Datasets:

Addyk24
/

Pre-Delinquency-dataset

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0.955774	630.718662	6.217892	0.134871	0.936147	0.132178	0	4.100457	0.551821	0.352048	0.997058	0.245751	1	0	1	-0.1152	0.130174	0	USER_008311	0.149294	7.356113	0.500629	2.134542	2.108856	0.059523	26.980111	0.520924	0.710821	0.535843
8.652829	627.20662	5.035566	0.029424	0.646573	0.456326	2	4.195713	0.596031	0.190731	0.793274	0.2789	1	0	0	-0.030412	0.068917	1	USER_008623	-0.093539	5.715736	0.736749	7.138229	1.504181	-0.037891	13.688528	0.141578	0.711783	0.74325
2	831.425283	3.023733	0.637251	0.845125	0.534639	0	5.715648	1	0.006412	0.377024	0.023332	0.041328	0.029	0.027957	0.008591	0.577438	0	U_SYN_1020	0.464226	3.199295	0.393288	0	0.204003	0.015678	0.586422	0.021098	0.112683	2.653354
0	638.117916	0.5	0.770156	0.891685	0.366806	5	7.686764	0.990058	0.0056	0.139339	0.008568	0.843071	0.784656	0.848859	0.005595	0.554157	1	U_SYN_12645	0.742717	0.504192	0.56461	5	1.283593	0.286124	0.042154	0.492295	0	5.709092
0	749.18537	6.347522	0.336474	1.031045	0.256881	0	6.939843	1	0.006458	0.825032	0.071847	0.14362	0.04418	0.237603	0.005511	0.484477	0	U_SYN_1533	0.338171	5.612084	0.76619	0	0.052187	0.061987	1.081917	0.05634	0	2.346854
0	604.43375	6.556521	0.69441	2.845635	0	0	10	1	0.003352	0.853956	0.010842	0.115961	0.000647	0.02696	0.004959	0	1	U_SYN_3518	0.807496	2.225843	2.845635	0	0.10432	0.360534	0	0.034983	0	8.074957
2	839.688875	0.966399	0.168769	0.731584	0.524549	2	8.912656	0.881222	0.001035	0.104016	0.010636	0.388274	0.305862	0.37525	0.008194	0.634208	0	U_SYN_483	0.424495	1.162118	0.347832	2	0.158261	0.007958	0.421371	0.255752	0.097545	3.783375
0.318733	330.704957	0.58018	0.244848	0.820073	0.496515	4	5.78474	0.143334	0.306605	0.102734	0.21797	1	0	4	0.110009	0.689965	1	USER_004370	0.121499	-0.06498	0.692115	9.698588	0.480765	0.114716	1.460559	-1.043803	0.323758	0.135555
5	469.131943	2.768137	0.704994	0.868179	0.363523	3	9.003439	0.619045	0.004909	0.315421	0.083835	0.63584	0.456199	0.529771	0.004127	0.565911	0	U_SYN_12667	0.554866	2.859118	0.552576	3	0.245802	0.384237	0.296859	0.479994	0.289393	4.995699
0	593.563958	3.410386	0.537802	1.755729	0.26528	0	8.127026	1	0.000887	0.464635	0.011414	0.03308	0.076566	0.067304	0.005265	0.122136	0	U_SYN_7403	0.56946	1.837761	1.289969	0	0.153203	0.265509	0.418154	0.032894	0	4.628016
0	501.00638	1.433436	0.253964	1.690324	0.464452	0	8.88576	0.869388	0.005615	0.147597	0.029218	0.123805	0.083942	0.250615	0.006201	0.154838	0	U_SYN_2712	0.54468	0.800657	0.90525	0	0.165617	0.345618	0.496683	0.114569	0	4.839895
5	743.689919	0.885202	0.659516	2.028109	0.159885	0	9.510572	0.909527	0.007958	0.261796	0.017771	0.18073	0.088947	0.169066	0.003703	0	1	U_SYN_11605	0.906481	0.415957	1.703845	0	0.669423	0.175215	0.048189	0.117092	0.676036	8.621151
2	741.880465	1.992082	0.582184	0.841682	0.374839	1	7.643654	0.990234	0.00101	0.353146	0.020423	0.292017	0.221208	0.113927	0.007594	0.579159	0	U_SYN_7921	0.47859	2.115451	0.526187	1	0.278279	0.094082	0.311987	0.157874	0.112224	3.658176
0	642.606763	6.341184	0.4079	0.839619	0.447158	0	8.071486	0.996494	0.006954	0.757687	0.096747	0.054765	0.089917	0.080359	0.009244	0.58019	0	U_SYN_7801	0.321344	6.748673	0.464177	0	0.063327	0.121172	1.678908	0.044807	0	2.593723
0.947957	669.606346	7.676399	0.086694	0.707268	0.270248	0	3.14882	0.85158	0.04574	0.818485	0.258605	0	0	0	0.01131	0.989056	0	USER_009811	0.042107	10.768379	0.625071	0.637206	2.468273	0.013811	28.009348	0.549481	0.536089	5.61251
3.636153	646.817957	5.904748	0.247633	0.873214	0.303148	0	3.080241	0.984581	0.077068	0.603322	0.48396	0	0	1	0.13601	0.604669	0	USER_005273	0.214912	8.391172	0.381644	2.184538	0.275945	0.079393	20.573663	-0.462498	0.475411	4.361979
0	631.152318	6.895239	0.625806	0.706582	0.353288	0	5.746558	0.978711	0.004634	0.702699	0.008468	0.056027	0.077056	0.0999	0.007201	0.646709	0	U_SYN_6750	0.357649	8.548717	0.456955	0	0.089462	0.14231	0.911539	0.04844	0	2.055251
1.519444	568.998287	7.379203	0.046125	0.648425	0.306729	1	1.398836	0.696094	0.269582	0.671535	0.299255	2	0	0	0.086161	0.385992	0	USER_004637	0.071818	10.128771	0.602243	4.470627	1.166562	0.036693	25.578942	-0.672945	0.924243	7.253884
0.543705	664.29897	9.324045	0.085194	0.739683	0.371594	2	2.189897	0.754659	0.183801	0.569369	0.471362	1	0	2	0.053753	0.123686	0	USER_008533	0.01059	14.062106	0.1401	3.053064	1.203126	0.003576	29.296452	-0.589785	0.566067	8.654865
0	823.319387	9.5106	0	0.645745	0	0	0.547688	0.945705	0.081962	0.597213	0.190452	0	0	0	0.118918	0.774488	0	USER_001623	0.051388	18.202614	0.628307	-0.722086	3.290806	0.002493	47.553001	0.037872	0.711195	0.067917
5	505.253774	1.332156	0.205233	0.84875	0.58072	2	7.747313	0.732508	0.005182	0.301993	0.049458	0.411153	0.330914	0.492441	0.009003	0.575625	0	U_SYN_10425	0.470969	1.404118	0.355864	2	0.143303	0.295209	0.61484	0.329617	0.282917	3.648747
5	619.234206	3.074604	0.584548	0.671301	0.318041	0	6.517892	0.851213	0.006416	0.417534	0.076722	0.108007	0.00596	0.291508	0.003454	0.66435	0	U_SYN_14642	0.472625	3.986257	0.4578	0	0.184133	0.198301	0.40625	0.093705	0.223767	3.080515
5	609.783084	5.881385	0.550086	0.879379	0.367699	0	5.36805	0.819895	0.006505	0.617181	0.070885	0.074255	0.005702	0.138865	0.005323	0.560311	0	U_SYN_14443	0.474339	6.005219	0.556032	0	0.091966	0.207171	0.972976	0.096029	0.293126	2.546273
3.182637	629.520283	0	0.421929	0.579718	0.427687	2	7.802095	0.886214	0.089913	0.197048	0.280082	0	0	1	0.057925	0.263621	1	USER_009472	0.108858	0.043173	0.585369	3.992591	0.135342	0.043638	0	-2.451345	0.179674	2.027636
0	665.864745	4.421268	0.472892	0.769063	0.420874	0	6.340118	1	0.001632	0.444801	0.042145	0.197877	0.04135	0.074237	0.00637	0.615468	0	U_SYN_11895	0.339916	5.087394	0.445384	0	0.104593	0.113801	0.980841	0.071768	0	2.155106
7	480.192385	2.053145	0.416435	2.214112	0.122384	1	10	0.613436	0.006977	0.358804	0.037245	0.223803	0.224496	0.305308	0.003777	0	0	U_SYN_11535	0.80064	0.887228	1.943141	3	0.193408	0.538332	0.146633	0.289115	1.033252	8.006403
0.447906	480.154712	4.50454	0.043322	0.777405	0.596656	5	4.51625	0.273133	0.539978	0.785217	0.100245	2	0	0	0.043039	0.060124	1	USER_007951	0.086708	2.929576	0.227828	11.607073	0.508918	0.058307	9.084405	0.385323	0.621301	2.40555
2	708.599177	1.165311	0.432173	0.907633	0.377834	1	6.060853	0.902984	0.000625	0.16137	0.056741	0.215445	0.172489	0.258856	0.007694	0.546184	0	U_SYN_3947	0.509242	1.156484	0.564698	1	0.341555	0.130922	0.250011	0.155187	0.121018	3.086444
3.121036	682.266978	8.263184	0.139567	0.966114	0.223265	1	3.348917	0.774892	0.057883	0.923758	0.338923	0	0	0	0.091746	0.747444	0	USER_003310	0.166173	13.093505	0.484499	0.614006	0.496604	0.050678	32.091536	0.30176	0.405456	4.554517
0	831.82787	2.675178	0.332656	1.731541	0.23133	0	8.91415	0.922107	0.009497	0.38632	0.06356	0.198177	0.080828	0.046639	0.007303	0.13423	0	U_SYN_3284	0.518172	1.460616	1.330984	0	0.119868	0.017121	0.412985	0.114858	0	4.619065
10	559.165875	0.76374	0.494243	0.909048	0.205226	2	10	0.570551	0.009453	0.125158	0.043145	0.4972	0.339611	0.403079	0.005451	0.545476	1	U_SYN_4269	0.761634	0.756892	0.722487	4	0.572212	0.402744	0.079272	0.422823	0.606032	7.616335
11.482375	548.468064	5.537359	0.183307	0.844865	0.28554	0	2.99537	0.553306	0.283739	0.17389	0.220678	0	0	0	0.087674	0.449447	0	USER_000218	0.165989	6.953484	0.476208	-0.06052	2.542752	0.091002	19.781107	-0.366522	0.622819	8.910653
0	828.502979	3.091116	0.811549	0.690977	0.523497	2	9.695265	1	0.00892	0.320055	0.073905	0.455861	0.353612	0.304135	0.007102	0.654511	0	U_SYN_12849	0.444334	3.90797	0.329253	2	0.254315	0.017367	0.30495	0.242842	0	4.307937
0	732.211085	0.543433	0.85521	1.021341	0.247041	4	8.914173	0.960884	0.008772	0.129327	0.035667	0.778184	0.580959	0.625664	0.006653	0.489329	0	U_SYN_1624	0.771664	0.484628	0.769028	4	1.329135	0.165261	0.019438	0.423389	0	6.878744
2	519.699808	3.029778	0.543992	1.627575	0.413284	0	8.614268	1	0.003744	0.375377	0.04071	0.147228	0.066379	0.111938	0.007651	0.186213	0	U_SYN_6667	0.592615	1.753775	0.954924	0	0.173812	0.355892	0.570994	0.064082	0.21701	5.104944
0	546.102652	5.955471	0.575567	0.906722	0.414734	0	5.357879	0.963326	0.004671	0.730798	0.097984	0.127684	0.071068	0.111327	0.007675	0.546639	0	U_SYN_9976	0.387042	5.915703	0.530673	0	0.095049	0.213857	1.048324	0.074295	0	2.073727
0	590.627081	3.179514	0.767147	0.482937	0.48206	1	6.280886	0.960819	0.009954	0.470328	0.009431	0.288961	0.197439	0.155652	0.00795	0.758531	0	U_SYN_5211	0.387716	5.454297	0.250133	1	0.233921	0.182842	0.356898	0.161592	0	2.435201
4.617412	531.992035	4.353607	0.349469	0.827535	0.361317	2	4.608089	0.397377	0.039535	0.065837	0.441974	1	0	0	-0.038593	0.157638	1	USER_008971	0.156151	4.047945	0.437205	5.200856	2.004421	0.090286	13.902871	-0.084363	0.470274	9.333079
6.099091	448.003643	3.199504	0.375056	0.793261	0.502036	0	4.945244	0.401922	0.208134	0.075614	0.262021	2	0	3	-0.097985	0.968682	1	USER_004659	0.353734	1.5693	0.145683	2.49306	0.901684	0.258545	7.966196	0.086893	0.304437	8.087652
9.932689	650.378125	5.830528	0.152204	0.728078	0.102999	0	4.60415	0.740083	0.365389	0.476389	0.221823	0	0	0	-0.149987	0.00048	0	USER_000570	0.054694	7.099314	0.871147	-0.17497	0.090352	0.019851	26.149933	0.49069	0.934351	3.154439
7	617.116917	1.943131	0.653537	0.499933	0.518037	2	7.866957	0.818511	0.001309	0.344495	0.023562	0.458265	0.323427	0.461299	0.009086	0.750034	0	U_SYN_5706	0.533937	3.238915	0.240949	4	0.319871	0.226082	0.348754	0.307103	0.233302	4.200457
0	725.408581	9.126914	0.223131	1.133919	0.535335	0	8.464109	0.995984	0.000814	0.954641	0.090918	0.188236	0.023811	0.074809	0.009052	0.433041	0	U_SYN_3122	0.315399	7.396691	0.526893	0	0.024183	0.071447	3.795745	0.065221	0	2.66957
0.330184	732.80219	6.582001	0.179929	0.930154	0.111884	1	2.163666	0.726456	0.194788	0.826463	0.494978	0	0	0	0.030101	0.580661	0	USER_000878	0.154317	10.294632	0.303285	1.211785	2.98393	0.032883	29.227884	1.983698	0.118756	1.589582
0	817.591879	4.211111	0.637395	2.268148	0.179682	0	8.881253	1	0.000421	0.604384	0.063147	0.031161	0.084714	0.145594	0.00634	0	0	U_SYN_790	0.69124	1.77823	1.860603	0	0.147849	0.040731	0.274369	0.034763	0	6.139075
2.133483	528.358645	4.934108	0.326299	0.772614	0.386465	0	3.052865	0.411251	0.316021	0.626372	0.405639	0	0	0	-0.007868	0.903409	0	USER_001568	0.217767	4.597227	0.306007	-0.772666	1.055668	0.127351	15.136229	-0.054733	0.689744	5.939778
15	677.446834	2.392299	0.479153	0.798019	0.355963	1	7.11438	0.559838	0.009401	0.421557	0.018065	0.162213	0.176035	0.405901	0.004634	0.600991	0	U_SYN_499	0.683597	2.663975	0.513954	3	0.192253	0.214467	0.443538	0.277539	0.798019	4.863368
0	644.841874	4.213066	0.485059	1.640967	0.143085	0	7.346145	1	0.001831	0.61024	0.092367	0.130834	0.094483	0.10727	0.005484	0.179516	0	U_SYN_1576	0.520082	2.419957	1.40617	0	0.112463	0.193998	0.310419	0.067595	0	3.820597
0.090288	711.383163	0.448229	0.428452	0.761265	0.191921	3	5.982431	0.753282	0.146237	0.434698	0.311449	0	1	0	0.049968	0.592572	1	USER_009792	0.300912	0.374831	0.260065	5.893339	0.309757	0.075839	1.81102	0.066694	0.864856	6.016331
0	720.514866	3.574186	0.194098	0.101859	0.504953	0	6.311932	1	0.004219	0.357824	0.067102	0.137095	0.007545	0.231439	0.008212	0.94907	0	U_SYN_335	0.133035	17.706312	0.050425	0	0.052828	0.03132	1.454488	0.043392	0	0.839709
0.186852	602.973696	7.181024	0.233254	0.8399	0.211023	1	2.29462	0.551199	0.174751	0.644775	0.379502	1	0	2	-0.075067	0.043138	1	USER_002581	0.346076	8.331398	0.580523	4.63436	6.072387	0.155436	28.328317	0.328424	0.387414	2.505681
4.531542	563.948578	6.750003	0.272495	0.837445	0.435141	2	6.046053	0.598186	0.250009	0.186321	0.046519	2	0	0	0.05477	0.136431	1	USER_007282	0.202206	6.734445	0.474959	6.013148	0.055997	0.105166	19.064005	-0.320839	0.338921	3.074421
1.418396	638.501773	6.169813	0.231204	0.713939	0.365798	2	2.373284	0.690104	0.176455	0.392932	0.307155	0	0	0	-0.061022	0.614199	0	USER_006257	0.30972	7.996829	0.865403	4.390251	0.964905	0.119101	19.564528	0.076784	0.27264	1.091071
7	760.317394	8.45154	0.851355	0.646518	0.479942	3	7.428249	0.885875	0.0044	0.901211	0.010274	0.623749	0.471831	0.447507	0.005586	0.676741	0	U_SYN_5764	0.548098	11.321273	0.336227	5	0.099556	0.089372	0.602943	0.374324	0.301709	4.071406
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