the world.
- Crimes against humanity
- International Criminal Court
- International law
- Refugee crisis
- Rule of law
- United States Foreign Policy
- War crimes
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It's common knowledge that learning an instrument has many wonderful developmental benefits for children, and so many parents often ask us about our range of small instruments so they can start engaging their child in music at a young age.
In our latest video we're focusing on small violins and violas for young players, in particular a 1/32 violin and 11" violas.
Myles starts by demonstrating the 1/32 Chamber Student 101 violin and talks about how young players can achieve a comfortable playing position on their first violin with the help of a Tido Pad. Myles then demonstrates two 11" Chamber violas, the Chamber Student 200 and the Chamber Classic 202.
Chamber, which is Bows for Strings' own brand, was the first to deliver to the Australian market a true shaped small viola in both body shape and depth in 11” and 11.75", and this is something we are very proud of here at Bows for Strings.
Watch the video and hear the instruments below:
Key to a new player's enjoyment of their instrument is that they start playing on an appropriately sized instrument for them (the clothing approach of 'they'll grow into it' shouldn't apply here). To learn more about how to find the right size viola or violin, watching our sizing video here.
The instruments played in this video are:
Stay tuned for our look at small cellos and double basses next!
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10in & 12in Aluminum Cylinder Vases
These generously sized polished aluminum cylinder vases offer sparkle and brilliance for any wedding or event. Available in 10-inch and 12-inch sizes, these vases complement each other when paired on a table, yet are bold enough to stand on their own.
Boost the dramatic flair of your tables with vessels made from metallic materials. Polished aluminum cylinder vases mesh exquisitely with almost any type of decor or theme, as well as indoor or outdoor events.
SEE ADDITIONAL DETAILS
Transform Any Event Centerpiece With Shiny Aluminum
Display florals and greenery from each polished aluminum cylinder vase to add color and an organic feel to your tablescapes. Not sure which plants or blossoms will meet your needs? Create silk flower arrangements with a variety of hues and species.
Want to create an exotic arrangement in your aluminum cylinder vases? Use long peacock feathers or tropical blooms. Planning a festive holiday event? Create warm, inviting centerpieces with cinnamon sticks and red berry branches.
Buy Polished Aluminum Cylinder Vases at Wholesale Prices
Excited to plan your next event? Start with polished aluminum cylinder vases in 10-inch and 12-inch sizes. Buy these unique vases in wholesale quantities from Jamali Garden today!
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The stock market crisis has morphed into an economic crisis, which has hit home in an immediate personal finance crisis for millions of Americans. There have been !0 million job losses in the past two weeks, and at least double that number are waiting for a layoff notice in the coming days.
No one working in America is prepared for this kind of financial catastrophe. That’s why despite the headlines of the stimulus checks and small business loans, we must see government enact new programs around unemployment, rent and utilities, and basic human services to deal with this crisis.
Eventually the virus will be conquered –but now beyond the immediate healthcare crisis — there is a real need to make sure our society’s financial structure will remain standing, so it’s there waiting for our comeback.
First, here’s an overview of the existing situation. I want to make one key point: There is no way our government can get organized to get checks out to more than 100 million individuals, and loans to small business pushed through banks that are already overwhelmed with their own business and real estate loan challenges!
Remember, this is the same government that couldn’t get the Obamacare website to work. And couldn’t get organized to find, manufacture, import and distribute life-saving ventilators and masks.
So, while there was great excitement, bordering on an Oprah-like giveaway (you get a check, you get a check!) this is going to take months.
Many people who need their checks most are going to be difficult to “find” because they do not file taxes because of low income, are not on Social Security or disability auto deposit, and have various issues like changed addresses or bank account numbers.
The government says it is organizing a portal for these people to register, suggesting visiting IRS.gov/coronavirus — a site that basically says “don’t call, check back”!
Now, here’s a review of the top financial issues that should concern all of us.
Care Act, Stimulus Checks
I made a decision a week ago to become a temporary “expert” on who gets what when it comes to Stimulus Checks. That resulted in an overload of hundreds of posts on my website, as well as emails. I can’t possibly answer all your individual questions — but you will see below this article, the next article is my “TOP 10 Stimulus Check Q&A.”
Filing for Unemployment
While the Federal government has increased benefits for the unemployed, it is the STATES that manage the payments. Forget long lines at the unemployment office, which were so poignant in previous recessions. Now everything is done online — at websites that were never designed for this volume and are completely overwhelmed.
That stress is offsetting the hope of longer and larger benefit checks.
PLUS, these websites were never designed to process unemployment for the self-employed, which was mandated by the Care Act. Every state will have to completely redesign its website to accept these applications. And state governors are understandably preoccupied with dealing with the current medical situation.
Bottom line: larger and longer and new unemployment benefits may be promised and deserved, but that won’t happen soon.
Paying Rent and Mortgages
Without jobs, many people simply can’t pay. That’s a fact of life. But a rent strike is a misguided effort to pressure landlords into concessions. If those who can don’t pay their rent, the landlord can’t pay utility bills — and even worse, can’t pay real estate taxes. Those real estate taxes are needed to pay our police, fire, paramedic and many healthcare workers.
The system is going to have to address this immediately. And it has started the process already. Check your local authorities, but almost every city and state has prohibited evictions and foreclosures during this period of shutdown.
The Federal government has said that landlords who own buildings that are federally finances (HUD, Fannie Mae, Freddie Mac,etc) may not evict tenants or charge fees or penalties for a period of 6 months since the Care Act was enacted.
Similarly, the legislation prohibits foreclosures on all federally backed mortgage loans for a 60 day period, beginning March 18, 2020 — AND provides up to 180 days of forbearance for those impacted by a financial hardship related to the Covid-19 emergency.
Bottom line: You are likely not going to be evicted or foreclosed in the next 6 months. Even if your mortgage is not federally insured (the vast majority are), there will be immense pressure on authorities to leave people in place.
BUT, the property owners including corporate landlords and a lot of individuals who own rental property, are going to be in dire straits during this period. Contact your landlord and offer to pay what you can. Again, the entire system depends on it!
Bills and Credit
Could I just say “let’s think about it tomorrow”? We are in a war for our financial existence. Almost everyone’s credit report will be dinged, some more sharply than others. This period will go down as an asterisk in financial history –much as the sports seasons will be marked with an asterisk. Eventually, it will be a gap that doesn’t “count” when we get through this. The top priority is feeding your family and staying safe.
Health Insurance — The NEXT Crisis
Millions of American families have health insurance tied to their jobs. When the job goes, so does health insurance. Yes, there is COBRA to extend coverage — but it is expensive and especially so for those who now have no income.
Most experts have said that this national health crisis should be a “triggering event” allowing you to enroll immediately in that Affordable Care Act at www.Healthcare.gov. It’s worth trying. Or else go to a site like www.eHealthInsurance.com to shop for a one-year policy to tide you over if you’ve lost your health insurance. It won’t cover everything, but it’s a start.
This is a rolling disaster! Like a chain of dominoes, when one piece of our social fabric is torn, others must follow. It is up to all of us to help those who are now facing personal financial ruin, while worrying every minute about the health of our families.
Some have suggested that when this is over, we should cancel the student loans of every healthcare worker who has been on the front lines. I think that’s a great start. But it will take national leadership, organization, and coordination to bring our system back together again.
However,”this too shall pass.” So, in the meantime, reach out and help in any way you can. That will do a lot of good in the long run. And that’s The Savage Truth.
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# What Is The Unit Equivalent To Watts?
A watt is a unit of power that measures the rate of energy conversion or transfer. It quantifies the amount of energy converted per unit of time. Watts are important because they allow us to understand how much power devices consume and systems produce. Knowing watt equivalents also enables conversion between different units of power.
Having a standard unit like the watt is essential for measuring and comparing power usage across many applications, from small electronics to large motors and generators. By understanding equivalents, we can contextualize watt values and convert between units like kilowatts or horsepower. This helps relate power consumption to real-world energy usage across fields like engineering, physics, and electronics.
## The Origins of Watts
The watt unit of power is named after James Watt, the Scottish inventor and mechanical engineer. In the late 18th century, Watt worked to improve the efficiency and power output of the steam engine. At the time, Thomas Newcomen’s early steam engines wasted a tremendous amount of energy by repeatedly cooling and reheating the engine cylinder. Watt introduced a separate condenser, which dramatically improved the steam engine’s efficiency. He also devised several other improvements to make steam engines more practical for use in industry.
Watt’s contributions were monumental in ushering in the Industrial Revolution. His improved steam engine helped power factories, mills, trains and ships, driving the rapid industrialization of England in the late 1800s. The unit of power measuring the rate of energy conversion was named the watt in honor of James Watt and his pioneering work to develop a practical steam engine.
## Defining Watts
A watt is the standard International System of Units (SI) unit used to measure power. Power is defined as the rate at which energy is converted from one form to another or transferred from one place to another.
Specifically, one watt is equal to one joule of energy converted per second. This means that power is a measure of the rate of energy flow or energy transfer. A light bulb, for example, converts electrical energy into light and heat energy. The rate at which it performs this energy conversion is measured in watts.
Watts are useful because they provide a standard way to measure the rate of energy conversion regardless of the type of energy involved. Watts allow us to quantify and compare the power of engines, motors, light bulbs, batteries, and other systems that use, convert, or transfer energy.
## Common Equivalents
There are a few common equivalent units that are used to measure power alongside watts. Understanding these units can make it easier to conceptualize the amount of power in watts.
One of the most direct equivalents is joules per second. A joule is a unit of energy and work. Power is the rate at which energy is transferred or work is done, so watts can be expressed as joules per second, or joules/second. This helps relate watts back to the base units it is derived from.
Another equivalent to watts is kg m2/s3. This expression uses the base units of mass (kg), distance (m), and time (s). Watts are defined as kg m2/s3 because power is the product of force and velocity. Force involves mass, distance, and acceleration (which includes time). Velocity also includes distance and time. So the base units used to measure force and velocity combine to form the kg m2/s3 equivalent for watts.
The final common equivalent is volt amperes. Watts are often used to measure electric power, which is the product of current (amperes) and voltage (volts). So electric power in watts can be expressed as volt amperes, or volts multiplied by amps.
## Watts to Kilowatts
When looking at electrical power, watts and kilowatts are two common units used. While they represent the same thing – power – they differ in the amount.
Specifically, a kilowatt is equal to 1,000 watts. This means that 1 watt is equal to 0.001 kilowatts.
To convert between the two:
• To convert watts to kilowatts, divide the watts by 1,000.
• To convert kilowatts to watts, multiply the kilowatts by 1,000.
Some examples:
• 100 watts = 0.1 kilowatts
• 1,000 watts = 1 kilowatt
• 10,000 watts = 10 kilowatts
So in electrical terms, 1 watt is equivalent to 0.001 kilowatts. Knowing the relationship between these two units is helpful for calculating and comparing power consumption and requirements.
## Watts to Horsepower
One of the most common equivalents for watts is horsepower, used to measure the power of mechanical engines and motors. The conversion between watts and horsepower is:
1 watt = 0.00134102 horsepower
To convert watts to horsepower, simply multiply the watts value by 0.00134102. For example:
• 1000 watts x 0.00134102 = 1.34102 horsepower
• 500 watts x 0.00134102 = 0.6705 horsepower
• 2000 watts x 0.00134102 = 2.68204 horsepower
This allows an easy conversion between the electric power in watts of a device, and the equivalent mechanical power in horsepower of an engine needed to power the device.
## Watts to BTUs
One common unit equivalent to watts is the British thermal unit (BTU). The BTU is a unit of energy used to measure heat. Specifically, one BTU is defined as the amount of energy needed to raise the temperature of one pound of water by one degree Fahrenheit.
The conversion between watts and BTUs per hour (BTU/h) is:
1 watt = 3.41214 BTU/h
So for example, a 1500 watt space heater converts to around 5118 BTU/h (1500 x 3.41214). This indicates that the 1500 watt heater can produce 5118 BTUs of heat energy per hour. Going the other way, if you had a device rated for 10000 BTU/h, you could convert that to around 2934 watts (10000 / 3.41214).
The watt to BTU/h conversion is useful for relating the power consumption of an electrical device like a heater or air conditioner to its heating or cooling output. The BTU provides a standard unit for comparing the thermal performance of different devices.
## Watts in Electricity
Watts are commonly used to measure electric power. Electric power refers to the rate at which electrical energy is transferred by an electric circuit. For example, a 15-watt light bulb uses 15 watts of electric power.
The wattage of electrical devices indicates the rate at which they consume energy. High wattage devices require more power to function than low wattage ones. Knowing the wattage of appliances and devices allows us to determine the electrical load and requirements for power circuits and generators.
Wattage also helps calculate electricity usage. Electricity bills typically charge per kilowatt-hour (kWh), which represents the amount of energy consumed over time. By multiplying the wattage of a device by the time it runs, you can estimate the energy usage and cost to operate it. Overall, watts are an essential metric for measuring and managing electrical power.
## Watts in Light Bulbs
The wattage rating of a light bulb indicates how much power it draws. Different types of bulbs produce different amounts of light for the same wattage.
An incandescent 60W bulb produces about 800 lumens, while an LED bulb with the same wattage produces around 800-1100 lumens. This is because incandescent bulbs produce light by heating a filament, which wastes energy as heat. LED bulbs are far more energy efficient, converting over 80% of energy input into light.
CFL bulbs fall in between, producing about 600-800 lumens per 60W. They are more efficient than incandescent but contain mercury, whereas LEDs are non-toxic.
So for the same brightness an LED bulb will have a lower wattage than an incandescent. A 9-13W LED bulb produces about the same 800 lumens as a 60W incandescent. Going with more efficient bulbs is an easy way to reduce energy usage and costs.
## Conclusion
In summary, watts are an important unit for measuring power. Understanding the equivalencies between watts and other units like kilowatts, horsepower, and BTUs allows us to conceptualize power levels and make conversions when needed.
Knowing how many watts are in common electrical devices also provides a practical understanding of their power consumption. While a lightbulb may use only 60-100 watts, larger appliances like a microwave often use 1000+ watts.
Being able to convert between units is useful for both science and everyday situations. Watts provide a standard unit for comparison of power across any application. Whether optimizing an industrial motor or simply choosing energy efficient home appliances, having an intuitive grasp of watts and their equivalents enables better-informed decisions.
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WHAT IS HOLISTIC CARE?
Holistic Care is Mind-Body-Spirit Care
More than ever, we are seeing our beloved pets suffering from a multitude of 21st century diseases – especially chronic conditions that used to only plague people. These include a surge in autoimmune diseases, arthritis, allergies, poor digestion and cancer.
In North America, our pets are the sickest they’ve ever been, despite spending the most money on conventional health care.
Holistic care is whole health care of the mind, body & spirit. It supports our natural ability to heal and respects the innate wisdom of the relationship between the person, animal and natural world.
Just as we are not confined or defined by our physical body, neither are our pets. Good or poor health has roots in numerous factors – from poor diet to toxic exposure, over vaccination, extreme stress from separation, trauma, and depression.
We take the time to explore your pet’s diet, environment, exposures to toxins, medications, stressors and overall health patterns. We also assess for weaknesses in your pet’s subtle energies to help identify early signs of imbalance.
Holistic Treatment Plan
We then develop a Holistic Treatment Plan especially for your pet, that will address her/his unique body, mind & spirit needs.
A Holistic Plan may include herbs, Reiki, nutrition, essential oils, crystals, colour & sound/frequency healing.
We are knowledgeable & experienced with the use of CBD (cannabidiol) for pet health.
We acknowledge the value of conventional veterinary medicine and will work with your vet’s recommendations to find a balance that’s best for you and your pet.
What is Reiki?
Reiki (pronounced RAY-KEE) is a Japanese healing technique that can be classified as a form of energy medicine. Translated into English, “rei” means “universal” and “chi” is “energy”.
Reiki is a first step in assessing your pet’s subtle energy imbalances, so we like to include this as part of our assessment and treatment.
Reiki is gentle, non-invasive and uses the practitioner’s hand positions near certain energy points in the body to activate the animal’s innate relaxation and healing response.
Reiki is known to improve physical & emotional health especially where stress is involved.
A small number of heath care providers specialize in Reiki for animals – you have found one!
What Conditions Can Reiki Be Helpful For?
- recovery from illness/surgery
- pain reduction
- separation anxiety
- ineffective bonding stress
- perfect for rescued animals
- stress from a move or change in family “pack” membership
- to aid the transition to a peaceful death
- during planned or urgent euthanasia
Will Reiki Interfere with Other Treatments my Pet is Receiving?
Known as a complementary therapy, Reiki is used as an adjunct or “complement” to any treatment plan.
Reiki is safely used alongside conventional medical & veterinary treatment, chiropractic, massage, acupuncture, traditional medicine or any other healing system. Reiki can reduce stress & anxiety during:
- anti-inflammatory treatment
- anti-anxiety or anti-depressant treatment
- dental/surgical procedures
- transition to peaceful passing
YOUR PET’S HOLISTIC PLAN
Any or all of these therapies may be included in your pet’s plan
We use Reiki to assess energy patterns that may contribute to weakness or poor health. We also use Reiki to balance energies, reduce stress & pain and promote the body’s natural ability to heal.
Therapeutic oils can be extremely helpful for a number of conditions, including separation anxiety, inflammation, pain and depression. We will recommend – and blend – a personalized “recipe” for your pet’s specific needs.
Every cell, atom & sub-atomic particle resonates at a defined frequency. Each of the seven major energy centres (chakras) also have a particular frequency, sound or note associated with it. We will recommend & use therapeutic sounds to support gentle rebalancing at the cellular level.
Nutrition, Herbs & Supplements
Questions about the quality of food your pet is getting? Could raw or home cooked food improve wellness?
What supplements can help with inflammation, anxiety, digestion, allergies?
Talk with our Certified Canine Herbalist about natural herbal options for your dog.
Many pet parents have heard about the benefits of CBD (cannabidiol) for animals. Pain, inflammation & anxiety are a few conditions that can be helped by CBD.
Get the facts about including CBD in your pet’s Holistic Health Care Plan.
Crystal Pet Charms
Crystals have been used for thousands of years for their unique healing properties.
We can make a customized Pet Charms for your pet’s particular needs.
Attach to their collar or bandana!
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The way you talk about your child’s adoption with them will naturally change as the child ages. As they grow older, they will be able to understand more of what you’re telling them, but their emotions regarding the adoption may also change over time. Below, we discuss some of what you can expect in each stage of your child’s development.
Experts recommend beginning to talk to your child about their adoption as soon as possible — often as young as infancy. This not only normalizes the conversation for the child, it also gives the parents a chance to practice how they want to word things.
Chances are that your toddler will not fully understand what you mean when you discuss their adoption, but it will get the point across to them that it is okay to ask about and nothing to be ashamed of.
As your child enters early school-age years, they will begin to understand more about what adoption means, at least on a personal level. They may not fully comprehend the legal side of things, but they will likely begin asking more questions about their adoption. They may question why they were adopted, ask more specific questions about their birth parents, or ask why they look different from their adoptive parents or siblings.
It is also important to note that this age is when children may begin struggling with self-esteem and a sense of abandonment due to their adoption. If this becomes an issue for your child, speaking with a therapist may be beneficial.
By the time your child reaches 12 or 13 years old, they will begin to understand the legal process of adoption, and be better able to process why people choose to place a child for adoption. However, this is also when children really begin developing a solid sense of identity, something that can be made more difficult with an adoption to contend with.
As your child works to figure out who they are, they may ask to meet their birth parents (if they don’t already know them) or want to look more into their ethnic or genetic past. They may ask for more specific information regarding their adoption, which you should try to provide wherever possible in an attempt to keep your communication with them open and honest.
No matter what age your child is, honesty is the most important policy when it comes to talking about their adoption. Being willing to make this conversation an honest and ongoing on will make it easier for your child to process their adoption no matter their age.
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The Pentagon has dubbed its campaign of air and missile strikes against the Houthis of Yemen ‘Operation Poseidon Archer’, CNN reported on Monday, citing two unnamed officials.
The name has been applied retroactively to the January 11 attacks carried out by the US and UK, as well as seven more rounds of strikes since, the officials said.
They also said that Poseidon Archer is being treated as entirely separate from Prosperity Guardian, an operation announced in December that officially involves personnel and ships from 20 countries.
The US launched Prosperity Guardian to secure the passage of merchant ships through the Red Sea and the Bab-el-Mandeb, after the Houthis said they would interdict any “Israeli-linked” ships in solidarity with the Palestinians in Gaza. After the January 11 attacks, the Yemeni group said that British and American vessels would be fair game as well.
The naming “suggests a more organized, formal, and potentially long-term approach” by the Pentagon to the situation in the Red Sea, according to CNN.
The US military has long used names intended to influence international and domestic perceptions about its operations. The practice of using “heroes of antiquity” and “figures from Greek and Roman mythology,” was introduced by British Prime Minister Winston Churchill in WWII. Poseidon is the Greek god of the sea, known in the Roman pantheon as Neptune.
US President Joe Biden admitted last week that the Anglo-American strikes failed to deter the Houthis, but said they would continue anyway.
“When you say ‘working’, are they stopping the Houthis? No. Are they going to continue? Yes,” he told reporters outside the White House.
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Health 2.0 conference held in USA introduces cutting-edge innovations and fresh approaches for transforming the healthcare system. The event will have inspirational speakers, panels discussing about technology and resources as well as over 200 product demonstrations. Health 2.0 offers a great opportunity to network with various experts as well as keep up with the latest trends in health care.
Specialized in well-being and physiological performance, Firstbeat will showcase its Lifestyle Assessment tool to help achieving a healthier lifestyle. Our experts explain how it could be used in ensuring well-being at work and leisure.
The conference is held in on 4.-7. October 2015 in Santa Clara Convention Center, Silicon Valley, California. More information available here.
Follow the event on Twitter #Health2con.
Come meet us!
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External roller shades mean you can be outside in any weather. In fact, these blinds are designed with the outdoor loving family in mind. They are available in remote control, sensor control and App control, and ideally suited for West Australian homes.
Andy and the team believe in good, old-fashioned customer service, where nothing is too much trouble. They provide a friendly and reliable service with professional installation and can offer advice on colours and fabrics. They will always follow up when your blinds are installed to make sure that you are completely happy, because if you’re not happy then neither are they!
Amazing Blinds WA pride themselves on providing value for money blinds without compromising on quality. They offer the best price on the market, guaranteed. In fact, they offer motorised blinds for the same price as manual blinds from other businesses. Blinds are custom made to fit your specific requirements.
Make the most of your outdoor areas all year round with motorised zip tracked blinds. They are built using sturdy, weather resistant hardware and come in a variety of sizes, colours and fabrics. Andy can give you help and advice on the best solution for your outdoor space, and budget.
Contact the Amazing Blinds team to find out how they can bring your dream project to life.
No testimonials at this time
We're still looking for that one local business to join Little Aussie's recommended business network. So to help you in the meantime, here are a few businesses near your home that you can choose from.
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Since the dawn of civilization, humans have used trade to procure needed items. Barter is the oldest trading system, but money, in various forms, quickly eclipsed barter as the preferred means of trade. Though true coinage was invented in the middle of the seventh century BCE, with the introduction of the Lydian stater, money is much older, and below Rory Brown traces a path from cows straight to Bitcoins.
The Livestock Monetary System
Animals were the first stores of value that can reasonably be called money. Depending on the culture, purchasing power could be found in cattle, sheep, reindeer, and more. This investment system had its own unique way of paying interest in the form of procreation.
Unfortunately, livestock can also perish from disease and old age, which is not a desirable quality in a monetary system. What was needed was a more permanent store of value.
Cowrie Shells and More
Many cultures began using shells, minerals, shaped stones, carved bones and other, more portable, less mortal objects as money. These had the benefit of portability and longevity but were still less than perfect stand-ins for modern systems of coinage.
For one, they weren’t universally accepted, and value could differ from culture to culture. Plus, it was difficult to maintain a money supply when you could dredge up new “coins” from the seabed or from your last meal.
The relative rarity of precious metals, like gold, silver, and electrum, made them perfect candidates to replace shells and bones. However, it wasn’t until King Alyattes of the Lydian Kingdom started minting electrum coins, called Staters, of uniform weights, with unique identifying markings that true, modern metal coinage was born. For the first time, coins had specific values that could be trusted to be consistent. The Lydian Stater was the precursor to nearly every system of coinage that followed throughout history.
Modern coins began with the Lydians, but paper money got its start in the ninth century on the other side of the planet, in China. “Flying money” named after its propensity to blow away, was a system of block-printed certificates the government gave merchants as stand-ins for heavy coinage. This made it easier for these merchants to transport large sums of money around the country.
It took centuries, but eventually, paper money spread to Europe and the United States.
The history of currency is a steady progression from locally valuable items, through globally valuable items, to items that are valuable only because people have decided they are (FIAT currency), to items that aren’t items at all.
Bitcoins and other cryptocurrencies are digital currencies that operate on the principle of the blockchain. This is a single, decentralized register that records the value of every person’s account and every transaction that’s ever been carried out. The value of Bitcoin is variable but comes from its scarcity and its acceptance as a unit of payment.
The next step in the evolution of currency is anybody’s guess, but it’s likely to abstract the idea of money even further than we can currently conceive.
For more information about the Lydians and the history of money, visit Rory Brown’s website.
About Rory Brown: Mr. Brown is a Managing Partner of Nicklaus Brown & Co., the Chairman of Goods & Services, Nearshore Technology Company, and a member of the board of directors of Desano. He is passionate about delving into the history of money and how our modern currency has evolved into what it is today. In his spare time, he writes about the history of the Lydians – the first civilization to use gold and silver coinage.
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05/01/2024 Understanding How Different Types of Annuities Work Rebroadcast at 2-3 PM EDT
Overall Rating: 4.4 / 5
Annuities with lifetime income provisions offer risk pooling, which tends to be underappreciated as a unique source of returns that is unavailable for an investment portfolio.
But there are many types of annuities in the marketplace and understanding how they work can be complex.
This presentation seeks to provide a better understanding about different types of annuities, including income annuities such as single-premium immediate annuities, deferred variable annuities, and fixed index annuities. For the latter two, we will focus on how they provide exposure to market upside and on how optional guaranteed lifetime withdrawal benefit riders can support lifetime spending.
In "Understanding How Different Types of Annuities Work" by Wade Phau, you will:
- Distinguish between major annuities categories such as variable or fixed, immediate or deferred;
- Understand mechanics for how downside protection, upside potential, and liquidity features work for different annuity types;
- Appreciate the risk pooling insurance aspect provided by annuitization or by guaranteed distributions through an optional guaranteed lifetime withdrawal benefit.
This on-demand webinar is a recording of a recent live webinar. Check our WEEKLY REBROADCAST SCHEDULE where there is no need to take the online quiz to receive CE. You may also take this on-demand course any time for 1 hr CFP®, CRC®, and other Continuing Education Credit when you pass the online quiz.
Your presenter is Wade Pfau, Ph.D., CFA is a Professor of Retirement Income for the American College of Financial Services and the Director of Retirement Research for McLean Asset Management, as well as the author of Insights & Research for Lifetime Financial Planning for the Retirement Researcher.
Meet Wade D. Pfau, Ph.D., CFA, Retirement Income Expert
Retirement planning experience
Wade D. Pfau, Ph.D., CFA, RICP, is the curriculum director of the Retirement Income Certified Professional designation and a Professor of Retirement Income at The American College of Financial Services in King of Prussia, PA. He is also a Principal and Director for McLean Asset Management. He holds a doctorate in economics from Princeton University.
Retirement planning thought leadership and expertise
Wade publishes frequently in a wide variety of academic and practitioner research journals on topics related to retirement income. He hosts the Retirement Researcher website, and is a contributor to Forbes, Advisor Perspectives, Journal of Financial Planning, and an Expert Panelist for the Wall Street Journal. He is the author of the books, Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement, How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies, and Reverse Mortgages: How to Use Reverse Mortgages to Secure Your Retirement.
Invest in Your Retirement Expertise.
1 hr CFP®, CRC®, and other CE Credit Reporting
We are a CE Sponsor with the CFP Board of Standards and the professional development partner of the International Foundation for Retirement Education (InFRE).
Over 50 courses are accepted for continuing education (CE) credit for those who have earned the Certified Financial Planner® (CFP®) certification, the International Foundation for Retirement Education’s (InFRE) Certified Retirement Counselor® (CRC®) certification, the College for Financial Planning’s Chartered Retirement Plan Consultant (CRPC) certification, the American College’s designations (ChFC, CLU, RICP), Retirement Management Analyst designation (RMA), ASPPA and other certification or designations.
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This year marks Bright Ideas Event Agencies’ 20th year of winning event awards. We are so grateful to be categorized as one of the best in the Canadien event industry through recognition of these awards.
Each year I sit down and reflect on our top events of the year. When reflecting on the event, I evaluate what went well and what could have gone better and decide if it was an award-winning event. Like most events, they hold a special place in my heart and an ever-present memory in my mind. Therefore, to honour the truly great events, I enter them into local and National event awards.
Why should you enter your event into Event Awards Contests?
There are several reasons why you should enter your event into event awards. Below I will share with you my top 7 reasons why I submit Bright Ideas events for event awards on a regular basis.
1. As a marketing tool.
Submitting your event to award competitions is a great marketing tool. The promotion of your award nomination and win (if you are successful) is excellent for social media, blogs, website, press releases, and even newsletters.
2. Allows you to evaluate
I find completing the event award submission the perfect opportunity to evaluate my team’s work. That is why whenever I evaluate our work, I like to see how it stacks up against peers in the industry.
3. Gain new sales and exposure
There is no doubt that as your event is nominated for an event award, it is exposed to a larger audience of people. This exposure can help you gain new leads and potential clients.
4. Showcases Bright Ideas as an expert
Every time a Bright Ideas event is nominated for an award, it gives us credibility and shows that we are an expert in the industry. Whether we win or not, recognizing that our event is award-worthy shows our clients that we know what we are doing and that we do it well.
5. Showcases our skills
An award-worthy event showcases the impeccable level of creativity that Bright Ideas is proud to offer our clients. With every nomination, our outside-the-box thinking and exemplary problem-solving skills are demonstrated.
6. Makes our clients proud
Who doesn’t love to brag that they hosted an award-winning event? In fact, I know our clients love to share with their peers and executives that not only did their event meet their goals and exceed expectations but that it won an event award.
7. Keeps our name at the forefront of the industry
With the ever-changing state of the event industry, it is essential to stay at the forefront of people’s minds. Therefore, every event award nomination shows our peers in the event industry that Bright Ideas Event Agency is still relevant and here to stay.
Recent Event Awards
We are thankful for every event award nomination that Bright Ideas receives. This year alone, we have been nominated for six awards and already won one! Specifically, we have been nominated for three ILEA Vancouver awards, two Canadian Event Awards and one ILEA Espirit award, which we won! Check out more from our recent ILEA Espirit award win here, and our list of award wins since 2002!
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Auburn residents have prioritized needing new community centers for quite some time now. Two proposed new parks and recreation community centers in Auburn will provide the community with much-needed recreation spaces as well as fulfill the numerous requests from Auburn residents.
Two New Parks and Recreation Community Centers in Auburn
The Auburn City Council recently met to discuss the draft of the biennial budget for the fiscal year 2023-2024. At this meeting, they heard about two upcoming projects funded by the proposed budget.
As a response to the requests of Auburn residents, this budget proposes two main capital investment projects. These projects are the development of two new parks and rec community centers in Auburn.
Boykin Donahue Campus
The first project is the development of the Boykin Donahue Campus. Construction of this campus will take place in multiple phases.
Adjacent to the Boykin Donahue Campus is the city’s Public Works and Environmental Services. With both of these set for relocation, this site will turn into the new recreation center and cultural resource center.
The first phase will include walking trails, a splash pad, a cultural center, branch library, and a recycling drop-off center. The Auburn City Council has estimated that the construction start date is within the 2023 fiscal year.
For funding of this phase, the city is suggesting directing nearly $11 million of the American Rescue Plan Act. The American Rescue Plan Act, or ARPA, has an overall budget of 27 million and provides federal funds to help cities recover from the impacts of COVID-19. Most of the money is directed toward responding to public health emergencies, but there is an allotment that can be added to the city’s general fund to make up for lost revenue in 2020.
Even with this allotment, though, some of the campus elements cannot be completed until a second phase. The second phase will include a gym with both basketball courts and classrooms. More information on this project can be found at the following link.
Lake Wilmore Community Center
The second project has a budget of $22 million and will include some of the elements postponed at the Boykin Donahue Campus. The development of Lake Wilmore Community Center will include two full-sized basketball courts, locker rooms, multiple activity rooms, an elevated walking track, a zero-entry pool, and many other needed amenities.
A big concern among Auburn residents has been the lack of accessible therapeutic pools in the community since the closing of the Health Plus pool in 2020. With this in mind, Lake Wilmore will have an accessible heated pool, have areas for water aerobics and lap swimming, and will also have a pool cover that will allow for winter use.
Originally, this project was proposed in 2020 but was postponed. Luckily, this means the majority of the project design has already taken place, allowing for the project to start rather quickly. Bidding for the center should start at the beginning of the 2023 fiscal year in October. Construction is estimated to take 12 to 18 months.
In addition to the Lake Wilmore Community Center, the city is also proposing four multipurpose fields to host a variety of sports, including football, soccer, and lacrosse. This project, slated for the 2024 fiscal year, proposed a budget of $15 million. For more information on this park please visit the City of Auburn’s website.
These new parks and recreation community centers in Auburn are the city’s response to the many requests of Auburn residents. Community members have been expressing the need for new recreational centers for years, and the city of Auburn has heard them.
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CDO offices of Valley plan to cut services, 20 staffers of Kathmandu DAO test positive for Covid-19
KATHMANDU: At a time when the Kathmandu Valley has been seeing a steady rise in the number of Covid-19 cases lately, all the three CDO offices of the valley are planning to cut the services.
Regular works have been affected after some of the staffers of the Kathmandu, Lalitpur and Bhaktapur District Administration Officers tested positive.
Chief District Officers of the three districts are positive towards closing all the services except for emergency ones to prevent the virus from spreading.
According to the Assistant Chief District Officer, who is also the Information Officer of the District Administration Office,Kathmandu, as many as 20 staffers working at the office have been tested positive for novel coronavirus.
The Officer said that the two assistant chief district officers have just returned to the office after recovering from the disease.
Chief District Officer Govinda Rijal has been staying in home isolation for the past one week.
Acting Chief District Officer of Kathmandu Suprabha Khanal is in favour of closing all the services other than emergency ones.
Meanwhile, three staffers of the District Administration Office, Bhaktapur have been tested positive for Covid-19.
Similarly, one person has been tested positive in the District Administration Office, Lalitpur.
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Matters of the heart-A Blessing Model part 5
Last week we looked at the Abrahamic blessing from Genesis chapter 12. We explored how this blessing relates to us today. As men, we are called to be a blessing and thus “to bless.” Our capacity to bless is proportional to our ability to trust God; low trust, low capacity. On the other hand higher trust means we have greater capacity to impart blessing to others. Today we will continue looking at the model for blessing hoping to create common language and symbols in order to understand this most important aspect of our calling as men.
Download Session 39 MP3 – Right click on this link and choose “Save link as…”.
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Traditional and Modern House Labelling Ideas
Traditional houses are located in large carpet areas whereas modern houses are becoming compact day by day. Traditional houses are planned with separate rooms for different activities. In contrast, modern houses are designed to access everything around easily. Traditional homeowners have to memories different places to put a lot of things. In contrast, modern homeowners stay busy detangling different items in one place.
But both the houses need to be arranged systematically. No matter which type of house you own, the most embarrassing thing is to spend your precious time searching for things every day.
To save a lot of time and effort, we suggest that both types of homeowners use labels for house labelling.
Why House Labelling?
You can organize every corner of your home with the labels so that you never forget to put the item in the right place and never waste time searching for it again.
Whether it is the kitchen, study room, garage, office or any other place in your home, you can easily organize your space without worrying about the boring, mundane activities of organizing things all the time.
Label The Following Items Around Home
So whether you have a traditional or modern home, we are mentioning some common items that you can label for quick access and proper classification.
You won’t forget your tools, food items, spices, and other essential items if you label them. Even if someone else uses them, it will be easy for them to understand and find something easily.
Drawers & Cabinets
Items inside the drawers, too, need some sorting. Whether it's an office file cabinet or a personal wardrobe, using labels helps everyone know what goes where.
Containers are the most important tools in our daily lives. Personalized labels will ensure you don't misplace containers. You or anyone else won’t add sugar powder instead of salt while preparing food.
While baskets sort a lot of clutter and help in all areas at home, adding some labels helps make everything better. It will be easier to know what is in baskets that are on lower shelves or higher shelves than your eyesight without having to peek in each one.
Bottles & Sprays
Whether you've created different DIY solutions for cleaning or storing different insecticide sprays for the garden, you need to distinguish them with personalized name labels to choose the right one for the right time.
Conclusion: Get Your House Organized with Personalized Labels
If you have kids in your home, you will understand how useful personalized labels are for you. Whether you have a traditional or modern home, labels will make things easier for you to keep your home clean and organized.
Save precious time and effort with Pretty Little Designs' exclusive personalized labels for every section of your home.
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The Red Lion in Yardley Hastings is the first to serve Silverstone Distillery Spirits!
It's been a long road up to this point what with Covid and launching our brand new Distillery, but we are now over the moon to announce our very first official partner - Red Lion Yardley Hastings - who will be serving our spirits in their gorgeous pub.
Not only that, but they are also an official 'Collection Partner' as well which means that customers can purchase their favourite spirits from our online store and collect them from the Red Lion in Yardley Hastings...Just be sure to pop in for something delicious to eat and drink while you're there of course!
In the short time that Nathan and his team have been Official Partners, they've been busy creating some culinary masterpieces with our spirits including 'Gin & Tonic Fish and Chips' featuring our Heritage No1 Gin and a stunning cocktail called Beelzebubs Tears too! Their creativity knows no bounds but that's exactly part of the reason we wanted to work with them in the first place.
It feels so good to be able to finally see our spirits sitting on bars after months of hard work. However, we do pride ourselves on cultivating lasting friendships with those who choose to serve our spirits - this isn't just a business transaction. It's vital to us that whoever promotes and pours Silverstone Distillery spirits do so with the same passion as we have when making them.
We can't wait to see who else becomes an Official Partner and what the Red Lion Yardley Hastings team create next!
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Together is a new resource for anyone affected by pediatric cancer - patients and their parents, family members, and friends.Learn More
Soft tissue sarcoma is a type of cancer that grows in the body’s soft connective tissue including:
Soft tissue sarcomas account for about 7% of all childhood cancers. They can be divided into 2 main types:
Soft tissue sarcomas are named for the tissue that they most resemble:
Rhabdomyosarcoma is more common in younger children. NRSTS is more common in teens. These types of cancers can range from local to highly metastatic (spreading through the body).
Certain conditions passed through families can increase risk for soft tissue sarcomas. Children who have been exposed to radiation are also at higher risk. Treatment for soft tissue sarcoma usually includes surgery, chemotherapy, or radiation therapy.
Drummond CJ, Hanna JA, Garcia MR, Devine DJ, Heyrana AJ, Finkelstein D, Rehg JE, Hatley ME. Hedgehog Pathway Drives Fusion-Negative Rhabdomyosarcoma Initiated From Non-myogenic Endothelial Progenitors. Cancer Cell. 2018 Jan 8;33(1):108-124.e5. https://www.cell.com/cancer-cell/abstract/S1535-6108(17)30524-X. doi: 10.1016/j.ccell.2017.12.001.
"Life as a survivor has its challenges. Some late effects of the disease or treatments might remain with us. We might have a little pain in the back, pain in the hands, or it might affect our appearance. But those never make me feel discouraged—never make me feel down. I know I am strong, and this journey even makes me stronger." —Sitara Khan
Sitara was diagnosed with an advanced stage of rhabdomyosarcoma when she was 12 years old. She overcame many challenges during her treatment. Today, she helps other children and families face cancer in India.
Soft tissue sarcomas can return years later. The tumor can come back in the same place or in another part of the body.
Your child will need follow-up care to screen for recurrence after treatment ends. The medical team will tell you which tests are needed and how often your child should have checkups.
Children treated for soft tissue sarcoma are at risk for late effects related to therapy. Specific problems depend on the location of the tumor and the type of therapy your child received.
Long-term effects of surgery can include loss of function and changes in appearance.
Survivors who were treated with radiation therapy may have growth problems, bone disease, and other issues due to treatment. They may also have a higher risk of second cancers.
Survivors who were treated with systemic chemotherapy should be monitored for:
All survivors should continue to have regular physical checkups and screenings by a primary physician. A healthy lifestyle and eating habits can also help.
Reviewed: December 2022
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The Fossils is a non-profit
organization whose purposes are to stimulate interest in and
preserve the history of independent publishing, either separate
from or organized in the hobby known as “Amateur Journalism,” and
to foster the practices of amateur journalism.
The Historians of Amateur Journalism
To this end, The Fossils preserved the
Library of Amateur Journalism (LAJ), a repository of amateur papers
and memorabilia dating from the 1850s, acquired in 1916 and
donated in 2004 to the Special Collections Department of the
University of Wisconsin-Madison, and located in Memorial Library.
Individuals or institutions allied with our goals are invited
to join The Fossils. Dues are $15 annually, or $20 for joint
membership of husband and wife. Annual subscription to The
Fossil without privileges of membership is $10.
You can read the By-Laws of
The Fossils (PDF file format -- Adobe
Use the navigation bar at the top of
the page to access information on this site:
Return to this page.
Listings of awards presented by The Fossils.
Recent issues of The Fossil, the Official Publication.
Information about amateur journalism history.
|Public collections of amateur journals.
|How to join The Fossils or contact the webmaster.
Links to other amateur journalism groups' Web sites.
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Student Representation Toolkit
Welcome to the Student Representation Toolkit. The toolkit has been developed by the SRC in conjunction with University staff, to provide resources and information to help staff and students make the most of the student representation system at the University of Glasgow.
As you can see from the links on the left side of the page, there is a toolkit for students, and one for staff.
The toolkit will usually be accessed via MyClassReps, which also contains contact details for student representatives, a link to book a place on class rep training, and a discussion and announcements section.
The toolkit is new for 2019-20, and the aim is to develop it further by adding information, guidance, good practice examples, and any other resources that staff and students would find useful. Feedback on the toolkit and suggestions for additional content are welcome. Please use the key contacts within the toolkit to get in touch.
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|17 × 17 × 17 in
Ignore stock status, all equipment are built to order.
For years, if not decades, the major limitation, hassle, and danger of the Dillon Super 1050, and now the RL1100 is the priming system. The stock Dillon shuttle actuation arm has springs that break, and an arm that will bend and eventually break from metal fatigue. If a primer doesn’t drop properly into the shuttle and the shuttle moves, the primer can detonate, igniting any primers in the vertical tubular column. This explosion often embeds parts and debris into the ceiling, and we know of at least one person who had their hand over the primer tube upon detonation.
The FFB Primer Vibe Delivery System removes ALL moving parts in delivering primers to the stock Dillon primer punch. The stock moving parts are all replaced with a vibratory bowl and chute system.
Priming is the most tedious part of ammunition loading. All brass must be fully processed and CLEAN before priming. Priming should be done in it’s own step, and not part of actual ammunition loading for safety, consistency, and accuracy.
The chute has no means to expel dirt, and any dirt that gets to the primer punch area will collect and accumulate until a malfunction occurs.
An FFB Extended Tip swage rod should be used (slightly backed off) as a safety check to ensure a primer or ringer is not present in the primer pocket. Trying to install a primer into a pocket where a ringer or spent primer resides will cause at least a malfunction, and at worse a detonation.
Your auto-drive’s electronic and/or mechanical clutch should be set to it’s lowest point that still allows the work to be performed. This is an additional safety step to allow the press to stop in the event of a primer jam at the punch.
Out of stock
|17 × 17 × 17 in
Lead time on auto-drives, 2-3 weeks.
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Ragtamya garnu meaning in English
Meaning of "Ragtamya garnu"Viewed 299 times |
1. to compose
2. write an essay
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IPG is “The Independent Pool Group” which is an association of Pool & Spa Retailers who have joined together to help harness their combined buying, marketing, and networking power in order to provide their customers with the best service and value for their money. Our over 60 member stores located from coast to coast across Canada are among the most successful businesses in the industry. No matter how successful a store has been on its own, it can always benefit from joining IPG.
Not only do members gain from our massive buying power on the products provided by over 80 of the industry’s most important suppliers, but they are also granted access to our extensive resources that can help them better manage their pool and spa business.
From the IPG head office located in Ottawa, Canada we negotiate exclusive agreements on all the products that our retailers need to be successful, and are constantly working with suppliers to develop new products that help separate us from our competitors.
Members of IPG benefit from marketing solutions, sales and technical training, opportunities to network with other members, and spectacular annual conferences.
Family operated since 1983. You are one step closer to enjoying the luxury of having your own personal retreat in your own backyard. Shelin Pools Ltd. is committed to making your purchase as easy as possible from the designing, installation and final stages of using your new retreat.
Shelin Pools Ltd. specializes in installation and service of In Ground, Above Ground and On Ground pool systems. We are currently celebrating over 30 years in business. We strive on making our customers number # 1. We are professionals with the personal touch and specialize in confined areas.
Service Areas: Greater Kingston Area, Greater Napanee Area, Greater Belleville Area and Prince Edward County.
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The shape of the hull is extremely subjective. Anyway, we evaluate it in terms of likes-dislikes or pretty-not pretty. Of course, in the actual design process, a much larger number of parameters are estimated that affect the behaviour of the vessel at sea. One of them, which directly affects the shape of the hull, is the hydrodynamic water resistance of the vessel. Of course, any shipowner is interested in the most ship efficiency. A 10% reduction in hull hydrodynamic water resistance provides significant fuel savings. Given the operation of the vessel for 15-20 years, this savings will be enormous. In addition to reducing the cost of fuel during the operation of the vessel, the emission of harmful substances into the atmosphere is also reduced. So, reducing the hull water resistance of the vessel also improves the environmental situation.
Model tests of the hull form in the tank to this day are the most accurate method for determining the hydrodynamic characteristics of the hull. Despite the automation of model making on CNC machines, this is a long, laborious and costly process. Resistance to the movement of the vessel in the water, optimal screw performance, body behaviour on the wave, consideration of wind load, optimal positioning of the bilge keels, and much other information can be obtained after conducting model tests.
At the same time, methods of numerical modeling of the behavior of a hull in water are constantly being improved and, perhaps, after some time, they will completely replace model tests. Progress in the field of numerical methods for modelling the ship's behaviour in water depends on the use of more powerful processors and more memory for more accurate calculations. A strong impetus in the use of numerical methods was given by the development of cloud computing. A large number of specialized cloud computing centres on the market made it possible to make this service more affordable, and the prices are reasonable not only for large design offices but also for small companies. Now, to get a result, it takes an average of 1-2 days of calculations. You can always speed up the computational process by connecting to the calculation of new processors.
Certainly, the accuracy of the presentation of numerical simulation of the flow around a hull depends not only on the computer power used but also on taking into account all aspects of the flow around a computational mathematical model. The correct setting of a mathematical model requires not only knowledge of the physical nature of the process being modelled, but also some preliminary research to establish the values of the parameters that most accurately describe the model. Independently carry out such calculations can only afford a large company. Most of the design offices use the services of specialized CFD computing firms.
Summarizing the above, we can determine the following conditions for using the results of computer calculations in the design process:
- the results of the calculations may not coincide with the results of model tests, but visually (the representation of the wave surface and the position of the current lines around the body) coincide quite accurately.
- Improving the results of calculations will certainly improve the results of the flow around a real vessel.
- the shape of the wave surface, the location of the streamlines and the distribution of pressures around the hull are credible and are the initial data in the optimization process.
- the accuracy of the calculation very much depends on the accuracy of the representation of the ship’s hull surface. The calculations are carried out on a fine tessellation of the computational grids, and any surface defect can significantly change the flow pattern of the body.
In my opinion, the results of computer calculations are much more informative compared to the results of model tests. For example, the colour visualization of the dynamic pressure component is very informative for the study of flow. Streamlines are also more informative. The ability to calculate several different surface options in a fairly short time also provides undeniable advantages compared to optimizing the hull in the experimental tank.
In fact, the optimization of the surface of the vessel on a computer is practically no different from the optimization in the tank. According to the test results, changes are made to the shape of the body and the tests are repeated once more. The only difference is that it is much easier and faster to change a computer model than a real case used for model tests in a tank. The calculation also does not require a large time and financial costs compared to running the model in the pool and processing the results.
Shape Maker currently has no hydrodynamics calculation module. To perform such calculations, the surface model is transmitted to the hydrodynamics calculation systems. In this case, as a rule, no additional processing of the model is required. The results of the calculations can be loaded into the Shape Maker as a guide for the subsequent reshaping of the surface. Currently, the results of calculations performed in Open FOAM and Fine Marine Numeca Inc. can be loaded into the Shaper Maker. This allows you to significantly speed up the process of changing the shape of the surface for the new iteration.
Of course, surface optimization requires some knowledge and experience in this area. But at the same time, it is possible to achieve quite good results. So, for displacement vessels with a Froude number of 0.2-0.3, the wave component of the resistance can be up to 50% and higher. Therefore, the correct selection of the shape of the fore bulb and the fore ship as a whole can give again in resistance of the order of 10-15%.
The shape of the aft ship also makes a significant contribution to resistance. The shape of the stern is also important to ensure a wake distribution. This significantly enhances the propulsive qualities of the propulsion unit.
As a rule, after receiving the results of calculations on the hull, areas of positive and negative dynamic pressure components are distinguished. In the region of positive pressure, the top of the wave arises, in the region of negative pressure - the bottom of the wave. These areas also affect the direction of the streamlines. The task is to minimize the extremes of pressure and, accordingly, reduce the wave formation.
Ideally, the stream lines should evenly wrap around the body, not clinging to it in the areas of positive pressure and not coming off in the area of negative values of the dynamic pressure component. This is achieved by a local change in the shape of the surface. So, if there is an area of local flattening on the surface — for example, in the area where the frames are stuck to a flat side, an area of negative pressure occurs. In this region, a deeper base of the wave is formed, which passes into the higher apex of the wave in the region of the flat side. This increases the water resistance and negatively affects the flow around the aft ship. It looks as if the ship is rowing a wave by the shoulder. Such a wave can be compensated for by better smoothing the surface shape in the area, as well as by creating a compensating wave with the bulb. The distribution of pressures on the body, as it were, shows us our mistakes made in the design and smoothing of the body.
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Databases Reference
In-Depth Information
direct way of expressing relational comparisons. 2 A striking example in support of this contention can be found in
the discussion of Example 12 in the section of that name in Chapter 15.
SIXTH NORMAL FORM
Having said, or at least implied, that we won't be departing in this chapter from our usual assumptions regarding
decomposition and recomposition operators, I'll begin my discussion of sixth normal form by doing exactly that ...
In our topic Temporal Data and the Relational Model (Morgan Kaufmann, 2003), Hugh Darwen, Nikos Lorentzos,
and I define:
a.
Generalized versions of the projection and join operators, and hence
b.
A generalized form of join dependency, and hence
c.
A new normal form, which we call 6NF.
As the title of that topic might suggest, these developments turn out to be particularly important in
connection with temporal data, and they're discussed in detail in that topic. However, temporal data as such is
beyond the scope of the topic you're reading right now; all I want to do here is give a definition of 6NF that works
for “regular”─i.e., nontemporal─data (and I'll assume from this point forward that all data is “regular” in this
sense). Appealing only to projection and join as classically defined, therefore (and hence only to JDs as classically
defined also), 3 here's the 6NF definition:
Definition: Relvar R is in sixth normal form (6NF) if and only if the only JDs that hold in R are trivial
ones. In other words, the only JDs that hold in R are of the form {..., H ,...}, where H is the heading.
Of course, we can never get rid of trivial dependencies; thus, a relvar in 6NF can't be nonloss decomposed at
all, other than trivially. For that reason, a 6NF relvar is sometimes said to be irreducible (yet another kind of
irreducibility, observe). Our usual shipments relvar SP is in 6NF, and so is relvar CTXD from Chapter 9; by
contrast, our usual parts relvar P is in 5NF but not 6NF. (By contrast, our usual suppliers relvar S isn't even in 3NF,
of course.)
Now, it follows immediately from the definition that every 6NF relvar is certainly in 5NF─i.e., 6NF implies
5NF. (That's why it's reasonable to use the name sixth normal form , because 6NF really does represent another step
along the classical road from 1NF to 2NF to ... to 5NF.) What's more, 6NF is always achievable. It's also
intuitively attractive, for the following reason: If relvar R is replaced by its 6NF projections R1 , ..., Rn , then the
predicates for R1 , ..., Rn are all simple , and the predicate for R overall is the conjunction of those simple predicates
(i.e., it's a conjunctive predicate ). Let me immediately explain what I mean by these remarks:
Definition: A predicate is simple if it involves no connectives and composite (or compound ) if it's not
simple.
2 By SQL here, I mean SQL as defined by the SQL standard. The situation is even worse in mainstream implementations, where most EQDs
can't be formulated at all, owing to the fact that the implementations in question don't allow subqueries in constraints.
3 So I'm not really departing from our usual assumptions after all.
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What is Ingress and Egress in Real Estate
Real estate terminologies can often be confusing, and two such terms that hold significant importance in property transactions are Ingress and Egress. Understanding the distinction between these terms is crucial for property buyers, sellers, and investors alike. In this article, we’ll delve into the meanings of ingress and egress, their implications on property access and value, and why they matter in real estate transactions.
Defining Ingress and Egress
Ingress refers to the right to enter a property or land, providing legal access from a public street or road. It is essentially the pathway that enables individuals to enter a property without trespassing. On the other hand, egress pertains to the right to exit a property and gain access to a public road or street. In simpler terms, ingress is entering, while egress is exiting.
Importance of Ingress and Egress
Ingress and egress are fundamental aspects of property ownership. Properties with adequate ingress and egress rights are generally more desirable and valuable. These rights not only ensure convenience for occupants but also impact the property’s potential for development and use. Easy and unobstructed access can significantly enhance the property’s marketability and attractiveness.
Buying Real Estate At A Lower Price:
When buying real estate at a lower price, careful research is key. Look for motivated sellers, distressed properties, or undervalued neighborhoods. Negotiate skillfully and consider properties with potential for improvement. However, ensure that a lower price doesn’t compromise essential factors like location and property condition.
Legal Implications and Property Value
Legal battles over ingress and egress rights can arise if neighboring properties hinder or block access. Easements, which are legal rights to use another’s land for a specific purpose, can grant the necessary ingress and egress rights. Property buyers should thoroughly investigate existing easements and rights of way to avoid future disputes.
Factors Affecting Property Value
The availability and quality of ingress and egress can influence a property’s value. Properties with limited access, especially those with challenging terrain or blocked routes, might face reduced demand, leading to potential price depreciation. Conversely, properties with well-maintained and secure access points tend to command higher prices due to increased demand and convenience.
Ingress, Egress, and Property Development
Ingress and egress play a pivotal role in property development and land use. Zoning regulations often require properties to have appropriate access for emergency services and residents. Moreover, developers must consider ingress and egress when planning subdivisions, commercial complexes, or housing communities to ensure optimal traffic flow and compliance with safety standards.
Properties lacking proper ingress and egress rights are commonly referred to as landlocked. Such properties can pose challenges for both owners and potential buyers. Landlocked properties might require negotiations with neighboring landowners or legal actions to establish easements, which can be a time-consuming and costly process.
What Is Ingress and Egress In Real Estate concepts that underpin the functionality and value of real estate properties. Ensuring clear and unobstructed access is vital for property owners and buyers to avoid legal conflicts and maximize property value. Whether you’re a property investor, buyer, or seller, understanding these terms will empower you to make informed decisions and navigate the intricate world of real estate transactions with confidence.
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Cable TV bills can often be perplexing, with various fees and charges that may not be immediately apparent. Unraveling these hidden costs is crucial to understanding the true price of your subscription. In this article, we’ll delve into the world of cable TV billing and explore the common hidden charges that might be lurking on your bill, empowering you to make informed decisions and potentially save money.
Broadcast TV Fee
Hidden Charge: The broadcast TV fee is a charge that cable providers often tack on to cover the cost of delivering local channels. This fee is separate from the actual channel packages you subscribe to.
Exploration Tip: Check your bill for a line item labeled “Broadcast TV Fee.” If it’s present, inquire about its purpose and whether it can be negotiated or reduced.
Hidden Charge: Cable providers may include a regional sports fee to cover the cost of broadcasting local sports networks. This fee can catch subscribers off guard, especially if they aren’t avid sports fans.
Exploration Tip: Examine your bill for any charges related to regional sports. If you’re not a sports enthusiast, inquire about the possibility of opting out or reducing this fee.
HD Technology Fee
Hidden Charge: Some providers charge an HD technology fee to cover the cost of providing high-definition programming. This fee is separate from any HD channel packages you may subscribe to.
Exploration Tip: Identify any HD-related fees on your bill. If you have an HD package, ensure that you’re not being charged twice for the same service.
Equipment Rental Fees
Hidden Charge: Cable providers often charge fees for renting equipment such as cable boxes, DVRs, and modems. These charges can add up, especially if you have multiple devices.
Exploration Tip: Review your bill for equipment rental fees. If you own your equipment or feel the charges are excessive, consider purchasing your devices to eliminate these recurring costs.
Early Termination Fees
Hidden Charge: Early termination fees may apply if you cancel your cable subscription before the contract period expires. These fees can be substantial and catch subscribers unaware.
Exploration Tip: Familiarize yourself with the terms of your contract. If you’re considering canceling, check for any potential early termination fees and plan accordingly.
Administrative or Regulatory Fees
Hidden Charge: Administrative or regulatory fees are often added to cover the cost of complying with government regulations. While legitimate, these charges may not be clearly explained on the bill.
Exploration Tip: Look for line items related to administrative or regulatory fees. While you may not be able to avoid these charges, understanding their purpose can provide clarity.
Paper Statement Fees
Hidden Charge: Some providers charge a fee if you opt to receive a paper statement in the mail instead of an electronic version. This fee might go unnoticed, particularly for those who prefer traditional billing methods.
Exploration Tip: Check your bill for any fees associated with receiving a paper statement. Consider switching to electronic billing to eliminate this charge.
Service Call Fees
Hidden Charge: If you require a technician to visit your home for service or troubleshooting, you may be charged a service call fee. This fee is not always explicitly mentioned on monthly bills. call fee. This fee is not always explicit
Exploration Tip: In the event of a service call, inquire about potential fees before scheduling the visit. Understanding these charges in advance can help you make informed decisions. call, and inquire about potential fees before
Understanding the hidden charges on your cable TV bill is crucial for maintaining control over your monthly expenses. By carefully reviewing your bill and being proactive in questioning unfamiliar charges, you can unmask the true cost of your cable subscription. Regular communication with your cable provider, coupled with awareness of potential fees, empowers you to make informed choices and potentially negotiate more favorable terms. Take charge of your cable TV billing by exploring and demystifying hidden charges, ensuring that you only pay for the services you truly want and need.
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Iono Pi is an extremely versatile I/O module that combines several digital and analog input lines, power relay outputs and support for standard interfaces like 1-Wire and Wiegand, typical of modern PLCs, with the powerful 1.2GHz quad-core ARM Cortex-A53 64-bit processor of the Raspberry Pi 3.
Iono Pi can be used for an incredible range of applications, from data collection and analysis, to home and building automation, along with access control, hotel room solutions, environmental monitoring and many others. Additionally, the software development is pure Raspberry Pi, making Iono Pi compatible with the ever increasing number of standard and proprietary software frameworks available on this platform.
An endless variety of solutions are possible with Iono Pi. What are you going to make?
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PRIESTHOOD AND PASTORAL CARE OF THE FAMILY
Pope John Paul II
Holy Thursday Letter To Priests given at the Vatican on 13 March released on 22 March 1994.
1. Today we meet one another in the celebration of the eucharist, in which, as the Second Vatican Council recalls, is contained the whole spiritual treasure of the church (cf. Presbyterorum Ordinis, 5). As we commemorate the institution of the eucharist in the liturgy of Holy Thursday, we see very clearly what Christ has left us in this wondrous sacrament: "Having loved his own who were in the world, he loved them to the end" (Jn. 13:1). In a sense, these words of St. John contain the whole truth about the eucharist: the truth which is at the same time the heart of the truth about the church. In a certain sense the church is daily born from the eucharist, celebrated in so many places all over the world, in so many different situations, among such diverse cultures, and so the re-enactment of the eucharistic mystery becomes as it were a daily "creation." Thanks to the celebration of the eucharist, the evangelical awareness of the people of God grows ever more profound, both in nations of age-old Christian tradition and among peoples who have only recently entered the new dimension imparted to human culture in all times and places by the mystery of the incarnation of the Word and by the mystery of the redemption accomplished by his death on the cross and his resurrection.
The sacred triduum leads us into this mystery in a way which is unique for the whole liturgical year. The liturgy of the institution of the eucharist is a singular anticipation of Easter, which continues through Good Friday and the Easter Vigil, up to the Sunday of the resurrection and its octave.
At the threshold of the celebration of this great mystery of faith, dear brothers in the priesthood, you gather today around your respective bishops in the cathedrals of the diocesan churches, in order to relive the institution of the sacrament of the priesthood and that of the eucharist. The bishop of Rome celebrates this liturgy surrounded by the presbyterate of his church, just as my brother bishops do with the priests of their diocesan communities.
This is the reason for today's letter. It is my wish on this occasion to address a special word to you, so that all of us together may live to the full the great gift which Christ has bestowed on us. For us priests the priesthood is the supreme gift, a particular calling to share in the mystery of Christ, a calling which confers on us the sublime possibility of speaking and acting in his name. Every time we offer the eucharist, this possibility becomes a reality. We act in persona Christi when, at the moment of the consecration, we say the words: "This is my body which will be given up for you.... This is the cup of my blood, the blood of the new and everlasting covenant. It will be shed for you and for all so that sins may be forgiven. Do this in memory of me." We do precisely this: with deep humility and profound thanks. This exalted yet simple action of our daily mission as priests opens up our humanity, so to speak, to its furthermost limits.
We share in the mystery of the incarnation of the Word, "the firstborn of all creation" (Col. 1:15), who in the eucharist restores to the Father the whole of creation: the world of the past and the world of the future, and above all the world of today. In this world he lives with us, he is present through us and precisely through us he offers to the Father the sacrifice of our redemption. We share in the mystery of Christ, "the firstborn from the dead" (Col. 1:18), who by his Passover unceasingly transforms the world, bringing it ever closer to "the revealing of the sons of God" (Rom. 8:19). In this way the whole of reality, in all its aspects, becomes present in our eucharistic ministry, which at the same time embraces every concrete personal need, all suffering, expectation, joy or sadness, in accordance with the intentions which the faithful present for holy Mass. We receive these intentions in a spirit of charity, thus introducing every human problem into the dimension of universal redemption.
Dear brothers in the priesthood! This ministry forms a new life in us and around us. The eucharist evangelizes our surroundings and confirms us in the hope that Christ's words will not pass away (cf. Lk. 21:33). His words will remain, for they are rooted in the sacrifice of the cross: We are special witnesses and privileged ministers of the permanence of this truth and of God's love. We can therefore rejoice together when people feel the need for the new catechism or are prompted to read the encyclical Veritatis Splendor. All of this strengthens us in the conviction that our ministry of the Gospel becomes fruitful through the power of the eucharist.
As Jesus said to his apostles at the Last Supper: "No longer do I call you servants ... but I have called you friends.... You did not choose me, but I chose you and appointed you that you should go and bear fruit and that your fruit should abide" (Jn. 15:15-16).
What unfathomable riches the church offers us during the sacred triduum, and especially today, Holy Thursday, in the chrism Mass! My words are but a partial reflection of the feelings which each of you undoubtedly experiences in his heart. Perhaps this letter for Holy Thursday will help to ensure that the many different manifestations of Christ's gift implanted in so many hearts will come together before the majesty of the great "mystery of faith" in a meaningful sharing of what the priesthood is and will always be within the church. May our union around the altar embrace all those who are marked by the indelible sign of this sacrament, including those brothers of ours who in some way or other have distanced themselves from the sacred ministry. I trust that this remembrance will lead each of us to live ever more deeply the excellence of the gift which is the priesthood of Christ.
2. Today I wish to entrust to you, dear brothers, the letter which I have addressed to families in the year dedicated to the family. I believe it to be providential that the United Nations organization has set aside 1994 as the International Year of the Family. The church, fixing her gaze on the mystery of the Holy Family of Nazareth, is taking part in this initiative, seeing it as an exceptional opportunity to proclaim the "gospel of the family." Christ proclaimed this gospel by his hidden life in Nazareth in the bosom of the Holy Family. It was then proclaimed by the apostolic church, as is clear from the New Testament, and it was later witnessed to by the post-apostolic church, which has taught us to consider the family as the ecclesia domestica.
In our own century the "gospel of the family" has been taught by the church through the voices of very many priests, pastors, confessors and bishops, and in particular through the voice of the successor of Peter. Almost all my predecessors have devoted a significant part of their "Petrine magisterium" to the family. The Second Vatican Council showed its love for the institution of the family in the pastoral constitution Gaudium et Spes, in which it reaffirmed the need to uphold the dignity of marriage and of the family in today's world.
The 1980 Synod of Bishops inspired the apostolic exhortation Familiaris Consortio, which can be considered the Magna Carta of the apostolate to families. The difficulties of the contemporary world, and particularly of the family, courageously faced by Pope Paul VI in his encyclical Humanae Vitae, demanded an overall examination of the human family and the ecclesia domestica in today's society. The apostolic exhortation sought to do precisely this. It was necessary to develop new methods of pastoral activity in order to meet the needs of the contemporary family. In a word, it may be said that concern for the family, and particularly for married couples, children, young people and adults, requires of us, as priests and confessors, a deep appreciation and a constant promotion of the lay apostolate in this area. The pastoral care of the familyand I know this from personal experienceis in a way the quintessence of priestly activity at every level. All of this is discussed in Familiaris Consortio. The "Letter to Families" simply takes up and gives renewed expression to this heritage of the post-conciliar church.
It is my wish that this letter may prove helpful to families both inside and outside the church, and that it may assist you, dear priests, in your pastoral ministry to families. It is rather like my 1985 "Letter to Youth," which prompted numerous apostolic and pastoral initiatives on behalf of young people in every part of the world. An expression of this movement is the World Youth Day celebrated in parishes and dioceses and at the level of the whole churchlike the one recently held in Denver, in the United States of America.
This "Letter to Families" is broader in scope. The problems of the family are in fact more complex and wide ranging. In preparing the letter, I was confirmed in my conviction that the magisterium of the Second Vatican Council, and the pastoral constitution Gaudium et Spes in particular, represents a truly rich source of Christian thinking and life. I hope that the letter, inspired by the council's teaching, will be no less helpful to you than to all the families of good will to whom it is addressed.
For a correct approach to this letter, it will be useful to turn to that passage in the Acts of the Apostles where we read that the first communities devoted themselves "to the apostles' teaching and fellowship, to the breaking of bread and the prayers" (2:42). The Letter to Families" is not so much a doctrinal statement as a preparation for and an exhortation to prayer with families and for families. This is the first task through which you, dear brothers, can begin or carry forward the apostolate to families in your parish communities. If you find that you are asked, "How are we to attain the objectives of the Year of the Family?" the exhortation to prayer contained in the letter will show you the simplest direction in which to proceed. Jesus said to the apostles: "Apart from me you can do nothing" (Jn. 15:5). It is clear that we must "do as he does," that is, pray on bended knee. "For where two or three are gathered in my name, there I am in the midst of them" (Mt. 18:20). These words of Christ should be translated into concrete initiatives in every community. A good pastoral program can be drawn from them, indeed a fruitful one, even when very few resources are available. There are so many families in the world which pray! Children pray; they are the ones to whom the kingdom of heaven belongs before anyone else (cf. Mt. 18:2-5). Thanks to them not only do mothers pray, but fathers too, and sometimes return to religious practice after having fallen away. Is this not often the case at the time of first holy communion? And do we not notice how there is a rise in the "spiritual temperature" of young people, and not merely young people, during pilgrimages to holy places? The age-old routes of pilgrimage in East and West, whether those to Jerusalem, Rome and Santiago de Compostela, or those to the Marian shrines of Lourdes, Fatima, Jasna Gora and many others, have in the course of the centuries become a way for great numbers of believers and certainly many families to discover the church. The Year of the Family should confirm, broaden and enrich this experience. Pastors, as well as all agencies responsible for the family apostolate, should be attentive to this, in cooperation with the Pontifical Council for the Family, which is entrusted with this apostolate at the level of the universal church. As you know, the president of that council inaugurated the Year of the Family at Nazareth on the solemnity of the Holy Family, Dec. 26, 1993.
3. "They devoted themselves to the apostles' teaching and fellowship, to the breaking of bread and the prayers" (Acts 2:42). According to the constitution Lumen Gentium, the church is "the household of God (cf. 1 Tm. 3:15), in which his family lives, the dwelling place of God in the Spirit (cf. Eph. 2:19-22), 'God's dwelling with men' (Rv. 21:3)" (No. 6).
The image of "God's household," among the many other biblical images, is used by the council to describe the church. This image, moreover, is in some way contained in all the others. It figures in the Pauline analogy of the body of Christ (cf. 1 Cor. 12:13, 27; Rom. 12:5), to which Pope Pius XII referred in his historic encyclical Mystici Corporis. It is also found in the notion of the people of God, to which the council made reference. The Year of the Family is for all of us a call to make the church ever more "the household of God, in which his family lives."
This is a call, an invitation, which could prove extraordinarily fruitful for the evangelization of the modem world. As I wrote in the "Letter to Families," the fundamental dimension of human existence constituted by the family is under serious threat from various quarters in contemporary society (cf. No. 13). And yet this aspect of life, which is "being a family," represents a great good for every individual. The church wishes to be at its service. The Year of the Family thus represents an important opportunity for renewing the church's "being a family" in all areas of her life.
Dear brothers in the priesthood! Each of you will surely find in prayer the light necessary for knowing how to make all this come to pass: you yourselves in your parishes and in your different fields of evangelical work; the bishops in their dioceses; and the Apostolic See through the Roman Curia, in accordance with the apostolic constitution Pastor Bonus.
The church, in fidelity to the will of Christ, is striving to become ever more a "family," and the Apostolic See is committed to encouraging this growth. Bishops making their visits ad limina apostolorum are well aware of this. Their visits, both to the pope and to the different curial offices, while fulfilling what canon law prescribes, are less and less juridical-administrative in tone than was the case in the past. More and more there is the atmosphere of an "exchange of gifts," in accordance with the teaching of the constitution Lumen Gentium (cf. No. 13). My brother bishops often mention this at our meetings.
On this occasion I wish to mention the directory prepared by the Congregation for the Clergy which will be presented to bishops, priests' councils and all priests. It will certainly make a providential contribution to the renewal of their life and ministry.
4. The call to pray with families and for families, dear brothers, concerns each one of you in a very personal way. We owe our life to our parents, and we owe them a permanent debt of gratitude. Whether they are still alive or have already passed into eternity, we are united with them by a close bond which time does not destroy. While we owe our vocation to God, a significant role in it is also to be attributed to our parents. The decision of a son to dedicate himself to the priestly ministry, particularly in mission lands, is no small sacrifice for his parents. This was true also in the case of our own dear ones, yet they offered their feelings to God, letting themselves be guided by a deep faith. They then followed us with their prayer, just as Mary did with Jesus when he left the home at Nazareth in order to carry out his messianic mission.
What an experience it was for each of us, and at the same time for our parents, our brothers and sisters and those dear to us, when we celebrated our first holy Mass! What a great thing that celebration was for our parishes and the places where we grew up! Every new vocation makes the parish aware of the fruitfulness of its spiritual motherhood: The more often it happens, the greater the encouragement that results for others!
Every priest can say of himself: "I am indebted to God and to others." There are many people who have accompanied us with their thoughts and prayers, just as there are many who by their thoughts and prayers accompany my own ministry in the see of Peter. This great prayerful solidarity is a source of strength for me. People really do place their trust in our vocation to serve God. The church prays constantly for new priestly vocations and rejoices at their increase; she is saddened at the lack of vocations in certain places, regretting the lack of generosity of many people.
On this day every year we renew the promises we made in connection with the sacrament of the priesthood. These promises have great implications. What is at stake is the word we have given to Christ himself. Fidelity to our vocation builds up the church, and every act of infidelity is a painful wound to the mystical body of Christ. And so, as we gather together and contemplate the mystery of the institution of the eucharist and the priesthood, let us implore our High Priest who, as sacred Scripture says, showed himself to be faithful (cf. Heb. 2:17), that we too may remain faithful. In the spirit of this "sacramental brotherhood" let us pray for one anotherpriests for priests! May Holy Thursday become for us a renewed call to cooperate with the grace of the sacrament of the priesthood! Let us pray for our spiritual families, for those entrusted to our ministry. Let us pray particularly for those who in a special way expect our prayers and are in need of them. May our fidelity to prayer ensure that Christ will become ever more the life of our souls.
O great sacrament of faith, O holy priesthood of the Redeemer of the world! Lord Jesus Christ, how grateful we are to you for having brought us into communion with you, for having made us one community around you, for allowing us to celebrate your unbloody sacrifice and to be ministers of the sacred mysteries in every place: at the altar, in the confessional, the pulpit, the sickroom, prisons, the classroom, the lecture hall, the offices where we work. All praise to the most holy eucharist! I greet you, the church of God, his priestly people (cf. 1 Pt. 2:9), redeemed by his precious blood!
From the Vatican, 13 March the fourth Sunday of Lent, in the year 1994, the 16th of my pontificate.
Electronic Copyright � 1999 EWTN
All Rights Reserved
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In the modern age of technology and internet-based communication, online dating has become one of the most popular ways to meet potential partners. In recent years, there has been an explosion of late meet apps that are specifically designed for those wanting to find a romantic connection.
These late meet apps offer an alternative to traditional online dating websites by providing users with a virtual platform where they can connect and chat in real-time. This article will explore what makes late meet apps unique and how they can be used as a tool for finding love in the digital age.
Benefits of Using a Late Meet App
Dating can be a confusing and overwhelming experience for many people. With so many different options available, it can be difficult to decide which one is right for you. That’s why using a late meet app can be such an effective way to find the right person.
A late meet app is an online platform that allows you to find someone that meets your criteria without having to go through the traditional process of meeting someone in person. The app will match you with potential dates based on your preferences, interests, and other factors. You can then use the app to set up dates in advance or spontaneously connect with someone nearby in real-time.
Tips for Meeting Up Safely
Meeting up safely is an important consideration when dating someone new. While it can be exciting and fun, the safety of both finding the right person to satisfy your needs parties should always be a priority. Here are some tips to help ensure that your first meeting is safe and enjoyable:
- Choose a public place for your meeting spot – Preferably somewhere busy with people around. This way you can both feel comfortable in the knowledge that there’s plenty of help nearby if necessary.
- Arrive separately – Don’t give away too much information about yourself by arriving at their house or allowing them to pick you up from yours; meet in a neutral location instead.
If you’re looking for a late-night fling, then FindMyFlings is the perfect app for you! It’s an easy and convenient way to find someone who wants to have some spontaneous fun. Unlike other dating apps, this one makes it even easier to meet up with potential partners quickly.
Plus, its user interface is simple and intuitive, so you won’t have any trouble navigating around. So if you’re ready to make your next late night rendezvous a reality, then FindMyFlings is the app for you!
AdultFriendFinder is a popular dating app that has been around for many years, and it’s still going strong. The app offers users the opportunity to meet new people, make friends, or even find romance.
It’s easy to use and can be accessed from anywhere with an internet connection. However, unlike other dating apps, AdultFriendFinder does not offer a late meet feature – meaning that users cannot easily organize last-minute dates or meetups with potential partners.
Datehookup is a late meet app that has been popular among singles of all ages for many years. It offers users the opportunity to search for potential dates through its extensive database, as well as chat and interact with other members. The site also features matchmaking capabilities, allowing users to find people who share similar interests.
With Datehookup, users can easily search for compatible matches from anywhere in the world. The main draw of Datehookup is its ability to help users an overview of dating apps for married people meet someone special without having to connecting with local girls looking for sex wait days or even weeks for a date.
Common Misconceptions about Late Meet Apps
Common misconceptions about late meet apps in the context of dating include the idea that they are only for hookups, or that people who use them have no real interest in finding someone to date seriously. This is simply not true. Late meet potential dangers of using hookup sites apps are designed to help people find potential dates and build relationships, regardless of their intentions.
Another misconception is that late meet apps only attract people looking for a casual fling or one-time thing. While it’s true that many people do use these services for short-term encounters, there are also many users who are interested in forming long-term connections.
What kind of activities do you enjoy doing?
I enjoy a variety of activities, including outdoor activities like hiking and camping, cultural experiences like attending music concerts or museum exhibitions, and socializing with friends over dinner or drinks. I also love trying out new restaurants and exploring different cuisines. With the late meet app, I’m able to find people who have similar interests as me and plan fun dates that allow us to do any of the above activities together.
How do you like to spend your free time?
I like to spend my free time meeting new people and exploring different cultures. I especially enjoy using dating apps to connect with others who share similar interests and passions. With a dating app, it’s easy to meet someone that you can have an instant connection with, no matter where they are in the world!
Would you like to go out for dinner sometime?
That sounds great! When would you like to go out for dinner?
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ROSEMARY ABBOTT | National
THE BOSS WON’T BE HAPPY
One South American drug lord out there won’t be a happy chappy today.
Whoever the unlucky crime boss is, they have just lost 3.2 tonnes of their cocaine, half a billion dollars worth, after it was intercepted by the Royal New Zealand Navy.
The Whakaktai Times caught up with Sophie Lawson, a marketing coordinator from Wellington, who had just come across the news about the record bust.
“Ha geez, talk about a major financial blow to a profit-driven business. I guess I don’t feel too bad about losing my work laptop now! Management went on and on about it like I’d financially ruined their company.
“I mean come on! Look at this loss!” explained Lawson, who is quite often irresponsible with company equipment and somehow misplaced her brand new work computer just a few months into the job.
The Defence Force and Customs recovered 81 bales of cocaine in nets, and believe it was destined for Australia. Police Commissioner Andrew Coster says it could have serviced the New Zealand market for 30 years.
Lawson, who was still trying to make amends with her manager after misplacing a $2,000 laptop, was still attempting to justify her loss in comparison to the record drug seizure.
“Laptops are getting lighter these days and sometimes you forget you have them in your bag – or on you at all. But look how heavy that load of coke is! How do you end up letting that out of your sight! ” asked Lawson, who actually just left the computer in a taxi after a night out following Friday work drinks.
Lawson left the interview feeling more confident, armed with a new found sense of perspective. ”Maybe I should ask for a work phone? It’s not like it’ll cost half a billion dollars if I lose it!”
More to come
Want to keep up with more of the news that’s important? Instagram works well for that! Check out the Whakataki Times on Insta.
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Microsoft awards $4M to two companies in Female Founders Competition
The tech giant's venture fund wants to bridge the funding gap in venture capital.
Abrar Al-HeetiTechnology Reporter
Abrar Al-Heeti is a technology reporter for CNET, with an interest in phones, streaming, internet trends, entertainment, pop culture and digital accessibility. She's also worked for CNET's video, culture and news teams. She graduated with bachelor's and master's degrees in journalism from the University of Illinois at Urbana-Champaign. Though Illinois is home, she now loves San Francisco -- steep inclines and all.
ExpertiseAbrar has spent her career at CNET analyzing tech trends while also writing news, reviews and commentaries across mobile, streaming and online culture.Credentials
Named a Tech Media Trailblazer by the Consumer Technology Association in 2019, a winner of SPJ NorCal's Excellence in Journalism Awards in 2022 and has three times been a finalist in the LA Press Club's National Arts & Entertainment Journalism Awards.
The winning companies are Mental Canvas, a software company that combines conventional 2D sketching with 3D capabilities, and Acerta, a company whose AI platform works to ensure the quality and reliability of vehicle systems.
Julie Dorsey, founder and chief scientist of Mental Canvas, said the Female Founders Competition is a step in the right direction when it comes to diversifying the industry.
"If you want to change something -- that is, if you want to fund female-founded companies or seek parity in venture capital funding -- you need to change things," Dorsey said. "You can't just keep doing the same thing over and over and expect a different outcome. Setting up a competition where you invite only females to enter is a really smart way of identifying great female-founded companies."
Dorsey said winning the competition isn't only a recognition of Mental Canvas' technology and the team's hard work, but it'll also allow the company to hire more employees and grow.
Acerta is also looking to expand its team, said CEO and co-founder Greta Cutulenco.
"From meeting other female founders to building our investor network, the competition was a positive and valuable experience," Cutulenco said. "We're excited about what's to come."
Last month, M12 named the 10 finalists chosen from a pool of hundreds of submissions from 28 countries. Those finalists pitched their companies to judges at the Microsoft Reactor in San Francisco.
"It's our responsibility as VCs to begin leveling the playing field so that those companies who receive funding are a truer reflection of the world in which we live," Peggy Johnson, executive vice president of business development at Microsoft, wrote in a blog post.
In addition to $2 million in funding, the winners will also have access to tech resources, mentoring and legal counsel.
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I went to study at the Edinburgh College of Art. As architecture students, we worked all the hours God sent creating our masterpieces. The rest of the time, as was the case with my friend Doug and I, and in actual fact turned out to be a majority of the time, was spent gleefully letting the day pass us by. We would play pool, talk about life, love and the universe. On one occasion we even managed to flick a match from the top of the box and have it land flaming in the back of some poor unsuspecting freshers hair! All of these activities were carried out in the joy that was the student cafeteria, Albertina’s.
For me though, the highlight of these afternoons was watching one particularly beautiful girl playing pool, not in a depraved way because she always draped a cardigan around her waist (although I have been told recently that the cardigan was worn as a rebuttal to my wandering eyes). The year was 1993 and my relationship with the then Miss Noble had begun.
As many readers will already know, Louise and I were never romantically involved during our time at university. We did however manage to have a succession of relationships which were either too dull, too mature, too immature, too much hard work or just plain crap. Through these relationships we found ourselves with a shoulder to cry on and someone who would not judge us, namely Neil and Louise. I think it is from this starting point that the rest of us was built upon.
Sometime in August 2003 we went to a mutual friend's birthday party where some idiots had decided to fill a watermelon with vodka and let people drink it. It was at this event where Louise and I became reacquainted. Well one thing led to another, and we found ourselves buying each other a Chinese take-away the following evening.
In September 2003 Louise left for Portugal with work. It was about six weeks after we met. I flew out to Portugal a couple of weeks after she left, and whilst there I asked her to marry me. After a few moments with a panic-stricken look on her face, she smiled and accepted.
Now enters the most joyous, fulfilling and exciting period of my life. In short, there was a glorious wedding with me in a kilt, an amazing honeymoon with the elephant rides and baby turtles, then there were flats with a roof terrace, a flat opposite our very special friends, we bought our very first house, we decorated it and then came the icing on the cake. Oscar.
It all sounds almost dreamlike. It certainly does now. Louise and I have been married for little over four years. In that time all of the above has happened. In the last year of it, we have also been dealing with motor neurone disease. You get a feel from the blog how I’m dealing with it, but I’m not sure if anyone other than me comprehends the physical strain, the emotional strength and the sheer power of character my wife has. She has unflinchingly tackled aspects of my care which would make many others run screaming out of the room. In addition to my care, she is also being a mother and father to Oscar and you only need to meet him to see testament to her success. Oh and I forgot to mention the cooking, the laundry, the floor cleaning, the maintenance of all of my ventilator equipment, paying the bills, organising finances, and a partridge in a pear tree.
The reason for this post is to recognize everything you do for me and for Oscar. I would like you to keep some of your strength to see you and Oscar through taking as much positivity from this situation as you can.
In the meantime, please know that you are loved in the same way as the watermelon way by me and always will be. As another bonus, your natural ability with your son has instantly resulted in an unbreakable bond which will always be there in your times of need.
I love you as always,
It would be wrong of me to write about this post without admitting that it was the result of the biggest altercation we ever had.
I’m filled with hate for motor neurone disease every time I read this post as I feel it had found the best part of our relationship and taken that too. It’s important to me to share that there were times we struggled to keep the peace throughout the final months of Neil’s life.
The daily emotions of anger, disappointment, fear and envy were always present. I could count on one hand the number of arguments Neil and I had experienced together before the onset of motor neurone disease. I’m sure many couples will say the same of their time together before the arrival of children. We were dealing with both at the same time.
The one thing that Neil and I always agreed upon was that we would never go to sleep at night without first having resolved any issues. These arguments were different, there were no issues, there was just anger.
Arguments, in general, had been creeping in and they were unavoidable. If Neil needed to have an argument to release some emotion, there was no avoiding it, staying in a different room just made him more angry, it was going to happen. Some people say that anger and irrationality is a symptom of the disease. I personally think it impossible for anyone not to feel anger in this situation. Neil was in the grip of a horrible degrading disease, knowing that he was not living through it to get better, he would only be liberated from it by death. He couldn’t physically do anything with the anger that this created. He couldn’t storm out of a room and slam a door, he couldn’t punch a wall or throw a book across the room, he couldn’t move.
Sometimes we both just needed to cry together. If it took an argument to get us there, then so be it. Once the anger had turned to tears, his eyes admitted fear. His face changed from an angry man to a scared little boy, no longer wanting to put on a brave face. Then we would cry different tears.
Neil didn’t have to write this post, I knew how much he loved and appreciated me. – Louise (2013)
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Many are battling with weight gain and obesity. People are finding it hard to stay slim and fit. There can be any one or many reasons behind these annoying extra pounds on the scale like:
- Inadequate Sleep/Stress
- Wrong Eating Habits
- High Tech and Sedentary Life Style
- Hormonal Imbalance
- Digestive Issues
Now in a hustle to attain that ideal weight some follow an exhausting workout schedule while some take the risk of undergoing abdominal apronectomy or liposuction. Some even try weight loss pills. Agreed that all these methods are quite fast but these may cause irreversible side effects, which further worsen the situation, since these never eliminate the cause.
The Ayurvedic way on the other hand focuses on the eradication of the cause. The natural and traditional methods of Ayurveda are gradual but safe, time-tested and effective in the long run.
At Shathayu Ayurveda we have various customized and comprehensive weight management programs to suit the individual requirements. We follow a scientific and natural approach focusing on the root cause of weight gain instead of prescribing medicines for quick outcome.
These programs are medically supervised by qualified doctors at all the centers. Few of the traditional therapies and methods, which comprise this, are:
- Detoxification (Panchakarma)
- Udvarthana (Dry Powder Massage),
- Utsadana (Paste massage)
- Steam Bath,
- Herbal Supplements
In addition to this, an ideal weight is attained by correcting eating habits and lifestyle along with a constant support and motivation from the team.
Ayurveda`s Holistic approach to Weight loss further saves you from being a host to other health issues like PCOD, Infertility, Diabetes, Arthritis and Heart disease.
In a nutshell, Ayurveda emphasizes on “Prevention is better than cure.” With Ayurveda in your life you will always be healthy, happy and safe.
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You can download A+ Interactive Software 22.214.171.124 from our software library for free. The latest version of the program can be downloaded for PCs running Windows XP/7/8/10/11, 32-bit. The program is categorized as Education Tools.
The program's installer is commonly called A Interactive Software.exe or AVer.exe etc. The following versions: 2.3, 1.7 and 1.6 are the most frequently downloaded ones by the program users. The size of the latest downloadable installer is 311.1 MB. This download was scanned by our antivirus and was rated as virus free. This free tool was originally developed by AVer Information Inc.
From the developer:
Interactive Software 2 is offering a wider range of powerful features and object-oriented project tools to produce winning teaching materials.
Users can clone, capture, group, annotate and organize content in an unlimited working space, effortlessly switch between tools via the toolbar and modify individual tool settings in convenient dropdown menus.
You may want to check out more software, such as Bankruptcy Case Software, Interaction SIP Proxy or Free Online Flipbook Software, which might be related to A+ Interactive Software.
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iFunia Software respects your individual privacy, and is committed to protecting your personal information. Generally, you are not required to provide any personal information for browsing iFunia's website. For specific purposes, in case you provide your name, gender, national, date of birth, country, E-mail, phone number, address and other similar personal information that are required for registration. We will only collect your personal information for defined purposes. We do not distribute or share your personal information beyond what is strictly necessary to fulfill our obligations to you. You shall have foreseen and agreed to the occurrence of events when you provide your personal information. Undoubtedly, your privacy is a priority at iFunia Software, and we go to great lengths to protect it.
When you place an order on our website, your full name, email address, mailing address, phone number, credit card number, and credit card expiration date will be required. The information is used to complete the transaction and help us provide better support and services to you.
In order to better understand what services are valuable to our customers, we use "cookies". A cookie is a small text file that a Website writes to your hard drive. Cookies work as your identification card and may record passwords, preferences and purchases. Cookies let the web page server know that you have returned to this site. Cookies can also determine other information, such as the daily visitors to our web site and the pages of the site most frequently visited. Cookies are unique and can only be read by the server that assigns them. They cannot be executed as code or deliver viruses.
ou can change the settings in your browser to prevent cookies if you do not want to have a cookie set when you visit our website. However, by doing so, you may not have full access to all the web pages.
This policy covers the Intel Corporate website and is applicable worldwide. To make sure your personal information is secure, we communicate these guidelines to iFunia employees and strictly enforce privacy safeguards within the company.
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Ms. Dimpy Suhalka
Bharat is a culturally blessed and religiously diverse country. It is bestowed with the essence of spirituality and festivities. Numerous festivals of Bharat are the true manifestation of its rich culture and royal tradition. Bharatiya economy has long and strong relation with religious activities. The great Bharatiya economist Kautilya had said that self-reliant economy can dwell having both economic and religious connections. According to Kautilya’s Arthshastra, Arth has a close relationship with Dharma.
Our country is known for shrines, holy voyages, festivals and rich cultural events. Most popular and the highly celebrated events are Festivals. These are symbolic of belief, spirituality, togetherness, love and harmony. Festivals represent the religious and cultural psyche of the people of our nation. People from across the world come to witness the joyous spirit of these festivals. Festivals along with socio-spiritual role are also playing vital role in aiding the economy.
The festivals of Bharat being one of the prominent events have been serving as a great support to the economy from ages. Festivals foster employment, generate income and provide velocity to distribution of wealth among all the sections of society thereby making Bharat Aatmanirbhar. Economy flourishes at the time of festivals and the impact is seen from each individual to aggregate. Festivals have been an example of self-reliance and enabling economic prosperity.
The festivals of Bharat benefit the entire society as a whole. All the sections of the society become part of the economic distribution. There are many who look forward to the happening/occurring of festivals for their earning. Actualising the concept of Vasudhaiva Kutumbakam, it seems that Gods have created the festivals with a concern that entire universe is one family hence each one is fed during festivals. The society is benefitted both socially and economically.
Festivals are the gateways to happiness. Festivals enable social connection, spiritual connection and economic connections among people. Festivals can be said to the carriers of happiness, peace and prosperity. Festival, as we call in Hindi "Tyohaar" originates from the Sanskrit word "Tithivaar" or we can refer to the Sanskrit word "Parv" which means celebration. Hence, the meaning of the Festival can be referred as celebration of an occasion falling on a specific day. Festivals can be classified into four broad categories namely national, religious, seasonal and regional. Bharatiya festivals are exemplary of the great Hindu legacy that we are taking forward.
HISTORICAL REVIEW OF ECONOMY OF FESTIVALS
The inferences of grand celebrations of festivals can be found from our holy scriptures like Shiv Puran, Ramayana, Geeta etc. There are many well-known stories of festivals that we can find in our scriptures. For instance when Lord Rama came after the victory over Ravana, the happiness was celebrated by the entire region. The Sundarkand of Ramayana states that the entire Ayodhyaji was decorated with Diyas to lighten up the celebration of the home coming of Lord Rama. There were a feasts and festivities in every house and surrounding regions. There was showering of flowers, music, dances, sweets, decoration in the palace and the houses. The inferences of celebrations from Treta Yug and Dwapar Yug have been evidences of socio- economic prosperity during festivals. In the Vedic era, there were yajnas, dances and celebrations during the ashwamedha yagya and various such celebrations were organized. This is an example of existence of celebrations indicating social and economic activities that can be found in our history. This means economic activities used to get a boost during festivals then from those times.
RAKSHABANDHAN AND DISTRIBUTION OF WEALTH
The bond between a brother and a sister is beyond words. Celebrated on Shravan Purnima, Rakshabandhan is highly popular festival of Bharat. The term Rakshabandhan is a sum of two words namely Raksha and Bandhan, where Raksha stands for protection and Bandhan indicates the verb to tie, which means a "a knot of protection". The festival having its social importance also has a huge impact on the economic prosperity. With huge revenue generation and distribution of money, the festival has an economy of itself.
The festival is loved and celebrated widely across the nation. Sisters visit her brother to tie the sacred thread Rakhi. Usually sisters carry Rakhi, Shreefal (Coconut), Sweets, Kumkum and Akshat along with them. If we see the economic distribution of wealth of this festival, we can say that, a sister usually buys Rakhi let say of Rs. 100/-(minimum), a coconut of Rs.20/-, sweets of average Rs. 500/- making a total of Rs.620/-. Assuming that a women ties rakhi to five people on an average and spends a minimum of Rs. 500/- on each, this makes a total expenditure of Rs. 2500/- that a women spends on an average on this occasion. Assuming that ten thousand females tie Rakhi on this occasion in a city, then an average spending of Rs. 2.5 Crore circulates in the market. The distribution of wealth that takes place in the aggregate economy of the country has huge and vast impact. Such huge impact cannot be neglected. It is imperative that festivals serve as a booster to the economy and the traditions of our country are aiding them to keep the economy vibrant.
ECONOMIC IMPACT ON ENTIRE CHAIN
The economic impact on the entire supply chain of religiously important products and other products useful in festivals can be seen. The income reaches to the end farmer who grows cotton and the stakeholders involved in collecting and processing the cotton to make thread on their share of economic benefit. Industries involved in making decorative articles that are used in the beautification of Rakhi. Wholesalers who buy in bulk and sell to the small vendors, jewelers who produce and sell ornamental rakhi and transporters, there is a vast chain where the distribution of income takes place. From farmers to the retailers, the entire supply chain of rakhi earns its income from the festival as shown in the figure 1.
RAKSHABANDHAN: FROM HOLY KNOT TO AATMANIRBHAR BHARAT
The Rakhi was the local product of Bharat for it was the part of the local culture and festival of our country. Bharat used produce Rakhis locally earlier, as it was then just made of thread. With time many beautifications started happening in Rakhi, slowly other countries also started producing Rakhi and found a huge market to their produce thereby earning income from us. From past few years handmade rakhis are in trend and also the awareness of Aatmanirbhar Bharat Campaign, people have become aware of promoting local produce. There is a huge market of Rakhi, which is though once a year business but has huge economic potential. The five pillars given by Prime Minister Sh. Narendra Modi, Economy, Infrastructure, System, Vibrant Demography and Demand are all supportive of the local produce of our country. The products like coconut, sweets, kumkum etc. are already the produce of our country and with a large production of Rakhi we are setting an example of Self-Reliant Economy from years. With an urge to be Vocal for Local, nowadays people have started opting for entrepreneurship, producing the products on our own, thereby making Bharat Self-Sufficient. Undoubtedly the Festival of Rakshabandhan has been an enabler of economic prosperity. It is worth saying that the Economy of Festival is one of the strong pillars of Aatmanirbhar Bharat.
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My first real memory of Raina is from last year, when I photographed a NYE wedding in Rosthern, SK. She was hanging out with our mutual friends and we finally met, amidst me running around clicking the camera. She was hilarious. A real great sense of humour, just making these small remarks and making me laugh. So outgoing, so much joy in life. I liked her immediatly.
Wes is the brother of my bff’s husband. We’re both from the same town, just never really hung out until his brother married my best friend. And now we’re cool. He’s a lot like his brother – both very gentle souls,with amazing dedication and a determination to make the best of their lives. He treats Raina with such respect and love, yet teases her just so he can see her smile.
It was a beautiful day for a photo-session. It was warm, the sun was out, and Raina came prepared with beautiful hair and makeup and multiple tops, just to add some variety to the images. My kind of woman. Wes came prepared to smile and make Raina happy. My kind of man.
I had a great time with these two. They were so comfortable with each other, and with me. Raina has this brilliant smile, especially when she is looking at Wes and he doesn’t realize it. And Wes, Wes is always smiling, always telling a story, always sharing a truth of some sort. It was the kind of sessions where the company, the weather and the stories just flowed together, and I hope I created something that they will want to see for a long time.
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So, you’re 21 and feeling like a failure because you haven’t saved $7,000 yet? Don’t worry, not everyone has the same opportunities or circumstances. Unexpected expenses can also drain your savings. The important thing is to start saving as soon as possible, even if it’s just a small amount each month. Create a budget, automate savings, cut back on expenses, and stay committed to your goals. Don’t give up, keep moving forward.
How Much Money Should You Have at 21?
By age 21, you might have heard that you should have saved at least $7,000. But what if you haven’t? Don’t worry, you’re not alone. It’s important to remember that everyone’s financial situation is different and there are many factors that can affect how much money you have saved at this age.
The Reality of Saving Money at 21
Assuming you have worked full time earning the median salary for the equivalent of a year, you should have saved a little more than $7,000 by the time you turn 21. But let’s be honest, not everyone has the opportunity to work full time at the age of 18 or 19. Some may choose to go to college or pursue other opportunities that may not provide a full-time income.
Furthermore, the cost of living varies depending on where you live. In some cities, the cost of living is much higher than others, which can make it more difficult to save money. And let’s not forget about unexpected expenses such as car repairs or medical bills that can quickly drain your savings account.
Why You Shouldn’t Be Discouraged
Just because you may not have saved $7,000 by age 21 doesn’t mean you’re not on the right track. The important thing is to start saving as soon as possible, even if it’s just a small amount each month. Every little bit counts and can add up over time.
It’s also important to remember that saving money is a journey, not a destination. You may face setbacks along the way, but the key is to stay committed to your goals and keep moving forward.
How to Start Saving Money
If you haven’t started saving money yet, now is the time to start. Here are some tips to help you get started:
- Create a budget: Determine your income and expenses and create a budget to help you track your spending.
- Automate your savings: Set up automatic transfers from your checking account to your savings account each month.
- Cut back on expenses: Look for ways to cut back on expenses such as eating out or buying coffee every day.
- Start small: Even if you can only save a small amount each month, it’s better than nothing. As your income increases, you can increase your savings.
While it’s true that by age 21, assuming you have worked full time earning the median salary for the equivalent of a year, you should have saved a little more than $7,000, it’s important to remember that everyone’s financial situation is different. Don’t be discouraged if your savings are nowhere close to that number. The important thing is to start saving as soon as possible and stay committed to your goals. With time and dedication, you can achieve financial stability and security.
A video on this subject that might interest you:
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As vacation rental hosts, we have unfortunately experienced a vacation rental scam first-hand. We want to share with you our story, to help you avoid vacation rentals scams like this in the future.
Here is the story of the vacation rental Grinch who stole Christmas.
Around Christmas time of 2019 the unimaginable happened to us as Airbnb hosts.
We had a two-week availability in December. We received a request to book the two weeks from a single man. We took a look at his reviews on Airbnb and his last review was bad. The last host alleged the guest was a liar, broke things, and overall was not a good guest. His other reviews were good, so we thought we would take a chance and approve his two-week booking request. Big mistake.
On the surface of things, his two week stay was largely uneventful. It was not until after he checked out that his scam came to light.
Our next guest had checked in and was leaving the vacation rental to head out to a lovely dinner. As they exited the vacation rental, they encountered a young woman walking towards the vacation rental. The young woman asked the guests if they knew a David Fino, and the guests replied they had no idea who that was. The guests stated they rented the condo on Airbnb from the owner, Nick Foster. The young woman told the guest she had paid a David Fino to rent the condo as a short-term rental. She had a key that worked on the front door. I received a call from my guest and rushed over to swap out the front door locks and to give our guests new keys.
Upon arriving at the vacation rental I noticed two portable AC units, and other equipment in the condo, had been stolen. I called the police and it turns out the police were already on top of it. They had already interviewed the fist victim of the vacation rental scam. The first of many to come forward.
Over the following weeks, more and more victims contacted the Police. The story was almost always the same. They found the vacation rental listed on Craigslist under Mr. Fino’s name, the victims signed a lease with him, and paid him money. When they went to test their door keys, they no longer worked, and they realized they had been scammed.
Here is the NBC 7 San Diego news story that covered the elaborate scam.
How Can Hosts and Guests Avoid Vacation Rental Scams Like This
1. Install smartLocks
Every Haustay vacation rental has smart locks. If we take on a new property for management, the first thing we do is replace the existing locks with smart locks if they are already not installed. With smart locks hosts give a guest a one-time access code, which is turned on the day of their stay and turned off the day of check-out.
How Mr. Fino was allowed to pull off his elaborate scam was the vacation rental was using a lock box with keys inside. Mr. Fino took those keys and made an unknown amount of copies, handing them out to each scam victim to build credibility in his scam.
While a con man could still give out the one-time code during their stay, it will be immediately deleted upon check-out. Removing the need for replacing locks and getting new keys for the vacation rental.
2. If a deal sounds too good to be true it likely is
In our story Mr. Fino listed our fully furnished vacation rental that sits one block from the beach at $650.00 per a month. The average rental rate for an empty condo in our area is a monthly rental around $2,000.00 per month. If it sounds too good to be true it likely is.
3. Ask for proof of ownership of the property.
When renting a vacation rental from a person you have never met, ask for proof of ownership. A property owner can easily provide you a copy of their local utility bill (water, gas, electricity, etc.), their deed, or their recent tax bill. If you ask for a bill proving the property is in their name and they are unable, or are unwilling to provide it, then you cannot be sure they own the property.
4. Book your vacation through websites with credibility
Book through vacation rental property management companies that hold a real estate license. If you are booking through a booking platform such as Airbnb, VRBO, or Booking.com, read the site reviews. Haustay Vacation Rentals often have over 100 reviews per property, maintaining the highest level of reviews and customer satisfaction.
In our story the guests were working with Mr. Fino through craigslist. A platform that does not provide user reviews and that does not verify ownership of a property.
5. Sign contracts & exchange money at a police station.
If you are uncertain if you are being scammed. Request the host to meet you at a police station to sign a lease agreement and to exchange money. This will likely scare off many scammers and if the host is legit, he will not worry about meeting you there.
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Volunteers welcome! Please email: [email protected]
What Is Couchiching?
A Civil Place to Disagree
Since its inaugural conference in 1932, the Couchiching Institute on Public Affairs played a pre-eminent role in Canada’s civic discourse as a national forum on public affairs. In 2018, CIPA and the annual conference that took place every August on the shores of Lake Couchiching near Orillia, Ontario, ended. Today, thanks to the Canadian International Council, Couchiching’s legacy endures, with the promise of Couchiching conferences to come, in various forms. The first event was Raising Hope: Canada in the World after COVID-19, which took place online on January 30, 2021, with speakers from across Canada: the Right Honourable Paul Martin, Green Party leader Annamie Paul, Josh Hjartson of Deloitte, Dr. Danielle Martin of Women’s College Hospital and Professor Thomas Homer-Dixon, moderated by CBC hosts Carol Off and Adrian Harewood. You can watch it below:
A civil place to disagree, Couchiching has excelled at attracting Canadians from all walks of life to participate in a vigorous and passionate exchange of ideas on national and international matters of significance, in an effort to create a commons for meaningful engagement. The core of its mission was to increase awareness, understanding and knowledge of domestic and international issues among people in Canada through open and inclusive discussion, without advocacy or partisanship.
Couchiching brings together Canadians in open, inclusive discussion with leading intellectuals, opinion makers, national leaders, politicians, cultural icons, policymakers, artists, scientists and diverse experts from Canada and around the globe to discuss and debate the central issues and policy challenges of our times. These exchanges are at the heart of a vital and inclusive democracy. All of our events underscore a belief in the importance of thoughtful, informed exploration of the issues shaping our world. That belief was underscored by the Couchiching Award for Public Policy Leadership, which honoured the accomplishments of Canadians who have demonstrated bold leadership in public policy. The award recognized exemplary actions taken by an individual to formulate and implement policy that has had a positive impact on Canada or a community within Canada. Recipient included Jane Jacobs, Henry Morgentaler, Elizabeth May, the Honourable Lincoln Alexander, the Honourable Stéphane Dion, David Dodge, Mark Carney, the Honourable William Davis and Ann Golden.
CIPA was always a non-partisan, not-for-profit, charitable, volunteer-run organization. That tradition continues, and we encourage active participation in our volunteer activities.
In a spur of idealism and pragmatism in the midst of the Great Depression, the National Council of the YMCA established in Geneva Park on Lake Couchiching — the “Lake of Many Winds” and the traditional home of the Chippewa Rama First Nation — a 10-day public education seminar under the auspices of the newly formed Canadian Institute on Economics and Politics (aka Canadian Institute on Economic and International Affairs). The purpose was to understand the issues of the day by creating an accessible gathering place for the free exchange of ideas on common Canadian concerns. R.E.G. Davis, Secretary of the YMCA’s National Council and his team of influential volunteers from business , labour, government, social agencies, the clergy made up the Institute’s first Program Committee. They launched the first Couchiching Conference in August 1932 and it was titled Depression and Capitalism, obviously focused on the central question occupying Canadians of that era. Following the first publication of conference proceedings in 1935, the summer conference gained an audience far beyond its YMCA stakeholders and made up of a cross-section of Canadian society. Until the last conference in 2016, the Couchiching conference drew influential speakers and Canadians from all walks of life to this lakeside setting, in a forum that has no parallel.
In the 1930s the Institute focused on social reform and the economy while in the 1940s and through World War II, discussions focused on planning and reconstruction. In the 1950s, CBC Radio, through its Public Affairs division, began to broadcast the conference proceedings and the Institute became a household name across Canada. Meanwhile, it broadened its exploration of topics from international affairs to cultural, technological, and even scientific subjects of interest. The relationship with the CBC lasted until 1969, well into the television era when competing demands made their way into the broadcast world. “Losing” the 18-year partnership with CBC meant that the Institute became a more self-sufficient volunteer-run operation and began a new funding model that has lasted to this day.
In 1979, the Institute changed its name from the Canadian Institute on Public Affairs to the Couchiching Institute on Public Affairs. It offered programs across Canada through its Roundtables and Conversations, wherever members of the Institute congregated, including Vancouver, Calgary, Ottawa, Thunder Bay, Orillia, Montreal, Halifax and Toronto — in addition to its signature annual conference on the Lake of Many Winds, Lake Couchiching. The last conference to take place at the lake was The Canada Project: Identity, Citizenship and Nationhood in a Changing World, in August 2016.
Much has changed since its early years but, even in its new form, Couchiching remains vitally important and relevant to Canadians as we wrestle with a transforming society and global scene. We will continue to engage Canadians and curate open conversations on issues that matter — civilly, passionately and thoughtfully.
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Leader of Vail Health’s COVID-19 response says opening up the economy is vital
On May 25, Eagle County will transition to the next phase in its COVID-19 economic recovery, and that means as long as social distancing protocols are observed, restaurants can reopen and gatherings of up to 50 people will be allowed.
Many people will take these new guidelines as a sign that COVID-19 is on the wane, and that would be a misinterpretation.
“This virus isn’t leaving,” said Chris Lindley, who has been heading up Vail Health’s COVID-19 task force since January. “This virus transmits very easily. We aren’t going to stomp it out. Almost 90 percent of our population (in Eagle County) is still susceptible and is likely to contract COVID over the next 18 to 24 months.”
We aren’t living through an emergency that has been addressed, Lindley said. There are three major differences between pandemics and other disasters:
- They affect larger groups of people
- Lack of containment and threats to life are prolonged
- Illness and mortality come in waves
But we were never going to quarantine away COVID-19.
Lindley has the bona fides to make that prediction. His current position is executive director of Eagle Valley Behavioral Health and he is the county’s former public health director. He holds a master’s of public health, a master’s in the science of epidemiology and a master’s of business administration. He was a unit commander and environmental science officer of preventive medicine in the 793rd Medical Detachment of the United States Army Medical Reserves.
And, since January, Lindley has been tasked with leading Vail Health’s COVID-19 response.
As part of those duties, Lindley has been promoting testing and studying the numbers. COVID-19 hit Eagle County early and local testing efforts were robust. As a result, Eagle County leads the nation in testing per capita.
So, unlike other parts of the country where testing has not been as robust, Eagle County has been able to dial in its numbers. Vail Health estimates 6,300 people, or 11.5 percent of the local population, has contracted COVID-19 based on a sample size of the 3,400 people who have received antibody tests.
“We feel very confident that the underlying presence in our community of individuals with antibodies is 11.5%, and that number is not going to change,” Lindley said last week. “I guarantee you if we test another 1,000 people, it will be within another plus or minus one percent of that. This is a very, very large sample size, we have extreme confidence in it.”
The numbers also indicate the local mortality rate for COVID-19 is below .15%. The good news is that is much lower than the 5% to 6% national mortality figures, which are hampered by insufficient testing data.
But take that mortality rate and extrapolate it out to an actual number over the course of the COVID-19 pandemic and it is jarring. If nearly 90% of the county’s population is still susceptible to COVID-19, the virus remains a very deadly threat even with the lower mortality rate.
“This is what an infectious disease looks like. People get sick and people die. So, we want to be very clear,” Lindley said. “We could see 40 more deaths in our community over the next 18 to 24 months. That is the math. That is the epidemiology”
Lindley said local health care workers hope that dire prediction doesn’t come to pass and are working hard to keep COVID-19 mortality lower than the math predicts.
“But before this is all over, we may all personally know someone who has died from COVID-19. That is what happened in 1918 (during the Spanish flu pandemic).”
COVID-19 isn’t likely going away until we get to the 70% saturation point, Lindley said. That will either happen through exposure during the next 18 to 24 months or with the development of a vaccine.
“But we are a long way out from a vaccine. We can’t stay closed until a vaccine is available,” he said.
Lindley predicted that cases will trickle down during the summer months and rebound in the fall and winter. That is one of the best reasons for opening up the economy in the next couple of months, Lindley said.
“Eagle County needs to do a stress test this summer to be prepared for the winter,” he explained. “Let’s face it, we live and die by tourism and if we don’t have that, it affects all of us in one way or another.”
He said the goal is to bring back visitors this summer, knowing that only a fraction of the number of normal tourists will travel this year. That is a tough sell for some people.
Among the general public, Lindley said about half the population believes the county is moving too quickly toward reopening and the other half believes that the county isn’t moving quickly enough.
“Both are right,” he noted. “We worked very hard to scare everybody in early March not to go out. But things are very different now than they were in early March.”
More poor than sick
Lindley, in his role with Eagle Valley Behavioral Health, has first-hand knowledge that the consequences of a long-term economic shutdown are dire.
“More people will be getting poor than getting sick,” Lindley said. “It’s really hard to shelter in place if you don’t have shelter. People are not able to pay their mortgage. They are not able to pay their rent.”
The goal now has shifted from halting the COVID-19 spread and flattening the curve to spreading cases out over time to a manageable level, Lindley explained. With that shift, COVID-19 strategies have changed as well.
As the local economy opens up, more residents will contract COVID-19. But Eagle County has some major benefits as it faces more coronavirus in the community. First, the county has one of the healthiest populations in the nation, which means residents are better equipped to fight off the virus. Second, widespread testing means quicker diagnosis and treatment. Third, the curve has been flattened and the hospital is better prepared to handle an influx. Lindley noted that Vail Health has 86 beds available — 56 regular beds with the ability to surge to an extra 30.
Again, the numbers paint the picture:
- There have been 5 to 10 times as many local COVID-19 inpatients at Vail Health in just a few months compared to what the hospital has admitted for patients fighting influenza over a number of years.
- The average length of stay for a COVID patient is twice as long — four days — as the average length of stay for an influenza patient.
- So far, there have been 15 COVID-19 patients who needed treatment in an intensive care unit in Vail this year. For several years, the hospital has had no influenza patients in the ICU.
Personal responsibility will be the key component for success in the next battle of the COVID-19 war.
As businesses and community entities open up and COVID-19 spreads through the population, Lindley said behaviors such as hand washing, staying home when sick, getting tested when symptoms appear and following public health orders will be vital. The county has outlined its recommendations, as well as its COVID-19 plan for the summer months, in a document called the transition trail map.
“We must balance the health risks with the economic and behavioral health risks,” Lindley noted. “COVID is here to stay. The best thing we can do is learn how to live with it.”
Vail Health has compiled a report regarding its COVID-19 response and statistics and the document is updated daily. You can view it here.
Exploring the Role of NAD+ in Aging and Longevity
In the pursuit of healthy aging, scientists and researchers are delving into the intricate world of cellular function, uncovering the key to slowing down the aging process. One molecule that has captured the spotlight in recent years is Nicotinamide Adenine Dinucleotide (NAD+), a coenzyme found in every living cell.
Hugs & Kisses for Health
Valentine’s Day is a great time to eat chocolate and write sappy love notes, but it’s important to get plenty of hugs, kisses and snuggles all year-round.
Unlocking Well-Being through Flow State
Flow state refers to being “in the zone” where an individual is fully immersed in a feeling of energized focus, full involvement, and enjoyment in an activity. In this state people often experience a heightened sense of concentration, complete absorption in the task at hand, and a distorted sense of time – feeling like time is flying by.
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We came back today with a new set of spy pictures that probably were leaked of the facelifted Hyundai Elantra fully undisguised set to debut before the end of the year.
A few weeks ago and thanks to our friend at Kksstudio, we were able to seen how the facelifted Elantra will look in render form. But now we have it fully undisguised and well…..we don’t like what we seen.
The Elantra has been spied without camouflage, and even from some photoshoot for media purposes.
Facelifted Elantra will suffer small design changes, and will feature a new reinterpretation of Hyundai’s hexagonal front grille, new alloy wheels designs, as well as redesigned front and rear bumpers, tailights, etc.
From the inside, a new tablet type infotainment system will be added as well as latest safety systems. Hyundai is also preparing an EV variant of this model as we have seen spied on the Artic Circle. Will share the same EV platform, powertrain and battery as the Kona?
What do you think?
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What are the Core Values of the Reggio Emilia Approach?
The Reggio Emilia Approach is a child centred educational philosophy for preschool aged children.
Providing Quality Childcare Since 2012 • Infants, Toddlers & Preschool • Daycare Centre
The Core Values of Reggio Emilia Approach
The Reggio Emilia Approach is an educational philosophy usually applied in preschool and early childhood education. Originating from Reggio Emilia, a city in Italy, this philosophy was defined by Loris Malaguzzi after World War II to provide new ways of learning for children.
Malaguzzi was inspired to foster this change in educational approach by parents’ decisiveness to provide their children with a type of education that would enable their young ones to think for themselves. This shift was a way so that fascism would never rule Italy again.
What are the Beliefs of Reggio Emilia?
This learning approach sees children as valuable members of communities where they are encouraged to explore, wonder, question and learn to understand the world around them and reach their full potential in the first five years of life. It has been embraced by many early childhood centres, becoming one of the most respected educational philosophies.
The Reggio Emilia Approach is based on core values that distinguish it from other early childhood learning approaches.
The Core Values of Reggio Emilia Approach:
Children are the main protagonists of their development process
Driven by their natural need to know and understand, children are capable of creating the type of experiences that enable them to learn by themselves. It is possible due to the children’s ability to attribute sense and meaning to everything they see and learn from their surrounding environment.
The vast potential in children for learning is nurtured by their interactions within a social context and its main contributors – parents, teachers and other children. All the above prompt the Reggio Emilia Approach to view children as active collaborators in their education process and not just observers.
The interactions of children are essential for their learning process
Reggio Emilia’s educational approach entails a strong collaboration between children and those who support them in their learning experience: teachers and parents. The educational process does not rely on pre-defined rigid learning programmes but is shaped by elements such as the environment’s design and didactics.
The Reggio Emilia Approach focuses on involving parents in certain activities in a fruitful and respect-based communication between children, parents and teachers. The children’s interactions are organised in small group settings as they enable them to learn, understand, to “figure out” the world in which they live better than working individually.
“The Hundred Languages” – encouraging children’s expression is paramount
Written by the founder Loris Malaguzzi, this concept highlights that children possess a hundred ways of expressing themselves through verbal or non-verbal languages. It also stipulates that children should be encouraged to do so through whatever means works for them.
The Reggio Emilia Approach sees learning and playing as an ensemble and not as separate processes. Language, drawing, dancing, painting, building, sculptures, and music are a few examples of these verbal and non-verbal languages. This type of learning enables children to use all their five senses and shows how children think, explore, discover, create, wonder, imagine, question or feel.
Teachers working in Reggio Emilia-inspired centres use different methods to teach children and adults how to understand one another better and reshape how they think, construct or express their feelings and thoughts. Children are encouraged to explore various situations and formulate their opinions about them with the help of language.
The educational environment acts as a third teacher
The Reggio Emilia Approach views the educational environment as a living organism. It translates into integrating the classrooms and common spaces of learning centres with one other and the communities where children interact. The learning environment must encourage children to explore, discover, play and learn, all in a safe and comfortable setting, where the little ones can feel “at home”.
The interconnected shapes, the aesthetic harmony, the care for the objects, and the use of natural furniture and materials are among the elements that enhance the value of the educational activity.
Our Reggio Emilia-inspired centre in Hamilton is, just like all our centres, purpose-built for children, meeting all the requirements for providing the little ones an environment suited for balanced growth.
Translated most often as “child-centred curriculum”, the term “Progettazione” describes the process in which teachers observe and listen to children attentively and encourage their ideas.
It enables teachers to understand better what children are interested in. Based on this, teachers can define strategies and educational methods to keep the children’s interest alive for project-based periods, improving their learning experience.
Educational documentation is an important element of communication
Educational documentation serves as a tool that conveys the progress of learning activities and documents, the process of learning and the languages developed and used by children.
Documentation is an instrument that teachers utilise:
- To analyse and understand the children better and provide parents with information about them;
- To evaluate their activity to improve it, if necessary, and to share it with other fellow teachers for joint projects when the case.
Educational documentation can provide children preparing for school with a portfolio of pictures, photos, activity sheets, and paintings to show the progress achieved during their preschool education. It gives children a sense of value, self-appreciation for their effort and self-confidence, all of whom shall be useful also during school study years.
The professional development of teachers is a continuous process
The learning centre teaching staff’s professional development is an integral part of the working hours, not just a periodical review of their performance and skills.
The Reggio Emilia Approach has become a point of educational reference for more than 145 countries and territories worldwide, including the four centres we have been operating in New Zealand since 2012. Reggio Emilia’s values and principles help us provide quality learning, and harmonious development to all the children enrolled in our centres.
Read more about other types of Early Childhood Centres.
We've put together some helpful articles about childcare and daycare in New Zealand
Our Early Learning Centres
Our early childhood centre environments strongly reflects our inspiration – The Reggio Emilia philosophy, from Reggio Emilia, Italy.
We provide a creative and open ended environment that encourages infinite learning for the children and strong relationships between teachers, children and families.
The day’s routines are flexible. At the same time, care is taken to recognise and respect each child’s needs.
Why Choose a Bright Beginnings Early Learning Centre?
Here's what our parents say about our childcare centres
Come and visit one of our childcare centres and see for yourself why your child will love it
Talk to the Centre Manager, meet the team, see the natural outdoor play areas and educational rooms, learn about how we develop our programs and find out more about our unique approach to partnering with our families.
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Inspired by the vibrant and diverse communities that line Montreal’s Main, Miles creates fun and comfortable clothes for kids to live and play in, day in and day out. Think the softest pieces with a touch of nostalgia and playful designs that celebrate each kid’s unique brand of cool.
All of our clothing is designed in Montreal with the intention of making items that can keep up with the busy and active lifestyle of modern-day kids that inspire our collections. With the goal of reducing our footprint as much as possible, our clothes are created with durability in mind. They are made to be worn and re-worn, season after season, so you can pass them on to siblings and friends to continue the fun. Go ahead, get messy, Miles is more than happy to follow along.
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OTC Logistics was contracted to store 26 wind tower sections, comprising five components per tower, in a lay down yard for long-term storage. The cargo weighed a total of 14,869,894 pounds and included tower sections of varying sizes, ranging from 556 x 177 x 175 inches to 961 x 174 x 138 inches. The job scope included coordinating a fleet of 14 drivers equipped with Schnabel and double Schnabel heavy haul trailers and utilizing a lattice boom crawler crane for offloading and laydown of the tower components.
Storing wind tower sections requires careful handling and storage procedures to ensure that the components are not damaged and remain in good condition for future use. The tower sections are large and heavy, and they require specialized equipment and expertise to move and store safely.
OTC Logistics executed the project with precision, ensuring that the tower sections were transported safely and securely to the storage facility and positioned in the lay down yard for long-term storage. The team coordinated a fleet of 14 drivers equipped with Schnabel and double Schnabel heavy haul trailers to pick up the tower sections from the jobsite in Abilene and transport them to the storage facility in Amarillo. The team also utilized a lattice boom crawler crane for the offloading and laydown of the tower components.
The team took special care to ensure that the tower sections were positioned properly in the lay down yard to prevent damage and maximize space utilization. Grade 1 rail tie braces and padding were used to accommodate the components and ensure that they were properly secured and protected during storage.
OTC Logistics successfully stored 26 wind tower sections comprising five components per tower, totaling 14,869,894 pounds, in a lay down yard for long-term storage. The team’s careful planning and execution ensured that the tower sections were transported safely and securely from the jobsite to the storage facility and positioned properly in the lay down yard for long-term storage.
The project’s success was a result of OTC Logistics’ expertise in managing complex and challenging transport and storage projects, as well as their ability to provide specialized equipment and services. The team’s commitment to safety, efficiency, and professionalism allowed them to complete the project within the required timeframe and budget.
OTC Logistics demonstrated its expertise in transporting and storing wind tower sections with the successful execution of this project. The team’s careful planning, attention to detail, and commitment to safety and efficiency ensured that the tower sections were transported and stored safely and securely, minimizing the risk of damage and delay. OTC Logistics continues to provide reliable and efficient transportation and storage solutions to its clients, ensuring that their critical projects are completed on time and within budget.
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Asthma is the condition caused by bronchial spasms. This is an abnormality in the smooth muscles of the bronchial tubes. When these muscles constrict, it causes the airways to narrow and makes it difficult for the patient to breathe..
Table of Contents
How To Know If You Have Asthma? – Related Questions
How can I test myself for asthma?
My most favorite time to play football is a time when the weather is bad; cold, windy, rainy, snowy, and icy. Most of the time, you will find me in these conditions. I’m definitely not unique on this; I’m teamed up with hundreds of other diehard football players. Hiking through a blizzard or running through the pouring rain is one of the greatest things to me. Everyone has their own definition of fun and adventure. My definition is being out in the cold. With all this being said, I found out that I have asthma. I found out when I had my annual physical. My doctor detected I had asthma, and he told me I had to be careful because if I get to the point where I start to wheeze, I have to go to the hospital. I use to think asthma was just an excuse or something people use to get out of playing sports. But after I found out I had asthma, I realized that having asthma doesn’t make you weak or unathletic, it just makes you different. I have to be careful and keep a peak on my asthma, but that doesn’t mean I have to stop playing the sports I enjoy. Anyone with asthma should always have their inhaler or auto-inhaler with them at all times and take a puff when they start to wheeze..
What are some early warning signs of asthma?
The early symptoms of asthma include coughing, wheezing and shortness of breath that occur when the person is exercising or exposed to an irritant. The symptoms are triggered by narrowing of the airways of the lungs, due to inflammation of the lining of the airways or an allergic reaction by the immune system. The symptoms of asthma include:.
How do you identify asthma?
Asthma is a chronic disease affecting the respiratory system. Attacks may be triggered by environmental factors such as cold air or allergies. If your asthma symptoms last for more than two weeks or come back after a period of improvement, you need to inform your doctor. In addition, if you are suffering from these symptoms, you should also see your doctor: Cough with phlegm Tightness in the chest that does not improve with a short-acting inhaler Stretching and yawning that improves the feeling of tightness Wheezing or whistling sound while breathing In adults, there are specific symptoms. In adults, asthma can affect the: Sleep pattern or stress level Low energy levels Severe attacks may be treated with oral corticosteroids..
What can be mistaken for asthma?
A chronic cough is one of the most common symptoms of asthma. Other symptoms include shortness of breath, wheezing and chest tightness. Asthma is not related to smoking, and people of all ages, genders and races can get it. Asthma is the result of a disorder of the immune system, and the disease is often triggered by allergens, cold air, exercise and even stress. These can cause swelling in the airways. The airways become inflamed and constrict, which makes it harder to breathe. Asthma is caused by cells in the lungs that produce too much of a certain protein and also cause allergies. Caused by inhaling chemicals or particles, allergies can cause irritation and swelling of cells in the bronchial tubes. The condition is known as reactive airway disease..
What are the 3 types of asthma?
The three types of asthma are: 1. Sever asthma – This is the most severe form of asthma and is characterized by attacks of sudden and severe shortness of breath, chest tightness, coughing and wheezing that may last for several days. 2. Mild asthma – A persistent cough and wheezing is present almost every day and lasts more than two weeks. 3. Mild persistent asthma – A mild but bothersome cough and wheezing is present most days for at least three months of the year..
Do I have allergies or asthma?
Allergic reactions occur when the immune system overreacts to a substance that’s generally harmless. These substances, termed allergens , trigger the immune system to release chemicals that cause sneezing, runny nose, watery eyes, and a scratchy throat. If a large amount of an allergen enters the body, it can cause anaphylaxis , a severe reaction that involves difficulty breathing and a drop in blood pressure and can be fatal. Asthma is a chronic lung disease that causes wheezing, coughing and chest tightness, as well as shortness of breath. In asthma, muscles around the tubes that carry air to the lungs, become inflamed and tighten, making it more difficult to exhale. Allergic rhinitis is the most common type of allergy, affecting about 10% of adults and 30% of children. Rhinitis produces nasal congestion, sneezing, and itchy and watery eyes. About 6% of adults have asthma..
Does asthma go away?
No, asthma doesn’t go away. It is a chronic disease, which means that it will never go away. However, it can get better. There are many different techniques for treating asthma, and since each person is different, each treatment is usually customized to the individual. The most important aspect of treatment is reducing the number and strength of asthma attacks. This can be done through inhalers. However, most asthmatics have to deal with other triggers as well, such as allergies or environmental factors, and some of these triggers can be nearly impossible to avoid..
What is silent asthma?
Asthma is a condition where the airways narrow and swell up when a person is exposed to triggers. Many asthma sufferers experience a ‘silent’ attack that is, they do not feel any symptoms at all. While most people will experience breathing difficulty, it can go unnoticed. Symptoms often include a cough and wheezing. The problem is that, when there is no symptom, it is difficult to know when and where the next attack will occur..
Why have I suddenly developed asthma?
Asthma is one of the most common and dangerous chronic diseases, with 7 % of the population suffering from the asthma and an estimated 22,000 people dying from asthma each year. So you are not alone. Asthma is a disease that is triggered by an immune reaction which causes swelling of the lining of the airways, resulting in increased bronchospasm and mucus production. The symptoms, which vary by the type of asthma and the degree of severity, include wheezing, cough, chest tightness and difficulty in breathing. It is not known what causes asthma, but you’re more likely to have asthma if a family member does..
How does asthma chest pain feel?
There is no other condition that can mimic the symptoms of asthma. Asthma is a chronic lung disease that makes it hard to breathe. It is not uncommon for asthma patients to have chest pain, since breathing out with asthma can be difficult. It can cause shortness of breath and coughing, but don’t be fooled. If you have asthma, the pain you feel may be due to asthma, but it could also be something else. In addition to the symptoms of asthma, you may also experience pain. The pain can be sharp, or it can feel like a squeezing sensation in the chest..
When can asthma start?
Asthma can start at any stage of life. Asthma is a chronic disorder of the airways. It results in inflammation and narrowing of the airways or the bronchi. Asthma can affect anyone irrespective of age, gender, or race. It is a kind of airway disease that can be life-threatening. Although asthma can develop at any age, it usually begins during childhood. However, the age of onset of the disease can vary from person to person..
What triggers asthma cough?
Asthma is a disorder which leads to the narrowing of airways, accompanied by increased secretions which can lead to inflammation and coughing. Coughing is a common symptom of asthma as it usually occurs in situations when the airways are narrowed or obstructed (e.g. during exercise and exposure to irritants). In addition, exposure to respiratory infections and environmental factors such as cigarette smoke are also known to elicit coughing..
Is it hard to diagnose asthma?
Asthma is a respiratory disease that causes difficulty in breathing due to the inflamed passages. But, this condition is a common chronic illness (like diabetes, heart disease, etc) that has been increasing in the number of cases..
What does asthma feel like in throat?
Asthma is a condition characterized by constriction of the airways, leading to breathing difficulties. This constriction may be caused by several factors: Sensitization to an allergen, a post-influenza infection, genetics, or air pollution. Symptoms of asthma include wheezing, shortness of breath, and coughing..
Can chest xray show asthma?
Chest X-rays will not show asthma. Asthma is a lung disorder, affecting the bronchi and bronchioles, which are the airways that provide air to the lungs. Chest X-rays are mainly used to diagnose conditions affecting the heart, lungs, and bones. It is one of several tools used to help diagnose asthma. However, a chest x-ray can also be used to identify pneumonia, a lung infection that can cause shortness of breath. Other conditions that might be identified by a chest x-ray include chronic obstructive pulmonary disease, or COPD, or even a lung tumor. A chest x-ray is a low-level x-ray that is used to examine internal tissues such as the heart and lungs. The test is commonly done after you breathe a small amount of air with a fine white dust on it, called contrast, into your lungs. An x-ray technician will take the x-rays while you are standing, sitting, or lying on an x-ray table. X-rays pass through your body and onto a large plate where they are visible as shadows. More images of the chest will be taken to make sure the contrast is evenly spread throughout the lungs..
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The 63-year-old Swede Johan Brahim Escori, convicted for sexually assaulting three boys in Cambodia, Johan Brahim Escori will serve his 6.5 year sentence after a Cambodian court confirmed his conviction.
The Swede was convicted and sentenced by the court in Phnomh Penh for having abused the three boys, including his own adopted son.
Johan Brahim Escori claimed in an interview with the Svenska Dagbladet daily this week that he expected to be freed by the court after having paid out $11,000 in bribes.
The newspaper reported that its article was presented in the court hearing at which the man retracted his claims.
“The judge wondered about the circumstances and statements from the accused, but he denied it today. But it was something which the court paid attention to,” said Annethe Ahlenius, the Swedish police officer following the proceedings, to the newspaper.
Johan Brahim Escori has been in custody since he was arrested in May last year after police and social services had been tracking him for three years.
During his time in custody the man has had daily contact with his son, who had previously testified against his father regarding sustained abuse, but changed his story at Friday’s hearing.
But the court found the boy’s amended stable to be unreliable and confirmed the conviction and sentence served in January against his adoptive father.
The 63-year-old retains the right to appeal the judgement, which ends Swedish police involvement in the issue.
“If the man has been convicted in Cambodia then we can not do anything. You can’t try someone for the same offence in two different countries,” said Lisbeth Tolfes, detective inspector at National Criminal Investigation Department (Rikskriminalen) to news agency TT.
The 63-year-old has been previously convicted for sexual offences against children in Sweden.
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The 2022 Scoping Plan Update assesses progress toward the statutory 2030 target, while laying out a path to achieving carbon neutrality no later than 2045. The 2022 Scoping Plan Update focuses on outcomes needed to achieve carbon neutrality by assessing paths for clean technology, energy deployment, natural and working lands, and others, and is designed to meet the State’s long-term climate objectives and support a range of economic, environmental, energy security, environmental justice, and public health priorities.
December 31, 2020
California Air Resources Board
The California Air Resources Board (CARB) staff has prepared an analysis that estimates the greenhouse gas (GHG) emissions from wildfire and prescribed burn and the amount of ecosystem carbon transformed by forest management activities (which may include tree harvest and other vegetation fuels management to reduce fire risk). A report that describes the methodologies and summarizes the estimation results is now available for informal public comment and review.
How to Send Comments or Questions
Please send comments or questions via email to Anny Huang, Manager of the Emission Inventory Analysis Section. CARB staff requests input on contemporary wildfire and forest management activities by February 28, 2021. A separate two-month public comment period will be provided for the historical fire report after it is available.
By Tony Barboza | August 27 | The L.A. Times
California air quality officials have adopted their biggest pollution-cutting regulations in more than a decade, targeting diesel trucks and cargo ships that spew much of the state’s health-damaging pollution.
Photo by Craig Adderley from Pexels
December 23, 2019
On December 23, 2019 ECOS submitted a comment letter to the California Air Resource Board (CARB) regarding small off-road engines and their impacts on air quality. In our letter, we state:
We support the pursuit of alternatives and incentives to require the transition to zero emission technologies as soon as possible.
CARB research in 2018 found that long-term exposure to certain exhaust compounds emitted by gasoline powered lawn and garden equipment may increase cancer risk by up to 80 excess cases per one million operators exposed.
By Sophia Bollag
November 26, 2018 04:30 PM
Updated November 27, 2018 11:43 AM
The Sacramento Bee
California has some of the most ambitious clean air goals in the country, but a report the state’s Air Resources Board released Monday shows communities are not on track to meet them.
California law requires regions to develop plans to reduce greenhouse gas emissions through land use and transportation policies. But communities aren’t actually implementing those plans, according to the report.
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Romantic Relationships Within the Same Agency
Law Enforcement Management Institute of Texas (LEMIT)
Marital or dating relationships among law enforcement officers from within the same agency seems to be more common in current times than before due to the law enforcement field seeing more and more female officers in the law enforcement profession. Some department heads do not support interrelationships due to the fact of the many issues that could arise from it. One issue that department heads may face are during promotional periods and possibly receiving negative feedback from whom was selected for promotion if the person promoted is with someone already in a supervisory position, which in turn could create moral issues. Although there are many issues that one can image about interrelationships, there is also advantages for all involved including the department, community and the officers themselves. One advantage to allowing the interrelationship, is the individuals involved form a strong bond and are able to communicate on the same level with complete understanding of each other’s outlook and feelings of any given incident whether the incident is a positive or negative outcome. Relationships within the same agency can help the department with this by knowing all officers involved are as content with their personal lives as they are while on duty. Therefore, agencies should accept and support martial or dating relationships within the same agency.
Sex in the Workplace, Police--Community management
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by Patrick Dowd
Between 1999 and 2010, sales of opioid analgesics like Vicodin, Percocet, and OxyContin, quadrupled in the United States . Overdose deaths have increased proportionately during the same timespan, with more Americans dying from prescription opioid overdoses than from heroin and cocaine overdoses combined . Still, the distinction between prescription and illicit drugs continues to carry a tremendous amount of social and legal significance in America, and Americans facing countless varieties of pains and ailments continue to look to their physicians for legal and accessible relief. A brief look at the history of medicinally prescribed opiates shows a frightening trajectory in which drugs are considered only as threatening as the population using them, and a period of over-prescription to a single class can quickly turn into a substance abuse problem among the general population.
In the mid-to-late 19th century, the average opiate or morphine addict was white, often southern, middle or upper class, and female. For decades, the general public found this population so non-threatening and the problem so benign that they accepted opium addiction as a fact of life. Physicians were undoubtedly implicated in the widespread opium consumption within this population, as they prescribed opium in lenient quantities for menstrual pains, indigestion, constipation, nervous debility, uterine and ovarian complications, and any number of other ailments of varying severity. While opium was commonly prescribed for medicinal purposes even in colonial America, several epidemics between 1830 and 1860 likely increased the number of addicts significantly. We can observe a large spike in the volume of crude opium imports in the 1840s, and it is likely that cholera and dysentery epidemics played a role in this increase in demand as doctors scrambled to treat the pain of those who were afflicted. However, opium imports did not slow down with the passing of these epidemics, as the Civil War and popularization of hypodermic medication also increased the volume of opium entering the United States.
One of the reasons most commonly given for the over-prescription of opiates in the 19th century is ignorance on the part of physicians. Historian David Courtwright writes, “Not only was the graduate of a typical proprietary school ill-informed about the danger of repeated administration of opiates, but his general lack of diagnostic skills tempted him to fall back on blind, symptomatic treatment” (Courtwright 50). Prescription opiates were an effective and dependable tool for physicians during an era that lacked surefire cures, and physicians used them to bolster their own credibility and necessity. Additionally, ignorance about women’s health in general also perpetuated physicians’ dependence on opiates as a cure. There was a perception that white, upper class women were incapable of managing pain, and that doctors should use any means necessary to relieve discomfort. In 1895, Dr. R.V. Pierce wrote of opium, “This divine drug overshadows all other anodynes… You can easily educate her to become an opium-eater, and nothing short of this should be aimed at by the medical attendant”. With such misinformation circulating at the nation’s highest medical institutions, it is clear that many physicians were blissfully unaware of the nefarious problem that they were in the midst of creating.
The other most commonly cited reason for the epidemic of opiate prescription was greed. There is evidence that many physicians saw an opportunity to secure long-term, paying customers with a reliable reason to seek a doctor’s services on a consistent basis. What went unspoken rather than unnoticed was that this security was based largely on dependence that could not be instantly reversed once the prescriptions stopped. A survey of 10,000 prescriptions filled by thirty-five Boston drugstores in 1888 revealed that 1,481 of them contained opiates. However, among prescriptions refilled three or more times by a patient, 78 percent contained opiates . The customer-controlled climate of American medicine would have proved frightening to any physician who was reluctant or unwilling to prescribe opiates to those who demanded them. It was not uncommon for patients to consult many doctors and pharmacists to find one who was willing to prescribe the desired elixir in the desired quantity. Even those without personal family physicians could go to the local pharmacist, and “if a pharmacist didn’t like that, habituees could go to competing shops ‘in the outskirts of our large cities’ that specialized in low-priced laudanum” . Opium was ubiquitous and astonishingly unregulated. In short, physicians did not see refusal to prescribe opiates as a service to the patient’s health, but rather a death sentence to their own practice.
The introduction of legislation regulating the sale and use of opiates in the United States did not coincide with the statistical peak in opiate use, which occurred sometime during the mid-1890s. It also did not target the demographics that were most likely to succumb to addiction, which were women under the direct care of a physician. Instead, it coincided with an increasingly racialized national dialogue about drug use in immigrants and African Americans. Largely unsubstantiated claims that a large percentage of Blacks were using cocaine, and even more unsubstantiated claims that this increased the likelihood that they would rape and assault white women, ran rampant among laypeople and legislators alike. One historian wrote, “Making a connection between sexuality, drug abuse, and women became an important way to generate public revulsion of drug use by a population of users that was increasingly minority, poor, and urban” (Fahey and Miller eds. 782). Additionally, discrimination against East Asian immigrants led to a panic over opium smokers, whereas those who consumed opium by different means were seen as a different, more acceptable breed.
It was in this environment that the Harrison Narcotics Act, introduced in 1914, passed through Congress. Taken at face value, the Harrison Act did not appear to be a prohibition act at all, but rather a way for the distribution of opiates to become more organized and sufficiently registered. Congressmen claimed that it would have no implications in allowing a physician, pharmacist, or dentist to provide suitable pain medications to their patients. In reality, the 1906 Pure Food and Drug Act had already made significant strides in limiting the sale of prescription drugs to patients, and it could be argued that the Harrison Act aimed to target those who were already using, ushering in an era of criminalized addiction. In United States v. Doremus, the Supreme Court ruled that physicians could no longer prescribe opiates purely for the purpose of maintaining an addicts addiction, and some physicians were jailed for violating this law. As a result, physicians quickly slowed the rate and ease at which they were supplying opiates to patients. If the Harrison Act aimed to add transparency and documentation to the prescription of opiates, it may have had the opposite effect. Opiate use became increasingly confined to the underworld, with wealthy addicts able to afford to legitimately maintain their addiction in the medical sphere or afford treatment for their addictions, while the poor sought new illicit means of securing drugs.
It is my fear that physicians in the 21st century have fallen into the same trap of over-prescription of opioids that characterized the unregulated drug market in America before the 1906 Pure Food and Drug Act. The parallels do not end at the sheer volume at which the drugs are being prescribed or the eclectic categories of illness which they are being used to treat. Just like in the 19th century, the problem began with those who could afford to seek medical care for non-emergency conditions like chronic pain, and has proceeded to trickle down to poorer individuals as time went on. Almost 25% of pregnant women on Medicaid filled prescriptions for opioid painkillers during their pregnancy . This is compared to an estimated 14.4% of pregnant women overall . Additionally, legislation and media coverage has continued the tendency of focusing more on poor, minority drug users, with urban crack cocaine abuse in the 1980s sparking far more public fear and punitive backlash than opiate abuse among a whiter population.
As history shows, the problem cannot be put to rest simply by reducing the number of prescriptions that physicians give out to patients. The problem lies in the fact that even once changes are made to the leniency with which physicians dole out opioids, the lasting effects that even a short period of over-prescription can have are devastating and often concentrated within specific groups. While OxyContin abuse has fallen over the last several years, heroin abuse has made a significant resurgence. Prescription opiate addicts face obstacles in the price of maintaining their addiction compounded with the reality of building up tolerance, and heroin is seen as a cheaper and more effective alternative. The increase in heroin use has also coincided with an abuse-deterrent formation that was added to OxyContin. In 2010, the CDC recorded 2,789 fatal heroin overdoses, which was roughly a 50% increase over the largely consistent levels observed in the early 2000s .
An element of this narrative that is easy to forget is that Americans are in pain, and they will continue to seek relief from those that they trust. Physicians are put in a difficult position in which they are sometimes forced to choose between permitting pain and possibly inflicting harm, and until there are alternatives with comparable effects, opiate use and abuse is likely to thrive.
Courtwright, David T. Dark Paradise: A History of Opiate Addiction in America. Harvard University Press, 2009.
Fayhey, David M., and Miller, Jon S eds. Alcohol and Drugs in North American: A Historical Encyclopedia. ABC-CLIO, 2013.
Conrad, Peter. Deviance and Medicalization: From Badness to Sickness. Temple University Press, 2010.
Kandall, Stephen R. “Substance and Shadow: A History of Women and Addiction in the United States—1850 to the Present.” (1996).
Musto, David F. “The American disease: Origins of Narcotic Control (expanded edition).” NY: Oxford (1987).
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More Texture is a Custom Set of Stainless Steel and Wood handle Palette Knifes specifically designed by Monica Cavallaro for Buttercream, Ganache and Royal Icing work on cakes.
These are also awesome for artists alike as created for flower and texturing.
These are not your standard off the shelf palette knife – take your cake decorating skills to another level.
Plaster of Paris
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Utilised by Monica in all her 3D Sculptured Buttercream Classes.
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A Day in Reykjavik for 10 Euros or Less
It's your last day in Reykjavik and you want to experience the local culture. This is what you do...
Book Top Experiences and Tours in Reykjavik:If youʻre booking your trip to Reykjavik last minute, we have you covered. Below are some of the top tours and experiences!
- Reykjavik: Golden Circle Full-Day Tour with Kerid Crater
- Iceland: Landmannalaugar Guided Hiking Experience
- Reykjavik: Sky Lagoon Entrance Pass With 7-Step Spa Ritual
- Reykjavik: Snaefellsnes Peninsula and Kirkjufell Day Trip
- Reykjavik: Jökulsárlón Glacier Lagoon Full-Day Guided Trip
Itâs your last day in Reykjavik and youâve just woken up in your hotel. Youâve had an excellent trip so far and youâre kind of hung over after the excellent time you had last night at the bars downtown. You go down to the cafeteria and have some breakfast.
Now how should you spend your last day? Youâve already spent most your cash on tours and exploring and you just want to have a nice and easy last day where you can experience some of the local culture before you leave. This is what you do.
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About a 25 minute walk from the city center is the geothermal beach in NauthólsvÃk. You pack your speedos and youâre on your way towards Perlan (âThe Pearlâ), the big glass dome that looms over ReykjavÃk. Youâre going for a swim in the ocean.
âOcean swimmingâ in Iceland is something that has grown in popularity in the past few years. Some people do it all year round, regardless of the weather. Now donât get me wrong, no matter what the temperature is outside the water is going to be freaking cold! But itâs one of the most refreshing things you can do.
After a short swim you can warm up in the big hot tub outside the changing rooms. The facilities are free to use and youâre ready for the rest of your day.
Money spent: â¬0
A 360° View of the City
After your refreshing swim in the ocean you take a casual stroll up to Perlan. This is a dome built on 6 hot water silos where you can find a fancy revolving restaurant, a exhibition on the Icelandic Sagas, some great ice cream and soon Icelandâs museum of natural history. Go up to the 4th floor and enter the balcony. You will be able to walk the whole circle, have a nice view of the domestic airport and if the visibility is good you can see all the way to Snæfellsjökull glacier, the entrance to the center of the Earth, according to Jules Verne.
I recommend a scoop of ice cream to go with the view. A scoop costs around â¬2.5 so you still have plenty for your day. And donât mind the weather either; Icelanders eat ice cream all year round and so will you once you get the taste of it.
Money spent: 2.5â¬
A Fortress in the Old Town
After the spectacular view and a scoop of ice cream you head back to town. You walk the same way you came but turn to walk up the hill of Skólavörðuholt. There you will find one of Icelandâs most famous churches: HallgrÃmskirkja. For now itâs not the church that weâre interested in, but a gray building that looks like a fortress, right next to the church. This is the museum of the sculptor Einar Jónsson. There you can enjoy some of his best work and the admission price is a steal, only 600 ISK which comes to about 3â¬! In the back of the house there is a beautiful yard where replicas of some of Einarâs statues can be admired in a different environment.
Money spent: â¬5.5
âIâll Have a Clinton, Pleaseâ
Oh boy, you must be getting hungry about now. What better way to sooth some of that hunger than enjoying the same meal President Bill Clinton did while he visited ReykjavÃk. Walk from the museum down the beautiful street SkólavörðustÃgur and all the way down town. There you will find Icelandâs most popular restaurant for the past 70 years: The hotdog stand Bæjarins Beztu. Youâll probably have to wait in line for a little bit but itâs worth the wait. While Clinton did have a hotdog with only mustard, the traditional local way is to have âeina með ölluâ. That literally translates to âone with everythingâ (mustard, ketchup, remoulade, raw onions and fried onions). But to each his own.
Money spent: â¬7
The Best Way to Finish the Day?
I bet youâve had an eventful day so far, but what do you have left to do? Why I think itâs time for happy hour! Many bars in Reykjavik have happy hour or hours. But the best place to visit for a cold beer is Micro Bar. Itâs a fantastic little place in Austurstræti which only serves beer from micro-breweries. On tap you can taste beers like Kaldi, Skjálfti and Gæðingur. Itâs definitely a bar you donât want to miss!
Money spent: â¬10
Youâve spent a whole day in ReykjavÃk and what a day itâs been! Youâve been swimming in the ocean, taken in the view, explored the culture and history and youâve tasted some of the local food and drinks. Youâve explored the city and experienced all the unique little things that are different every day. Now you go back to your hotel and pack your bag. You're ready to leave Iceland, but you also canât wait to come back!
Hjalti Rögnvaldsson is a guest writer for My Guide Reykjavik.
He's enthusiastic about everything he does, with a passion for marketing, travelling and sports just to name a few.
He blogs in Icelandic, here - and we highly recommend his blog, in case you understand Icelandic. If not - his blog might be a great starting point.
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RIG Arts is a multi-award winning socially engaged charity that brings artists and the community together in a collaborative, creative way using art & film.
We design and deliver a dynamic programme of visual arts and film projects, workshops, training opportunities, exhibitions, public artworks, community spaces and events. RIG Arts use creativity to work with people to affect change in Urban Regeneration, Climate Challenge, Heritage, Mental Health and Youth Development. We work with local community groups, other third sector organisations, local authorities and the general public.
Our objectives are to engage disadvantaged people through cultural activities – enhancing their lives, developing new skills and encouraging citizenship, community development and education. RIG Arts encourage the development of a diverse cultural and artistic base, to the benefit of the whole community through education, outreach, and heritage.
The arts can be used to investigate, learn and discuss any subject to varying degrees of complexity. RIG Arts are passionate about using creativity and innovation to influence change and to make a positive difference in people’s lives and their environments.
The main aim and measure of RIG Arts success is the positive development of local people using creativity and innovation as tools that enable all people from very different circumstances and abilities to explore and express themselves building confidence, self esteem and widening their outlook to encourage them on a path of engaged learning, further education, or employment.
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Road Race Products
For more than 30 years, Ohlins has been the premium Motorcycle Suspension supplier the world over. Offering Shocks, Forks, Fork Cartridges, Shock and Fork springs, steering dampers and fork piston kits for a wide range of late model Street bikes.
Ohlins offers their competition series Ohlins TTX (Twin Tube) Race Shocks for most all modern Supersport bikes. The TTX series of race shocks is a 36mm shock with compression and rebound located in the top of the shock. Numerous spring rates are available for every bike, linkage and rider weight combination. Ride height is adjustable to vary the motorcycles rake, trail and swingarm angle.
We stock Ohlins shock springs for the Conventional 46 series shocks in all different lengths. We keep expansive inventory on the ‘older’ style Ohlins 1093 series of 2.25” ID springs, as well as the newer 21040 family of springs found on the Ohlins TTX shocks, which is a 2” ID spring, in various lengths and rates.
For a massive improvement in damping control we offer the Ohlins NIX30 for bikes with 41-43mm + forks and NIX22 cartridges for smaller race bikes like the R3 and the Ninja 300. For serious racers we offer Ohlins FKR pressurized fork cartridges for the utmost in rider feel. A pressurized fork can operate at much higher velocities without cavitation, and cavitation provides vague fork feedback. Ordered by application with springs custom selected for your weight height and riding style.
We stock Ohlins Fork Springs for your OEM forks and for all our Ohlins performance cartridge forks. OEM fork springs traditionally have a taper on one end to locate to the fork spring spacer while performance cartridges like the FKR 100, NIX30 and NIX22 use a ‘straight’ spring in a more standard length than the OEM offerings. We stock hundreds of Ohlins fork springs in various rates and lengths.
Ohlins offers Ohlins Steering Dampers for hundreds of Street bike applications, including bikes with Electronic dampers like the R1-M.
Some Ohlins Piston kits are available for the older 20mm cartridges that were commonplace for decades in almost every race bike with cartridge forks. Before the Showa BPF damping system started to propagate across the current sport bike range, most Showa and KYB Cartridge forks used a standard 20mm piston assembly with large port pistons designed for comfort over control. Contact us for availability.
Ktech has grown to be one of our largest suppliers for Race fork cartridges. Offering a full line of performance shocks and fork products, they are proudly manufactured in the United Kingdom. Ktech fork cartridges were selected for all the Kawasaki Ninja 300 Cup bikes in 2016, and most of the bike in the CSBK Lightweight Supersport class in 2018. Accelerated Technologies and Jodi Christie won 4 consecutive CSBK Pro Championships and many, many races with their DDS fork cartridges without one revalve. We ran them as valved from Ktech. Ktech supplies us with beautiful product of the highest quality.
Accelerated Technologies offers Ktech DDS Lite and DDS Pro Road shocks for big bike Track day and racing applications, while their Razor, Razor Lite and Razor-R shocks cover most smaller bike and twin shock race bike applications.
For Ktech Shocks as well as OEM street bike applications, we stock many different rates, diameters and lengths of Ktech Shock Springs.
We have won Many Canadian Races and Championships on Ktech Fork Cartridges here at Accelerated Technologies. The Ktech DDS (Direct Damping System) of pressurized cartridges is Ktechs highest spec race cartridge and is available for most Super Sport applications. For newer Supersport bikes that came with Showa’s BPF fork, we offer the Ktech IDS (Independent Damping System). The IDS has rebound in one leg and compression in the other leg and both legs can adjust preload from 0-18 turns. The IDS is our go to for most track bike and race customers that want Preload, Compression and Rebound damping externally adjustable in the top of the fork caps. Finally, Ktech has their RDS (Rod Displacement damping System) for OEM applications that have the stock compression adjuster down by the axle. All options are of the highest quality, come sprung for your weight, bike and riding style and can be professionally installed here at Accelerated Technologies.
We stock Ktech Fork Springs for your OEM forks and for all the Ktech race cartridges. OEM fork springs traditionally have a taper on one end to locate to the fork spring spacer while performance cartridges like the DDS, IDS and the RDS use a ‘straight’ spring in a more standard length than the OEM offerings. We stock hundreds of Ktech springs in various rates and lengths.
Available in 7 lengths to suit many applications, Ktech Steering dampers are fully serviceable, lightweight and come with mounting kits for your bike.
Shipped complete with Piston holders and new damping needles, the Ktech SSK Piston kit for the street and Ktech SSRK Piston kit for the track offer flow improved pistons to give enhanced feel and control at both elevated speed and expectations. Offered for most bikes with 20 and 25mm cartridge forks. These kits are an option for Race and Track bikes like the GSXR, R6 and R1, the Triumph 675, Kawasaki ZX6 and the Honda CBR 600 and 1000 before these bikes were fitted with the Showa BPF. Most applications are from 1990 to 2011-2013. Note: The Yamahas have never used Showa product, they used KYB and Soqi for their race bikes.
We have been using Hyperpro more and more the last couple years and they have blown us away with their appearance, build quality and accurate calibrations. This has become one of our go to shocks for Race bikes with less common fitment lists or older bikes that perhaps have dropped off the fitment guide of other shock manufacturers.
Hyperpro offers a range of shocks called the Hyperpro 3D shock which is a clever billet piggyback shock designed to fit most performance street bike applications. For more general street applications, Hyperpro shocks are available as lower cost Hyperpro 460 Series Emulsion shocks and then a fully adjustable option with high and low speed compression, rebound, preload and adjustable ride height (as an option on some models)
Available in several length, colour and style options, the Hyperpro steering dampers are super high quality with a nitrogen pressure charge similar to a shock absorber to best combat heat and impact shock.
In both progressive and straight rate applications, Hyperpro fork springs are available on their own or as part of a Street Box kit with a shock for a more complete motorcycle upgrade.
Again offering OEM and Race springs in Linear and Progressive rates, Hyperpro Shock Springs are custom selected for your street bike, weight, height and riding style.
Inside the robust plastic shipping box you will find a Hyperpro Shock Absorber, a matching set of Hyperpro fork springs both custom selected for your weight and fork oil. The improvement is staggering. During installation, we can service your forks for you, or improve the damping, but even on it’s own, the Hyperpro Street Box is a wonderful upgrade for your bike.
For years, Penske have offered very high quality aftermarket shocks for many street bike applications. We see many brilliant features and innovations inside these US built shocks that are very high quality and we are proud to offer them at Accelerated Technologies.
Offering options for sport bikes, Penske Shocks offer their 8900 series piggyback and hose mounted reservoir shocks for Motorcycles. The Penske 8983 is a ‘double adjustable’ shock with compression and rebound, while the Penske 8987 is a ‘triple adjustable’ shock featuring high and low speed compression along with rebound. For vintage applications they offer their Penske 8975 ‘double adjustable’ straight body shock (no rezzy) and the cheaper Penske 8900 ‘single adjustable’ rebound only shock. All are very high quality, rebuildable shock options.
Available for 20mm Showa and KYB cartridges, Penske offers another option when looking to improve the flow characteristics of an OEM Cartridge kit.
Another of our US manufactured suppliers, Race Tech have earned tremendous market share and recognition with their comprehensive and very user friendly website. While their product range is quite large, we have selected a few of our favourites below that meet only our best expectations.
For riders of both vintage and lower cost motorcycles that aren’t outfitted with cartridge forks, damper rod forks are the norm. The Race Tech Gold Valve Emulator is a drop-in solution that sits on top of the damper rod and gives us the ability to custom ‘valve’ the fork. Still not externally adjustable it does not have the attraction and versatility of a replacement Ohlins or Ktech cartridge, but it allows us to set the fork up very well on the inside. At a fraction of the cost of a replacement cartridge it is an option that will yield a good result.
Often Race Tech will have spring options that others don’t have. As a Race Tech Dealer, Accelerated Technologies has access to their vast Shock Spring offering.
Often Race Tech will have spring options that others don’t have. As a Race Tech Dealer, Accelerated Technologies has access to their vast fork Spring offering.
When we have a fork tube that we just can’t straighten in house due to crimping or fatigue damage, Race Tech is the importer for the TNK line of fork tubes for most bikes.
Popular with our VRRA customers, Stadium Suspension provides us with excellent shocks made right here in Canada. Able to respond with our requests quickly and efficiently, we are proud to work with Stadium Suspension to exceed your expectations.
Stadium makes us great shocks for most Japanese bikes. They offer their 740TR series with rebound and preload adjustability, 740HR1 with a hose mounted rezzy adding compression damping, 740PR1 with a piggy back mounted rezzy, and their 740HR2/PR2 adds high speed compression damping adjustment to the mix for the very discerning racer that loves to tinker.
Offering thousands of custom and standard options, Stadium shock springs help us tune your bike to you.
Offering thousands of custom and standard options, Stadium fork springs help us tune your bike to you. Stadium is our go to when we can’t get special springs anywhere else.
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Here are the most common, frequently asked questions about applying to and working at Accenture.
Please check individual programmes for closing dates. We receive an extremely high volume of applications for all programmes and it is sometimes necessary to close applications earlier than anticipated. We would recommend early application to avoid disappointment.
Applications must be made through our website. This rule applies to all of our programmes. Speculative applications by any other method (e.g. CV/Cover Letter) will not be considered.
We receive a very high volume of applications and although we will endeavour to move you through the recruitment process as quickly as possible, this may take 4-6 weeks and sometimes longer in very busy periods. We will keep you updated on progress at every stage.
Yes, you can choose your assessment centre at a date and time that suits you. However, we would advise booking at your earliest convenience, as our start dates and programmes can fill up very quickly.
During the application you will be asked questions about your ethnicity, disability, gender and other questions about your background. We ask these questions so that we can closely monitor diversity and inclusion but responses are not evaluated as part of your application.
Please take your time to review all the role information on the website and choose the role which you feel is the right fit for you. Please only apply to one programme and location at any one time.
You will need to wait 6 months before reapplying. Candidates should only apply to one programme and location at any one time.
Yes you can apply to our graduate programmes, as long as you meet the requirements for the specific programme you wish to apply to.
Graduate Programmes and Internships
Our graduate programmes do not have an academic requirement, nor a degree classification. Please note that some graduate programmes may stipulate a degree discipline, so please do check individual programme requirements when applying.
Some of our apprenticeships do have academic requirements so please check the individual programme pages when applying.
We’re aware that mitigating circumstances such as a disability, a long-term health condition, illness or serious family problems may have prevented you from meeting certain academic criteria. We will take genuine mitigating circumstances into account. If you would like to talk to a recruiter regarding mitigating circumstances, please contact our Apprenticeships Team at [email protected] and we will be in touch with you directly to discuss.
We partner with MyPlus consulting and are members of the Business Disability Forum and the Social Mobility Foundation to ensure that our recruitment process is fair and accessible to all candidates.
We can provide various adjustments, personalised to individual requirements, that will enable you to perform your best at all stages of the recruitment process. Examples of adjustments we have made in the past include, but are not limited to, providing extra time, changing the format of an assessment, and scheduling an interview at a specific time. Please do tell us as soon as possible if you require any adjustments or changes to the recruitment process so that you can demonstrate your full potential at interview/assessment stage.
If you have a specific question related to adjustments and how we can support you, please contact our Early Talent Recruitment Team at [email protected] and we will be in touch with you directly to discuss. Please be assured that any discussions are confidential and would have no impact on the outcome of your application.
Accenture is an equal opportunities employer and welcomes applications from all sections of society and does not discriminate on grounds of race, religion or belief, ethnic or national origin, disability, age, citizenship, marital, domestic or civil partnership status, sexual orientation, or gender identity, or any other basis as protected by applicable law.
Due to the very high volumes of applications, unfortunately we cannot give feedback at initial application stage. However, we will endeavour to provide feedback at the later stages of the assessment process where possible.
Accenture’s approach to recruitment is underlined by our core value of Best People and our principle of meritocracy. In short, Accenture seeks to attract, develop and retain the best talent for our business and to foster a fair, positive and inclusive environment. If you are interested in applying for a permanent role with Accenture, please note that Accenture is bound by current UK immigration rules and obligations. This places some restrictions for our entry level roles. PLEASE VISIT THE PROGRAMME PAGE OF THE ROLE YOU ARE APPLYING FOR TO READ THE FULL DETAILS OF OUR POLICY.
A number of our clients require security clearance due to the confidential nature of their work. The criteria for security clearance is 5 years’ continuous address history in the UK (with supporting documentation). This means that sometimes we may need to limit the number of candidates employed who do not meet the criteria, in order to meet business need.
On our website it will state which office location the programme is based. Our main office locations are Birmingham, Bristol, Edinburgh, Glasgow, Leeds, London, Manchester, or Newcastle. Regardless of office location, the majority of our programmes involve travelling to client sites and can involve staying away from home for long periods of time, so flexibility is essential.
Accenture is a people-first business which thrives on collaboration, knowledge sharing and building strong connections. Whilst there may be times where it is necessary to work from home, in order to feel fully integrated we expect that you work in-person on client site or your nearest home office at least 3 times a week.
If you are successful in securing a role, we will offer you the next available start date. We offer positions on a first come first served basis, which means you can be offered a start date anywhere up to 12- 18 months in advance. Please make us aware if you would like to start earlier, if business demand changes we will offer you the chance to join sooner where possible. We do not offer the chance to defer start dates unless there are exceptional circumstances to consider.
The online assessments are bespoke to Accenture and give our candidates an opportunity to learn more about Accenture and the way we work, as well as demonstrate their skills. You cannot prepare for the assessments, but we would recommend that you put aside 60 - 90 minutes and complete the assessments somewhere quiet where you will not be disturbed.
We suggest that you take the opportunity to join our weekly live digital chat sessions available to all candidates at this stage in the recruitment process. These sessions aim to provide an overview of the Online Assessments and we’ll answer as many questions as we can. You will be sent all the information required to join the session of your choice. Don’t worry if you can’t make the live chat sessions, when you log into your online assessment, a detailed tutorial will be available.
Our online assessments are mobile friendly; however we would strongly recommend you complete on a desktop in full screen mode. We would also recommend you use Google Chrome, Internet Explorer version 11 or later, Safari, or Firefox, and disable pop-up blockers before you start.
No, our online assessments are not timed, and you can take as long as feels comfortable. We anticipate assessments will take approximately 60-90 minutes and although the assessment is time recorded, the time taken does not factor in the final result.
We would recommend you complete the assessments in one sitting. If your internet connection fails during the assessment, when you are able to access the assessment again, you will be able to pick up where you left off.
During the Assessment Centre, there will be both assessed and unassessed sessions. We evaluate a range of skills across several different exercises including a paired exercise, online immersive exercises, and a strengths-based interview. Before you join your Virtual Assessment Centre, you will be asked to do some short research on a business relevant topic so that you can share ideas with your assessor during the session (this is not a presentation). You will also have the opportunity to meet other Accenture employees to gain insights into life and work at Accenture and to answer any questions that you may have.
Please note, whilst we use some digital exercises during the assessment centre, assessments are reviewed by a recruiter and not by automated decision making.
We suggest taking the opportunity to join our weekly live digital chat sessions available to all candidates at this stage in the recruitment process. These sessions aim to provide an overview of the Virtual Assessment Centre and we’ll answer as many questions as we can. You will be sent all the information required to join the session of your choice.
We use a strengths-based interview approach to identify a candidate's natural strengths to ensure they fit with the requirements and challenges of the role. Using a strengths-based recruitment approach has positive impacts on productivity, psychological wellbeing, energy levels and performance. You cannot prepare for a strengths-based interview however we would recommend that you listen carefully to the question, take a moment to think if necessary and be yourself when delivering your response to enable us to see the real you!
Although your Assessment Centre is virtual, you will be on camera throughout so it is important to dress as you would if you were attending our office. The dress code is business-casual. Also, remember that your background can be seen by your recruiter so ensure it is tidy and appropriate for the assessment.
During the Virtual Assessment Centre we like you to find out all you can about us! You will be greeted by our Assessment Centre Co-ordinator from the Early Talent Team, and your main assessor for the day will be a Senior Recruiter from HR. You will also have the chance to meet an analyst who has joined our programme and ask them any questions about the experiences they have had since joining us.
Our assessments have been designed to evaluate a range of skills and attributes that our business has defined as essential for success at Accenture. Candidates are not assessed against each other, but against this criteria. Therefore, if all candidates meet the criteria, then every candidate at the assessment centre will receive an offer. Likewise, if no candidates meet our criteria at an assessment centre, then we will not make any offers.
We provide funding to societies and student groupsto support student-led STEM-focused/ inclusion and diversity initiatives across the UK. Society selection has already taken place for the upcoming year, and we are not accepting any further applications at this stage.
To find out more about what it’s like to be one of our graduate or apprentice joiners, including an insight into the day-to-day role and types of projects we work on, take a look at our careers blog.
The ACG brings together all the Analysts who join us on our Strategy, Consulting and Analytics graduate programmes and will be your home in the company from the time you join until your promotion to the next level. As part of this supportive and sociable cohort, not only will you have access to the training and development you’re looking for, but also the advice, guidance and mentoring you need to make your fledgling career a real success.
Everyone who joins our Technology graduate programmes becomes part of the TAG community – a group that aims to attract and grow the next generation of Business and Technology Integration experts, Software Engineers and Technical Architects. Fostering a culture of learning with a diverse range of people, roles and skills, the group offers mentoring and guidance and the opportunity to develop a variety of technology skills. You’ll also collaborate and network with peers through a range of community and social events.
Each experience and project will be unique to you. Most of our graduates are immediately placed on client projects and get stuck in straight away, others work on internal projects first. Ours is an industry that’s driven by client demand. This means that we have to place people in the industries and geographies where our clients need them most. So, as well as being flexible, an open mind, coupled with patience and adaptability are a real bonus. Whatever your experience, you can guarantee that your contribution will be making an impact on world-changing projects for our clients and our business.
Due to the size and scope of our business, this really does vary! Your project may last only a couple of months, which means you learn about different clients and industries, or it could last for over a year, giving you in-depth knowledge in a particular area. Spending a long time on a project is not a bad thing – you could see the project develop from beginning to end and you’ll become a vital asset to the team, as you get to know your client really well. An open mind and flexible attitude is really important, as you may not initially be placed in an industry you first thought of.
You can always take something from every role and if it’s not what you expected, try to see it as a crucial learning opportunity. All projects and roles are important and aim to develop you into a trusted and successful professional in your area of expertise. Sometimes it’s not until later in your career, that you realise the value of each experience, when it comes in useful at an unexpected time. That being said, you should always strive to be open with your line manager, team, and People Lead, as their role is to support your learning and development at Accenture.
All new joiners will have an Orientation and Induction with a key focus on getting to know Accenture and access to support networks. This will be followed by further bespoke training specific to the role. You’ll then be ready for your first project where you can hit the ground running as you get to know your team.
At Accenture we encourage continuous learning and development. Your People Lead will support you and help you plan what training courses and certifications to complete. You will also have access to all of Accenture’s online learning resources.
At Accenture, everybody's journey is unique and as diverse as you are. Training, development, progression, and promotion is all about you as an individual. On average our graduates remain in the programme for 24 - 36 months before promotion, however time spent on the programme will be different for everyone.
Our onboarding team will be in touch with details on any specific actions you need to take before your start date such as sending us any documentation we need on record. During onboarding, there are plenty of opportunities to connect with Accenture and learn more about the role, work and culture. There are also optional training modules available, as well as information to help you upskill before you join to help you feel job ready!
To find out more about what it’s like to be one of our graduates, including an insight into the day-to-day role, take a look at our culture blog.
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Smiling is an effective tool to build a bridge between two people. A smiling person attracts positive people and creates a relaxing atmosphere. People use smiles for certain social aims, as it sends certain signals to people. A sincere smile shows that other people can trust you and make a favorable impression. At the same time, you can defuse a conflict situation with a smile. It should be mentioned that a smile may be inappropriate in some situations. In the following sociology presentation our EssayShark expert tells about the positive effects of smiling. Let’s check it out!
If you were assigned to create a sociology presentation, but you have no ideas – don’t get upset! We hope that our presentation will inspire you with new information that you may use in the future. This sample is presented in our blog to show you what a good presentation may look like. Don’t submit this work as your own presentation to avoid a low score, as this action may be considered plagiarism.
If you have enjoyed this presentation, you can order an original one from our experts! They will create an authentic text and arrange it into a presentation. To make an order, fill in the details in the order form. If the author should consider certain documents, use illustrations, or utilize other materials, you can attach them to the order form. An expert will create the presentation according to your requirements and deliver it on time. Our sociology paper writing service works 24/7 – make an order right now!
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On March 3, 2021, a BC Company, Pacific Gateway Holding Inc., was ordered to pay a fine of $163,776 after entering a guilty plea in Vancouver court to two charges under federal wildlife legislation.
These charges are related to the illegal importation of significant quantities of meat of the Anguilla anguilla, commonly known as the European eel.
The company was charged with importing a CITES-listed species without a permit from the country of export, in contravention of subsection 6(2) of the Wild Animal and Plant Protection and Regulation of International and Interprovincial Trade Act.
The European eel, listed in Appendix II of CITES, is classified as “critically endangered” by the International Union for Conservation of Nature’s Red List and is subject to the European Union’s eel regulations.
The $163,776 fine will be directed to the Government of Canada’s Environmental Damages Fund.
In addition to the fine, the court ordered that the detained eel meat be forfeited to the Crown for destruction to ensure that the illegally imported product is removed from the commercial market.
Operation Vitrum is an ongoing multi-year Environment and Climate Change Canada-led effort to stop illegal trade in endangered eels. In October 2017, the Canada Border Services Agency referred the first of several shipping containers holding imported eel meat to Environment and Climate Change Canada’s Enforcement Branch, beginning a two-year investigation that culminated in one of the largest detentions of illegally imported CITES-listed species to date in Canada.
Between October 2017 and May 2018, Environment and Climate Change Canada enforcement officers inspected and sampled, at the Port of Vancouver, seven 21-tonne shipments of eel meat that Pacific Gateway imported from Xiamen, China.
Pacific Gateway declared that the shipping containers contained fillets of Anguilla rostrata, or American eel, which is not CITES-listed. However, five of the seven containers inspected were found to contain what was determined to be, through extensive sampling and DNA analysis, CITES-listed European eel meat mixed with legally imported American eel meat.
The amount of European eel meat versus American eel meat in the five shipments that contained Anguilla anguilla range from a low of 6.5 percent to a high of 47.8 percent.
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You often don’t see a lot of plants in bathrooms, mostly because the environment there is a bit of a wildcard. Bathrooms have fluctuating temperatures, constant humidity, and lots (or a little) of sunlight depending on what direction windows face and how many there are. You need hearty plant babies to survive those kinds of variable conditions, but lucky for us, there are plenty to choose from that fit the bill. We tapped Erin Marino, director of brand marketing at The Sill, and Joyce Mast, “Plant Mom” from Bloomscape, for their recommendations on what thrives in the bathroom.
The 10 Best Plants for Your Bathroom
As a general rule, Marino suggests targeting plants that can thrive in a warm, humid environment that a bathroom provides. How do you know what plants prefer those conditions? As a general rule, “Think of the plant’s native environment: Pick plants that call tropical places home,” Marino says. With that in mind, these picks made our best bathroom plants list.
Add a touch of nature to your bathroom with the help of bird’s nest fern. These leafy plants like moderate, indirect light, so make sure you don’t put it directly on your window sill. According to Marino, it’s arguably one of the easiest ferns to keep alive indoors. “Native to areas of Southeast Asia and Polynesia, the bird’s nest fern loves the extra moisture a bathroom can provide,” she says. “Its large wavy leaves can create instant jungle vibes in any space.”
Since pothos like moderate to low, indirect light, it’s the perfect plant to put on a bathroom shelf or counter. “Although pothos doesn’t necessarily need the extra humidity, it’s a great pick for a bathroom because it’s tolerant of lower light levels and irregular watering,” Marino says. And it’s a tough plant—pothos are so easy to care for, they’re black thumb proof. “Also it’s a super quick grower that loves to hang and trail—it’s perfect for hanging off your shower curtain rod,” Marino adds.
3. Tillandsia / Air Plant
Air plants are great for the bathroom because they can soak up the humidity right from your showers and baths. Plus, they give you more room for creativity when it comes to display, since they don’t need planters or potting mix. “Instead of using roots to absorb water and nutrients, air plants absorb both from the air,” Marino says. “They will tolerate a wide range of conditions but are happiest in a spot with bright, indirect light and high humidity. If you have a bathroom with a big sunny window, then these fellas are for you.”
Since we’re talking about bathroom plants, your plant might as well have some beauty benefits attached to what you choose, no? That’s where aloe vera comes in. “The gooey insides of the Aloe plant’s leaves can be used to help soothe skin, heal minor burns, reduce itch, and more. “Simply slice off a mature leaf at the base of the plant, squeeze out the interior ‘gel’, and apply directly to your skin,” Marino says. These plants like bright, direct light. For best growing results, be sure to place yours in a spot that’s not too far away from a window.
Like the bird’s nest, the staghorn fern loves the extra humidity a bathroom offers, so it won’t be mad at you for taking a longer shower. But it also needs bright to moderate, indirect light to thrive. “We can envision it potted on your bathroom’s windowsill or even mounted on a piece of wood and hung on the bathroom wall,” says Marino. “In their native environment, staghorn ferns are epiphytes, which means they live on trees instead of in the soil (like air plants).” This is why the wood mounting idea works, and it’s a great alternative if you’re short on space and can’t fit any potted plants in your bathroom.
6. Calathea “Freddie”
The majority of calathea flourish in humid environments, so it’s a great plant to spruce up your bathroom. And since it enjoys moderate, indirect light, you don’t have to worry about how small your bathroom window is or whether it’s placed too far away from it. “The calathea ‘Freddie’ is one of our favorites because it’s more tolerant of low light than other varieties,” Marino says.
The Chinese Evergreen is a great plant for the bathroom because it is so hearty. It even thrives when you forget to water it, so it’s a great choice if you travel a lot or can be a little forgetful. It’s also very adaptive; it prefers low or indirect light but also grows well in bright spots. It loves humidity but doesn’t like quick temperature changes. Keep your windows closed on chillier days to avoid strong drafts that might disrupt its growth.
Gardenias are tropical, so they’re at home in humid bathroom air. They thrive with bright, indirect light, so think morning sun and afternoon shade. “Gardenias are a beautiful plant that needs a little bit more sun to thrive and flower,” says Mast. “If you have a window in your bathroom that gets at least four hours of sun, for example, south or west-facing, this would be a perfect spot to add a gardenia.”
The snake plant is nearly impossible to kill, making it a great, non-finicky option for the bathroom. It grows faster in bright light, but it can tolerate less light as well. Its origins are in West Africa, so it can handle desert-like conditions, too. “Snake plants need very little water and thrive on neglect, so they are a perfect addition for someone who is new to plants or needs a plant that doesn’t mind being forgotten from time to time,” Mast says.
Spider plants are another no-fuss option. They can tolerate low light or bright light, but make sure they’re not in full sun, or they will scorch. They like a little humidity, so your baths and showers are a plus for them. You can cut and propagate spiderettes from a parent plant, so you get a lot of bang for your buck with this species.
A word to the wise: If your bathroom doesn’t have windows, a live plant probably isn’t the best idea. “Light is food for plants, and they need it to survive,” says Marino. “A plant might tolerant no natural light for an extended period of time but not for the long run.” She recommends opting for preserved or faux plants instead.
If you have a plant in mind for your bathroom that’s not on this list, keep this checklist from The Sill in mind when decorating with your plants:
Now go and get your grow on in the bathroom!
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Whilst in Paignton Zoo, I visited the bird feeding station on the wild trail. I stayed there for about 30 minutes and managed to spot several species.
I used my Nikon D700 camera with a 500mm lens on a monopod to take the shot.
Location: Paignton Zoo, UK
Photographer: Arnaud Germain
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You will be eligible for your learner's permit at age 15 1/2 years!
Visit your local Ohio BMV Driver Exam Station with parent or legal guardian.
Student must provide documents to verify identity, date of birth, Social Security number, U.S. citizenship/legal presence, and residency.
Parent/legal guardian must provide 2 documents to verify their identity. (Birth Certificate * U.S. Passport * Military ID * Student ID * School Records * Bank Statement)
Pass a vision exam and the BMV written test .
Pay the temporary permit fee.
Visit the Ohio BMV website for complete details.
Our family has proudly served Fairfield & Pickaway counties since 2001.
We have earned the respect and trust of countless parents by providing a clean, fun and Christian atmosphere where students can learn.
Our class knowledge of the rules of the road are up-to-date. Our goal is to teach the students good driving habits to assure that they become safe, responsible drivers.
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Now that the nights are getting longer, the idea of relaxing in a warm bath is much more tempting. But for a lot of people, especially those with mobility difficulties, they may find it hard to get in and out of the bath.
At Aquability, we don’t think anybody should be denied the pleasure of a full length soak. We have a wide range of accessible bathrooms, low access showers and mobility bathing to suit all needs and budgets. The good news is most walk-in baths can be installed simply and without any disruption at all, and usually within a day.
If you’re thinking about a walk-in bath for you or a member of your family member read on to find out what bath options are available.
Don’t deny yourself the luxury of a relaxing bathing experience
For older people, those with disability or injury, having the ability to bathe independently is very important. However, sometimes we all need a little more support or encouragement to do things. The fear of falling or lifting yourself in and out of a bath can be hard to overcome. With a little adjustment to your existing bathroom, you or your loved ones can keep their privacy and still have a pleasurable bathing experience.
Great bath tub. I can have a bath now as it’s easy to go in with the door on it. Brilliant idea to have this instead of my old bath. Great job, thank you! Mr P.
What is a walk-in bath?
Walk-in bath tubs are specifically designed for people with restricted mobility whether that be through age, injury or disability. They come with a cleverly designed, water-tight door which allows easy access into the bath and are fitted with a number of safety features to give you full peace of mind.
The low-level threshold makes it easy to get into and out of the tub. Internal grab rails can be positioned where you most need them to give you the stability and the security you need to bathe comfortably.
For extra convenience some walk-in baths come with the option of a power seat to lower you down into the bath, and raise you back up when you finish bathing. For pure indulgence, you can also add hydrotherapy spa jets to gently massage away all aches and pains.
The wide range of walk in baths and the variety of features available will make your daily bathing routine a relaxing and pampering experience.
The Aquability bath offers
From the Simplicity to the Mini-Marvel, Aquability has a range of walk-in baths to suit your family needs and your budget. Our range can be colour matched to your existing suite and are all designed carefully to reduce the risk of accidents.
Our experienced installation team can usually install one in the same day with minimal disruption and we’ll even remove your old bath.
Having mobility issues doesn’t mean you can’t bathe in comfort. Take a look at the range of walk-in baths in our brochure or give us a call to chat about how we can help you.
If you’d like to find the best solution for your bathing needs, please call us for a free, no obligation chat on our freephone: 0800 316 0115.
See all our reviews here.
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WBS SOLAR PUMP - 12V DC Brushless Solar Submersible Pump Zambia Application Reference
In Zambia, about one-third of people do not have access to safe drinking water. They need to go far to carry water to solve the needs of life.
In a village in Zambia, people’s daily lives have undergone tremendous changes. The village has recently implemented a series of improvement measures. This is a project to improve the supply of tap water.
Reliable drinking water supply is a fundamental necessity for human survival. In Zambia, people need to walk very far to get water. In many cases, this is futile. They rely on electric pumps to draw water, but local electricity supplies are often interrupted. In addition, because electricity is very expensive, the use of electricity becomes a luxury consumption.
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The 3DSS0.5-28-12-80 solar screw pump is made of 304 stainless steel and is therefore extremely durable. And only minimal maintenance and troubleshooting is required.
Solar modules are placed on the roof to prevent theft. An underground cable connects the solar pump to provide power. Groundwater is pumped into two large tanks where people can extract the water they need.
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Winter in Illinois can be brutal and so very long. As the days get colder and shorter, many people experience the “winter blues.” Seasonal affective disorder (SAD) is a form of depression that can begin in the fall and last through the spring.
Symptoms of SAD can include:
• Avoiding others or isolating
• Feeling depressed or sad
• Loss of interest or pleasure in activities once enjoyed
• Change in appetite – eating more or much less
• Sleeping too much
• Loss of energy or increased fatigue
• Trouble concentrating or making decision
Treatment and Prevention
SAD can be treated in a number of different ways. Light therapy, medication and talk therapy are some options. In general, when the weather improves, these symptoms begin to reduce. However if you have experienced this in the past, you could prevent SAD by making lifestyle changes.
Here are some ways to prevent those winter blues from sneaking up on you:
- Do your best to get outside when you can despite the cold. Getting vitamin D by soaking up the sun can help improve energy and focus.
- Make plans! Nowadays if an in-person hang out is too difficult, try something virtual instead. Set up video chats, phone calls, a book club, make dinner with a friend to have something to look forward to.
- Stay active. Try to get a few minutes of exercise in, stay hydrated and make more positive food choices to keep yourself healthy.
- Stick to a schedule! Avoid sleeping during the day and focus on a good sleep routine. Try to wake up around the same time daily and plan your day out.
- Find an activity that brings you joy. Get into puzzles, start volunteering at a food bank, meditate. These activities can be done alone and can also boost your mood.
If you are experiencing symptoms of SAD and these tips are not alleviating your symptoms, consider reaching out to our clinicians at Collaborative Counseling and Psychiatry for help at at (847) 444-2281.
Prepping for winter and avoiding those “blues”
Chandni Parikh, PMHNP, CPNP
Collaborative Counseling and Psychiatry
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Technology Gap Analysis is used to locate gaps by comparing where you are against where you would like to be. We identify gaps between these two states and recommend actions to close them through technology research and scouting in different aspects to find actionable solutions.
Purpose & Use
Technology Gap Identification (TGI) identifies specific gaps and provides in-depth assessment, evaluation and strategy implementation for technology. It helps in identifying the unmet needs, business requirements and analyzing the goals to be accomplished. We provide a comprehensive manual analysis of all the documents, align the findings according to the objective and draw trends to provide actionable insights.
Process & Reporting
Signicent adopts a systematic approach to accumulate data from patents, technical papers, university research, R&D units and incubation centers that are available on free or paid databases. The process involves the analysis of the current state for instance what challenges are faced during product/ technology development and identifying the areas of weakness. Then, ensure that the project requirements have been met by analyzing the current state. Further, validate the details of the finding with the output of market research and provide technical information which can lead to better decisions by doing comparative analysis. We uncover the growth opportunities that will include unexplored and under-rated markets to enable and complement unmet needs & whitespaces.
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In today’s world, our environmental state is a hot topic and one that many do not know what to do about. Although I had joined my school’s “eco club”, I knew I wanted to do more, which was what led me to decide to make the arduous journey to the Amazon, and see just how much I could do!
Luckily I was able to get an overnight flight, and was therefore fresh faced and lively upon arrival in Puerto Maldonado. The immense wave of heat hit me like a brick wall. As I was stepping off the plane it became clear to me I would not need the jumpers I had so carefully packed. Nando, one of the founders of Taricaya, and Maria, his daughter and one of the volunteer coordinators, took me and the other volunteers from the airport to their home for a quick lunch. It was then off to the Taricaya Lodge!
The boat ride there had all of us new volunteers observing our surroundings with a look of sheer amazement painted across our faces. The towering trees, colourful birds, and silky-brown waters truly made me realize that this was not Toronto, and there was much adventure to come.
From the first day at Taricaya, it was clear this was not going to be a walk in the so called “Amazonian park”. We would receive the day’s plan and tasks the night before, and the anticipation would start to build. One of my favourite tasks for those 5:45am wakeup calls was bird watching, as it allowed you to take in the gorgeous sunrise that blessed the area, while looking at anything from Macaws, to Hummingbirds, to the oh-so-popular Yellow Rumped Casique. If you were lucky, you would be able to undertake this activity up at the Canopy Walkway, the highest canopy in all of South America. From there, you could see tree tops for what seemed like forever, and look down at the Madre De Dios river, with all her twists and turns.
Unfortunately, not all responsibilities at Taricaya were ones I looked forward to. One of the daunting tasks was the infamous Trail Clearing. I remember the first time I had to perform this mammoth task. Alejandro, one of the staff, handed me and the other volunteers machetes, and then began to walk off into the great abyss that is the Amazon. All seemed well until we learned that we would have to be getting down on our hands and knees and hacking away at the many weeds and shrubs that are constantly growing into the of labyrinth of trails around the area. For what seemed like hours upon hours, I hacked, chopped, and dismembered many a plant, with buckets of sweat and many machete blisters as proof of my commitment to the job. Although it was something I was not totally gung-ho about, I am comforted in knowing that I helped better the area, and was doing what I set out to do- make a difference in some small way.
Something that everyone looked forward to was the legendary caiman hunt that Stuart, one of the founders of Taricaya, took us on one night. We all piled into the boat to see just how talented Stuart was at wrestling wildlife. His flair for caiman catching was soon revealed, when he pulled a 1½ foot long caiman from the banks of the river with his bare hands, and held it with what looked like no strain at all while we all snapped shots and asked a multitude of questions.
My time at Taricaya seemed to zoom by in what I thought could have been mere seconds. Whether it was feeding the animals, putting up bird nets, or becoming a skilled wielder of both a machete and pickaxe, I will not soon forget the many memories I have from there. I truly believe that Taricaya is at the forefront of fighting our current environmental crisis and I am happy I was able to take part in such a valiant effort.
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The 3,361 mayors of the PP in Spain met in a common manifesto to “reiterate our commitment to the equality of all Spaniards” which, according to the ‘popular’, is “seriously compromised” in “unfair and arbitrary” decisions made by the Government by Sánchez to get the votes of the Junts and other pro-independence formations.
“The current central Executive no longer puts the general interest above all else, but prioritizes the demands from which the separatist formations extort him at every moment,” so the spokesman and deputy secretary of Culture of the PP, Borja Sémper, called protest this Sunday to “end” “caste politics” initiated by Sánchez.
In the ‘popular’ document, the mayors, together with the 23,421 councilors in the PP throughout Spain, demand that the Government end the “secret negotiation” with its partners on issues such as the economy and the welfare of citizens.
For the PP, “the public service and the equality of Spaniards before the law They cannot be money to protect the presidency of Pedro Sánchez” and that is why they ask for participation in the debate and decision-making on issues “that affect us all.”
In the same document, the ‘popular’ mayors expressed their “total rejection of the Amnesty Law” because it is an “unjust and immoral” law. “It attacks the equality of all Spaniards enshrined in our Constitution and breaks the principle of separation of powers by canceling judicial sentences and investigations,” they said. from the PP insisting on the “massive deception” represented by that law for the Spanish because “PSOE denies the possibility of this step.”
In addition, they emphasize that the existence and processing of this law did not “serve for the independence movement to do with the non-repetition of the coup that took place in 2017 in Catalonia”.
“We see with loneliness that the agreements with the PSOE and its partners serve to decriminalize theft crimes, against territorial integrity and even terrorism”, the PP maintained that they described the socialist attitude as “contrary to the non-negotiable values of any modern democratic State.”
Along with the Committee of Mayors of the PP in Madrid, Sémper warned that Sánchez uses “lie” as “change of mind” to now defend that “violence is violence” depending on “where it is committed”, an accusation regarding the PSOE agreement with the independentists to exclude terrorism crimes from the amnesty bill only for “violations of human rights”, which would allow amnesty. for the CDR or those accused of the Democratic Tsunami.
“We demand no ‘good terrorism’ and that every act of terrorism will be investigated and judged,'” the manifesto reads.
“Sánchez is an expert at lying, but we do not deserve a government that destroys institutions, dignity and destroys the rule of law,” added the spokesperson of the ‘popular’, thus calling on citizens to protest for an “alternative”: “There is a way out, There is hope, there is a better future. “There is an alternative to bad government and this resentment.”
For his part, one of the mayors most critical of the amnesty and of Sánchez, Xavier García Albiol, described the president as “an amoral character” and assured that he was “sad” that what happened “does not provoke a reaction” in society.
Sémper also criticized Sánchez for “making Moncloa a house of trouble” with “a weekly scandal” and “maligned ministers who speak ill of themselves”, “contempt the opposition” and “insulting those who disagree with them.”
The mayors believe that changing or repealing the Penal Code “a la carte to benefit some people is a form of political corruption” and that. undermines trust in institutions and creates a sense of grievance and
injustice to the population “intolerable,” reads the manifesto.
The leader of the PP, Alberto Núñez Feijóo, the regional president of the party, and the former president of the Government José María Aznar will participate in this concentration.
Under the motto ‘In defense of the equality of the Spaniards’, Feijóo and his ‘barons’ intend to take advantage of the Plaza de España in Madrid – starting at noon – citizen “anger” against a rule where, according to the PP, Sánchez “bought” the Presidency of the Government by “changing votes with impunity” to a “caste” of Catalan politicians.
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Zamaiya name meaning
What does Zamaiya mean?
Meaning of Zamaiya is not available this time. Please visit after sometime.Names that rhyme with Zamaiya
How popular is the name Zamaiya?
Zamaiya is a rare baby name in United States however it is still in use. As per our estimate, over 10 people has been named Zamaiya globally.
What numbers say about Zamaiya?
You are the most passionate partner your lovers have ever had. You want to shout it out to the world that not everyone has to think or behave the same. People see you as their leader because of your attitude, determination, and creative thinking. You believe that nothing is impossible until your heart beats. If you walk over people to get on top, you won't make it. Or you will but you won't feel good about yourself.
Other names similar to Zamaiya
- Irmo - Meaning of Irmo is Large
- Geppert - Geppert's meaning is Rendering or Hard
- Anousha - Infrequent and Contemporary Anousha has its origin in Armenian is used as a gender-neutral name, Anousha means "Beautiful Morning" is prevalently used in Hindi and Hindi
- Otthein - Meaning of Otthein is House, Possession and Ruler. Otthein is short version of Ottheinrich.
- Ocko - Meaning of Ocko is Possession is largely used in Frisian
Famous people named Zamaiya
We could not find any notable namesake.
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In his opening remarks at the Fourth Ukraine Defense Contact Group on July 20, U.S. secretary of defense Lloyd Austin touted Kyiv’s military accomplishments and issued a warning to Moscow. “Russia thinks that it can outlast Ukraine—and outlast us,” he stated. “But that’s just the latest in Russia’s string of miscalculations.” Russia’s miscalculations in this conflict—underestimating both the strength of Ukrainian resistance and the unity of the West—are indeed serious and real, but such blunders are not unusual in the early stages of wars, including wars where, in the end, the erring side proved victorious. The Soviet invasion of Finland in 1939-40 is a prime example. Russia’s early miscalculations are therefore a poor guide in predicting the outcome of its burgeoning confrontation with the West, especially if we fail to take stock of America’s no less serious miscalculations in dealing with post-Soviet Russia.
Five key examples come to mind.
The first is the West’s staunch dismissal of Moscow’s numerous and increasingly dramatic warnings that NATO expansion toward its borders would be viewed as an existential threat to Russian security and encounter the strongest possible resistance. Under several different U.S. administrations starting with President Bill Clinton, America and its allies took the position that, since the West had no intention of attacking Russia, Moscow’s concerns could be safely ignored. As George F. Kennan and other American critics of NATO expansion anticipated at the time, however, Moscow adopted an increasingly determined stand against expansion, culminating in the deployment of force against Ukraine. Rather than acknowledge this development as evidence of Western mistakes, the West’s foreign policy elites instead now portray Moscow’s (in their view) unreasonable position as proof of Russia’s inherently aggressive nature. The problem with this view is that it contradicts what these policymakers told the Western public in the 1990s when decisions regarding NATO expansion were first made, that Russia was in essence a friendly but irrelevant geopolitical power. Since then, they have elevated their search for a new post-Cold War mission for NATO—and, tacitly, a new enemy—above the broader imperative of integrating the new Russia into the global order and, in the process, establishing a stable and secure Europe.
If the initial miscalculation was strategic and even moral in nature, the second was primarily tactical—but no less important in contributing to Moscow’s decision to invade Ukraine in February. In the absence of reliable information on Vladimir Putin’s thinking, the Biden administration opted to persuade itself that Moscow had either already decided to use force or, on the contrary, bluffed to secure concessions on NATO expansion. Considering that the numbers and disposition of Russian forces were neither adequate for a full-scale invasion nor sufficiently focused for a narrower offensive in the Donbass, one might think there was a good possibility of Russia engaging in diplomacy, hoping to obtain results without war but prepared to go on the offensive if talks failed. Yet such logic concerning the ordinary conduct of major powers proved alien to the Biden administration, which attributed sinister motives to Russian behavior: either Moscow’s attempt at diplomacy was a cover for a predetermined attack or just cheap blackmail. In the administration’s defense, Russian requests came in the form of rather categorical demands, including a guarantee from NATO barring Ukrainian membership in perpetuity. Such demands are not unusual, however, for an opening bargaining position. Washington had every opportunity to test Moscow’s flexibility in proposing negotiations, starting with the obvious point of agreement, namely, that NATO would not invite Ukraine to join its ranks anytime soon. Instead, President Joe Biden chose to call Putin’s bluff—with predictable results. Does anyone really believe at this point that had the administration proposed serious negotiations on Russia’s Ukraine concerns rather than contemptuously dismissed them, Moscow would still have ordered an attack? The Biden administration provided an additional incentive for Moscow to attack, moreover, by stating in advance that under no circumstances would the U.S. use force to defend Ukraine. Greater tactical ineptitude is difficult to imagine.
The third miscalculation involved overestimating the degree to which the United States could count on international support in a protracted confrontation with Russia. Make no mistake: Biden and his advisors have done a remarkable job mobilizing the collective West against Moscow. The level of Western unity and will to act has not only been greater than anything the Russian government anticipated but actually more than most in the West themselves expected. The problem is this: the United States, Europe, and their Pacific allies no longer command unchallenged global dominance—economically, politically, or even militarily. Considering how much is now at stake for Putin, forcing his retreat from Ukraine will require a determined effort by more than just the collective West. But such determination has not been apparent. Out of economic self-interest, governments from Riyadh to New Delhi to Beijing have proven reluctant to approve sanctions against the Russian energy sector that would deprive them of cheap and reliable supplies. While not supporters of Moscow’s actions, these governments do not believe that the Russian invasion represents a threat to them, or that it is so exceptional as to require that any responsible government act against it. Now that Washington’s efforts at persuasion have proved insufficient, the Biden administration is resorting to threatening severe consequences against anyone who refused to cooperate with U.S. sanctions—including China, another nuclear great power, or such American adversaries as Iran, already under severe U.S.-imposed sanctions. These efforts sent a clear message--nations outside the West were to follow the dictates of American might, rather than right. Many of these nations appreciate that most Western governments are more democratic than anywhere else. But these same nations—particularly those that have colonial or, in the case of China, neocolonial experience—have another notion of democracy, namely, democracy in international affairs where sovereign states are allowed to select their own form of government and define their own destiny. This concept is what Zbigniew Brzezinski once called the yearning for dignity. It is in this dignity department that, for quite a few developing nations, Vladimir Putin, with his emphasis on working with existing governments (their imperfections notwithstanding), seems to offer more than Joe Biden. It is one major reason that efforts to isolate Russia globally were, from the outset, conceptually unsound.
Fourth, with the isolation of Russia proving less absolute than Washington had hoped, the United States has had to rely primarily on Western sanctions and Ukrainian successes on the battlefield. On the economic front, there was no clear plan on how sanctions could alter Russian conduct in a reasonable timeframe before Western unity began to fray and there was less and less Ukrainian territory to defend. The Biden administration has approached the situation in a manner reminiscent of the Johnson administration’s escalation in Vietnam: introducing sanctions stage by stage, often less because they are expected to change Russian behavior, and more because there is simply a need to do something that will demonstrate the administration’s resolve both at home and abroad. Five months after the start of the conflict, it is fair to say that while sanctions have created clear inconveniences for the Putin government and economic damage in the long term, life in Russia remains remarkably normal. The ruble has not only stabilized but strengthened, inflation is increasingly being brought under control, and there are no visible interruptions in the supply chain. Traveling both to Moscow and the provinces suggests that many Russians feel their lives are essentially normal, without any painful interruptions. These developments explain the Biden administration’s increasing talk of a protracted conflict, which would allow time both for sanctions to inflict damage and for the United States and its allies to continue their unprecedented level of military assistance, training, and intelligence sharing with Ukraine. The question of where these efforts will ultimately lead remains unanswered, and there is scant evidence they will prod Russian conduct in a desirable direction. At this point, the optimism expressed by Secretary Austin and others in the Biden administration is more an article of faith than anything else.
The United States and its allies can shift the military dynamics in Ukraine’s favor—from delivering more American HIMARS systems and other high-capacity weapons to Kyiv to providing more training to the Ukrainian military. The problem is that Russia enjoys multiple options in deciding how to respond, and, indeed, can escalate rather than retreat. The most obvious option is acquiring weapons similar to the HIMARS that might be available from China and North Korea. The Chinese may be reluctant to go that far, but North Korea—which recently recognized the Donetsk and Luhansk “people’s republics” and is under severe sanctions itself—may be willing to oblige. Russia may also decide that avoiding general mobilization is no longer feasible, a move that would address its current manpower shortage. And whether the West likes it or not, there finally remains the option of using tactical nuclear weapons—a recourse that NATO itself once considered viable in confronting Soviet conventional superiority in Europe.
Last but not least, the collective steps taken against Russia thus far have had unintended consequences. From an American perspective, the most damaging of these is the growing impression among the majority of Russians that the West has launched an undeclared war against them. Regardless of who is responsible for the war, which power has international law on its side, or who presents a more reliable account of the situation on the battlefield, what is most important for a number of Russians is the growing conviction that Mother Russia now faces a moment of truth, confronted with a powerful assault by its enemies who make no real distinction between damaging the Russian government and punishing the Russian people. This development has become glaringly apparent in a variety of public opinion polls (including those conducted by opposition-minded groups) and in my numerous conversations in Moscow, including with figures who dislike Putin and only reluctantly acknowledge the emerging consensus in Russia.
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Written By: Regina Chi
Regina Chi of AGF Investments examines the current shift in the global supply chain, China in particular, and investigates how investors could profit from this change
From Artificial Intelligence (AI), self-driving cars, fintechs and drones, China is gaining a reputation as the world’s innovation capital. In fact, the phrase “made in China”, once emblematic of low-end trinkets and cheap labour, is getting a makeover as the economy undergoes a seismic shift.
This transformation – arising against the global backdrop of growing populism, trade protectionism and sweeping technological change – is having a dramatic impact on the world’s supply chain, the network of companies that provide everything from the bits and pieces needed to make our electronics run, to the leather and other materials that go into our footwear and apparel. These suppliers not only serve as a barometer for the future outlook of an Apple stock, for example, but provide rich investment opportunities themselves. In other words, shrewd investors may do well to heed this advice: follow the supply chain.
Birth of the supply chain
While globalisation has been underway since the birth of the telegraph and the Pacific railroad, it’s hard to believe that the notion that developed countries would work with supplier companies in emerging economies to cut costs is only a few decades old. This trend truly gained momentum following the North American Free Trade Agreement when US car manufacturers outsourced much of their labour to Mexico. Meanwhile, the next iteration of global outsourcing evolved with the increasing sophistication of technology. With multinationals focused on their sweet spot – product design and brand – they’ve turned to suppliers to make their components. They’ve looked to China and other parts of Asia as sources of cheap labour, land, and for economies of scale, to feed a seemingly insatiable demand for consumer goods.
For more than two decades, there have been clear winners in this wave of globalisation. While multinationals have outperformed their domestically-focused rivals, emerging market economies have also flourished, benefiting from the surge of foreign investment, while contributing to a bigger share of the world’s GDP, according to World Economics and data from Barclays Investment Bank Research (Figure 1).
Figure 1: Net Margin, Multinational vs. Domestic Companies
Source: World Economics, Barclays Investment Bank Research
Disruption and the new world order
However, we believe we’ve reached a tipping point. A new world order is emerging, reshaping the global economy, driven by a wave of forces that are threatening well-trod trading patterns and the integration of economies. The risk? The winners of these last two decades could well now become the losers – and they are especially high for emerging markets – particularly those in the Asian value chain.
Tit-for-tat trade wars and the advent of economic nationalism are helping to drive deglobalisation. But the acceleration of technological innovation, including Artificial Intelligence (AI), automation, robotics and 3D printing is also having a dramatic impact on both the emerging and developed markets, especially as they displace traditional production capacity.
This will, in all likelihood, impact the flow of investment to emerging markets, with automation eliminating 40-60% of jobs in emerging markets, according to the World Bank’s 2017 estimates. And those multinationals who are quick to embrace emerging technologies may benefit from on-shoring, thereby avoiding the onslaught of disruption wrought by deglobalisation.
Take Adidas, the global athletic brand giant. The company has built an advanced automated facility in Germany using 3D printing that promises to develop, manufacture and restock footwear in a matter of days, as opposed to orders from China taking many months, produced with a fraction of the standard workforce.
By improving efficiencies, local production also has the potential to strengthen company balance sheets with reduced inventory costs, lower capital spending, shortened transition lag and overall improved return on invested capital. The downside is that easy access to technology such as 3D printing also lowers barriers to entry, potentially increasing competition for reigning brands too.
The rise of “Chinnovation”
While all of these forces are conspiring to challenge the status quo, events within China’s borders are also helping to accelerate these shifts in the global supply chain. The recent explosion of China’s technological firepower, coupled with new state-driven policy, will create a domino effect in local emerging markets.
The country is undergoing an astonishing transformation – from serving as an imitator and the world’s factory floor for cheap goods to a country vying to realign the power of the global technology industry in the coming years. Some have dubbed this shift to a designed-in-China model as “Chinnovation”. For now, the old smokestack industries and new start-up worlds co-exist, but structural changes are occurring at a breathtaking pace.
China’s ambitious Made in China 2025 policy, a strategic plan issued by the government in 2015, is helping to drive its economy, focusing on high-tech industries that have typically the purview of foreign companies. The country is driving technological innovation in emerging areas like robotics, AI, Big Data, as well as genomics, clean energy, electric cars and aviation. The Made in China plan also outlines a strategy to boost Chinese-domestic content of core materials 40% by 2020, and 70% by 2025. To achieve its goals, China has also made impressive investments in research and development (R&D), and patents. China has been granted the largest number of patents globally since 2015, growing 22% compared with just 7% in the US, according to data gathered by IP5 Offices and UBS Group AG.
These developments are already having a significant impact across the surrounding region. Consider that information technology (IT) now has a bigger weighting on the MSCI Emerging Markets Index, far outpacing its traditional stronghold in energy and materials, according to data from Thomson Reuters Datastream and HSBC (Figure 2).
Figure 2: IT and Energy+Materials weighting, MSCI Emerging Markets Index 2006-2018
Source: MSCI, Thomson Reuters Datastream, HSBC, August 2018.
However, shifts in the supply chain won’t happen overnight. This will take two to three years to unfold if current dynamics hold. But as China steps up the value chain, countries such as Malaysia, Bangladesh, Vietnam and Taiwan will also transform. For example, we know Vietnam is already attracting a rush of new investment, with textile makers and semiconductor companies setting up shop. Meanwhile, India is also playing a bigger role, trumpeting its engineering know-how.
However, if scale loses its importance in a less integrated world, there are also worries about the long-term sustainability of lower-value countries like Taiwan, Bangladesh and Thailand.
What does this mean for investors?
From an investment perspective, this disruption in the global value chain has far-reaching implications. As we’ve said, there will be clear winners and losers. Those who stand to benefit most include companies with strong intellectual property and patents whose goods and services cannot be turned into commodities. Meanwhile, multinationals with strong brands stand to gain, too.
Other winners could include commodities and agriculture – after all, items like wheat and copper can only be produced in specific geographies and cannot be displaced by technology.
What do we look for? Beyond companies that make good capital allocation decisions including high R&D spend, and that continue to invest in intellectual property, we look for companies with strong balance sheets that help enable investment in new technologies, especially in a downturn. We also look for companies that earn a rate of return above the cost of capital – critical in an era of rising interest rates.
In other words, investors would do well to position themselves for these tectonic shifts, heeding the advice of this ancient Chinese proverb: “A fly before his own eye is bigger than an elephant in the next field.” In other words, you can’t find tomorrow’s opportunities by focusing on today. Investors should keep their sightlines squarely focused on China’s shifting role in the global supply chain, the acceleration of technological innovation, and the impact deglobalisation will likely have on both developed and emerging markets in the future.
References to specific securities are presented to illustrate the application of our investment philosophy only and are not to be considered recommendations by AGF Investments. Every effort has been made to ensure accuracy in these commentaries at the time of publication; however, accuracy cannot be guaranteed. Market conditions may change and the manager accepts no responsibility for individual investment decisions arising from the use of or reliance on the information contained herein. Investors are expected to obtain professional investment advice.
AGF Investments is a group of wholly owned subsidiaries of AGF Management Limited, a Canadian reporting issuer. The subsidiaries included in AGF Investments are AGF Investments Inc. (AGFI), Highstreet Asset Management Inc. (Highstreet), AGF Investments America Inc. (AGFA), AGF Asset Management (Asia) Limited (AGF AM Asia) and AGF International Advisors Company Limited (AGFIA).
AGFA is a registered advisor in the U.S. AGFI and Highstreet are registered as portfolio managers across Canadian securities commissions. AGFIA is regulated by the Central Bank of Ireland and registered with the Australian Securities & Investments Commission. AGF AM Asia is registered as a portfolio manager in Singapore. The subsidiaries that form AGF Investments manage a variety of mandates comprised of equity, fixed income and balanced assets.
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They call it the “gig economy” or the “sharing economy.” It’s made up of people who cobble together a living based on multiple part-time and/or temporary jobs, stitching together the monthly nut with a few hours here and there.
It comes with no benefits, no security, no promises, and no prestige. And now it comes with the added burden of figuring out how much in taxes and fees the middleman of government will collect from your use of service providers like AirBNB, Uber, Lyft, TaskRabbit and other companies that specialize in providing short-term workers and/or services.
AirBNB has recently agreed to implement a program that will see its hosts start paying hotel taxes this summer to the cities where they rent apartments, homes, and rooms through the service. In San Francisco, that’s 14%; New York City is 15%. Portland is also on the clock, with 6% to be added to the bill. More cities are sure to follow.
The increases will be passed along to the customer via AirBNB, and will cause rent increases for the spaces provided. That will no doubt affect occupancy rates, which means the income for the provider (ie, the gig economy participant) will likely dip.
Companies like Uber, Lyft, and others will soon likely have to comply with local and state laws; this will increase business costs…
There’s other trouble on the horizon for AirBNB. Landlords and local governments are starting to look askance at what are essentially unlicensed hotels being operated in their jurisdictions. In a recent well-publicized case, a New York resident who rented out his apartment for the weekend discovered it was being used for an advertised orgy. And that’s not the first time a rental has gone bad, or at least prompted complaints.
Landlords and governments are voicing concerns about the strangers who inhabit their buildings without vetting and, in some cases, in violation of agreements not to sublet. Add in complaints from neighbors who wonder just who is taking the apartments, given that not all of the occupants of the rented spaces are quiet and compliant with local regulations.
It all means that the party may be grinding to a halt for those who have made some side income with AirBNB, as additional fees tacked on to their lodgings make them less of a bargain. And it raises questions about other services that may have to start getting right with the law, thereby taking away the punch bowl from the gig economy party.
Rules of the Game
Uber is a particular whipping boy for those who are seeking to rein in gig economy companies that are disintermediating their business. Chicago cabbies are suing what they term “unlawful transportation providers,” ie those who grab their fares and devalue their medallions. In New York, where cab medallions cost over a million dollars, there have been claims that the resale value is threatened by allowing unregulated drivers to abscond with their business. To date, it’s all in legal limbo, but it’s not an issue that’s going away without a fight.
Companies like Uber, Lyft, and others will soon likely have to comply with local and state laws, and start to generate the appropriate fees to the ever-hungry tax man in those areas. This would mean, for example, that drivers for car services comply with all regulations, which would in effect make them licensed taxis. This will increase the business costs, which may make these companies less attractive when they look for their next round of funding, or decide to go public.
Taking it one step further, it’s not hard to envision requirements for other services that provide deliveries or other tasks, being required to collect taxes and fees from their users, and at least get bonded. That will add to your bill, and perhaps make you think twice about using them. But the loser isn’t the service — it’s the guy at the bottom of the food chain, otherwise known as the worker. Fewer people renting rooms, fewer people taking alternative transportation, fewer delivery services used. It all adds up to less income for the gig economy.
In other words, the jig is up. Or, in this case, the gig. And that’s a real downer for those who depend on these services to scrape together a living in an economy that’s increasingly moving away from full-time employment.
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Thinking of moving home
There could be a number of reasons why you might consider moving home, whether it’s your first step on the property ladder, or moving in with a partner, through to seeking more space for a growing family or downsizing, now that the kids have places of their own. Whatever the reason behind the move, each one is a significant step in life, and needs to be undertaken with care and guidance along the way.
In this guide, we’ll help take you through the key steps and decisions that need to be made as you find a new home, from finding the right property for you, through to sourcing the funding for your dream home, selling your existing home and practical tips for the moving day itself.
Financing your dream home
Most of us will be looking to finance a new home with a mortgage. If you’ve already got a place, then chances are, you need to look firstly at what kind of mortgage deal you already have to see how much it would cost you to move house.
Many mortgages have an early repayment charge, which you’d have to pay if you move to a new one before the term ends on your existing one. You can get around this by porting your existing mortgage to a new property to save money and retain the same deal.
It’s always advisable to review your mortgage with a professional mortgage adviser; we will help you understand the choices to be made, talk through your circumstances and help to establish how much you could borrow.
One of the main benefits to be had by using us, is that we can obtain mortgage deals from a wide range of lenders across the market and with deals that would be suitably beneficial to your individual need and circumstances.
We’ll go through your financial circumstances, your monthly income and outgoings, and help to advise and recommend a mortgage that’s suitable for you. We’ll explain in detail of what potential fees and charges that may be involved, and afterwards work with you to get a Decision-in-Principle (DIP) to show how much you’re able to borrow, before you place an offer on a property.
Protecting your home
If you’ve just found your dream home and paid a lot of money to get there – you may be surprised how easy it could be to lose it all. As mortgage advisers, it’s our duty of care to ensure you have taken reasonable steps to protect your home against the worst.
This can range from losing your job, to becoming seriously ill, or even sudden death of you or a partner – it’s not something you want to think about, but unfortunately is surprisingly common, and can turn your life upside down very quickly. According to research by Legal & General, if we lost our income, most of us are just 24 days from the breadline..1
1 Source: Legal & General (2021) Deadline to Breadline Available at: https://www.legalandgeneral.com/adviser/protection/news-insight/deadline-to-breadline/ [Accessed 14th April 2021]
There’s a whole range of protection available to help to protect you, and as mortgage advisers, it’s our role to help make you aware of the risks, and potentially help you to mitigate these risks.
It is easy to assume that insurance policies are just another expense on top of taking out a mortgage. However, look closer and there are some great reasons to consider taking out some, to provide additional peace of mind. After all, legally we have to insure our homes and cars, many of us understand the cost of veterinary bills so insure our pets, but rarely do we think of ourselves as worth insuring – yet we are the people that earn the money to live in the home, drive the car and enjoy time with our pets. What happens to the things we insure if we can’t afford to pay the premiums on the house, drive the children to school or walk the dog?
Should you or your family become seriously ill, there will likely be a huge impact on your daily life, especially as any extended period off work places an additional financial burden to meet mortgage payments, possibly adding to the increasing stress at an already difficult time.
To help mitigate the financial risk, provide breathing space to get better and potentially life-saving money for treatments, Critical Illness Cover insurance works by paying out a cash sum if you are diagnosed with or undergo a medical procedure for one of a number of predefined conditions such as cancer, stroke or a heart attack. This money could then be used to help with childcare costs, household bills or maintaining a standard of living if you’re forced to take time off work to recover from the illness.
When things do go wrong, insurance can go a long way to providing the financial support and emotional wellbeing to you or your family at time when it is needed most. Find out about what types of insurance are most suitable to you by talking to us today, we’ll be more than happy to give you a tailored recommendation.
Searching for your dream home
When you’re looking for the right home, it’s worth preparing a wish-list of desirable features to look for in your ideal property. Think about the reasons that prompted you to move in the first place, perhaps it’s seeking a new area, a bigger house, a better garden, for example, and make a list.
Potential criteria could include –
- Downstairs bathroom
- Extra bedrooms
- Garage, home office or games room
Having this list can help you decide whether a house could be right for you, before you book a viewing. What to look out for:
- How does the local area look?
- How long will it take you to commute to work?
- Is it peaceful or is it a busy, built up area?
- Are the transport links good?
- Are you nearby local shops and amenities?
- How close are you to local schools and nurseries?
- What is the car parking like – both during the daytime and evening?
How does the property look?
- Does the property have off-road parking?
- Does the property face south for additional sun?
- Is there a garden, and is it useable?
- How secure does the property look?
- Are there any cracks visible in the walls?
- Are there any signs of mould or damp?
- How well-kept are the neighbouring properties?
- Are the rooms large enough for your needs?
- What energy rating is the property?
- What kind of heating system is in place?
- How much would the Council Tax and bills be?
- Can you see any damp or mould developing?
Ultimately, you are looking to see how closely the property meets the needs outlined in your wish list, alongside consideration of how long you intend to live there, and how the property can meet your needs in the future. Once you’ve found your house, and you have a Decision in Principle (DIP), you would generally be ready to go ahead and make an offer.
Putting in an offer
It’s an exciting moment when making an offer on a property– however it’s also one of the biggest purchases you’ll ever make, so it needs to be carried out with some caution.
Firstly, try to avoid getting carried away haggling on a price, and set yourself a maximum budget to avoid exceeding – consider any additional money you can afford to realistically spend on the property, such as any renovation or repair work needed. Some faults and repairs can be used as a bargaining tool to lower the offer, but also bear in mind that major repairs can affect the valuation of a property.
Study what similar properties have sold for in the local area to guide you – websites such as Zoopla contain sale details online to back up the valuations you may have from lenders. If you do see a major variation between a lender valuation, the vendor’s asking price, and the amount you have offered, speak to us to find out how we can help you with the funding required to purchase the property.
In instances where the property you are seeking is sought after by several potential purchasers, you can make yourself the more attractive buyer by having a mortgage ready and Decision in Principle in place and ready to go. Once your offer has been accepted, it is still subject to change as your survey results could reveal something that puts you back into the negotiation stage.
Selling your home
Once you’ve decided to move house, generally speaking, you have two options:
- Option 1 – Sell your existing house first, then buy the next property
- Option 2 – Buy your new house and then sell your existing property
The benefits of the first option mean that you’re in a much stronger position when it comes to making offers, however the downside is that you are likely now in a property chain, which can become complicated, being reliant on a number of other parties and external factors to keep the chain moving.
If you decide to go for Option 2, buying your new property first ahead of selling your existing property (i.e. without a chain), then this provides more stability and confidence that you will secure your new property without a sale falling through. However, the downside to this is the cost of owning two properties at once, and the resulting bills arising, including tax and utility costs while you await a buyer for your property. You won’t be able to use your existing mortgage on the new property, so may need to take out a second mortgage for the new home.
Tips to help you in selling your property and purchasing a new one:
- Have your finances in place early on
- Have a Decision in Principle ready
- Have all relevant documentation to hand: pay slips, bank statements etc.
- Sign and return all documents required as soon as possible
Some elements may be out of your immediate control, such as being reliant on other people signing and returning paperwork. In general, you can still help move things along by keeping in touch with your solicitor and estate agent on a regular basis, and never be reluctant to ask where your application is in the process.
Top tips for selling your house
There are some top tips you can follow to try and make your house as attractive as possible for when it comes to selling. Small changes can make a big difference, so think carefully about the below and what you can do to make your property easier, and faster to sell.
Increase kerb appeal
First impressions always count – so grab your prospective buyers with a well-kept exterior, ensure any front garden is tidy, leaves are swept up, and driveway weeded and jet-washed. Make repairs to any damaged fences and clean the windows ready for any viewing appointments.
Consider the time of year
It’s sometimes challenging to make a house and garden look as attractive in winter as it is at other times, it may be beneficial to wait until spring, with improved weather, brighter days and when garden plants are coming into bloom.
Choose neutral colours
Paint rooms in neutral shades, such as white or magnolia to help increase the appearance of space. You can still inject colour accents into soft furnishing, cushion or rugs, but the more neutral tones will help buyers visualise how they can place their own mark upon the property.
Clean & de-clutter your property
Giving your place a spring clean and tidying away any unsightly items in cupboards will help create more space and make it easier for potential buyers to think about how they can see themselves living there. Small changes can make a big difference.
Finally, last-minute care and attention to the little details before estate agents come to take photos or potential buyers arrange a viewing can pay big dividends. For example, turn your lights on, ensure beds are made, curtains are tied back and kids toys are tidied away. Conceal pet beds & toys, and tactically place fresh flowers and air fresheners to increase the appeal for visitors.
Accepting offers on your property
Once you start receiving offers from prospective buyers of your property, it’s important to choose your buyer wisely. Try and look beyond simply the largest offer, consider also which position they are in – are they a first-time-buyer, do they have a Decision in Principle (DIP) or are they caught in the middle of a complex chain? Ask yourself what is most important to you, are you seeking a quick sale or would you prefer to hold out for the right price and buyer?
Surveys and solicitors
A property is likely to be the largest financial commitment you will ever make, so it is critical to understand what you’re buying before you sign on the dotted line. Major structural issues aren’t always easy to spot unless you are a trained professional, so it makes sense having a property surveyed before you commit to purchasing it.
House survey prices can tend to vary depending upon firm used, and the value & type of property, however it is worth completing, not only for peace of mind, but any serious issues found can be either rectified before sale or used as a bargaining tool to save money on your purchase.
What types of house surveys are available?
This is the most basic form of survey that highlights any major risks, as well as any potential legal issues, however it doesn’t include any advice on how to deal with them.
Home Buyer Report
This survey will help to identify any significant structural problems, for example, subsidence or damp, however it is not covered in a lot of detail, so the inspection doesn’t go behind walls or under floorboards.
New build snagging survey
This survey provides an independent inspection of a new build house. The survey may highlight building quality issues that your developer must rectify before you complete your purchase. Although many developers pledge to remedy snagging issues for a period after you move in, this survey enables the majority to be resolved before you commit to moving.
Building or full structural survey
The most detailed and expensive survey, this is an excellent choice if purchasing an older property. Defects will be listed, and advice given on the repairs needed, including the surveyor’s opinion on any potentially hidden defects.
Solicitors – what do they do?
Once your offer has been accepted, a solicitor will take care of the legalities – from drafting contracts, carrying out searches, to overseeing the contract signatures, through to the exchange and completion. Please ensure to seek independent legal advice, as we do not provide this service.
Here’s a little more detail about the stages involved –
- Contacting the seller’s solicitor
Your solicitor will contact the seller’s solicitor who will give them a draft contract and other items requested, which usually includes fixtures and fittings.
- Carrying out conveyancing searches
Your solicitor will carry out the conveyancing process too. This includes environmental searches, as well as any other searches and enquiries with the local authority. This can reveal any planning issues affecting the property. Your solicitor/conveyancer will carry out duties such as flooding, mining and contaminated land searches, if necessary.
- Signing the contract
Your solicitor will report back to you on all of the investigations they’ve made and, if you’re happy to proceed with the purchase, they’ll finalise the terms of the contract and explain these to you.
- Exchanging contracts
You’ll pay your deposit to your solicitor in order to exchange contracts on the purchase. Exchanging contracts with the seller’s solicitor means you’ve entered a legally binding contract to buy the house.
Completion is the final stage in the conveyancing process when your solicitor…
- Receives funds from the lender
- Repays any existing mortgage or loan that may be a condition of your mortgage offer
- Pays the stamp duty and any other fees due
- Transfers the purchase funds to the seller’s solicitor
- Ensures the keys to the house are made available once completion takes place
Exchanging contracts and completion date
Both buyer and seller must sign identical contracts, which become legally binding once formally exchanged by solicitors. Once the exchange has taken place, this is the right time for buildings insurance to be arranged, which can commence after completion has been reached. If you’re selling a property, be careful to keep your current house insured until the completion date, to be fully protected.
On completion day, your lender will release the funds to your solicitor, who will then transfer the money to your seller’s solicitor. Once this has been completed, you can finally collect the keys to your new home.
Preparing for the move
Once your offer has been accepted and the solicitors are beginning their checks, it’s a great time to start preparing for the move. Planning and organisation are the secrets to a relaxing, stress-free move – create lists, or spreadsheets, or colour-coded labels – whatever your system, but organisation is key.
Consider also a few key elements –
Phone line/broadband – try to make some advance planning and arrangements to get this set up for the moving day, make advance bookings so that you are not left for long without phone or broadband service.
Change of address – contact the Post Office in advance of your move to make them aware and set up a mail redirection service. Think of any major companies you deal with to also change any pre-saved addresses too.
Meter readings – before you leave your old property behind, take readings and photographs of the utility devices to keep a record to allow you to pay your final bills with your utility providers before moving to the new property.
Removal plans – plan ahead to see if you can cope with moving yourself or entrusting the move to a team of professionals. Scope out van hire costs, availability and any friends or family willing to muck in and lend a hand, or whether the higher costs of a removal firm outweigh any stresses and strains.
Here’s how you can try and pack as efficiently as possible:
Materials – you’ll need a variety of packing materials, including bubble wrap, strong boxes, sticky tape, brown tape and paper (but avoid newspaper, as this can leave ink prints on your belongings).
Even weight distribution – try to pack boxes with heavier items at the bottom and lighter at the top to help reduce any back injuries to yourself or the removal team.
Colour coding – Use coloured labels to code the house by room, (e.g. kitchen is blue, living room is yellow etc) and put the relevant sticker on the box with the relevant contents in it.
Fragile labelling – pack your delicate, fragile breakables together and add prominent ‘fragile’ labels to indicate extra care is required moving the box.
Moving Checklist – Here are some general things to consider when moving.
Six weeks before
- Confirm the date of your move
- Get quotes from removals companies
- Book extra storage space, if needed • Clear out any belongings you don’t need
- Start packing items that you don’t use frequently
- Notify utility companies that you’re moving
- Organise insurance for your new home Four weeks before • Fill out official change of address form at the Post Office
- Inform doctors, dentists, banks etc. of your move
- Book your pets into the kennels/cattery if it’ll make things easier and less stressful for them
- If you have children, consider arranging a babysitter to look after them on moving day
- Check in with estate agents to confirm your moving date hasn’t changed
Two weeks before
- Continue packing non-essential items
- Inform milkman, newspaper delivers, window cleaners etc. of your move
- Finalise arrangements with removals company, if using one
- Arrange a time to collect the keys to your new home
- Start using up items in freezer One week before
- Give gas and electric companies final notice of your move
- Change TV license over to avoid being fined
- Empty kitchen cupboards
- Deep clean the house
- Finish all packing
- Put together a moving day survival kit
- Clear out fridge and freezer
- Charge phone Moving day
- Make sure you have your survival kit to hand and it’s not been packed with everything else
- Final checks to make sure you’ve not forgotten anything
- Say your final goodbyes to your home!
- Take the keys to the estate agents
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Fourth Annual Margaret Hackett Family Program: Symposium Research Perspectives and the Study of CNS Congenital Anomalies
This activity will:
- Raise the sensitivity of physicians and other healthcare professionals caring for patients who suffer from CNS congenital anomalies;
- Provide a forum for medical professionals from varied specialties to share ideas and approaches to the diagnosis and treatment of CNS congenital anomalies;
- Enhance enthusiasm for the treatment of patients with CNS congenital anomalies.
At the conclusion of this educational activity, participants will be able to:
- Discuss the complexities of living with a CNS congenital anomaly;
- List the various tools used to diagnose and treat specific CNS congenital anomalies;
- Identify congenital anomalies of the central nervous system that remain difficult to treat;
- Describe current research approaches to several common congenital anomalies of the central nervous system.
- 2.75 AMA PRA Category 1 Credit™
- 2.75 Participation
WANT TO KNOW MORE?
The University of Chicago reserves the right to cancel or postpone this conference due to unforeseen circumstances. In the unlikely event this activity must be cancelled or postponed, the registration fee will be refunded; however, The University of Chicago is not responsible for any related costs, charges, or expenses to participants, including fees assessed by airline/travel/lodging agencies.
ACCESSIBILITY The University of Chicago is committed to providing equal access appropriate to need and circumstances and complies fully with legal requirements of the Americans with Disabilities Act. If you are in need of special accommodation, please contact our office at 773-702-3399 or via email at [email protected].
UNIVERSITY OF CHICAGO MARGARET HACKETT FAMILY PROGRAM INTERIM DIRECTOR
Director, Neurosurgical Oncology
Interim Chair, Department of Neurological Surgery
Associate Professor, Harvard
Boston Children’s Hospital
Bioengineering Executive Director, Conquer Chiari Research Center
Professor of Pediatrics, Plastic & Reconstructive Surgery
Department of Surgery
The University of Chicago
Co-Director, Craniofacial Surgery Program
Associate Professor, Pediatric Neurosurgery
Baylor College of Medicine
Texas Children's Hospital
As a provider accredited by the ACCME, The University of Chicago Pritzker School of Medicine asks everyone in a position to control the content of an education activity to disclose all financial relationships with any ineligible companies. This includes any entity whose primary business is producing, marketing, selling, re-selling, or distributing healthcare products used by or on patients. Financial relationships are relevant if a financial relationship, in any amount, exists between the person in control of content and an ineligible company during the past 24 months, and the content of the education is related to the products of an ineligible company with whom the person has a financial relationship. Mechanisms are in place to identify and mitigate any relevant financial relationships prior to the start of the activity.
Additionally, The University of Chicago Pritzker School of Medicine requires Authors to identify investigational products or off-label uses of products regulated by the US Food and Drug Administration at first mention and where appropriate in the content.
The University of Chicago Pritzker School of Medicine is accredited by the Accreditation Council for Continuing Medical Education (ACCME) to provide continuing medical education for physicians.
Other healthcare professionals will receive a Certificate of Participation. For information on the applicability and acceptance of Certificates of Participation for educational activities certified for AMA PRA Category 1 Credit™ from organizations accredited by the ACCME, please consult your professional licensing board.
Please Note: The credit claiming process will close three months after the conference end date. Requests to claim credit after three months will be subject to additional fees.
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Facing a new year is like jumping into a pool of new possibilities. What do you want your life to be like? Would you change something if you could? Engaged Spirituality and Conflict Transformation can help you do both, by empowering you to change what no longer feels good and imagining a better Self!
Engaged Spirituality and Conflict Transformation.
The first time I heard the term Engaged Spirituality was many years ago from a spiritual teacher by the name of Thich Nhat Hanh. Actually, he called it Engaged Buddhism. Through my involvement with many faiths and spiritual lifestyles, a privilege I am grateful for, I have since broadened the term to Engaged Spirituality. It is a frame of mind and heart that calls us to Love. I don’t mean in the same way that we love Doritos, I mean Love as though we “see” the connection between ourselves and those who affect our lives. Through this connection, when something hurts us or those we Love, we can choose more thoughtful ways of helping. If we are the source of hurt, this connection helps us ensure what we are doing or saying is understood for its intent and desired change. This connection can help us to behave differently. For example, we can choose a new approach aware that what hurts others can be hurtful to ourselves. Ultimately, we are aspiring to use Engaged Spirituality for all interactions with creation.
I am not saying there is some simple way to gain this sense of connection and mindfulness. It is a far cry, for example, from my own upbringing and I still struggle to be able to use these techniques as my own first line of response. Perhaps, like me, you tend to switch to remote when faced with social problems, thereby stopping yourself from looking for positive alternatives. Perhaps like me, you then feel something nagging at you, letting you know that this pattern of responding to conflict is hurting you and often also those you care about. Engaging our deepest Self (I call it Spirit) allows creative options to emerge in our thoughts.
Many of us may have had little nurturing in spirituality that embodies loving ourselves with kind and loving awareness. We may never have experienced the difference between fending off complaints of someone with harsh words in a state of emotional numbness and defence, rather than facing conflict with skilled use of compassionate listening and loving speech, emotional presence, and healthy vulnerability.
I am old enough to have experienced many relationships and to have learned approaches to healing brokenness and the trauma that can be caused between people. I have also been inspired to look for a different way to face life’s challenges through many faith groups and spiritual leaders. The result has led me to nonviolent conflict resolution and the principles of conflict transformation. These approaches have empowered many people to face damaging conflicts and obtained better outcomes.
Conflict Transformation is much more than solving problems. The goal of Conflict Transformation is to see social conflict as an opportunity for creating change that builds greater understanding, adapts the framework of relationships, lets them grow and mature, and negotiates constructive options. (paraphrased from JP. Lederach in The Little Book of Conflict Transformation).
Conflict Transformation can be a source of Engaged Spirituality because it explores the creative, assumes the beauty in all creation, and inspires the loving connection of all human beings. Over the last 40 years there has been a wealth of reflection, study, and research on how to apply the principles of Conflict Transformation in conflicts from the personal to the global. It has proven to be effective in damaging situations as wide-ranging as stopping actual physical violence to helping adversaries to see the humanity in their enemy and seek other solutions that truly help the root causes of the hostility.
Unfortunately, most people are not familiar with Conflict Transformation and how it can heal the conflicts we face in our personal lives, in our communities, and in global contexts.
That is my inspiration. I want us to jointly explore how the principles of Engaged Spirituality and Conflict Transformation can empower us to a better life; to a healthier, kinder, more intentional way of being that benefits us, even as it encourages us to be of benefit to others.
Will you give these processes a try and become an ally and adventurer into a new paradigm of empowered dynamic living?
The next Conflict Styles Workshop on Knowing Your Personal Conflict Styles will focus on men between the ages of 30-50 years of age. The Date is March 20 7 p.m. EST. Details will be available on Eventbrite by Monday, January 23.
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Heidi Brende Leathwood
Adjunct Faculty, Alexander Technique
What I doAdjunct Faculty, Alexander Technique
Leathwood has been an active performer of new music for 25 years, she has been the dedicatee of several works, and has performed U.S. and world premieres of works by Gary C. White, Mark Robson, Christopher Brennan, Gilbert Biberian, Stephen Goss and Pulitzer Prize-winning composer George Walker (Viola Sonata, premiere recording, 2009). As a member of the contemporary music ensemble, The Playground, she regularly appears as a soloist and ensemble player in concerts devoted entirely to modern music.
Leathwood's major teachers were John Perry, Joseph Schwartz and John Strauss. Her education includes a BM degree from Oberlin Conservatory and an MM and DMA from University of Southern California (now the Thornton School of Music). In addition, she received her Alexander teacher training from ATI-Los Angeles. As a teacher of the Alexander Technique, Heidi works with musicians of all levels, from amateurs to symphony musicians and solo concert artists. She has twice presented classes on performance at the national Alexander Technique conference, taught workshops at the International Horn Symposium and was a panelist on Enlightened Keyboard Technique for the 21st Century at the 2008 Convention of the Music Teachers National Association.
- AmSAT certification, Teacher of the Alexander Technique, Alexander Technique instruction, The Alexander Training Institute of Los Angeles, 1995
- DMA, Piano Performance, University of Southern California, 1993
- MM, Piano Performance, University of Southern California, 1989
- BM, Piano Performance, Oberlin Conservatory of Music, 1986
Licensure / Accreditations
- Alexander Technique Teaching Certification
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If you've ever dug around in your camera menus, you've probably seen the option to choose to record your files in RAW or JPG formats. Deciding which format to shoot in depends a lot on what you'd like your workflow to be, your ability to manage large files, and your desire for post production latitude (the ability to make substantial lighting/color adjustments in the editing suite.)
What's a RAW file? A RAW or DNG file is basically an uncompressed image file. The camera writes as much data as it can read from the sensor into the file. Because all of the image data is retained in the file, RAW files are hefty and they can take a lot of space on your computer.
What's a JPG file? Everyone's familiar with JPG files. They tend to be small image files that are easy to transfer. They're efficient. They look great and they don't take up much space. JPG is the go-to file format for delivering most images. However, to capture an image as a JPG, your camera actually processes the sensor data and compresses the image file. This results in fast, efficient files, but you loose some data that could be helpful in your edit.
How do I choose which format to shoot in? Shooting in JPG is fast and easy. It's my go to when I need to deliver a lot of files quickly and I know I'm going to want to minimize my post-production workflow. It's easy to shoot in JPG and edit on an iPad or other device and deliver images instantly. The biggest thing about shooting in JPG is that you need to nail your exposure in-camera, because you're not going to have a lot of room to correct it in post production.
Shooting in RAW is easy too, but the work tends to come after the images are shot. You have to be able to handle the storage and data requirements of RAW files. Your computer needs to be able to handle the load of managing and manipulating all that data. You can burn through memory cards and hard drives fast when you're shooting RAW. Even so, RAW files have some substantial advantages in the edit suite. They're more forgiving than JPG's, so you can salvage images that had a borderline exposure. When you edit RAW files you'll find you have an exceptional amount of latitude in the highlights and shadows, in the image white balance, and more. I shoot RAW for all of my commercial photography for this reason; I want a lot of latitude in post production to make sure my photos work no matter what the art directors want to do with it creatively when they design their ads or lay out their catalogs.
My recommendation: Most photography only requires JPG shooting. I'd recommend shooting in JPG because It will force you to get better at getting the pictures right in camera, it will save space on your drives, be easier on your computer, and it will help you deliver images faster. It's up to you to nail the exposure, but you should probably be doing that anyway, even if you shoot RAW.
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# calculate the mass percent composition of carbon in c3h6
#C_2H_6# c. #C_2H_2# d. #C_2H_5Cl# Chemistry The Mole Concept Percent Composition. Click here to see a video of the solution (a) C2H2(b) C3H6(c) C2H6(d) C2H6O. C2H6O Mass percent composition describes the relative quantities of elements in a chemical compound. Weights of atoms and isotopes are from NIST article. Carbon would not have a way to enter the . Convert grams C3H8O to moles or moles C3H8O to grams. Molecular mass (molecular weight) is the mass of one molecule of a substance and is expressed in the unified atomic mass units (u). C2H6 4. This compound is also known as Isopropyl Alcohol. C3H4: Mass % C = 36.033 x 100 / 40.0641 = 89. 1. If 15.0 grams of C3H6, 10.0 grams of oxygen, and 5.00 grams of NH3 are reacted, what mass of acrylonitrile can be produced assuming 100% yield, what mass of the excess reactants remain? It has a molar mass of 99 g/mol. = 74.91; b. #CH_4# b. the mass of an element divided by the total mass of the compound and multiplied by 100% 7.37 calculate the mass percent composition of each of the following: a. molar mass = ( 3 x 12.011) + ( 8 x 1.008) = 36.033 + 8.064 = 44.097 g/mol % C = 36.033 x 100 / 44.097 = 81.7 % H = 18.3 C2H2 2. a. C2H2 b. C3H6 c. C2H6 d. C2H6O (1 u is equal to 1/12 the mass of one atom of carbon-12) Molar mass (molar weight) is the mass of one mole of a substance and is expressed in g/mol. (Atomic mass: C = 12, H = 1, O = 16) Welcome to Sarthaks eConnect: A unique platform where students can interact with teachers/experts/students to get solutions to their queries. C3H4 C2H4 C4H10 C2H6O I need them in four significant figures-Divide atomic weight of carbon by molecular weight of the compound and multiply it by 100. Molecular weight calculation: 12.0107*3 + 1.00794*8 + 15.9994 ›› Percent composition by element C3H6 3. 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REV. Zachery Sarrault, Associate PASTOR
Pastor’s Corner for February 25-March 2, 2024
Lent is one of the most counter-cultural things the church does. For an entire 40-days, we focus on suffering and weakness. We take a closer look at ourselves, continually repenting of all we’ve done wrong. On top of that, we journey towards a cross, what we know as the greatest act of sacrificial love creation has ever known, but to an unknowing or unbelieving person, the cross can be offensive, abusive, confusing, ugly, etc. yet it is what we celebrate, even boast in (Galatians 6:14). To top it off, during Lent, we give things up or take things on to make our lives more difficult, to make ourselves weak.
This is not the way the world works. Why would anyone want to do something to be purposely weak, purposely suffer? Paul calls us to “rejoice in our sufferings” (Romans 5:3), rejoice in the hardships you may face for the sake of the Gospel, rejoice in the endurance of running a hard race, rejoice in the gift of repentance given from God, rejoice in the promise given that you could not earn. That is where our rejoicing in suffering leads. When we rejoice in our suffering, we are acknowledging our own weaknesses, our inabilities, our sins. Don’t get me wrong, we don’t rejoice in our sin, rather we rejoice in the fact that we have a God who knows our weaknesses, our sins, and is strong enough to take them on Himself and give us His forgiveness, His strength, to endure this life so we may “rejoice in the hope of the glory of God” (Romans 5:2).
This is what that call to suffer, that call to be weak, is all about. “For when I am weak, then I am strong,” Paul says (2 Corinthians 12:10). During the season of Lent, we reflect on the people that God has come to save. He comes for those who know their need, who know their sufferings, and are pointed to the One who can forgive and make alive. Jesus didn’t come for the strong, the healthy, the godly, or the sinner. Jesus came for the weak (2 Corinthians 12:9), the sick (Mark 2:17), the ungodly (Romans 5:6), and the sinner (Romans 5:8) in order that He may be the one who makes us strong, healthy, godly, and forgiven.
So yes, we do rejoice in our suffering, we rejoice in our weakness for there God makes us strong by His grace. And may it not be a simple Lent thing, but a rejoicing that lasts until the hope of God is fulfilled (Romans 5:2). May the Holy Spirit, who pours God’s love into your hearts (Romans 5:5), guide you to rejoice both in your sufferings and in the hope that is won for you.
Your, suffering, brother in Christ,
Pastor Zach Sarrault
Ordination and Installation of Pastor Zachery Sarrault (July 18, 2021):
Sunday was a great day at RLC! We celebrated the Ordination and Installation of our new Associate Pastor Zachery Sarrault. It was a beautiful service with a heartfelt sermon by his father, Pastor Joel Sarrault. Congratulations and welcome, Pastor Zach! Thank you to all who participated in this special day.
Pastor Sarrault Ordination and Installation
From Pastor Zach (July 16, 2021):
Hey Resurrection Family!
Kelsey and I are finally here! We have finished up at St. Louis, seen family in Michigan, and moved into our new home. After all of that traveling and living out of suitcases, we couldn’t be happier to finally be back to something comfortable. Comfort is always something nice to hold on to. All of us have something that makes us comfortable, whether it be a family member or friend, a good book or fishing pole, a quilting machine or a wood shed, we all have our go-to comfort places. This is part of being human! We love comfort!
The thing with comfort is that sometimes we get too comfortable. We can settle in and tell ourselves that we never wish to see any change. “Life would be perfect if I could just stay in my recliner with Tom Sawyer all day.” Or whatever your comfort may be. Sadly, we know that this isn’t how life works. No matter how much we enjoy our comforts, ‘real life’ happens and it disrupts those little joys. But, is it ‘real life’ or is it God, calling us into His mission to do more than just the comfortable?
Jesus never led a life of comfort. From the manger to the cross and even the empty tomb, Jesus’ life was one of challenge and the uncomfortable. When one of the scribes declared that he would follow Jesus, all Jesus had to say was, “Foxes have holes, and birds of the air have nests, but the Son of Man has nowhere to lay his head” (Matt. 8:20). Kind of an odd response, one that rightly scared away the scribe. Probably would have scared me too!
So, what does this mean for us? Are we supposed to throw away all of our earthly comforts and live lives of asceticism? Not at all! But we are called to know where these comforts come from and who our ultimate comfort is. In all things, comfort or challenge, our Lord and Savior stands before us, behind us, and beside us. As Jesus prepared His disciples for life after His death and resurrection, Jesus told His followers, “I have said these things to you, that in me you may have peace. In the world you will have tribulation. But take heart; I have overcome the world” (John 16:33).
There is our ultimate comfort! Not in our little hide-a-ways or indulgences, but in the One who has overcome all sin and who has promised us peace. Our comfort is in the faith that we have through Christ’s death and resurrection. Our comfort is in the kingdom of God that has already been given to us! That is a comfort that is never changing and never ending. No matter what God has in store the Sarraults in North Carolina, we know that the comfort of our Lord will always prevail!
In the comfortable and the uncomfortable, but always in Christ,
Pastor Zach Sarrault
From Pastor Jonathan (July 15, 2021):
There's a new face at Resurrection! Seminarian Zach Sarrault and wife Kelsey made it down to Cary last Monday, and soon-to-be "Pastor Zach" is already taking part in leadership team activities here at RLC. He will serve as Associate Pastor at Resurrection... meaning he will be working full-time in all aspects of ministry: preaching and teaching, visiting the homebound, discipling others, showing up at youth events, leading school and preschool chapel services, making friends in his neighborhood, evangelizing... and doing it all as one who is privileged to be an Under-Shepherd of the Good Shepherd, Jesus Christ. We are very blessed to have him and Kelsey in our midst!
Though the Sarraults hail from Michigan they know a little bit about our area already since Zach served as Vicar at Hope Lutheran Church in Wake Forest from 2019 to 2020. At church you can find Pastor Zach in the Associate Pastor's office, next door to the main office on the left side. I look forward to working with Pastor Zach and seeing him welcomed as warmly by all of you as Juli and I were not so long ago! May God bless and further your ministry among us, Pastor!
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While we’d love to believe that looks aren’t everything, the truth is, they mean a lot. Especially when it comes to your smile. In fact, research has shown a direct correlation between a pretty smile and a successful career. Unfortunate? Yes. Truthful? Also yes. At our Tuscaloosa dental office, we’d like to share a few reasons why.
Your resume is top-notch, your interview skills are slamming, and your smile is… lackluster. Do you land the job or not? According to research conducted by Kelton Research for Invisalign, Americans believe those with straight teeth are 45% more likely to be offered a position over someone with the same resumé but a crooked grin. What’s more, nearly 75% of the population believe having an unattractive smile would keep them from a promotion. We don’t like it, but the research doesn’t lie.
A straight, white smile with fresh breath automatically shows those around you that you’re healthy and you care about your appearance. Not only that, but a truly healthy smile can actually make your whole body healthy too, which means less days off work due to sickness and perhaps a bonus in the future.
It doesn’t matter if you’re a lawyer, doctor, plumber, or electrician, every career requires building and earning trust with others. One of the best ways to succeed at this is with your smile. Around 75% of Americans are more likely to trust those with healthy, beautiful smiles than those who dress professionally or drive fancy cars.
Options to Boost Your Smile
There are a multitude of options available that can help you get the smile of your dreams, and help you land that well-deserved career, too. Some of the ways you can boost the appearance of your smile include:
No matter what your smile goals are, we can help you at our Tuscaloosa dental office. We treat each patient as an individual and will work with you to get you the correct treatment to land that million dollar-looking smile, and just maybe a million dollar career to go with it.
Welcoming patients from Tuscaloosa, Northport, and Cottondale.
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“This is a historic and special day for us, as we open the very first IKEA store on the South American continent. I’m grateful for all the hard work and effort of all people involved in making this happen. The IKEA vision is to create a better everyday life for the many people and with the opening of the first store, together with the online shopping possibilities with local pick-up points, we’re honouring that vision in Chile,” says Jon Abrahamsson-Ring, CEO of Inter IKEA Group.
“We are very excited to bring the IKEA Concept to South America, starting in Chile. After a long time of preparations, we are now finally able to offer the IKEA Range of well-designed, high-quality home furnishing, produced with care for people and the environment to the many people in the country. Falabella brings a lot of experience in developing and successfully operating retail businesses, and together we are determined to make IKEA beloved and meaningful among the customers and the society,” says Maria Johansson, IKEA Expansion Manager, Inter IKEA Systems B.V.
Expanding into South America is a special event for IKEA, not only for entering a new continent but also with a new franchise, Falabella, a well-established retailer in the Americas.
“We are proud to make IKEA, one of the most admired and successful brands worldwide, available to our customers. Thanks to its unique mix of well-designed, affordable home improvement products, we will continue to develop Falabella's physical and digital ecosystem and help people simplify and enjoy their lives more," says Gaston Bottazzini, CEO of Falabella.
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$10 (Free delivery with purchase up to SGD100)
• Must be kept at - 18°C or below .
• Products come flash frozen to ensure the highest quality & freshness.
• Keep can closed with plastic lid after use.
• Avoid prolonged storage in excessive temperatures.
• Use contents within 4 weeks of opening.
• Do not use if foil security seal is damaged or missing.
• Defrost the lala meat and prepare all the ingredients needed to stir-fry the lala.
• Heat up cooking oil in wok.
• Then add in chopped garlic, ginger and red chili. Stir fry over medium heat until fragrant and the garlic turns slightly golden brown.
• Quickly add in the cleaned and well drained lala.
• Then add in oyster sauce and toss the lala for about 1 minute until the sauce is well mixed into the lala.
• Lastly add in the Chinese cooking wine and stir fry until all the ingredients are well combined.
• Just before dishing out, mix in the cut spring onion.
• Serve well with rice or porridge.
This combination does not exist.
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His lab is filled with apples, asparagus, broccoli, celery, mushrooms, red peppers, strawberries, and tomatoes. “Honestly, it looks like a farmers market,” says Andrew Pelling. “I’m not joking … the students just go to the grocery store and buy whatever.”
Around 10 years ago, Pelling, a biophysicist, started thinking with his team about materials that could be used to reconstruct damaged or diseased human tissues. Surrounded by a rainbow of fresh fruits and vegetables at his University of Ottawa lab, Pelling and his team dismantle biological systems, mixing and matching parts, and put them back together in new and creative ways. It’s a little bit like a hacker who takes parts from a phone, a computer, and a car to build a robotic arm. Or like Mary Shelley’s Dr. Frankenstein, who built a monster out of cadavers. Except Pelling’s team has turned an apple into an ear and, most recently, a piece of asparagus into a scaffold for spinal-cord implants.
Pelling believes the future of regenerative medicine—which uses external therapies to help the body heal, the same way a cut heals by itself or a broken bone can mend without surgery—is in the supermarket produce aisle. He calls it “augmented biology,” and it’s a lot less expensive—by thousands and thousands of dollars—than implanting organs donated by humans, taken from animals, or manmade or bioengineered from animal tissue.
The seeds of Pelling’s inventions come from an unexpected source: the iconic musical and film Little Shop of Horrors. In the movie, a large plant, Audrey II, comes alive and survives on human blood. “I asked, ‘Could we grow Audrey II in the lab somehow?’” Pelling says.
Well-funded scientists don’t typically spend their time recreating Hollywood props, but Pelling, who attended a school for the performing arts as a child, describes this as “par for the course” for his lab. “Play is a key part of my scientific practice,” he says. “It’s how I train my mind to be unconventional and creative.” He encourages his team to goof off and try “weird biology.”
The plan for building Audrey II was to grow muscle cells onto a leaf scaffold and then grow a mouth. It didn’t work. At all. But Pelling says these kinds of “colossal failures” allow him to ask good questions and learn. The directive in his lab is to ask, “Can I change the environment of a cell and control its biology?” The Audrey II fail allowed him to ask whether muscle cells couldn’t grow on the leaf because its waxy coating prevented it from being properly decellularized.
So, Pelling switched from plant leaves to produce. “We spent two years goofing around,” he says, decellularizing fruits and vegetables and growing mammalian cells onto them. And, “it just kept working, working, working. It was hard to find something that didn’t work.”
Decellularization as a process for implantation is fairly new, developed in the mid 1990s primarily by Doris Taylor. By washing out the genetic materials that make an apple an apple, for example, you are left with plant tissue, or a “cellulose mesh,” explains Pelling. “What we’re doing is washing out all the plant DNA, RNA proteins, all that sort of stuff that can cause immune responses, and rejection. And we’re just leaving behind the fiber in a plant—like literally the stuff that gets stuck in your teeth.”
When Pelling noticed the resemblance between a decellularized apple slice and an ear, he saw the true potential of his lab games. If he implanted the apple scaffolding into a living animal, he wondered, would it “be accepted” and vascularize? That is, would the test animal’s body glom onto the plant cells as if they weren’t a dangerous, foreign body and instead send out signals to create a blood supply, allowing the plant tissue to become a living part of the animal’s body? The answer was yes. “Suddenly, and by accident, we developed a material that has huge therapeutic and regenerative potential,” says Pelling. The apple ear does not enable hearing, and it remains in the animal-testing phase, but it may have applications for aesthetic implantation.
Soon after his breakthrough apple experiment, which was published in 2016 and earned him the moniker of “mad scientist,” Pelling shifted his focus to asparagus. The idea hit him when he was cooking. Looking at the end of a spear, he thought, “Hey, it looks like a spinal cord. What the hell? Maybe we can do something,” he says.
When he imaged an asparagus spear in the lab, what he saw reminded him of blood vessels and the structure and organization of nerves and the spinal cord. It led him to ask the question: “Can we use asparagus and its vascular bundles to grow a spinal cord?”
To find out, Pelling implanted decellularized asparagus tissue under the skin of a lab rat. In just a few weeks, blood vessels flowed through the asparagus scaffolding; healthy cells from the animal moved into the tissue and turned the scaffold into living tissue. “The surprise here was that the body, instead of rejecting this material, it actually integrated into the material,” says Pelling. In the bioengineering world, getting that to happen has typically been a major challenge.
And then came the biggest surprise of all. Rats with severed spinal cords that had been implanted with the asparagus tissue were able to walk again, just a few weeks after implantation. “I just remember … total shock,” says Pelling of the night his researchers texted him to come see the rats ambling around the lab. “I mean, an apple to an ear, whatever. But, like a walking rat. Like, come on! This has got to be nonsense … [So], we did it again, and again to convince ourselves.”
While using asparagus tissue as scaffolding to repair spinal cords is not a “miracle cure,” says Pelling, it’s unlike the kinds of implants that have come before. Donated or manufactured organs are historically both more complicated and more expensive. Pelling’s implants were “done without stem cells or electrical stimulation or exoskeletons, or any of the usual approaches, but rather using very low cost, accessible materials that we honestly just bought at the grocery store,” he says, “and, we achieved the same level of recovery.” (At least in animal tests.) Plus, whereas patients usually need lifelong immunosuppressants, which can have negative side effects, to prevent their body from rejecting an implant, that doesn’t seem necessary with Pelling’s plant-based implants. And, so far, the plant-based implants don’t seem to break down over time like traditional spinal-cord implants. “The inertness of plant tissue is exactly why it’s so biocompatible,” says Pelling.
Originally, Pelling expected his asparagus experiments to be another of his goofs that lasted a few months. He believes he’s able to push scientific boundaries this way because he’s a man. “I’m half Chinese, but like, I look like a white guy,” says Pelling. “I’m a man in science. I do get away with more, and I’m held to different standards.”
In October 2020, the asparagus implant was designated as a “breakthrough device” by the FDA. The designation means human trials will be fast-tracked and likely begin in a few years. If all goes well, Pelling is confident that he’ll see humans walking around with asparagus scaffolding in their spinal cords well before 2040. Daniel Kraft, Chair of Medicine for Singularity University, whose background is in stem cell biology in regenerative medicine, describes Pelling’s work as “refreshing. It sparks a lot of imagination and inspiration.”
Pelling, who calls himself a biohacker, says he will continue pushing boundaries. “What I’m really curious about is if one day it’ll be possible to repair, rebuild, and augment our own bodies with stuff we make in the kitchen.”
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How to find a loan for your cannabis business?
The underserved cannabis industry, as it pertains to financial services, is a minefield to be navigated only by the intrepid and savvy. The dearth of lending options in the cannabis sector, and banking options, make it uniquely difficult to obtain debt financing. And there is no shortage of pitfalls and misleading brokers.+ CONTINUE READING
Fact or Fiction: Cannabis Equipment Leases at 5% APR
Recently, in our survey of the online content the cannabis lending industry, we found examples of claims about cannabis equipment leasing rates that made us cringe, and to be honest, chuckle. One example, was a cannabis equipment leasing web page that touted the following highlights of their cannabis equipment lease program:+ CONTINUE READING
Can I get a loan for my Cannabis Startup business
At HEF Finance, we get this question usually a few times a week. And, we always say that we have executed many loans for startups and pre-revenue companies for public and private companies in both the U.S. and Canada. That said, like all cannabis loans, the business needs certain ingredients to execute a loan successfully.+ CONTINUE READING
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Kraken contests the allegations and is dealing with the charges in court. In the United States, cryptocurrency is considered residential property instead of money. That means, according to the internal revenue service, you would owe earnings or funding gains tax obligations on any quantity you made over what you bought the coin.
To begin trading, individuals require to pick a cryptocurrency wallet and cryptocurrency exchange to trade on. Around 1,500 cryptocurrencies exist today, however newbies are suggested to start trading famous coins such as Bitcoin or Ether to lessen losses in the extremely unstable cryptocurrency market. Numerous purses are also offered that you can use to purchase Bitcoin to start your cryptocurrency trip.
Market Manufacturers Vs Takers
It is not intended to provide access to any of such services and products. https://www.surveymonkey.com/r/pg_slot may obtain access to such services and products on the Crypto.com Application. With over six million worldwide individuals, CEX.IO’s community-centric strategy to promoting exploration in the electronic economy is backed by proven experience.
The very same market condition that frightens buy-and-hold capitalists is the turmoil that makes chances for day investors to make revenue. Volatility and liquidity are two aspects the day investor needs to actively join the crypto market. While a lot of stock broker agents provide fiat on- and off-ramps, not every crypto exchange lets customers down payment and withdraw fiat. This suggests that on particular exchanges, you can’t purchase crypto assets making use of fiat. Changelly is among the fastest and most simple crypto exchanges. It was founded by Konstantine Gladych in 2013 in Prague, Czech Republic.
Trading a cryptocurrency is riskier than trading stocks, as the market is much less established and prone to extreme volatility. Furthermore, unlike cryptocurrencies, stock market and public business that offer their shares go through policy by monetary authorities. Nonetheless, all trading is risky and can result in losses, if the marketplace breaks your setting. With IG, you can trade cryptocurrencies through a CFD account– acquired items that enable you to speculate on whether your selected cryptocurrency will certainly increase or drop in value.
Grow your portfolio automatically with day-to-day, once a week, or month-to-month professions. Furthermore, Enterprise-grade and B2B clients can take advantage of institutional solutions such as CEX.IO Collector and Prime. Hit guides on whatever from blockchain basics, to innovative trading techniques, to on-chain analysis. Check this page to make sure that CEX.IO services are readily available in your region.
Otherwise, defrauders might impersonate reputable virtual money investors or established fake exchanges to deceive individuals right into giving them cash. One more crypto fraud includes fraudulent sales pitches for specific retired life accounts in cryptocurrencies. After that there is uncomplicated cryptocurrency hacking, where offenders break into the digital budgets where people store their online currency to swipe it.
The change was an effort to allow for bigger blocks on the original blockchain, therefore enabling faster processing of purchases. However, the same research study claimed 63% of crypto owners that offered properties made a profit, with 24% making revenues of ₤ 500 or much less. The research naturally depended on participants to answer the concerns honestly.
If you select to patronize a managed broker instead, you’ll need to look for compensations (uncommon) or spreads (regular). Bitcoin is without a doubt one of the most popular cryptocurrency and lots of crypto traders choose to start trading crypto with it. In spite of the potential for huge gains, getting bitcoin continues to be high-risk. If you get bitcoin and then the price drops, you can sustain significant losses.
These enable new crypto investors to get a feel for the market prior to placing any of their cash on the line. Nonetheless, as cryptocurrency trading comes to be more preferred the amount of instructional sources and media coverage is likewise growing rapidly. Dedicated sites like CoinDesk and Crypto News are prominent locations for financiers today. As you can tell, cryptocurrencies are really various from other possession classes and somehow far more intricate. So it is essential to hang out finding out the ins-and-outs of this market and what makes rates relocate particular directions.
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You want to go Mobile, but not sure how? Is it simply, by making your website mobile friendly? Or is there something more to it? Let us find out what you need to do
According to Gartner’s predictions made last year, half of the internet users would access the net exclusively by using their smartphones or tablets by the year 2018. According to Google if a webpage is not mobile friendly, its ranking drops hence Google decided to change its algorithm for searches that happened via smartphones. Google wanted number of ‘Google searches’ on mobile devices to exceed those made on computers.
It is convincing that you need to make your website mobile in order to stay ahead in the Market and make your web presence stronger, but the trouncing question is how?
In the past couple of years, IT companies have adopted different approaches to go mobile. Some built sites exclusively meant for usage only via mobile devices. Others went in to make their websites responsive. Some used re-coding strategy to automatically adjust as per the device usage and some smart ones decided to build mobile apps as their mobile strategy. The strange part is that many companies have adopted all the above mentioned methods to go mobile, where as some of them have not done anything and are yet to start.
Being on the web involves elements of responsive design, smart apps for targeted users, optimizing web content for display on mobiles, but what most companies lack is a properly outlined Mobile strategy to bring all these elements to fruition together using a systematic approach.
1. Begin with a high level Mobile Strategy
Create a unified high level mobile plan with some well defined strategy, optimized process and strong governance around creation, support and management of mobile websites.
Initially by beginning with smartphones and leveraging responsive design and high end techniques such as adaptive image compression, an enterprise can make the experience better for all users. Users will view exclusive content optimized for the device and nothing else ensuring a quicker response time and a better user experience.
2. Build a sound and detailed Mobile strategy
It is possible to build a sound mobile strategy only if you have understood what has to be done. And that is possible by getting answers to all the basic questions and having a thorough understanding of user requirements. You need to perform requirement analysis, understand requirements and you will definitely have the right foundation for commencing to build an effective mobile presence.
3. Build your mobile website or App or both based on your user requirements
A company will have a diverse set of users and hence the company should consider the best approach based on each type of user and their necessary requirements. The company may leverage both options a) building a mobile website and b) creating a mobile app. The mobile apps are usually for the targeted customers who are loyalists and who have a continuing long lasting relationship with the company. Whereas the mobile website offers more capabilities, better customer service and support.
The company may use both together the app and the mobile website. The advantage it gets of creating a mobile-first website is that when the company wants to offer the full functionality of the website, it does not have to design everything natively for the app. It can reuse code portions of the mobile website to easily build the complete experience in the apps as well
Providing a great user experience on the apps can be accomplished native to the platform whereas for functions common across all platforms, e.g. checking order status, companies can use a hybrid model.
Many companies depend exclusively on their mobile websites and don’t build mobile apps. They believe that the evolution of HTML5 tools and responsive design they can build the desired functionality. And that designing and maintaining of mobile apps for different platforms is a huge ongoing investment of finance and of time.
4. Find out the Geographic location of your target users
Based on the geography of the world, most users in specific areas access the internet only via smartphones. In such areas it is best to design an exclusively mobile website for such customers. While in other geographies mainly the developing countries it is a good idea to leverage responsive design for accommodating multiple platforms. Apps too can make it work.
5. Organize your own mobile development teams
Although you may have a strong mobile strategy in place, it may not be sufficient. As having the right mix of a powerful mobile development team in the organization is equally important. There has to be strong collaboration between the technology team and the marketing team to accomplish the desired outcomes. The designers and developers need to be agile, iterative and collaborative in order to avoid conflicts and issues that may be time consuming and may not give desired results.
6. Future Platforms can’t be ignored
The word Mobile is not restricted to smartphones and tablets, but has extended to phablets, wearables, and many other IoT devices that are slowly growing towards being Internet-enabled. If you wish to provide an omni-channel experience to your users it is necessary to have a robust back end and abstract it from users so that they can have a seamless experience for a range of Platforms while ensuring that data and images are not tied to a particular device / platform. If you want your app to run everywhere you may use Cross Platform compilers, or build HTML5 web apps, or HTML5 Hybrid apps.
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