---
tags:
- setfit
- sentence-transformers
- text-classification
- generated_from_setfit_trainer
widget:
- text: What are the fees associated with Business Credit applications?
- text: How do banks determine the value of my Jewellery Wealth Financial Flexibility?
- text: Can the Cyber Centre help with online banking account lockouts?
- text: Can I change my Rules IndOASIS for mobile banking?
- text: What is the moratorium period for Subsidized Education loans?
metrics:
- accuracy
pipeline_tag: text-classification
library_name: setfit
inference: true
base_model: nomic-ai/nomic-embed-text-v1
model-index:
- name: SetFit with nomic-ai/nomic-embed-text-v1
results:
- task:
type: text-classification
name: Text Classification
dataset:
name: Unknown
type: unknown
split: test
metrics:
- type: accuracy
value: 0.800524934383202
name: Accuracy
---
# SetFit with nomic-ai/nomic-embed-text-v1
This is a [SetFit](https://github.com/huggingface/setfit) model that can be used for Text Classification. This SetFit model uses [nomic-ai/nomic-embed-text-v1](https://huggingface.co/nomic-ai/nomic-embed-text-v1) as the Sentence Transformer embedding model. A [LogisticRegression](https://scikit-learn.org/stable/modules/generated/sklearn.linear_model.LogisticRegression.html) instance is used for classification.
The model has been trained using an efficient few-shot learning technique that involves:
1. Fine-tuning a [Sentence Transformer](https://www.sbert.net) with contrastive learning.
2. Training a classification head with features from the fine-tuned Sentence Transformer.
## Model Details
### Model Description
- **Model Type:** SetFit
- **Sentence Transformer body:** [nomic-ai/nomic-embed-text-v1](https://huggingface.co/nomic-ai/nomic-embed-text-v1)
- **Classification head:** a [LogisticRegression](https://scikit-learn.org/stable/modules/generated/sklearn.linear_model.LogisticRegression.html) instance
- **Maximum Sequence Length:** 8192 tokens
- **Number of Classes:** 412 classes
### Model Sources
- **Repository:** [SetFit on GitHub](https://github.com/huggingface/setfit)
- **Paper:** [Efficient Few-Shot Learning Without Prompts](https://arxiv.org/abs/2209.11055)
- **Blogpost:** [SetFit: Efficient Few-Shot Learning Without Prompts](https://huggingface.co/blog/setfit)
### Model Labels
| Label | Examples |
|:--------------------------------------------------------------------------------------------------------------------------------------|:---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| e Payment of Indirect Taxes | - 'Can I cancel or modify my e Payment of Indirect Taxes online?'
- 'How does Indirect Tax Payment online reduce paperwork?'
- 'Is Digital Indirect Tax Payment available for all types of taxes?'
|
| Ind Advantage (Reward Program) | - 'Can I combine Advantage Loyalty Program rewards with other offers?'
- 'Are Advantage program rewards taxable?'
- "What is the Advantage program's points expiration policy?"
|
| IB Pension Loan | - 'Repayment period for pension loan?'
- 'What is new pension scheme?'
- 'Are Elderly Loans offered to retired government employees?'
|
| What is a Credit Score and How it Shapes Financial Health | - 'Can a high Credit Score qualify for lower interest rates?'
- 'What are the benefits of maintaining a good CREDIT NUMBER?'
- 'Can a strong Credit Score guarantee approvals for credit cards?'
|
| MSME LAP | - 'How to get a statement for Small Medium Enterprises property loan account?'
- 'Loan amount provided in MSME LAP ?'
- 'How to track the status of Medium Enterprises LAP application?'
|
| NRE FD/ MMD/ RD ACCOUNTS | - 'Can I access my Non-Resident External Fixed Deposit account online?'
- 'How to renew a matured Non-Resident External RD account?'
- 'What are the benefits of converting my savings account to a NRE RD account?'
|
| Another Option for Pension | - 'Can I customize my Pension Option to suit my lifestyle?'
- 'Can I combine Multiple Pension Alternatives for maximum returns?'
- 'What are the Pensioner Option Benefits for long-term investors?'
|
| IB Home Improve | - 'How does a home renovation loan impact my mortgage payments?'
- 'What are the fees associated with a villa renovation loan?'
- 'Can I co-borrow a house improvement loan with a family member?'
|
| Details of Outstanding Tier 1 and Tier 2 Bonds | - 'What is the minimum investment required for Bond Issuance?'
- 'What is the difference between Tier 1 and Tier 2 Bond Issuance?'
- 'What are the fees associated with Bond Issuance investments?'
|
| Lending rates for RMD | - 'How do Required Minimum Distributions affect mortgage lending decisions?'
- 'Can I consolidate debt with a Retirement Savings Distribution loan?'
- 'Can I use my Retirement Asset Withdrawal for a personal loan?'
|
| CORPORATE LOAN | - 'Do companies need collateral for a commercial mortgage loan?'
- 'What is the moratorium period for a business loan repayment?'
- 'What is LTV Ratio in Home Loan for Corporates ?'
|
| Credit Life Insurance Coverages in Association with M/s. Kotak Life | - "What is the maximum age limit for Kotak Life Insurance's credit coverage?"
- "What is the payout process for Kotak Assurance's credit life claims?"
- "What is the waiting period for Kotak Insurance Corporation's coverage?"
|
| V-CIP | - 'How does Video-Based Customer Verification improve security?'
- 'Can Video Customer Verification replace physical branch visits?'
- 'What is the significance of E-Verification in banking services?'
|
| IB Gen X For the Vibrant Youth | - 'What are the financial values of the Sandwich Generation?'
- 'How do members of Generation X engage with digital banking?'
- 'Can Generation X benefit from investment coaching?'
|
| Ind Mortgage | - 'How does a Home Equity Loan work for debt consolidation?'
- 'Can I use a Home Equity Loan to fund my education expenses?'
- 'What is the maximum Loan-to-Value ratio for a Residential Mortgage?'
|
| Indian Bank Debit Card Shopping Perks | - 'Facilities provided by indian bank for online shopping?'
- 'What is E-shopping?'
|
| One Time Settlement for NPA Borrowers (eOTS) | - 'What are the benefits of opting for a Single Settlement of Non-Performing Assets?'
- 'Can I avail of the eOTS NPA scheme for multiple loans?'
- 'What is the role of the bank in the One Time Settlement process?'
|
| Colombo Branch | - 'How do I apply for a credit card at the City Center Branch?'
- 'What is the minimum balance requirement for the Urban Savings Account?'
- 'What are the working hours of the Capital City Branch?'
|
| Digitizing the Indian Banking Experience | - 'How does Digital Enablement improve customer self-service?'
- 'Can Digital Innovation boost revenue growth in Indian banking?'
- 'How can Computerized Facilities enhance banking efficiency?'
|
| Choosing the Right Term Deposit: Fixed, Recurring or Money Multiplier Your Best Fit? | - 'Can I close my Money Multiplier Deposits prematurely without penalty?'
- 'How do Money Multiplier Deposits ensure my savings grow over time?'
- 'Do Recurring Deposit schemes offer any insurance benefits?'
|
| Important Communication regarding Amalgamation (Internet Banking / Mobile Banking) | - 'How does Mobile Banking Consolidation Alert impact my recurring deposits?'
- 'Will Important Communication regarding Internet Banking Merger change my login credentials?'
- 'What does Mobile Banking Integration Alert mean for my account balance inquiry?'
|
| New Pension Scheme as an avenue for Tax Savings | - 'What are the Tax Benefits Pension for women employees?'
- 'What is the lock-in period for Tax Benefits Pension investments?'
- 'How does the Retirement scheme help in achieving long-term financial goals?'
|
| Online Collection Products | - 'Can I schedule E-Collection payments in advance?'
- 'How does Online Collection handle payment disputes?'
- 'What is the minimum payment amount for Online Collect?'
|
| Security | - 'What is the Protection policy for reporting a security breach?'
- 'What Preventative measures are taken against phishing attacks?'
- 'Can you describe the Protections in place for business accounts?'
|
| Indian Bank Financial Results | - "Can I access Indian Bank's Annual Report online?"
- "Are Indian Bank's Financial Performance indicators publicly available?"
- "Are Indian Bank's Financial Results audited by external agencies?"
|
| Resident Foreign Currency account for Returning Indians | - 'Is there a minimum balance requirement for a Resident Foreign Currency account?'
- 'Can I receive foreign currency remittances in my Resident Foreign Currency account?'
- 'Can I repatriate funds from my Resident Foreign Currency account to my foreign account?'
|
| Premium Current Account | - 'Can I get a discount on loan interest rates with a Platinum Banking Account?'
- 'What are the fees associated with a Luxury Checking Account?'
- 'Can I set up direct debits with my Platinum Current Account?'
|
| Debit Cards | - 'Can I use my cashpoint card to make a payment to a government agency?'
- 'Can I use my bankcard to make a purchase in a foreign currency?'
- 'How do I request a new cash card with a different design?'
|
| SMS Banking/ Missed Call Service | - 'What is the process to link multiple accounts to Telephone Banking Facility?'
- 'What are the charges for using Mobile Alert System for banking?'
- 'How does Mobile Banking Facility help in tracking loan applications?'
|
| Personal loan | - 'How much personal loan will I get?'
|
| Positive Pay System (PPS) | - 'Can the Anti-Fraud Solution stop fraudulent checks from clearing my account?'
- 'Can the Positive Pay Fraud Prevention system detect altered check amounts?'
- 'What is the benefit of using the Check Fraud Monitoring Service?'
|
| BSBDA AND SMALL ACCOUNT | - 'Who are the target customer for Small Account?'
- 'Who are the target customer for BSBDA Account?'
|
| Featured Products / Services / Schemes | - 'Can I get a cashback on my Premium Product purchases?'
- 'Can I get a discount on Featured Services for bulk transactions?'
- 'How do I cancel or modify a Highlighted Deal?'
|
| IB MSME Jewel Loan | - 'What is the maximum loan amount for IB MSME Jewelery Loan?'
- 'What is the eligibility criteria for IB MSME Jewel Loan for women entrepreneurs?'
- 'What is the repayment tenure for IB MSME Jewelry Loan?'
|
| “IND Corp SB Elite” Payroll package scheme for Salaried Class with bundled Group Personal Accidental Insurance (PAI) | - 'What is the Accidental Insurance policy term under IND Corp SB Elite package?'
- 'Is the Accidental Insurance premium refundable if I cancel my IND Corp SB Elite package?'
- 'How does Corp SB Elite package benefit employees with bundled Accident Insurance?'
|
| Executive Director’s Profile | - 'Can I request a meeting with the Executive Director Profile?'
- 'What is the role of the Executive Director in risk management?'
- "Can I access the Executive Director Bio on the bank's website?"
|
| IMAGE Contact Us | - 'Can I get a copy of my account statement from the Visual Customer Support team?'
- 'What are the working hours of the Iconic Contact Us team?'
- 'Can I get a callback from the Visual Customer Support team?'
|
| Tab Banking | - "Can I transfer funds using my tablet's banking application?"
- 'How do I access my account statements on the slate banking system?'
- 'How does tab banking work?'
|
| Joint Liability Group (JLG) | - 'What is purpose of joint liability group ?'
- 'How does a Mutual Responsibility Circle account impact loan approval chances?'
- 'What documents are required to apply for a Mutual Guarantee Group loan?'
|
| Bank’s Profile | - "What is the bank's sketch of its branch and ATM network?"
- "What insider information is available about the bank's operations?"
- "Can I find a summary of the bank's deposit insurance coverage?"
|
| IB Tradewell | - 'What are the eligibility criteria for Supply Chain Financing?'
- 'What is the process for applying for a Commerce Facility loan?'
- 'How does Trade Facilitation reduce risks in international trade?'
|
| Find the Best Avenues for Tax Savings with Indian Bank | - 'What are the fiscal benefits of banking with Indian Bank for tax exemption?'
- 'How can Indian Bank assist me in tax-loss harvesting?'
- "What are the tax-deferral benefits of Indian Bank's life insurance policies?"
|
| Nodal Officers_Ombudsman Scheme,2022 | - 'What is the role of Liaison Officers in resolving customer complaints?'
- 'Are Centralized Help Officials responsible for resolving insurance-related issues?'
- 'Focal Points help in which specific banking services?'
|
| Service Charges / Forex Rates | - 'Can you provide a list of Currency Exchange rates for exotic currencies?'
- 'Are there any additional Currency Exchange charges for online banking?'
- 'Are there any Service Charges for using my credit card abroad?'
|
| IND-SME E-VAAHAN | - 'What type of facility avaliable in SME E-VAAHAN loan?'
- 'Steps for online vehicle financing?'
- 'Is SME VAahan available for all types of commercial vehicles?'
|
| Empanelments / Engagements | - 'How do I terminate a Collaborative Partnership with the bank?'
- 'What are the benefits of Association Agreements for business accounts?'
- 'How do I participate in a Joint Venture Partnership with the bank?'
|
| IND Krishi Vaahan | - 'Does the bank offer krishi vaahan financing for rural areas only?'
- 'Can I get a loan for an agri vahan for business use?'
- 'Are there any pre-approved agri vehicle loan offers for customers?'
|
| Extraordinary General Meetings | - 'What is the role of the board of directors in an EGM Meeting of a bank?'
- "Can an EGM Meeting be convened by a bank's regulatory body?"
- "How does an EGM Meeting affect my investment in a bank's shares?"
|
| Nodal Officers RBI Integrated Ombudsman Scheme, 2021 | - 'What are the benefits of a Zonal Nodal Officer for customers?'
- "What is the function of a Geographic Ombudsman Officer in RBI's scheme?"
- 'What is the function of a Local Ombudsman Officer in banking complaints?'
|
| Statutory Central Auditors | - 'Are Official Auditors responsible for auditing bank financial statements?'
- 'What are the qualifications required to become a Central Auditor?'
- 'Are Official Auditors responsible for auditing bank investment portfolios?'
|
| IB HOME ENRICH | - 'How does Apartment Enhance support property refurbishment financing?'
- 'Age limit for Home Enrich ?'
- 'Is Flat Enhancement available for rented properties?'
|
| IndSMART Mobile Banking App Checksum | - 'How to resolve IndSMART Mobile App Checksum errors on my device?'
- 'Is Mobile App Checksum required for IndSMART net banking users?'
- 'Is IndSMART Mobile App Checksum available for iOS and Android?'
|
| Careers | - 'Can I start a profession in financial analysis?'
- 'Can I start a profession in banking compliance?'
- 'Can I build a profession in securities trading?'
|
| Quick Contact | - 'Where do I find the Contact Information for my local bank branch?'
- 'Can I use the Contact Form for account-specific inquiries?'
- 'What is the best way to reach the Prompt Aid team for credit card questions?'
|
| IND PM Vishwakarma | - "What are the features of Chief Minister Vishwakarma's mobile banking app?"
- "Is Head of the Government Vishwakarma's credit card suitable for frequent travelers?"
- "What are the benefits of Prime Minister Vishwakarma's pension scheme?"
|
| Important Notices to Shareholders / Bondholders | - 'Can Capital Providers opt-out of receiving important notices electronically?'
- 'What happens if a notice to Equity Participants is returned undeliverable?'
- 'Can a notice to Bondholders be sent electronically or only by mail?'
|
| Kisan Credit Card (KCC) | - 'Do I need collateral for a Kisan Credit Card loan?'
- 'Can I get a credit card for my farm business with a Kisan Credit Card?'
- 'Kisan Credit Card interest rates are fixed or floating?'
|
| Head Office Departments | - 'How does the Centralized Office handle customer feedback?'
- 'Can I get Email id of Head Office Department ?'
- 'Where is the Main Office located for customer inquiries?'
|
| Cyber Awareness Content | - 'What role does Electronic Transaction security play in preventing account takeovers?'
- 'Can Cyber Safety Content prevent malware attacks on banking devices?'
- 'How does Electronic Transaction security impact banking customer satisfaction?'
|
| Pre Approved Business Loan | - 'Do I need to provide a business plan for a Pre-Approved Business Loan?'
- 'Can I get a Pre Approved Business Loan for a non-profit organization?'
- 'How do I qualify for a Pre-Approved Business Loan with my bank?'
|
| ONLINE SHISHU MUDRA LOAN | - 'What are the pre-closure charges for a Shishu Mudra loan online?'
- 'What is purpose for shishu mudra loan ?'
- 'What is the Age limit for online shishu mudra ?'
|
| Ind Netbanking | - 'Can I apply for a personal loan through Online Banking platform?'
- 'What is the process for changing my Internet Banking login credentials?'
- 'Can Internet Banking be used for bill payments and recharges?'
|
| TERM LOAN | - 'What is the processing time for a mid-term loan application?'
- 'Can I get a short-term loan for a down payment on a house?'
- 'What is the repayment schedule for a fixed-period loan?'
|
| IND SUPER 400 DAYS | - 'Can I get loan against my Champion 400 Days Deposit?'
- 'Is Top Rated 400 Days Deposit eligible for tax benefits?'
- 'Are there any penalties for breaking my Priority 400 Days Deposit?'
|
| Non-Resident Ordinary Account | - 'What is the purpose of NRO account in Indian banking system?'
- 'How to transfer money from nro sb account to a foreign bank account?'
- 'Is it mandatory to have a PAN card for opening a Non Ordinary sb account?'
|
| WhatsApp Banking | - 'Whats App banking services available for business accounts?'
- 'Can I check my account balance using Whats App banking services?'
- 'Are there any charges for using WP banking services?'
|
| Credit Life Insurance Coverages in association with M/s. Aditya Birla Sun Life Insurance | - 'Can I get a credit life insurance policy with Birla Sun Life for my car loan?'
- 'What is the minimum age to purchase credit life insurance with ABSLI?'
- 'Can I purchase credit life insurance with Aditya Birla Sun Life for multiple loans?'
|
| Sukanya Samriddhi Account Scheme | - "What are the documents required to open a Daughter's Financial Welfare Account?"
- "Is the Girl's Financial Empowerment Scheme available in all banks?"
- 'What are the tax benefits of the Girl Child Welfare Account?'
|
| Interest Rates for Small Savings Schemes | - 'Can I close my Small Savings Scheme prematurely without penalty?'
- 'Interest rate for SCSS?'
- 'What are the eligibility criteria for Small Savings Plans in banks?'
|
| Units of IMAGE | - 'Do Visual Representations require encryption for security?'
- 'Can Photographic Images be used for identity verification?'
- 'Can Visual Records be used for account verification purposes?'
|
| IND- KRISHI INFRA FUND (AGRICULTURE INFRA FUND) | - 'How to apply for Agri Infra Fund online?'
- "What are the Krishi Infrastructure Fund's customer service contact details?"
- "What are the Agri Infra Fund's investment risks and returns?"
|
| Savings Bank Account | - 'Requirement of minimum balance in saving bank account?'
- 'How to update my Savings account information online?'
- 'For whom Savings Account cannot be opened as per RBI T&C?'
|
| IMAGE Infrastructure | - 'Can the backbone of digital banking handle high traffic volumes during peak hours?'
- 'What is the framework for ensuring data security in mobile banking apps?'
- 'Can the undercarriage of online banking support biometric authentication?'
|
| Weaver MUDRA | - 'How does Weaver MUDRA support the preservation of traditional weaving techniques?'
- 'How does Handloom MUDRA promote sustainable livelihoods for weavers?'
- 'Can I use Handloom MUDRA loans for purchasing new looms?'
|
| Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies | - 'What is the minimum credit score required for Overdraft NSC?'
- 'What is the processing fee for Overdraft Secured by NSC/KVP/Relief Bonds/LIC?'
- 'What are the documents required for Collateral NSC KVP RBI Bonds application?'
|
| Open Online Account with Video-Based Customer Identification Process (V- CIP) | - 'Can I open an online account using VCIP from my mobile device?'
- 'What are the benefits of Video-Based Customer Identification in banking?'
- 'What is V-CIP process ?'
|
| Forex Remittance Facility through Internet Banking- Retail | - 'What are the Forex Remittance via Internet Banking Retail exchange rates based on?'
- 'What is the Forex Remittance Internet Banking Retail cut-off time for same-day processing?'
- 'Does Forex Remittance Internet Banking Retail support payment to debit cards?'
|
| Tenders / Auction | - 'Can I request a Tender Document for a business loan from a bank?'
- 'What are the risks involved in a Live Auction for a home loan?'
- 'How does a Multi-Round Auction work for a personal loan interest rate?'
|
| IND Millionaire Recurring Deposit Account NRE | - 'What are the charges for IND Millionaire NRE account maintenance?'
- 'What is the frequency of interest payment for IND Millionaire NRE account?'
- 'IND Millionaire NRE account: What is the nomination facility?'
|
| PMSurya Ghar: Muft Bijli Yojana Roof Top Solar Loan Scheme | - 'Can I close my PMSurya Ghar loan account prematurely?'
- 'Moratorium period for pradhan mantri muft bijali scheme?'
- 'What are the benefits of Muft Bijli Yojna Roof Top Solar loan for senior citizens?'
|
| Tarun Plus Scheme | - 'What are the benefits of the Teen Titan Scheme for minors?'
- 'What are the features of the Emerging Star Deposit?'
- 'What benefits does the Youth Advantage Plan offer to young account holders?'
|
| Jewel Loan | - 'How do I check my Gem loan application status?'
- 'How do I foreclosure my Pearl loan account?'
- 'Do you offer Heirloom loans with no processing fees?'
|
| General Managers | - 'Do General Managers in banking receive bonuses?'
- 'Can a Senior Leader in banking approve large loans?'
- 'How do Senior Managers in banking handle employee conflicts?'
|
| Digital Insurance Platform | - 'What are the benefits of Electronic Insurance Solutions for banking customers?'
- 'Can Internet Insurance Products be integrated with mobile banking apps?'
- 'What are the benefits of Online Insurance Management Systems for banking clients?'
|
| Debenture Trustee | - 'Can a Debt Trust be replaced in a loan agreement?'
- 'What are the benefits of having a Debt Trustee in a mortgage-backed security?'
- 'What are the responsibilities of a Debenture Trustee in a loan deal?'
|
| Current Account | - 'Can I use my live account for international transactions?'
- 'How do I transfer funds from my contemporaneous account to a credit card?'
- 'Can I issue checks from my existing account?'
|
| IND MSME SAKHI | - 'What are the interest rates for MSME SAKHI loans in India?'
- 'What are the documentation requirements for availing Micro Small Medium Enterprises SAKHI?'
- 'How does MSME SAKHI support startups founded by women?'
|
| IND-SURYA SHAKTI | - 'What is the repayment period in surya shakti?'
- 'Does Luminous Vigor offer flexible repayment options?'
- 'What are the benefits of using DAZZLING FORCE for personal loans?'
|
| Privacy Policy Digital Currency | - 'Can I opt-out of Online Digital Rupee data sharing with third parties?'
- 'How does Digital Currency Privacy Policy handle sensitive personal data?'
- 'Can I request a copy of my personal data under Online Rupee Privacy Policy?'
|
| Agriculture Loan | - 'What is the repayment tenure for a Farmer Development loan?'
- 'Are Agri loans available for small-scale farmers too?'
- 'What are the benefits of Krishi loan for rural farmers?'
|
| IND Professional Special | - 'How do Expert Advisors like me get preferential treatment at our branches?'
- 'What benefits do Eminent Specialists like me receive in our cashback program?'
- 'Do Expert Advisors like me receive a higher interest rate on savings accounts?'
|
| FCNR (B) DEPOSITS Rates | - 'What is the penalty for premature withdrawal of an FCNR (B) Deposit?'
- 'Can I withdraw from an FCNR (B) Fixed Deposit before maturity?'
- 'What is the difference between FCNR (B) Deposits and NRO deposits?'
|
| Whistle Blower Policy | - 'Explain about Digital Personal Data Protection Policy?'
- 'What is the process for escalating concerns under the Whistleblower Protection Policy?'
- 'Can customers report fraud anonymously under the Whistle Blower Policy?'
|
| SB Platinum Savings Bank Platinum Account with Sweep facility | - 'Can I use my Platinum Savings Sweep account for bill payments online?'
- 'Can I link my Platinum Savings Sweep account to a fixed deposit?'
- 'What is the interest rate offered on Savings Platinum Sweep account?'
|
| Interest Rates on Personal Segment Loan Products Fixed | - 'What are the current interest rates for Private Loan Offers?'
- 'Can Retail Banking Products help me consolidate debt?'
- 'What are the benefits of Flexible Credit Facilities for me?'
|
| REPO Based Lending Rate for MSME | - 'How does Small Business Repo Rate affect loan interest for entrepreneurs?'
- 'How does Micro, Small and Medium Enterprise Repo Rate impact loan repayment?'
- 'What is the current Repo Rate for Small and Medium Enterprises in India?'
|
| e-OD Against Deposit | - 'What is the processing time for an online overdraft deposit application?'
- 'Can I use my e-Overdraft Deposit for ATM withdrawals?'
- 'What are the fees associated with an e-OD Deposit account?'
|
| Designated Authority for Whistle Blower Complaints | - 'Who is the Authorized Whistleblower Complaints Receiver for card-related complaints?'
- 'Does the Designated Authority for Whistle Blower Complaints investigate customer disputes?'
- 'How does the Designated Authority for Whistle Blower Complaints handle repeat complaints?'
|
| SB for students under govt scholarship & SB for DBT | - 'What is the role of sb DBT in disbursing student scholarships?'
- 'How do students with gov Scholarship SB accounts receive their funds?'
- 'Do students sb accounts have ATM facilities?'
|
| Loyalty Program Delights: Unlocking Special Rewards for Your Loyalty | - 'Can Commitment Loyalty prgm rewards be redeemed for travel bookings?'
- 'How do Devotion Surprises programs enhance overall banking satisfaction?'
- 'How do Fidelity Delights programs measure customer loyalty and engagement?'
|
| Financial Inclusion in India: Filling the Void | - 'How does Economic Growth in India depend on financial literacy?'
- 'What is the current state of Financial Inclusion in rural India?'
- 'Can Bridging Financial Gap initiatives increase access to insurance?'
|
| IMAGE Principal’s Message | - 'Is the IMAGE Principal’s Message available in multiple languages?'
- 'Does the Message from IMAGE Principal influence customer loyalty?'
- 'Does the Principal’s Message at IMAGE discuss industry trends?'
|
| IB Salaam Special Account for Defence Personnel | - 'Can Military Defence Personnel use their Salaam Account for online transactions?'
- 'What benefits does the Salaam Defence Account offer to Military personnel?'
- 'What is the process for opening a Salaam Defence Account online?'
|
| OD against Gold Jewels | - 'Can I transfer my existing Overdraft Jewelry to another bank?'
- 'Can I take an Overdraft Gold loan against antique jewelry?'
- 'What is the tenure for repayment of OD jewelery loans?'
|
| Disclosures | - "What information is revealed in a credit card's Transparency Statement?"
- 'Are banks required to provide a Notice of Changes to account terms?'
- 'Can account holders request a copy of their Account Openings Notice?'
|
| Event Updates/ Newspaper Advertisement | - 'How do banks leverage Newspaper Advertising for brand awareness?'
- 'How do Upcoming Event notifications improve customer experience?'
- "What are the key features of the bank's Event Calendar for 2023?"
|
| Stay Safe: Watch Out for Suspicious Files, APKs, and Links | - 'What are the warning signs of a Malicious Link in an email?'
- 'How do I spot a Fraudulent Link in an email claiming to be from my bank?'
- 'What are the warning signs of a Phishing Email from an unknown sender?'
|
| Compressed Bio Gas plant financing under Sustainable alternative towards affordable Transportation | - 'How does Bio Methanation Facility financing work for small-scale entrepreneurs?'
- 'What are the benefits of Bio Methanation Facility financing for farmers?'
- 'What are the key performance indicators for a Bio Methane Enrichment Plant loan?'
|
| New SB Product for Salaried Customers IND SALARY SURAKSHA | - 'Income Security: Is it a one-time payment or recurring?'
- 'How does Income Suraksha handle income fluctuations?'
- 'Can I cancel my Salary Suraksha policy at any time?'
|
| Corporate Social Responsiblity | - 'Can Ethical Practices enhance banking reputation and trust?'
- 'Can Sustainability Performance enhance banking sector competitiveness?'
- 'Can Responsible Financing practices reduce banking sector criticism?'
|
| Tap, Pay and Go: RuPay NCMC Card | - 'Can I use Tap Pay RuPay NCMC card for education fees payment?'
- 'Can I use Tab Pay Card RuPay NCMC for tax payments?'
- 'How do I block or unblock my Tab Pay Card RuPay NCMC?'
|
| e-Allahabad Bank Journey | - 'What are the benefits of the e-Allahabad Experience for new users?'
- 'When was United Industrial Bank Ltd merged with Allahabad Bank ?'
- 'How does the Allahabad Journey facilitate international transactions?'
|
| Chief Vigilance Officer | - 'What are the responsibilities of Vigilance Head in a public sector bank?'
- 'How does Chief Vigilance Officer ensure transparency in customer transactions?'
- 'Can Chief Vigilance Officer initiate disciplinary action against banking officials?'
|
| WORKING CAPITAL | - "How does operating capital affect a company's financial stability?"
- 'Can WORKING funds be used to finance marketing campaigns?'
- 'What is the relationship between operational capital and business profitability?'
|
| Premium Services | - 'Do Luxury account holders receive special investment opportunities?'
- 'What benefits do Top-Tier clients receive with priority customer support?'
- 'Can High-Net-Worth individuals customize their banking services?'
|
| Investor Relations | - "What Role do Shareholders play in a bank's decision-making process?"
- 'How can banks improve Investor Transparency?'
- 'How do banks ensure Investor Compliance with regulations?'
|
| Account Opening Forms NRI | - 'Can I get the Foreign National Account Opening Kit in Hindi?'
- 'Can I download the Expatriate Account Opening Kit from the website?'
- 'Can I use a representative to submit the Non-Resident Banking Application?'
|
| Indian Bank Annual Reports | - "How does Indian Bank's Annual Financial Review impact its branch expansion?"
- "Can I attend Indian Bank's Annual Financial Report presentation?"
- "How does Indian Bank's Year-End Financial Review impact its employee benefits?"
|
| NRI A/cs | - 'How do Non-Resident Indians get a credit card in India?'
- 'What is the process for opening a Overseas Indian account online?'
- 'Can an Expatriate Indian citizen open a demat account in India?'
|
| IB COMFORT- DOMESTIC AND NRE | - 'How do I update my address for my Comfort NRE account?'
- 'Can I open a Comfort Domestic account for a minor?'
- 'Can I get a Comfort Domestic account overdraft facility?'
|
| IB Kishore Savings Bank Account for Minors | - 'How to update the nominee details of a Minor sb account?'
- 'Can a Kishore account be used to invest in a fixed deposit?'
- 'What is the interest rate offered on a Kishore sb account?'
|
| Food and Agro Processing | - 'How does crop processing and storage affect my credit score?'
- 'What are the key challenges faced by food processing businesses in financing?'
- 'Can I get a loan to set up a food processing and packaging unit?'
|
| IB Education Loan (IBA) | - 'Can an Educational institution recommend IBA for student loans?'
- 'How does IBA calculate the EMI for Edu loans?'
- 'What are the documents required for an Educational loan with IBA?'
|
| IBEX GOLD CARD SCHEME (GCS) FOR EXPORTERS | - 'Do gold exporters receive a dedicated customer support hotline?'
- 'Can GCS members utilize the gold card for domestic business purchases?'
- 'What is the tenure for the short-term export financing under GCS?'
|
| Online Loans | - 'Do Online Lenders offer loan options for non-resident Indians (NRIs)?'
- 'What are the benefits of applying for Digital Loans through mobile banking apps?'
- 'Can I use Digital Credit to finance my home renovation costs?'
|
| Ind Jet Remit (RTGS) | - 'Is Jet Remit RTGS secure for online transactions?'
- 'Are there any limits on the number of RTGS transactions per day?'
- "How do I verify the beneficiary's account details for Jet Remit RTGS?"
|
| OVERDRAFT FACILITY IN SB SALARY A/C“IB INSTA CASH” | - 'Is Insta Cash Overdraft available for all types of savings salary accounts?'
- 'What is the eligibility criteria for Insta Cash Overdraft on savings salary accounts?'
- 'How do I avail OD Insta Cash on my salary account with my bank?'
|
| Specialist Officers Exam Result (SO) | - 'How to get a duplicate Specialist Officers Exam Admit Card after result?'
- 'Can I get a reprint of my Specialist Officers Exam Scorecard?'
- 'SO exam result: What is the role of a specialist officer in banking?'
|
| IMAGE Email Id’s | - 'Can I update my IMAGE Email Addresses for credit score updates?'
- 'What is the significance of IMAGE Email Contacts in online banking?'
- 'What is the importance of IMAGE Email Addresses in online banking security?'
|
| Home Loan Scheme for Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) individuals: Urban Areas | - 'Do Middle-Class Families need to pay a higher EMI for the loan?'
- 'What is the maximum loan amount for a Weaker Section borrower?'
- 'How does the Affordable Housing Scheme benefit Low-Income Families?'
|
| MACT SB | - "What is the Vehicle Accident Compensation Tribunal's stance on appeals?"
- 'Can Road Accident Claims Court compensation be deposited directly?'
- 'Whether Account Trasfer Facility avaliable in Mact SB ?'
|
| Access Restricted | - 'How do I regain Full Disclosure to my investment portfolio?'
- 'How do I regain Full Access to my blocked debit card?'
- 'Can I still transfer funds with Restricted Permissions on my account?'
|
| What and How of Phishing | - 'Can quid pro quo attacks be used to steal sensitive banking information?'
- 'How do scammers use clickjacking to steal sensitive banking information online?'
- 'What are the red flags of a fake bank website designed to steal login credentials?'
|
| Lending rates | - 'Do banks offer discounted borrowing rates for loyal customers?'
- 'How do loan rates change for subprime borrowers?'
- 'How do borrowing rates impact monthly mortgage payments for first-time buyers?'
|
| Sukanya Samriddhi Account | - 'What is the maximum annual investment allowed in an SSA account?'
- 'What is the minimum age of the girl child to open a Sukanya Samriddhi Yojana account?'
- 'Benefits of sukanya samriddhi account scheme?'
|
| Privacy Policy IndOASIS | - 'Are all bank employees bound by Confidentiality Agreements?'
- 'What is the purpose of IndOASIS Data Protection Notice?'
- 'How does IndOASIS Data Protection Policy address cross-border data transfers?'
|
| Welfare of Minorities | - 'How does the bank ensure Vulnerable Group Protection in lending practices?'
- 'Can banks play a role in Empowering Minority Entrepreneurs through financing?'
- 'Do banks offer Minority-Focused Financial Education and Awareness programs?'
|
| Wealth Management Services | - 'How does a Financial Affluence service help with business succession planning?'
- 'How does a Wealth Enhancement service identify investment opportunities?'
- 'Can a Prosperity Development service help me create a legacy?'
|
| Scheme for financing MSMEs for setting up Biomass Pellets manufacturing units | - 'How do banks facilitate partnership between MSMEs and biomass pellet manufacturers for supply chain financing?'
- 'What are the benefits of biomass pellet manufacturing unit financing for women entrepreneurs among MSMEs?'
- 'How do banks evaluate the viability of biomass pellet manufacturing projects for MSMEs?'
|
| How-to Videos Internet Banking | - 'Do Online Knowledge Sessions cover online mobile banking security best practices?'
- 'Can Web-based Learning Resources help with online card activation?'
- 'What do E-learning Modules teach about online bill payments?'
|
| SB FOR CENTRAL / STATE GOVERNMENT / CONSULAR OFFICES & IND PFMS | - 'What are the interest rates offered on SB Central Govt accounts?'
- 'How to update my address for an SB Central Govt account?'
- 'Can I open a joint SB PFMS account with my spouse?'
|
| Mobile Banking/Internet Banking | - 'Can I apply Overdraft against deposit?'
|
| MD & CEO Speeches / Media Interaction | - "How does the MD's statement align with the bank's mission and values?"
- "Did the top executive's statement provide an update on the bank's capital adequacy ratio?"
- "What did the CEO's address reveal about the bank's approach to financial inclusion?"
|
| IB Mahila Shakti For Women | - 'What are the Mahila Empowerment investment options available?'
- 'What are the benefits of Women Empowerment debit card?'
- 'How does Mahila Shakti support entrepreneurship among women?'
|
| IND SME Secure | - 'What is the process for enrolling in Small Business Protection services?'
- 'What are the benefits of enrolling in Medium Enterprise Security?'
- 'What is the role of the Business Security Administrator in IND Secure?'
|
| Block Lost Credit Card | - 'Will block credit card also stop online transactions?'
- 'What are the consequences of Credit Blocking without notifying the bank?'
- 'Is Credit Reporting necessary for a misplaced credit card?'
|
| IndSMART: Indian Bank’s Omni channel Mobile App | - 'What is the minimum OS requirement for the Omni channel App?'
- 'How do I report a lost debit card on the Omni channel App?'
- 'Does the Omni channel App support QR code scanning?'
|
| Application Downloads | - 'In how many languages Loan Application form is available ?'
- 'Can I use a Digital Content Acquisition service for investment advice?'
- 'How do I Download an App to manage my credit score?'
|
| MCA Payment | - 'Is the Company Affairs Payment method available for mobile banking?'
- 'How do I receive notification for Corporate Affairs Payment confirmations?'
- 'How does the Corporate Affairs Payment gateway work for online transactions?'
|
| Annual General Meeting | - "What is discussed at the annual shareholders' get-together?"
- "How do I address concerns at the annual shareholder's get-together?"
- 'What is the purpose of the yearly shareholder gathering in our bank?'
|
| Press Releases | - 'What is the ideal tone for a banking Proclamation?'
- 'What is the importance of timely Issuing Statements in banking?'
- 'How do banks leverage Communiqués for brand awareness?'
|
| Chief General Managers | - 'Do Chief Executive Officers have the authority to close a bank branch?'
- 'Can a Chief General Manager resolve customer disputes in a cooperative bank?'
- 'What are the goals of a Chief General Manager in a digital banking platform?'
|
| Jewel Loan: Unlock the Value of Your Gold for Financial Flexibility | - 'How does Jewellery Wealth Financial Flexibility loan work for pensioners?'
- 'Can I take a Jewel Studded Financial Freedom loan against my gold coins?'
- 'Are Jewellery Financial Freedom loans available for NRIs?'
|
| “IND Corp SB Elite†Payroll package scheme for Salaried Class with bundled Group Personal Accidental Insurance (PAI) | - 'Free Personal Accidental Insurance cover benefits offered under Payroll package scheme ?'
- 'Can I get a credit card with the Corp SB – ELITE account?'
|
| IND SUPREME 300 DAYS | - "What is the Premier 300-Day Deposit Scheme's tenure flexibility?"
- 'Is the Ultimate 300 Day Savings Plan available for minors?'
- 'Can I convert my savings account to a Paramount 300-Day Fixed Deposit?'
|
| Fixed Deposit | - 'What is the minimum investment for a Fixed-Income Deposit?'
- 'How do I choose the right Deposit scheme for me?'
- 'What are the benefits of a Short-Term Deposit for businesses?'
|
| Derivatives | - 'How do Financial Contracts benefit customers with fluctuating income streams?'
- 'How do Total Return Swaps work in investment portfolios?'
- 'Can Future Contracts be used to speculate on market prices?'
|
| Important Contacts | - 'How does the bank use Customer Contacts for communication?'
- 'Can I designate multiple Contact Information for different services?'
- 'What is the purpose of maintaining Customer Contacts in online banking?'
|
| Awards & Accolades | - 'What Honors has the bank received for its community development initiatives?'
- 'How do Accolades impact customer trust in banking institutions?'
- 'What Prestigious Awards has the bank won for its financial inclusion initiatives?'
|
| Say No to Queues and Yes to Fastag!!!!! | - 'Can I use Rapid Pass for online banking services?'
- 'How does Express Banking benefit busy customers?'
- 'Will No Delay Banking reduce waiting time?'
|
| Nomination: A Must Have in Your Accounts | - 'Does a successor have immediate access to my account after my demise?'
- 'What is mean by Nomination?'
- 'Is it mandatory to specify an heir in a current account?'
|
| Investor Grievances | - 'What are the key reasons for Investor Disaffection with banks?'
- "Can I seek Compensation for investment losses due to bank's negligence?"
- 'Can I report an Anomaly in my investment portfolio to the bank?'
|
| New SB Product for Salaried Customers IND SALARY SURAKSHA | - 'Accidential insurance cover On Debit Card in Salary suraksha?'
- 'What is the maximum withdraw at other bank atm in salary suraksha?'
- 'Income criteria for vechicle loan ?'
|
| IB HARIT | - 'Can Current Account Data be used for insurance purposes?'
- 'What is the Harit cc limit?'
- 'Can Current Account Data be used for wealth management?'
|
| Capital Gains SB account | - 'Are there any tax benefits associated with a Capital Gains Savings account?'
- 'What is the maximum amount I can deposit in my Capital Gains SB account?'
- 'How does a Capital Gains Savings account benefit long-term investors?'
|
| Welcome aboard! | - 'What perks come with being on board our premium banking package?'
- 'How do I take advantage of ladles special schemes?'
- "Taking the first step: what's the onboarding process like?"
|
| Media Speaks | - 'What are the benefits of Media Appearances for banking brands?'
- 'What is the importance of Radio Coverage in banking education?'
- 'How does Media Commentary on banking news influence customer behavior?'
|
| IB Home Loan | - 'What is the maximum House Financing amount I can borrow?'
- "What is the foreclosure process for IB's Housing Loans?"
- "What is the repayment tenure for IB's Villa Loans?"
|
| Privacy Policy Corporate Merchant App | - 'What is included in the Corporate Identity Verification Process Policy?'
- 'What happens if I violate the Corporate Identity Protection Agreement?'
- 'What is the purpose of the Corporate Information Sharing Policy?'
|
| MSME DIGI Jewel Loan and Jewel Loan (Re-Pledge) | - 'What is the repayment tenure for MSME DIGI Jewel Loan?'
- 'How does MSME DIGI Jewel Loan work for gold ornaments?'
- 'How does Micro Small Medium Enterprises jewel loan help in business growth?'
|
| ATM / Debit Cards | - 'Can I use my Bank Card to transfer money to another account?'
- 'Can I use my Bank Debit Card to pay bills online?'
- 'How do I request a new Debit Card with a different design?'
|
| IB Golden Ager Term Deposit Product for Super Senior Citizens | - 'What is the penalty for early withdrawal from Golden Ager Deposit?'
- "How does IB Bank's Golden Ager Deposit help Super Senior Citizens?"
- 'Can I get a higher interest rate for Jewel Ager Deposit?'
|
| Investor Guide / FAQ | - 'How do I navigate the Investor FAQ section on the website?'
- 'Is the Investor Information section secure and confidential?'
- 'Is the Investor Information section updated regularly?'
|
| Life Insurance | - "What is the role of Endowment Insurance in a bank's wealth management services?"
- "How does a bank's Income Protection Insurance policy replace lost income?"
- 'Can I customize my Funeral Expense insurance policy through online banking?'
|
| IND Non-Callable Deposit | - 'Can I withdraw from a Fixed-Term Deposit prematurely?'
- 'Can I open a Joint Non-Liquid Deposit account?'
- 'Is a Non-Redeemable Deposit a low-risk investment option?'
|
| Short Term Deposits | - 'What are the benefits of a Limited-Time Deposit for senior citizens?'
- 'How do I open a Brief Deposit scheme with my bank?'
- 'Availability of Preclosure facility and penalty for short term deposit'
|
| Service Charges | - 'What is the Fee Structure for overdraft services in this bank?'
- 'Can I avoid the Charges for account overdrafts?'
- 'How do I calculate the Tariffs for international transactions?'
|
| Service Charges on ATM Services | - 'How to escalate a debit Charges dispute?'
- 'Do debit Charges apply for ATM cash deposits?'
- 'How to check my debit Charges statement online?'
|
| Privacy Policy IB Merchant App | - 'How does the Merchant App Privacy Policy handle data breaches?'
- 'What rights do I have under the Merchant App Privacy Policy?'
- 'What is the scope of the Merchant App Privacy Policy in online banking?'
|
| Scheme on financing Manufacturers / Suppliers / Vendors of Solar panels and other ancillary products | - "What are the benefits of the bank's financing scheme for Solar Panel Accessories Wholesalers?"
- 'What financing options are available for Solar Panel Assembly Unit Owners?'
- 'Can Green Technology Component Suppliers avail financing for their capital expenditures?'
|
| IB Doctor Plus | - 'How does Medical Professional Plus facilitate bill payments?'
- 'What is the purpose of Hospital Specialist Plus in budgeting?'
- "How does Doctor's Office Plus assist in account consolidation?"
|
| RFC TERM DEPOSIT Rates | - 'Do all banks offer a Risk-Free Fixed Deposit calculator online?'
- 'Can I get a Fixed Return Investment with a debit card?'
- 'Can I convert my savings account to a Fixed Deposit account?'
|
| QIP WEBSITE DISCLAIMER | - 'What are the implications of the Qualified Institutional Placement Disclaimer on customer trust?'
- 'Is the QIP Disclaimer a standard clause in banking agreements?'
- 'Does the Placement Disclaimer affect my investment returns?'
|
| LOAN AGAINST LEASE RENTALS | - 'What are the benefits of availing Loan Against Lease Rent in banking?'
- 'Can I get a Loan Against Lease Rentals for a new business venture?'
- 'How to calculate Loan Against Lease Rentals eligibility based on Lease Rent?'
|
| IMPORTANT TERMS AND CONDITIONS CA | - 'How do I access the T&c Current Account disclosure?'
- 'Are Current Terms Conditions applicable to international transactions?'
- 'Who is responsible for understanding Current Conditions of my loan?'
|
| Termination Clause Mobile Banking (IndSmart) | - 'What are the grounds for terminating my IndSmart account?'
- 'Can I request a waiver of the Discontinuation Provision?'
- 'Can the Cancellation Provision be waived by the bank?'
|
| PMMY-MUDRA-Tarun Plus | - 'Is Pradhan Mantri Tarun Plus scheme available for all industries?'
- 'What are the features of PMMY Tarun Plus scheme?'
- 'Is Pradhan Mantri Tarun Plus scheme only for existing businesses?'
|
| Jaffna Branch | - 'Is the Jaffna Provincial Hub wheelchair accessible?'
- 'How do I check my account balance at the Jaffna Provincial Center?'
- 'How long does it take to process a transaction at the Northern Provincial Office?'
|
| Money multiplier Deposits | - 'Is a Money multi Deposit a type of time deposit?'
- 'What are the risks associated with a Money multi Deposit?'
- 'Money Multiplier Deposits ?'
|
| Financing Agriculturists for Purchase of Tractors & Other Farm Machinery | - 'Can an agriculturist get a loan to upgrade his existing Agri Machinery?'
- 'What is the repayment tenure for an agri Tractor loan?'
- 'How do banks assess creditworthiness for Farm Equipment financing?'
|
| IND HEALTH CARE | - 'Are there any special offers for Health and Wellness products?'
- 'How do I claim Medical Benefits using mobile banking?'
- 'Can I use my Sanitation Services card for online transactions?'
|
| Indian Bank, IFSC Banking Unit, GIFT City | - 'How do I track my IFSC Banking Unit account transactions online?'
- 'Are there any charges for using IFSC Banking Unit GIFT City services?'
- 'What are the benefits of having an IFSC Banking Unit account for NRIs?'
|
| IB Vehicle Loan | - 'Can I get a Motor Loan if I am a non-resident Indian?'
- 'Is there a minimum income requirement for a Car Loan?'
- 'How long does it take to disburse a Two wheeler Loan?'
|
| Centralized Pension Processing Centre | - 'How to contact bank regarding pension center doubts?'
- 'How does the Centralized Pension Processing Centre ensure secure pension payments?'
- 'How does the Centralized Pension Processing Centre process pension payments?'
|
| Investors Services Center | - 'Can the Investor Solutions Center help with online banking issues?'
- 'Can Shareholder Support Center help me with account opening?'
- 'Can the Capitalist Support Team help with account closures?'
|
| National Common Mobility Card (NCMC) | - 'Can I use my National Mobility Card for transactions on private buses?'
- 'How does a National Mobility Card eliminate the need for cash transactions?'
- 'Can I link multiple bank accounts to a single contactless card?'
|
| IB Loan against Sovereign Gold Bond | - 'Can I get a loan against my Sovereign gold bond for a medical emergency?'
- 'Can I use my Sovereign jewel Bond as collateral for a business loan?'
- "Can I get a loan against my Sovereign jewelry Bonds if I'm self-employed?"
|
| Services rendered free of charge | - 'Do complimentary online banking services include bill pay?'
- 'Do zero-fee mobile deposit services require a smartphone app?'
- 'Do free online statements require paperless enrollment?'
|
| Agricultural Jewel Loan Scheme | - 'Do I need to provide collateral for Agri Jewelry loan application?'
- 'What are the benefits of Agri Jewelery loan for women farmers?'
- 'Can I use the Agri Jewel Loan Scheme for crop financing?'
|
| IND KISAN SAUR SHAKTHI (PM KUSUM) Additional Component (Component C- Feeder level Solarisation) | - 'What are the eligibility criteria for Feeder level Solarisation scheme?'
- 'Is the Solar Shakthi scheme available to all farmers in India?'
- 'Does my farm qualify for the Solar Feeder Level Component subsidy?'
|
| Lending rates for Export Credit | - 'Do Export Import Credit rates vary depending on the type of goods exported?'
- 'How do Export Trade Facility rates impact profit margins for exporters?'
- 'What determines Foreign Trade Loan interest rates for small business owners?'
|
| Education Loan Subsidy Schemes | - 'Do all education subsidy schemes require a co-borrower?'
- 'Can NRI students avail Educational compensation from Indian banks?'
- 'What are the tax benefits associated with Academic subsidy schemes?'
|
| Lending rates for Retail Assets | - 'Can I get a better rate on a Travel Loan with a cosigner?'
- 'What are the current interest rates for Personal Loans at this bank?'
- 'Can I negotiate the RV Loan interest rate with the lender?'
|
| IND Rupee Gain | - 'What is the role of interest rates in Rupee Gain calculation?'
- 'Can I earn IND Currency Gain on my credit card bill payments?'
- 'Can I earn IND Rupee Growth on my online banking transactions?'
|
| IB i-Freedom Current Account | - 'What is the daily withdrawal limit on an i-Freedom Current Account?'
- 'Who are the eligible customer for IB i-Freedom Current Account?'
- 'Can I use my i-Freedom Account to pay bills online?'
|
| Dairy Loan | - 'Are there any tax benefits associated with a Whey Loan?'
- 'How do I calculate the EMI for a Cream Loan?'
- 'Are there any restrictions on using a Ghee Loan for personal expenses?'
|
| e Payment of Direct Taxes | - 'Can I use a prepaid card for Direct Taxes Online Payment?'
- 'Can I use a digital wallet for Direct Taxes Online Payment?'
- 'Can I make an Online Direct Tax Payment from a joint account?'
|
| IB PROFESSIONAL | - 'How do Professionals in IB prioritize customer needs and preferences?'
- 'What role do Professionals play in risk management for customers?'
- 'What skills do Career advisors need to succeed in investment banking?'
|
| External Sites | - 'Do External Websites have separate terms and conditions?'
- 'Can I save my login credentials on External Websites?'
- 'Can I use my existing login credentials on External Websites?'
|
| IB Smart Kid | - 'What is the smart SHISHU deposit scheme all about?'
- "Can a parent receive account alerts for their clever child's account?"
- 'Are there any special benefits for a clever child graduating high school?'
|
| IndOASIS Checksum | - 'What are the consequences of sharing my IndOASIS Checksum with others?'
- 'Shopping and Entertainment related Services in Ind Oasis Sceme?'
- 'Why is Ind OASIS Checksum required for high-value transactions?'
|
| IND NAVYA | - 'Does TidalWave Financial Systems provide online tax payment services?'
- 'How does Tidal Financial Technologies support online savings accounts?'
- 'How does Surge Financial Technologies support online loan applications?'
|
| IndSMART | - 'Can Intelligent Decision Support and Risk Taking Analytics improve investment decisions?'
- 'How does Integrated Securities Management and Risk Tracking aid in compliance reporting?'
- 'What are the features of Innovative Securities Risk Management and Tracking Systems?'
|
| IB CONTRACTORS | - 'What are the advantages of a construction loan for freelance constructors?'
- 'How do freelance constructors benefit from our online banking platform?'
- "Can a construction company use our bank's merchant services?"
|
| Interest Rate for Agri Products | - 'What is the average Agri Product rate offered by banks in my region?'
- 'How do Agri Product rates vary for different farm sizes and scales?'
- 'Can I get an Agri Product rate loan for purchasing farm equipment?'
|
| Internet banking | - 'Can I apply for a loan through Digital Banking?'
- 'How do I track my transaction history on Online Banking?'
- 'Is Online Banking available 24/7?'
|
| Add to your Financial Stability with IND Shakti 555 days | - 'Is Financial Stability IND Shakti suitable for senior citizens?'
- 'Can IND Shakti 555 days in banking help me achieve my financial goals?'
- 'How to open an IND Shakti 555 days in banking account online?'
|
| Investor / Analyst Presentation | - 'How does the Financial Roadshow impact investor decisions?'
- 'What happens during the Investor Site Visit?'
- 'How often are Investor Meetings held?'
|
| Subsidiaries and Joint Ventures | - "Can I use an Allied company's online banking platform for bill pay?"
- 'How do Allied companies share customer data in banking?'
- 'Can I get a loan from an Affiliate bank with a lower interest rate?'
|
| KCC Marine Gold Scheme | - 'What is the interest rate on Naval Agricultural Credit Card?'
- 'What documents do I need for Oceanic Kisan Credit Card application?'
- 'What is the eligibility criteria for Oceanic Agricultural Credit Card?'
|
| Re-KYC: Periodic Update of KYC Details | - 'What are the consequences of not completing Periodic KYC updates?'
- 'What if I have multiple bank accounts, do I need to do Re-KYC for each?'
- 'What documents are required for the Re-KYC Periodic Update of KYC Details?'
|
| Death Claim Settlement | - 'What is Survivor Benefit Settlement?'
- 'Fatal Injury Insurance Claim: What is the maximum coverage amount?'
- 'What is the average time frame for a Death Claim Resolution?'
|
| IB Vidyarthi Suraksha (With PNB-Metlife) | - 'How to renew my Student Suraksha insurance policy with PNB Metlife?'
- 'Can I purchase Student Insurance policy for my sibling?'
- 'How does Vidyarthi Suraksha policy benefit students in India?'
|
| Deposit Rates | - 'Can I earn a higher Seeding Rate by setting up automatic transfers?'
- 'What is the impact of a Deposit Rate cut on the economy?'
- 'How does a Deposit Rate hike affect my investment portfolio?'
|
| IB MY OWN SHOP | - 'How do I order checks for my department store?'
- "What is the daily withdrawal limit for my mart's debit card?"
- "Can I manage my boutique's finances through internet banking?"
|
| Lab Grown Diamond Scheme | - 'Can I use my lab-grown diamond as collateral for a home loan?'
- 'Can I get a loan to purchase a lab-grown diamond for personal use?'
- 'What documentation is required to apply for a man-grown diamond loan?'
|
| Applications supported by Blocked Amount (ASBA) | - 'How do banks validate ASBA Supported Applications for accuracy?'
- 'What are the benefits of using Applications supported Blocked for IPOs?'
- 'Are ASBA Supported Applications available for all types of investment products?'
|
| N R I / Foreign Exchange | - 'Can I open a Foreign Currency Exchange account online?'
- 'What are the risks associated with N R I Exchange transactions?'
- 'How do I monitor Foreign Exchange market fluctuations?'
|
| Managing Director & CEO’s Profile | - "Can the MD & CEO's Profile influence banking policies?"
- "How does the Managing Director's Profile impact stakeholder relationships?"
- "How does a CEO's Profile reflect on banking services quality?"
|
| Loan for Purchase of “Van / Minibus / Bus / Ambulance” to Institutions / Firms / PSU / Company / Hospitals | - 'Can a Company-owned ambulance opt for a balloon loan repayment?'
- 'What is the loan processing fee for Minibus firm applications?'
- 'Can Van Institutions apply for loan online or offline?'
|
| NPS VATSALYA | - 'What are the documents required to open a National Pension VATSALYA account?'
- 'Can I open a National Pension VATSALYA account online?'
- 'Can I invest in National Pension VATSALYA through my employer?'
|
| Fixed ROI for Retail Loans | - 'How does a fixed-yield loan affect my loan repayment schedule?'
- 'How does a stable interest rate loan impact my credit score?'
- 'What are the benefits of a fixed-return loan for senior citizens?'
|
| Savings Bank Account for Pensioners | - 'What is the customer care number for Savings Pensioners account queries?'
- 'Can I link my Saving Pension account to a fixed deposit?'
- 'What are the documents required to open a Saving Pensioner account?'
|
| NRE and RFC SB interest Rates | - 'What is the interest rate on Resident Foreign Currency savings accounts for seniors?'
- 'What is the current interest rate offered on Non Resident External savings accounts?'
- 'Can I get door-step banking services for my Resident Foreign Currency account?'
|
| Policies and Regulations | - "Can a bank's Regulatory Frameworks for AML be customized?"
- "Can a bank's Procedures for verifying customer identity be streamlined?"
- 'What are the Principles governing account opening procedures?'
|
| Terms and Conditions Indian Bank Digital Rupee | - 'Are the Terms & Conditions Digital Rupee available in multiple languages?'
- 'What are the Rules Digital Currency for daily spending limits?'
- 'Can I terminate my Digital Rupee account due to Terms & Conditions Digital Currency?'
|
| Motor Accident Claim Tribunal Deposit(MACAD) Scheme | - 'What is the purpose of Vehicle Accident Claims Tribunal Deposit Scheme?'
- 'What is the process for claiming Motor Accident Claims Tribunal Deposit amount?'
- 'Information about Motor Accident Claim Tribunal Deposit Product?'
|
| NEFT | - 'Can I initiate an Online Money Transfer to an account in another country?'
- 'Is Online Fund Transfer available 24/7?'
- 'Other Requirements/Details in National Electronic Funds Transfer ?'
|
| Doorstep Banking | - 'Want information about door step banking.'
- 'What is the process for doorstep banking password reset?'
- 'Do entranceway banking services offer personalized financial advice?'
|
| SHG GRIHALAKSHMI (Housing Loan to SHG Members) | - 'Is Grihalakshmi home loan available for SHG Members with low income?'
- 'What is the prepayment policy for SHG Grihalakshmi housing loan?'
- 'How does SHG Grihalakshmi housing loan promote affordable housing?'
|
| Reverse Mortgage | - 'Are there any tax implications with a Reverse Mortgage Loan?'
- 'Can I use a Home Equity Loan to pay for long-term care?'
- 'How does a Reverse Annuary Mortgage work with an existing mortgage?'
|
| IB RERA Current Account | - 'What is the RERA Current account maintenance fee?'
- 'What is the maximum cash withdrawal limit for RERA Current accounts?'
- 'Eligible customer for IB RERA Current Account?'
|
| Shareholding Pattern | - 'What is the current Equity Pattern in XYZ Bank?'
- "Can a change in Equity Pattern impact bank's management team?"
- 'What is the significance of Shareholding Distribution in banking sector?'
|
| NRI and Forex | - 'How do I track the Exchange Rate of Foreign Currency Exchange for my transactions?'
- 'What are the exchange rates for Non-Resident Indian Currency Exchange services?'
- 'What are the benefits of Non-Resident Indian Foreign Exchange accounts for expatriates?'
|
| Corporate Governance | - 'Do Governance Mechanisms improve banking transparency and accountability?'
- 'How does Business Governance impact banking product development?'
- 'Can Corporate Direction settings enhance banking customer experiences?'
|
| Agricultural Godowns / Cold Storage | - 'How do banks determine the creditworthiness of a warehouse owner?'
- 'How do banks monitor the use of a financed agri warehouse?'
- 'Can I use my warehouse as collateral for a non-agricultural loan?'
|
| Government Sponsored Jan Suraksha Schemes: Trio Pack for Your Financial Security | - 'How does the govt Sponsored Jan Suraksha scheme provide coverage for disabilities?'
- 'Can I avail a loan against my Jan Suraksha Trio Pack scheme?'
- 'Can I avail reg. suraksha service along with my existing life insurance policy?'
|
| MSME AUTO RENEWAL | - 'What are the benefits of MSME AUTO RENEWAL for women entrepreneurs in banking?'
- 'Is MSME RENEWAL mandatory for all micro enterprises in the banking system?'
- 'How does MSME AUTO RENEWAL impact the credit limit of small businesses in banking?'
|
| Nodal Officers- Customer service | - 'Can you give me email id for nodal officers?'
- 'What is the turnaround time for Service Request officers to respond?'
- 'What are the key performance indicators for Customer Support Executives?'
|
| NRI INFO BEAM Monthly Newsletter | - 'Is the NRI INFO BEAM Monthly Newsletter available in multiple languages?'
- 'Can I share the NRI Newsletter with friends and family?'
- 'What is the frequency of special editions of the Monthly NRI INFO BEAM Update?'
|
| Vision and Mission | - "What is the bank's Aspiration for improving customer onboarding experience?"
- 'What is Vision And Mission of Indian Bank ?'
- "What is the bank's Next steps for improving online banking security?"
|
| Login procedure for Mobile Banking | - 'Is the Mobile Banking Secure Login Process user-friendly?'
- 'What are the steps for the Mobile Banking Access Process?'
- 'Can I customize my Mobile Banking Login Experience?'
|
| TERMS AND CONDITIONS-TERM DEPOSIT ACCOUNT | - 'Are Terms & Conditions Term Deposit accounts government-insured?'
- 'Can I withdraw from a Term Deposit if I violate rules?'
- 'What is the minimum balance for Terms & Conditions Term Deposit?'
|
| Unleash your Entrepreneurial Skills with Indian Bank’s MSME Loans | - 'What is the repayment tenure for MSME loans offered to Solo Founders?'
- 'Can Artisanal Ventures use MSME loans for capacity expansion?'
- 'What is the documentation required for Small and Medium Enterprises (SMEs) to apply for MSME loans?'
|
| First Quarter Financial Results 2024-25 | - 'Will Preliminary Quarter Performance influence investment product offerings?'
- 'What do Opening Quarter Results imply for small business credit card applications?'
- 'What do Preliminary Quarter Results predict for student loan refinancing?'
|
| IND EQUIPMENT & WHEELS (CE/CV) scheme | - 'What are the features of Industrial Vehicle financing under CE/CV scheme?'
- 'Can I get a loan for Industrial Machinery under CV scheme for business expansion?'
- 'Can I get a loan for Industrial Wheels under IND EQUIPMENT & WHEELS scheme?'
|
| IB CORP SB Payroll Package Scheme for Salaried Class | - 'Can I access my payroll account online through net banking?'
- 'What are the charges for using Corp Payroll debit cards?'
- 'What are the requirements for Corporate Savings Scheme eligibility?'
|
| IB Produce Marketing Loan Loan Against eNWRs | - 'Is Produce Marketing Loan Against eNWRs available for all types of agricultural produce?'
- 'What are the fees associated with Agricultural Produce Loan Against eNWRs?'
- 'What is the role of banks in Electronic Negotiable Warehouse Receipts financing?'
|
| Customer On-Boarding using TAB | - 'What information is collected through the TAB Onboarding process?'
- 'What are the advantages of using a cloud-based Onboarding Tab?'
- 'Can the registration tab be accessed via mobile devices?'
|
| F.A.Qs | - 'What are the Most Frequently Asked Questions about personal loans?'
- 'How do I access the Frequently Asked Questions section on my mobile device?'
- 'Are there any Recurring Enquiries about mobile banking apps?'
|
| Dividend Details | - 'What is the impact of dividend reinvestment on my Dividend Details?'
- 'Can I receive Dividend Details via email or SMS?'
- 'Can I request a paper copy of my Dividend Details statement?'
|
| KCC Gold Plus | - 'Can I get discounts on loan interest rates with my Prime Membership?'
- 'Can I get personalized investment advice with a Luxury Membership?'
- 'Are there any exclusive discounts for holders of a Superior Card?'
|
| Forex Rates for Treasury | - 'How does Currency Regulation impact our international payment processing?'
- 'How does the Exchange Rate Mechanism affect our cross-border transactions?'
- 'What is the significance of International Liquidity Management in treasury operations?'
|
| CONTACTS FOR QUERIES | - 'What are the Customer Support Contacts for online banking password reset?'
- 'How do I reach Customer Care Teams for Queries about investment portfolio tracking?'
- 'How do I reach Help Desk for Queries regarding my account statement?'
|
| NRI Plot Loan | - 'What is the foreclosure procedure for a non-resident property loan?'
- 'What is interest rates on NRI Plot Loan ?'
- 'What is the minimum plot size required for an NRI property loan?'
|
| Home Loan to Corporate Entity | - 'How does a home loan for a Corporate Entity affect business cash flow?'
- 'Can a Business Entity use a home loan to purchase a second home?'
- 'Can a home Corporate entity get a loan for a rental property?'
|
| Recurring Deposit | - 'Can I take a Regular Deposit loan against my account?'
- 'Can I open a Regular Savings Plan online?'
- 'How to check the balance of a Recurring Deposit account?'
|
| Kisan Credit Card (KCC) Animal Husbandry and Fisheries | - 'Can I use my Kisan Credit Card for Fisheries to pay for fishing equipment maintenance?'
- 'What benefits does an Animal Husbandry Kisan Credit Card offer to farmers?'
- 'How do I activate my Kisan Credit Fisheries Card?'
|
| Block Lost ATM Card | - 'Can I Block Lost ATM using phone banking?'
- 'Is it necessary to Block ATM in case of theft?'
- 'Can I request Block Lost Debit Card if card is damaged?'
|
| INDIAN BANK MUTUAL FUND | - 'Can I invest in Indian Bank MF through mobile banking?'
- 'What is the risk involved in investing in Indian Bank Investment Funds?'
- 'What are the fees associated with Indian Bank Investment Funds?'
|
| E Confirmation of Bank Guarantee | - 'What is E Confirmation Of Bank Guarantee ?'
- 'What are the benefits of an E-confirmation Guarantee for exporters?'
- 'What are the eligibility criteria for an e-Confirm Guarantee?'
|
| Customer Centric Services | - 'How can Human-Centered Banking improve customer engagement?'
- 'How does Personalized Banking improve customer experience?'
- 'What is the importance of User-Centric Design in mobile banking apps?'
|
| Defending Against Rising Online Frauds: Stay Cyber-Safe! | - 'What are the most common types of rising frauds in mobile banking apps?'
- 'What are the warning signs of Phishing scams in online banking transactions?'
- 'How can I avoid becoming a Whaling target in online banking?'
|
| IB Home Loan Flexi | - 'Is the Residential Flexi loan available for self-employed individuals?'
- 'Is the Flat Flexi loan available for non-resident Indians?'
- 'Can I prepay my Home Flexi loan without incurring any penalties?'
|
| Welcome to a New Year of Good Returns with Ind-Swagat | - 'Is Indian Hospitality available for non-resident Indians?'
- 'What is Ind-Swagat in indian bank?'
- 'What is the eligibility criteria for Indian Welcome Offers?'
|
| BSBDA AND SMALL ACCOUNT | - 'What are the advantages of switching to a Small Savings Account?'
- 'Can I use my Small Savings Account for mobile payments?'
- 'Can I convert my Existing Savings Account to a Basic Savings Account?'
|
| Interest Rates on SB / NRO / NRE Accounts | - 'How often is interest compounded on Ordinary Non-Resident accounts?'
- 'What is the maximum interest rate offered on External Non-Resident accounts?'
- 'Can I earn interest on my Non-Resident Ordinary account in India?'
|
| Ind Lakhpati Didi Scheme | - 'What are the benefits of the Millionaire Didi scheme for homemakers?'
- 'What are the benefits of the Millionaire Didi scheme for working women?'
- 'Can I open a Millionaire Women savings account online?'
|
| FCNR (B) Accounts | - 'What is the minimum balance required for a Foreign Currency Account?'
- 'How do I update my address for my Non-Resident External Account?'
- 'How does a Non-Resident Foreign Currency account help me manage funds?'
|
| IND PASHUDHAN Mitra- Animal Husbandry Infrastructure Development Fund (AHIDF) | - 'What kind of training and support does the AHIDF provide to farmers?'
- 'How does the AHIDF benefit the rural economy?'
- 'Can I use the Pashudhan Mitra Fund for expanding my existing farm?'
|
| IMAGE | - 'Can I take a photograph of my deposit slip to submit online?'
- 'Can I take a screenshot of my account activity to submit to customer support?'
- "What is the bank's policy on accepting a facsimile of my identification?"
|
| DISPLAY OF INFORMATION SECURED ASSETS POSSESSED UNDER THE SARFAESI ACT 2002 | - 'What covers under UIIC?'
- 'Information about The Sarfaesi ACT 2002?'
|
| Common Account Opening Form-Non Individuals | - 'What documents are required to submit a Corporate Account Establishment Application?'
- 'Who signs the Business Account Setup Request for a partnership firm?'
- 'How can I use lockers after opening?'
|
| Online Services | - 'How do I view my account balance using E Banking?'
- 'What are the advantages of Internet Banking over traditional banking?'
- 'What are the Digital Banking options for international transactions?'
|
| Agri Clinic and Agri Business Centres | - 'How does Agri Business Centre promote agricultural innovation?'
- 'How does Agriculture Business Centre support agro-processing businesses?'
- 'How does Farm Clinic support organic farming practices?'
|
| IND MSME VEHICLE | - 'What is the minimum loan amount for MSME Vaahan loan?'
- 'What are the documents required for Small Enterprise Vahan loan?'
- 'Can I use MSME Vehicle loan for vehicle fuel expenses?'
|
| Customer Complaints / Awareness | - 'What are the key performance indicators for measuring Customer Feedback in banking?'
- 'What is the process for escalating Customer Complaints to the banking ombudsman?'
- 'What are the benefits of implementing a Customer Complaint Awareness program?'
|
| IMAGE Training Philosophy | - "How does IMAGE's Educational Doctrine impact customer loyalty?"
- 'Can you describe the Instructional Strategy used in IMAGE for customer service?'
- "How does IMAGE's Educational Paradigm affect customer acquisition?"
|
| BE Safe in Your Cyber Behaviour | - 'Are there any Internet Safety Rules for online banking transactions?'
- 'What are the Cybersecurity Best Practices for banking customers?'
- 'Can you explain the Importance of Cyber Awareness in banking?'
|
| What’s New? | - 'What recent developments have improved online banking security?'
- "What's the latest update on travel insurance and protection services?"
- "What's the news on new banking features and services?"
|
| IB Plot Loan | - 'Do you provide a terrain loan for land purchase by a partnership firm?'
- 'What is the eligibility criterion for availing a parcel loan from your bank?'
- 'What is the lock-in period for a parcel loan from your bank?'
|
| Capital Gains | - 'Do I need to pay tax on Appreciation of My Assets?'
- 'How to report Unrealized Gain on my investment portfolio?'
- 'Minimum and Maxmimum period in Capital Gains?'
|
| IND COURT | - 'Are judicial remedies available for online banking fraud?'
- 'Can a judicial order force a bank to waive fees?'
- 'What is the process for resolving disputes in the Tribunal?'
|
| IB Tax Saver Scheme | - 'What are the Tax Relief benefits for salaried individuals?'
- 'Can I get Tax Savings on investments made through phone banking?'
- 'What are the features of the Tax Saver scheme for young investors?'
|
| Supply Chain Finance | - 'How does Supply Chain Finance reduce the risk of foreign exchange fluctuations?'
- 'What are the different types of Supplier Financing solutions offered by banks?'
- 'What are the eligibility criteria for Supplier Finance programs?'
|
| How to Save Tax 101: A Comprehensive Guide to Tax Saving Investment Options | - 'How do exemption schemes aid in fiscal prudence for the average salaried individual?'
- 'How many types tax-saving investments 101 be broadly categorized ?'
- 'Fiscal Planning 101: Can I claim deductions on charitable donations?'
|
| SOVA Android Trojan ALERT!! | - 'Can the SOVA Trojan Alert steal my banking login credentials?'
- 'How does the SOVA Android Trojan ALERT exploit banking app vulnerabilities?'
- 'What is the impact of the Android SOVA Trojan Warning on mobile banking security?'
|
| NRE SB ACCOUNTS | - 'Can I use my NRE SB account for bill payments?'
- 'What is the maximum amount that can be deposited in an NRE Savings account?'
- 'Is an NRE SB account suitable for students studying abroad?'
|
| Indian Bank Prepaid Card App Terms and Conditions | - 'How do I update my personal info under the T&C Prepaid Card App?'
- 'Can I waive the Terms & Conditions Prepaid Card App fees?'
- 'What are the Prepaid Card App Rules for foreign transactions?'
|
| Internet/Mobile/Tele Banking | - 'Does e-transaction facility require a separate registration?'
- 'Can I request for a cheque book through digital channel?'
- 'What is the procedure for updating my personal details online?'
|
| Special Non-Resident Rupee Account (SNRR) | - 'Can I use my SNRR account for trading in Indian stock markets?'
- 'Can I receive dividends from Indian companies in my non-resident Rupee account?'
- 'Are there any restrictions on using an Exclusive currency account for international transactions?'
|
| Bharat Aadhaar Seeding Enabler | - 'How does the Aadhaar Linking Enabler improve account accessibility?'
- 'How does the Bharat Aadhaar Seeding Enabler reduce fraud risk?'
- 'Can I use the Aadhaar Seeding tool for pension account linking?'
|
| How-to Videos Mobile Banking | - 'Can On-the-Go Demos walk me through mobile banking account setup?'
- 'How do Pocket Video Tutorials assist with mobile bill pay scheduling?'
- 'How do Cellular Tutorials help with online banking registration on my smartphone?'
|
| IND-SME EASE | - 'How does Industry-Specific Made Easy banking solution aid in cash flow management?'
- 'How does Made Easy for Small and Medium Enterprises system facilitate customer support?'
- 'Does Easy Solution for Small and Medium Enterprises support digital wallets?'
|
| DISPLAY OF INFORMATION SECURED ASSETS POSSESSED UNDER THE SARFAESI ACT 2002 | - 'What are the Penalties for Non-Compliance with Secured Assets Disclosure?'
- 'What are the Consequences of Non-Disclosure of Secured Assets by banks?'
- 'How does a lender Handle Customer Queries on Mortgaged Assets?'
|
| Merchant UPI QR Code | - 'Steps for IB Corporate Merchant e-Rupi Redemption Application ?'
- 'What are the benefits of using UPI QR Code Merchants for small businesses?'
- 'Is UPI Payment Code secure for transactions?'
|
| Doorstep Banking: Your Convenience, Our Priority | - 'What are the prescribed Quarterly Average Balance requirements for PFMS or Other accounts in Metro/Urban and SU/Rural areas?'
- 'Do doorstep banking agents offer doorstep pickup services for document submission?'
- 'Can doorstep financial advisors assist with tax planning and returns?'
|
| Home Loans: A Strategic Move to Preserve Your Savings | - "How does a home shrewd strategy impact one's overall financial well-being?"
- 'Is a residential intelligent investment a viable option for first-time buyers?'
- 'Can a housing shrewd plan really help reduce loan repayment tenure?'
|
| Annual Reports | - 'When will I receive my Annual Account Review?'
- 'What is the difference between an Annual Report and a quarterly report?'
- 'What is the purpose of the Annual Banking Disclosure?'
|
| DEAF Transaction List | - 'How far back can I view my Electronic Account File Transactions?'
- 'Can I access my Electronic Account File Transactions from last year?'
- 'Can I export my Electronic Account File Transaction list to Excel?'
|
| Analyst Coverage on Bank’s Share Price | - "Can a Price Analyst Report influence a bank's market value?"
- 'What is the correlation between Analyst Coverage and bank profitability?'
- "What is the role of Stock Coverage in a bank's M&A decisions?"
|
| Point of Sale (PoS) | - 'How to avail Indian Bank Soft PoS?'
- 'How do I know if a merchant uses a PoS terminal?'
- 'Can I use my debit card at a Point Sales terminal?'
|
| PSB LOANS IN 59 MINUTES | - 'Can I apply for a PSB 59minute loan with a co-applicant?'
- 'Can I get a business loan through PSB 59minutes?'
- 'What are the documents required for a Public Sector 59 Minute loan?'
|
| MSME | - 'Can I get a business credit card for my Small and Medium Enterprise?'
- 'What are the features of a Small Business Services current account?'
- 'Can I get a merchant services account for my Small and Medium Enterprise?'
|
| Corporate credit | - 'How do Banks verify Corporate Creditworthiness?'
- 'What are the benefits of Commercial Financing options for small enterprises?'
- 'Can Business Credit Cards be used for international transactions?'
|
| IndOASIS Terms and Conditions | - 'What are the consequences of not complying with T&c IndOASIS?'
- 'Can I request a physical copy of the IndOASIS Terms and Conditions document?'
- 'How do I dispute unauthorized transactions under IndOASIS Terms Conditions?'
|
| IND SAMPOORNA SALARY PACKAGE | - 'How does the salary package differ for contract and permanent employees?'
- 'Can I expect a salary package hike during increments?'
- 'Can I opt for a customized compensation package?'
|
| IMAGE Computer Centre | - 'How does the IT Facility handle customer data security threats?'
- 'What is the function of the Electronic Institute in online payment processing?'
- 'How does the Digital Facility handle customer online banking complaints?'
|
| Credit Cards | - 'Can I use my Rupay-Select Card for online transactions?'
- 'Can I use my platinum payment card for contactless payments?'
- 'How does a borrowing card affect my credit score?'
|
| Digital Banking Unit: Shaping the Financial Future of India | - 'Can Digital Financial Innovation improve customer engagement?'
- 'Can Virtual Banking Systems increase customer retention rates?'
- 'Will Cyber Financial Solutions reduce the risk of fraud?'
|
| Variable Recurring Deposit | - 'Can I open a Variable Recurring Deposit account online?'
- 'What are the documents required to open a Variable Installment Deposit account?'
- 'Can I open a Joint Adjustable Periodic Deposit account with my spouse?'
|
| NETC FASTag | - "Can I use my bank's ATM to recharge my FASTag?"
- 'Can I use my debit card to recharge my NETC Toll Tag?'
- 'Can I recharge my National Electronic Toll Collection FASTag using mobile banking?'
|
| Corporate Governance Reports | - 'What role does Management Transparency play in preventing banking fraud?'
- 'What role does Board Oversight play in preventing banking crises?'
- 'What role does Institutional Integrity play in preventing banking fraud?'
|
| Audio/ Video Recording/Concall Transcripts | - 'What is the format of Recorded Audio Files in banking?'
- 'How does the bank store Call Audio Transcriptions for future reference?'
- 'Are Audio Recordings of Client Conversations used for coaching purposes?'
|
| Regulatory Disclosures Section | - 'What Regulatory Details are required for online banking registration?'
- 'Can I customize the Regulatory Disclosures Section for my business account?'
- 'Where can I find the Regulatory Information about fees and charges?'
|
| Personal Loan | - 'Do I need a guarantor for an Unsecured Loan?'
- 'What is the interest rate on an Unsecured Loan for self-employed individuals?'
- 'How long does it take to process an One-to-One Loan application?'
|
| Salary Loan IB Clean Loan to Salaried Class | - 'What is the processing fees for clean loan to salaried class ?'
- 'Purpose for giving Overdraft Facility In Saving Bank Salary Account?'
- 'Documents to be submitted for clean loan to salaried class ?'
|
| SHG Bank Linkage Programme Direct Linkage to SHGs | - 'Can SHGs avail overdraft facility through Collective Banking Linkage?'
- 'Can an SHG avail loan for agriculture purposes through Group Banking Link?'
- 'How does Micro Credit Group Linkage Programme promote financial literacy?'
|
| IB Sammaan | - 'How do I apply for the Glory gold credit card?'
- 'Does the Dignity deposit scheme offer higher interest rates for seniors?'
- 'What are the features of the Esteem platinum credit card?'
|
| IB Home Loan Plus | - 'Is Flat Plus loan applicable for self-employed individuals?'
- 'Can I get IB Villa Plus loan for a property purchase in joint names?'
- 'Can I transfer my existing home loan to IB Flat Plus?'
|
| Disclaimer | - "What is a bank's Legal Exclusion Notice, and how does it apply?"
- 'What are the disclaimers provided by bank?'
- "What is a bank's Legal Disclaimer Notice, and how does it work?"
|
| Government Deposit Schemes | - 'How do I claim my Gov Deposit refund after maturity?'
- 'Can I nominate beneficiaries for my Government Deposit account?'
- 'Are State Deposits covered under deposit insurance schemes?'
|
| Financial Results | - 'What are the most important Financial Results metrics for first-time investors?'
- 'How often are Financial Reports generated for business accounts?'
- 'How do Financial Results impact credit score calculations?'
|
| SELF HELP GROUP (SHG) SHAKTI | - 'Can a woman be a part of multiple Empowerment Circles?'
- 'What is the ideal group size for a Self-Help Cooperative?'
- 'What are the benefits of joining a Mutual Aid Association?'
|
| Login Procedure for Internet Banking | - 'Is the signin routine secure for online banking transactions on shared computers?'
- 'What are the benefits of using the signin process for mobile banking apps?'
- 'How does two-factor authentication work in the signin process for online banking?'
|
| Business Responsibility and Sustainability Report | - 'Can Ethical Business Practices reduce fraud risk for customers?'
- 'Can Sustainability Performance metrics enhance customer loyalty in banking?'
- 'How does Corporate Social Performance affect market competitiveness?'
|
| Board of Directors | - 'What is the role of Nomine Members in mergers and acquisitions?'
- 'Do Directors receive compensation for their services?'
- "What is the average tenure of a Director on a bank's board?"
|
| Salary Loan IB Clean Loan to Salaried Class | - 'How does the remuneration loan process work for salaried individuals?'
- 'Can I use my emolument loan for business purposes?'
- 'Can I avail a paycheck loan with a low credit score?'
|
| CENTRAL BANK DIGITAL CURRENCY (CBDC) -Indian Bank Digital Rupee Application | - 'How does CBDC Digital Rupee improve financial inclusion?'
- 'What are the security features of central online currency?'
- 'What are the benefits of using central online currency for daily expenses?'
|
| Frequently Asked Questions Internet Banking and Mobile Banking | - 'What are the Frequently Raised Concerns about Mobile Banking Fees?'
- 'What are the Common Queries about Internet Banking and Mobile Banking Services?'
- 'What are the Most Asked Questions about Internet Banking Registration?'
|
| Interest Rates on Personal Segment Loan Products: Floating | - 'What is the average interest rate on a Variable Personal segment loan?'
- 'How often is the interest rate reviewed on a Variable Personal segment loan?'
- 'What is the current Floating Personal Loan rate offered to existing customers?'
|
| The Convenience Revolution: Mobile Banking Explained | - 'How does the Mobile Financial Services Transformation enhance security features?'
- 'What are the advantages of the Remote Financial Convenience Revolution?'
- 'Does the Wireless Financial Revolution improve payment processing speeds?'
|
| IB Star Agro Mills (Rice Mill, Dhal Mill, Oil Mill and Flour Mill) | - 'Do Agro Mill owners need to provide financial statements for a loan application?'
- 'How do Flour Mills benefit from payroll services?'
- 'What are the requirements for Dhal Mill owners to apply for a line of credit?'
|
| Indian Bank Debit Card Shopping Perks | - 'What are the Retail Benefits of using Indian Bank debit cards?'
- 'How many Shopping Surprises can I expect with my Indian Bank debit card?'
- 'What are the Shopping Privileges offered by Indian Bank debit cards?'
|
| Mobile Banking | - 'How to register Mobile Banking?'
- "What is Indian Bank's Mobile Banking app?"
|
| Don’t Be a Money Mule: Protect Yourself from Fraud | - 'What are the dangers of being an Unintentional Money Launderer?'
- 'What are the risks of being a Money Laundering Agent unknowingly?'
- "Am I liable as a Money Fraud Conduit if I'm unaware?"
|
| Home Loan | - 'Interest rate of Home Loan?'
- 'How much is EMI for Home Loan of Rs. 50 lakhs?'
- 'What is a home loan?'
|
| IND Micro Food Processing Enterprises- (PMFME) | - 'What are the benefits of a Micro Food Processing unit registering for GST?'
- 'Can a small Food company Enterprise apply for a credit limit enhancement?'
- 'How does a food manufacture company benefit from invoice financing?'
|
| Remittance To India | - 'What is the purpose code for remitting funds to India for education expenses?'
- 'Can I remit funds to India for business purposes?'
- 'What is remittance?'
|
| Best Practices code of the Bank | - 'Purpose of fair lending practices code?'
- 'What are the Guidelines for Responsible Business Practices in banking?'
- 'What is the Role of Risk Management in preventing fraudulent activities?'
|
| Indian Bank One Co-Branded Credit Card | - 'Joint partnership credit card: What are the eligibility criteria?'
- 'Do I need to pay an annual fee for the combined credit card?'
- 'How to track my joint credit card transactions online?'
|
| IND GST ADVANTAGE | - 'What is the GST Concession rate for my business category?'
- 'How does the GST Perk impact my forex transactions?'
- 'How does the GST Incentive affect my cash flow management?'
|
| Annual General Meetings and Extraordinary General Meetings | - 'How do I receive notice of an Extraordinary General Gathering in banking?'
- 'How do I participate in a General Meeting of shareholders as a customer?'
- 'Can I submit a resolution for an Extraordinary General Convention?'
|
| Notifications | - 'What are the different types of Account Notifications for credit score changes?'
- 'Will I receive Email Notifications for changes to my account information?'
- 'Can I set up customized Banking Notifications for specific transactions?'
|
| E-ALLAHABAD BANK | - "Can I request a debit card via the United India's net banking service?"
- "What are the features of the Allahabad Bank's online trading platform?"
- "What are the benefits of using the City of Gods' online banking services?"
|
| Foreign Branches | - 'What is the difference between an Overseas Branch and a representative office?'
- 'Do International Branches provide online banking services?'
- 'How do Foreign Branches handle customer complaints?'
|
| IND GURUDEV | - 'How does the lecturer explain the concept of compounding interest?'
- 'Can the lecturer clarify the importance of EMIs in loan repayment?'
- "GuruDEV's recommendations for new business owners?"
|
| Financial Inclusion | - 'What are the challenges of Implementing Universal Banking in remote areas?'
- 'Can Increased Financial Accessibility reduce inequality in developing regions?'
- 'What are the benefits of Equitable Financial Services for indigenous communities?'
|
| Azadi Ka Amrit Mahotsav #TogetherforBiggerThings | - 'Are banks offering exclusive investment opportunities during the Independence Gala?'
- 'Are banks offering exclusive services during the Independence Gala to senior citizens?'
- 'Are banks offering special Freedom Day loan schemes for customers?'
|
| Corporate Blog | - "How does an Official Blog contribute to a bank's thought leadership?"
- 'Can a Corporate Blog in banking increase customer loyalty?'
- 'How often should a Corporate Blog in banking be updated?'
|
| “New SB Product for Pensioners” IND PENSION PRIME | - 'Can I use my Golden Years Debit Card for online shopping?'
- "How does Prime Pensioners' Savings Plan help in wealth creation?"
- "Can I link my Prime Pensioners' Savings Plan to my credit card?"
|
| BHIM Aadhaar Pay | - 'What are the charges for using Aadhaar Payment System?'
- 'How do I link my Aadhaar number to my bank account for AEPS?'
- 'How does Aadhaar Enabled Payment System benefit merchants?'
|
| Non-Life Insurance | - 'What are the benefits of Cyber Insurance for businesses?'
- "Can a bank's customer purchase a Burglary Insurance policy?"
- "How does a bank's Marine Hull Insurance work for boat owners?"
|
| IND PM Vishwakarma | - 'Age Limit for PM Vishwakarma loan?'
- 'Eligiblity criteria for PM vishwakarma?'
|
| Privacy Policy Mobile Banking (IndSmart) | - "What are the consequences of violating IndSmart's App Security protocols?"
- "Can I request a copy of my personal data from IndSmart's Data Controller?"
- "What is the scope of IndSmart's Information Security Policy for mobile banking?"
|
| Amalgamation | - 'What happens to customer accounts during a Corporate Consolidation process?'
- 'Will a Financial Integration result in higher banking fees?'
- 'How long does a Financial Amalgamation process typically take?'
|
| Bank’s Profile | - 'Can I get information of reserve bank of india?'
- 'Give me some information about Rajbhasha?'
- 'Want Mutual Funds and IPO information?'
|
| Kisan Credit Card (KCC) Animal Husbandry and Fisheries | - 'What are security features in kisan credit card on animal husbandry and fisheries ?'
- 'processing charges for kisan credit card in agri term loans?'
- 'Repayment period in kisan credit card on animal husbandry and fisheries ?'
|
| Vehicle loan | - 'How much is the margin amount to be maintained for availing vehicle loan?'
|
| IB Sammaan | - 'What is SMS Alert charges in IB sammaan?'
|
| CA FOR STATE /CENTRAL GOVT & CONSULAR & IND PFMS | - 'What is the process for claiming CA Current State govt refund?'
- 'How do I check my CA Current PMFS account balance?'
- 'Are there any exclusive privileges provided for CA accounts of Central or State Government departments and consular offices?'
|
| IMPORTANT TERMS AND CONDITIONS SB | - 'What are the consequences of not complying with the Saving T&C?'
- "How do the rules SB influence my account's credit interest rates?"
- 'What happens if I breach the Saving T&C of my account agreement?'
|
| Loan/OD/Credit Card against Deposit | - 'What are the document requirements for credit deposit account opening?'
- 'What is the minimum balance required for overdraft deposit eligibility?'
- 'How does credit deposit affect my credit score?'
|
| Loan for Purchase of “Van / Minibus / Bus / Ambulance†to Institutions / Firms / PSU / Company / Hospitals | - 'What is purpose of providing ambulance for hospital ?'
- 'What is margin rates for minibus in vehicle loan?'
|
| Cyber crime / Unauthorized transaction | - 'Where to report cyber crime/unauthorized transaction?'
|
| MSME AUTO RENEWAL | - 'What type of accounts are eligible for auto renewal?'
- 'What is the periodicity for auto renewal process?'
- 'What are the benefits ofMSME Loan Renewal?'
|
| Azadi Ka Amrit Mahotsav #TogetherforBiggerThings | - 'What indian bank offers in azadi ka amrit mahotsav?'
|
| Education loan | - 'Who can apply for an education loan?'
- 'Which are the documents to be submitted for getting education loan?'
|
| “New SB Product for Pensioners†IND PENSION PRIME | - 'Are there any additional free services for pensioners with pension prime account?'
|
| Terms and Conditions Indian Bank Digital Rupee | - 'For what purpose can the Digital Rupee Wallet services on the Indian Bank Digital Rupee App be used?'
- 'Which authorities regulate the issuance and usage of the Digital Rupee according to the Terms?'
|
| Disclosures made to Stock Exchanges | - 'What is the frequency of required Public Financial Filings for banks?'
- 'Do Securities Disclosure Laws apply to all banking products?'
- 'What triggers mandatory Market Filings for banks undergoing significant restructuring?'
|
| Executive Director’s Profile | - 'Who is the current Executive Director of Indian Bank ?'
- 'When Shri Ashutosh Choudhury took the charge as Executive Director of Indian Bank ?'
|
| OVERDRAFT FACILITY IN SB SALARY A/C“IB INSTA CASH†| - 'What is quantum of loan for Insta Cash?'
|
| NRI Home Loan | - 'What are the benefits of a non-resident apartment loan over a regular loan?'
- 'Can I take a top-up loan on my existing NRI home loan?'
- 'What is the maximum tenure for a non-resident house loan in India?'
|
| IndSMART: Indian Bank’s Omni channel Mobile App | - 'What services can I access through the IndSMART app?'
|
| IB Golden Ager Term Deposit Product for Super Senior Citizens | - 'What is special offer for senior citizens in Term Deposit?'
- 'What is minimum and maximum Deposit for IB Golden Ager ?'
- 'Who are the target group forIB Golden Ager ?'
|
| SELF HELP GROUP (SHG) SHAKTI | - 'What is the loan amount on Self Help Group Shakti ?'
- 'What is loan facility avaliable in Self Help Group Shakti ?'
|
| Add to your Financial Stability with IND Shakti 555 days | |
| IND Millionaire Recurring Deposit Account NRE | - 'Millionaire Recurring Deposit Account Instalments?'
- 'Instalments of nre millionaire recurring deposit?'
|
| IB Produce Marketing Loan Loan Against eNWRs | - 'What is the repayment period in loan against eNWRs?'
- 'What is quantum of finance in produce marketing loan ?'
|
| IB Kishore Savings Bank Account for Minors | - 'What is the maximum withdraw at other bank atm in IB Kishore ?'
- 'What is the maximum withdraw at indian bank atm in IB Kishore ?'
|
| IB Education Loan (IBA | - 'What is meritorious in education loan?'
|
| Customer care | - 'What is customer care number of Indian Bank?'
- 'I want to talk to your customer care team. I’m having trouble reaching the right person through the helpline number.'
|
| IMPORTANT TERMS AND CONDITIONS CA | - 'Terms & conditions of process for saving account opening?'
- 'What is the minimum balance requirement terms & conditions for a Current Account?'
|
| IB Salaam Special Account for Defence Personnel | - 'Are there any charges for opening a Demat or Trading Account for Defence Personnel?'
|
| Debit card | - 'Usage limit of Rupay International Platinum card?'
|
| IB Gen X For the Vibrant Youth | - 'What is INITIAL DEPOSIT & AVERAGE MONTHLY BALANCE in Gen X ?'
- 'Who are the target customer for IB Gen X scheme ?'
|
| Internet Banking | - "What is Indian Bank's Internet Banking url?"
|
| Managing Director & CEO’s Profile | - 'Profile of MD & CEO ?'
- 'How md and ceo interact with media?'
|
| Choosing the Right Term Deposit: Fixed, Recurring or Money Multiplier Your Best Fit? | |
| SHG Bank Linkage Programme Direct Linkage to SHGs | - 'What is repayment in direct linkage to shgs ?'
- 'What is Security features in SHG bank linkage programme ?'
|
| Savings Bank | - 'How to open account online without visiting Bank?'
|
| IB CORP SB Payroll Package Scheme for Salaried Class | - 'What is the Eligibility criteria for Corporate SB – Payroll package scheme for salaried class?'
|
| Block all channels | - 'How to block all digital transactions of Indian Bank?'
|
| Statement | - 'I want statement of my account.'
|
| Unleash your Entrepreneurial Skills with Indian Bank’s MSME Loans | - 'What is Unleash your Entrepreneurial Skills in msme loan?'
|
| Deposit Interest Certificate | - 'Can I have my interest certificate?'
|
| Mini Statement | - 'Can I get the account statement by email?'
|
| Account Balance | - 'Want to know my account balance by fast communication?'
|
| RuPay Key Chain | - 'What is the limit of RuPay key chain?'
|
| Term Deposit | - 'What is the best term deposit plan where I can invest?'
|
| CGRS | - 'My fund transfer got failed. Amount debited but not credited beneficiary account.'
|
## Evaluation
### Metrics
| Label | Accuracy |
|:--------|:---------|
| **all** | 0.8005 |
## Uses
### Direct Use for Inference
First install the SetFit library:
```bash
pip install setfit
```
Then you can load this model and run inference.
```python
from setfit import SetFitModel
# Download from the 🤗 Hub
model = SetFitModel.from_pretrained("kneau007/my-classifier-4")
# Run inference
preds = model("Can I change my Rules IndOASIS for mobile banking?")
```
## Training Details
### Training Set Metrics
| Training set | Min | Median | Max |
|:-------------|:----|:--------|:----|
| Word count | 1 | 10.3728 | 21 |
| Label | Training Sample Count |
|:--------------------------------------------------------------------------------------------------------------------------------------|:----------------------|
| ATM / Debit Cards | 30 |
| Access Restricted | 27 |
| Account Balance | 1 |
| Account Opening Forms NRI | 23 |
| Add to your Financial Stability with IND Shakti 555 days | 21 |
| Add to your Financial Stability with IND Shakti 555 days | 1 |
| Agri Clinic and Agri Business Centres | 25 |
| Agricultural Godowns / Cold Storage | 22 |
| Agricultural Jewel Loan Scheme | 29 |
| Agriculture Loan | 27 |
| Amalgamation | 30 |
| Analyst Coverage on Bank’s Share Price | 23 |
| Annual General Meeting | 23 |
| Annual General Meetings and Extraordinary General Meetings | 24 |
| Annual Reports | 21 |
| Another Option for Pension | 24 |
| Application Downloads | 25 |
| Applications supported by Blocked Amount (ASBA) | 24 |
| Audio/ Video Recording/Concall Transcripts | 23 |
| Awards & Accolades | 25 |
| Azadi Ka Amrit Mahotsav #TogetherforBiggerThings | 21 |
| Azadi Ka Amrit Mahotsav #TogetherforBiggerThings | 1 |
| BE Safe in Your Cyber Behaviour | 24 |
| BHIM Aadhaar Pay | 28 |
| BSBDA AND SMALL ACCOUNT | 25 |
| BSBDA AND SMALL ACCOUNT | 2 |
| Bank’s Profile | 8 |
| Bank’s Profile | 25 |
| Best Practices code of the Bank | 26 |
| Bharat Aadhaar Seeding Enabler | 28 |
| Block Lost ATM Card | 25 |
| Block Lost Credit Card | 24 |
| Block all channels | 1 |
| Board of Directors | 26 |
| Business Responsibility and Sustainability Report | 23 |
| CA FOR STATE /CENTRAL GOVT & CONSULAR & IND PFMS | 28 |
| CENTRAL BANK DIGITAL CURRENCY (CBDC) -Indian Bank Digital Rupee Application | 25 |
| CGRS | 1 |
| CONTACTS FOR QUERIES | 28 |
| CORPORATE LOAN | 25 |
| Capital Gains | 23 |
| Capital Gains SB account | 26 |
| Careers | 22 |
| Centralized Pension Processing Centre | 26 |
| Chief General Managers | 25 |
| Chief Vigilance Officer | 28 |
| Choosing the Right Term Deposit: Fixed, Recurring or Money Multiplier Your Best Fit? | 26 |
| Choosing the Right Term Deposit: Fixed, Recurring or Money Multiplier Your Best Fit? | 1 |
| Colombo Branch | 28 |
| Common Account Opening Form-Non Individuals | 25 |
| Compressed Bio Gas plant financing under Sustainable alternative towards affordable Transportation | 25 |
| Corporate Blog | 22 |
| Corporate Governance | 23 |
| Corporate Governance Reports | 21 |
| Corporate Social Responsiblity | 27 |
| Corporate credit | 25 |
| Credit Cards | 33 |
| Credit Life Insurance Coverages in Association with M/s. Kotak Life | 27 |
| Credit Life Insurance Coverages in association with M/s. Aditya Birla Sun Life Insurance | 27 |
| Current Account | 25 |
| Customer Centric Services | 22 |
| Customer Complaints / Awareness | 26 |
| Customer On-Boarding using TAB | 23 |
| Customer care | 2 |
| Cyber Awareness Content | 27 |
| Cyber crime / Unauthorized transaction | 1 |
| DEAF Transaction List | 25 |
| DISPLAY OF INFORMATION SECURED ASSETS POSSESSED UNDER THE SARFAESI ACT 2002 | 24 |
| DISPLAY OF INFORMATION SECURED ASSETS POSSESSED UNDER THE SARFAESI ACT 2002 | 2 |
| Dairy Loan | 27 |
| Death Claim Settlement | 30 |
| Debenture Trustee | 21 |
| Debit Cards | 24 |
| Debit card | 1 |
| Defending Against Rising Online Frauds: Stay Cyber-Safe! | 26 |
| Deposit Interest Certificate | 1 |
| Deposit Rates | 26 |
| Derivatives | 26 |
| Designated Authority for Whistle Blower Complaints | 25 |
| Details of Outstanding Tier 1 and Tier 2 Bonds | 25 |
| Digital Banking Unit: Shaping the Financial Future of India | 26 |
| Digital Insurance Platform | 30 |
| Digitizing the Indian Banking Experience | 19 |
| Disclaimer | 22 |
| Disclosures | 28 |
| Disclosures made to Stock Exchanges | 24 |
| Dividend Details | 26 |
| Don’t Be a Money Mule: Protect Yourself from Fraud | 28 |
| Doorstep Banking | 29 |
| Doorstep Banking: Your Convenience, Our Priority | 29 |
| E Confirmation of Bank Guarantee | 27 |
| E-ALLAHABAD BANK | 22 |
| Education Loan Subsidy Schemes | 20 |
| Education loan | 2 |
| Empanelments / Engagements | 26 |
| Event Updates/ Newspaper Advertisement | 24 |
| Executive Director’s Profile | 2 |
| Executive Director’s Profile | 24 |
| External Sites | 25 |
| Extraordinary General Meetings | 27 |
| F.A.Qs | 26 |
| FCNR (B) Accounts | 27 |
| FCNR (B) DEPOSITS Rates | 29 |
| Featured Products / Services / Schemes | 27 |
| Financial Inclusion | 24 |
| Financial Inclusion in India: Filling the Void | 24 |
| Financial Results | 23 |
| Financing Agriculturists for Purchase of Tractors & Other Farm Machinery | 29 |
| Find the Best Avenues for Tax Savings with Indian Bank | 26 |
| First Quarter Financial Results 2024-25 | 23 |
| Fixed Deposit | 25 |
| Fixed ROI for Retail Loans | 26 |
| Food and Agro Processing | 23 |
| Foreign Branches | 28 |
| Forex Rates for Treasury | 26 |
| Forex Remittance Facility through Internet Banking- Retail | 23 |
| Frequently Asked Questions Internet Banking and Mobile Banking | 27 |
| General Managers | 22 |
| Government Deposit Schemes | 22 |
| Government Sponsored Jan Suraksha Schemes: Trio Pack for Your Financial Security | 24 |
| Head Office Departments | 25 |
| Home Loan | 3 |
| Home Loan Scheme for Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) individuals: Urban Areas | 22 |
| Home Loan to Corporate Entity | 27 |
| Home Loans: A Strategic Move to Preserve Your Savings | 24 |
| How to Save Tax 101: A Comprehensive Guide to Tax Saving Investment Options | 27 |
| How-to Videos Internet Banking | 28 |
| How-to Videos Mobile Banking | 25 |
| IB Sammaan | 24 |
| IB COMFORT- DOMESTIC AND NRE | 28 |
| IB CONTRACTORS | 28 |
| IB CORP SB Payroll Package Scheme for Salaried Class | 25 |
| IB CORP SB Payroll Package Scheme for Salaried Class | 1 |
| IB Doctor Plus | 29 |
| IB Education Loan (IBA | 1 |
| IB Education Loan (IBA) | 25 |
| IB Gen X For the Vibrant Youth | 19 |
| IB Gen X For the Vibrant Youth | 2 |
| IB Golden Ager Term Deposit Product for Super Senior Citizens | 21 |
| IB Golden Ager Term Deposit Product for Super Senior Citizens | 3 |
| IB HARIT | 29 |
| IB HOME ENRICH | 29 |
| IB Home Improve | 22 |
| IB Home Loan | 23 |
| IB Home Loan Flexi | 28 |
| IB Home Loan Plus | 23 |
| IB Kishore Savings Bank Account for Minors | 25 |
| IB Kishore Savings Bank Account for Minors | 2 |
| IB Loan against Sovereign Gold Bond | 24 |
| IB MSME Jewel Loan | 27 |
| IB MY OWN SHOP | 27 |
| IB Mahila Shakti For Women | 25 |
| IB PROFESSIONAL | 29 |
| IB Pension Loan | 31 |
| IB Plot Loan | 28 |
| IB Produce Marketing Loan Loan Against eNWRs | 27 |
| IB Produce Marketing Loan Loan Against eNWRs | 2 |
| IB RERA Current Account | 27 |
| IB Salaam Special Account for Defence Personnel | 27 |
| IB Salaam Special Account for Defence Personnel | 1 |
| IB Sammaan | 1 |
| IB Smart Kid | 26 |
| IB Star Agro Mills (Rice Mill, Dhal Mill, Oil Mill and Flour Mill) | 24 |
| IB Tax Saver Scheme | 28 |
| IB Tradewell | 25 |
| IB Vehicle Loan | 22 |
| IB Vidyarthi Suraksha (With PNB-Metlife) | 22 |
| IB i-Freedom Current Account | 28 |
| IBEX GOLD CARD SCHEME (GCS) FOR EXPORTERS | 25 |
| IMAGE | 27 |
| IMAGE Computer Centre | 20 |
| IMAGE Contact Us | 21 |
| IMAGE Email Id’s | 22 |
| IMAGE Infrastructure | 22 |
| IMAGE Principal’s Message | 21 |
| IMAGE Training Philosophy | 24 |
| IMPORTANT TERMS AND CONDITIONS CA | 26 |
| IMPORTANT TERMS AND CONDITIONS SB | 23 |
| IMPORTANT TERMS AND CONDITIONS CA | 2 |
| IND PM Vishwakarma | 24 |
| IND COURT | 24 |
| IND EQUIPMENT & WHEELS (CE/CV) scheme | 24 |
| IND GST ADVANTAGE | 25 |
| IND GURUDEV | 22 |
| IND HEALTH CARE | 27 |
| IND KISAN SAUR SHAKTHI (PM KUSUM) Additional Component (Component C- Feeder level Solarisation) | 26 |
| IND Krishi Vaahan | 33 |
| IND MSME SAKHI | 24 |
| IND MSME VEHICLE | 23 |
| IND Micro Food Processing Enterprises- (PMFME) | 27 |
| IND Millionaire Recurring Deposit Account NRE | 26 |
| IND Millionaire Recurring Deposit Account NRE | 2 |
| IND NAVYA | 28 |
| IND Non-Callable Deposit | 25 |
| IND PASHUDHAN Mitra- Animal Husbandry Infrastructure Development Fund (AHIDF) | 21 |
| IND PM Vishwakarma | 2 |
| IND Professional Special | 23 |
| IND Rupee Gain | 25 |
| IND SAMPOORNA SALARY PACKAGE | 29 |
| IND SME Secure | 24 |
| IND SUPER 400 DAYS | 26 |
| IND SUPREME 300 DAYS | 24 |
| IND- KRISHI INFRA FUND (AGRICULTURE INFRA FUND) | 24 |
| IND-SME E-VAAHAN | 25 |
| IND-SME EASE | 28 |
| IND-SURYA SHAKTI | 25 |
| INDIAN BANK MUTUAL FUND | 24 |
| Important Communication regarding Amalgamation (Internet Banking / Mobile Banking) | 23 |
| Important Contacts | 24 |
| Important Notices to Shareholders / Bondholders | 30 |
| Ind Advantage (Reward Program) | 23 |
| Ind Jet Remit (RTGS) | 25 |
| Ind Lakhpati Didi Scheme | 25 |
| Ind Mortgage | 25 |
| Ind Netbanking | 19 |
| IndOASIS Terms and Conditions | 23 |
| IndOASIS Checksum | 27 |
| IndSMART | 26 |
| IndSMART Mobile Banking App Checksum | 25 |
| IndSMART: Indian Bank’s Omni channel Mobile App | 1 |
| IndSMART: Indian Bank’s Omni channel Mobile App | 25 |
| Indian Bank Annual Reports | 22 |
| Indian Bank Debit Card Shopping Perks | 23 |
| Indian Bank Debit Card Shopping Perks | 2 |
| Indian Bank Financial Results | 22 |
| Indian Bank One Co-Branded Credit Card | 26 |
| Indian Bank Prepaid Card App Terms and Conditions | 25 |
| Indian Bank, IFSC Banking Unit, GIFT City | 29 |
| Interest Rate for Agri Products | 24 |
| Interest Rates for Small Savings Schemes | 29 |
| Interest Rates on Personal Segment Loan Products Fixed | 25 |
| Interest Rates on Personal Segment Loan Products: Floating | 28 |
| Interest Rates on SB / NRO / NRE Accounts | 27 |
| Internet Banking | 1 |
| Internet banking | 29 |
| Internet/Mobile/Tele Banking | 27 |
| Investor / Analyst Presentation | 25 |
| Investor Grievances | 19 |
| Investor Guide / FAQ | 28 |
| Investor Relations | 25 |
| Investors Services Center | 23 |
| Jaffna Branch | 25 |
| Jewel Loan | 27 |
| Jewel Loan: Unlock the Value of Your Gold for Financial Flexibility | 26 |
| Joint Liability Group (JLG) | 25 |
| KCC Gold Plus | 21 |
| KCC Marine Gold Scheme | 24 |
| Kisan Credit Card (KCC) | 27 |
| Kisan Credit Card (KCC) Animal Husbandry and Fisheries | 24 |
| Kisan Credit Card (KCC) Animal Husbandry and Fisheries | 3 |
| LOAN AGAINST LEASE RENTALS | 24 |
| Lab Grown Diamond Scheme | 26 |
| Lending rates | 25 |
| Lending rates for Export Credit | 25 |
| Lending rates for RMD | 24 |
| Lending rates for Retail Assets | 22 |
| Life Insurance | 24 |
| Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies | 26 |
| Loan for Purchase of “Van / Minibus / Bus / Ambulance†to Institutions / Firms / PSU / Company / Hospitals | 2 |
| Loan for Purchase of “Van / Minibus / Bus / Ambulance” to Institutions / Firms / PSU / Company / Hospitals | 25 |
| Loan/OD/Credit Card against Deposit | 24 |
| Login Procedure for Internet Banking | 24 |
| Login procedure for Mobile Banking | 24 |
| Loyalty Program Delights: Unlocking Special Rewards for Your Loyalty | 27 |
| MACT SB | 24 |
| MCA Payment | 23 |
| MD & CEO Speeches / Media Interaction | 29 |
| MSME | 27 |
| MSME AUTO RENEWAL | 28 |
| MSME AUTO RENEWAL | 3 |
| MSME DIGI Jewel Loan and Jewel Loan (Re-Pledge) | 24 |
| MSME LAP | 23 |
| Managing Director & CEO’s Profile | 2 |
| Managing Director & CEO’s Profile | 22 |
| Media Speaks | 25 |
| Merchant UPI QR Code | 23 |
| Mini Statement | 1 |
| Mobile Banking | 2 |
| Mobile Banking/Internet Banking | 1 |
| Money multiplier Deposits | 29 |
| Motor Accident Claim Tribunal Deposit(MACAD) Scheme | 28 |
| N R I / Foreign Exchange | 24 |
| NEFT | 25 |
| NETC FASTag | 22 |
| NPS VATSALYA | 28 |
| NRE FD/ MMD/ RD ACCOUNTS | 21 |
| NRE SB ACCOUNTS | 25 |
| NRE and RFC SB interest Rates | 25 |
| NRI A/cs | 23 |
| NRI Home Loan | 24 |
| NRI INFO BEAM Monthly Newsletter | 22 |
| NRI Plot Loan | 25 |
| NRI and Forex | 21 |
| National Common Mobility Card (NCMC) | 25 |
| New Pension Scheme as an avenue for Tax Savings | 30 |
| New SB Product for Salaried Customers IND SALARY SURAKSHA | 22 |
| New SB Product for Salaried Customers IND SALARY SURAKSHA | 3 |
| Nodal Officers RBI Integrated Ombudsman Scheme, 2021 | 22 |
| Nodal Officers- Customer service | 27 |
| Nodal Officers_Ombudsman Scheme,2022 | 24 |
| Nomination: A Must Have in Your Accounts | 27 |
| Non-Life Insurance | 25 |
| Non-Resident Ordinary Account | 27 |
| Notifications | 22 |
| OD against Gold Jewels | 29 |
| ONLINE SHISHU MUDRA LOAN | 30 |
| OVERDRAFT FACILITY IN SB SALARY A/C“IB INSTA CASH†| 1 |
| OVERDRAFT FACILITY IN SB SALARY A/C“IB INSTA CASH” | 22 |
| One Time Settlement for NPA Borrowers (eOTS) | 28 |
| Online Collection Products | 28 |
| Online Loans | 31 |
| Online Services | 30 |
| Open Online Account with Video-Based Customer Identification Process (V- CIP) | 29 |
| PMMY-MUDRA-Tarun Plus | 21 |
| PMSurya Ghar: Muft Bijli Yojana Roof Top Solar Loan Scheme | 22 |
| PSB LOANS IN 59 MINUTES | 23 |
| Personal Loan | 24 |
| Personal loan | 1 |
| Point of Sale (PoS) | 26 |
| Policies and Regulations | 24 |
| Positive Pay System (PPS) | 25 |
| Pre Approved Business Loan | 29 |
| Premium Current Account | 28 |
| Premium Services | 26 |
| Press Releases | 24 |
| Privacy Policy Corporate Merchant App | 20 |
| Privacy Policy Digital Currency | 24 |
| Privacy Policy IB Merchant App | 25 |
| Privacy Policy IndOASIS | 23 |
| Privacy Policy Mobile Banking (IndSmart) | 19 |
| QIP WEBSITE DISCLAIMER | 25 |
| Quick Contact | 24 |
| REPO Based Lending Rate for MSME | 26 |
| RFC TERM DEPOSIT Rates | 26 |
| Re-KYC: Periodic Update of KYC Details | 29 |
| Recurring Deposit | 25 |
| Regulatory Disclosures Section | 25 |
| Remittance To India | 22 |
| Resident Foreign Currency account for Returning Indians | 22 |
| Reverse Mortgage | 25 |
| RuPay Key Chain | 1 |
| SB FOR CENTRAL / STATE GOVERNMENT / CONSULAR OFFICES & IND PFMS | 20 |
| SB Platinum Savings Bank Platinum Account with Sweep facility | 22 |
| SB for students under govt scholarship & SB for DBT | 26 |
| SELF HELP GROUP (SHG) SHAKTI | 27 |
| SELF HELP GROUP (SHG) SHAKTI | 2 |
| SHG Bank Linkage Programme Direct Linkage to SHGs | 24 |
| SHG Bank Linkage Programme Direct Linkage to SHGs | 2 |
| SHG GRIHALAKSHMI (Housing Loan to SHG Members) | 30 |
| SMS Banking/ Missed Call Service | 24 |
| SOVA Android Trojan ALERT!! | 25 |
| Salary Loan IB Clean Loan to Salaried Class | 24 |
| Salary Loan IB Clean Loan to Salaried Class | 3 |
| Savings Bank | 1 |
| Savings Bank Account | 24 |
| Savings Bank Account for Pensioners | 25 |
| Say No to Queues and Yes to Fastag!!!!! | 25 |
| Scheme for financing MSMEs for setting up Biomass Pellets manufacturing units | 24 |
| Scheme on financing Manufacturers / Suppliers / Vendors of Solar panels and other ancillary products | 22 |
| Security | 25 |
| Service Charges | 28 |
| Service Charges / Forex Rates | 25 |
| Service Charges on ATM Services | 27 |
| Services rendered free of charge | 23 |
| Shareholding Pattern | 23 |
| Short Term Deposits | 27 |
| Special Non-Resident Rupee Account (SNRR) | 26 |
| Specialist Officers Exam Result (SO) | 25 |
| Statement | 1 |
| Statutory Central Auditors | 27 |
| Stay Safe: Watch Out for Suspicious Files, APKs, and Links | 23 |
| Subsidiaries and Joint Ventures | 24 |
| Sukanya Samriddhi Account | 27 |
| Sukanya Samriddhi Account Scheme | 22 |
| Supply Chain Finance | 24 |
| TERM LOAN | 25 |
| TERMS AND CONDITIONS-TERM DEPOSIT ACCOUNT | 25 |
| Tab Banking | 27 |
| Tap, Pay and Go: RuPay NCMC Card | 26 |
| Tarun Plus Scheme | 22 |
| Tenders / Auction | 28 |
| Term Deposit | 1 |
| Termination Clause Mobile Banking (IndSmart) | 21 |
| Terms and Conditions Indian Bank Digital Rupee | 25 |
| Terms and Conditions Indian Bank Digital Rupee | 2 |
| The Convenience Revolution: Mobile Banking Explained | 25 |
| Units of IMAGE | 23 |
| Unleash your Entrepreneurial Skills with Indian Bank’s MSME Loans | 1 |
| Unleash your Entrepreneurial Skills with Indian Bank’s MSME Loans | 23 |
| V-CIP | 25 |
| Variable Recurring Deposit | 23 |
| Vehicle loan | 1 |
| Vision and Mission | 27 |
| WORKING CAPITAL | 30 |
| Wealth Management Services | 24 |
| Weaver MUDRA | 25 |
| Welcome aboard! | 25 |
| Welcome to a New Year of Good Returns with Ind-Swagat | 26 |
| Welfare of Minorities | 29 |
| What and How of Phishing | 26 |
| What is a Credit Score and How it Shapes Financial Health | 25 |
| WhatsApp Banking | 28 |
| What’s New? | 23 |
| Whistle Blower Policy | 29 |
| e Payment of Direct Taxes | 26 |
| e Payment of Indirect Taxes | 24 |
| e-Allahabad Bank Journey | 37 |
| e-OD Against Deposit | 28 |
| “IND Corp SB Elite†Payroll package scheme for Salaried Class with bundled Group Personal Accidental Insurance (PAI) | 2 |
| “New SB Product for Pensioners†IND PENSION PRIME | 1 |
| “IND Corp SB Elite” Payroll package scheme for Salaried Class with bundled Group Personal Accidental Insurance (PAI) | 27 |
| “New SB Product for Pensioners” IND PENSION PRIME | 24 |
### Training Hyperparameters
- batch_size: (16, 16)
- num_epochs: (1, 1)
- max_steps: -1
- sampling_strategy: oversampling
- num_iterations: 20
- body_learning_rate: (2e-05, 2e-05)
- head_learning_rate: 2e-05
- loss: CosineSimilarityLoss
- distance_metric: cosine_distance
- margin: 0.25
- end_to_end: False
- use_amp: False
- warmup_proportion: 0.1
- l2_weight: 0.01
- seed: 42
- eval_max_steps: -1
- load_best_model_at_end: False
### Training Results
| Epoch | Step | Training Loss | Validation Loss |
|:------:|:-----:|:-------------:|:---------------:|
| 0.0000 | 1 | 0.1352 | - |
| 0.0022 | 50 | 0.16 | - |
| 0.0044 | 100 | 0.1584 | - |
| 0.0066 | 150 | 0.1451 | - |
| 0.0088 | 200 | 0.1345 | - |
| 0.0109 | 250 | 0.1256 | - |
| 0.0131 | 300 | 0.1212 | - |
| 0.0153 | 350 | 0.1089 | - |
| 0.0175 | 400 | 0.1 | - |
| 0.0197 | 450 | 0.0938 | - |
| 0.0219 | 500 | 0.0853 | - |
| 0.0241 | 550 | 0.0818 | - |
| 0.0263 | 600 | 0.0766 | - |
| 0.0284 | 650 | 0.0749 | - |
| 0.0306 | 700 | 0.0769 | - |
| 0.0328 | 750 | 0.0775 | - |
| 0.0350 | 800 | 0.0664 | - |
| 0.0372 | 850 | 0.0594 | - |
| 0.0394 | 900 | 0.0615 | - |
| 0.0416 | 950 | 0.0606 | - |
| 0.0438 | 1000 | 0.0556 | - |
| 0.0459 | 1050 | 0.0557 | - |
| 0.0481 | 1100 | 0.0544 | - |
| 0.0503 | 1150 | 0.0464 | - |
| 0.0525 | 1200 | 0.0488 | - |
| 0.0547 | 1250 | 0.0457 | - |
| 0.0569 | 1300 | 0.0455 | - |
| 0.0591 | 1350 | 0.0511 | - |
| 0.0613 | 1400 | 0.0411 | - |
| 0.0634 | 1450 | 0.0364 | - |
| 0.0656 | 1500 | 0.0482 | - |
| 0.0678 | 1550 | 0.0388 | - |
| 0.0700 | 1600 | 0.0394 | - |
| 0.0722 | 1650 | 0.0374 | - |
| 0.0744 | 1700 | 0.0333 | - |
| 0.0766 | 1750 | 0.0361 | - |
| 0.0788 | 1800 | 0.0373 | - |
| 0.0809 | 1850 | 0.0356 | - |
| 0.0831 | 1900 | 0.0298 | - |
| 0.0853 | 1950 | 0.029 | - |
| 0.0875 | 2000 | 0.0338 | - |
| 0.0897 | 2050 | 0.0409 | - |
| 0.0919 | 2100 | 0.0342 | - |
| 0.0941 | 2150 | 0.0271 | - |
| 0.0963 | 2200 | 0.0304 | - |
| 0.0984 | 2250 | 0.0255 | - |
| 0.1006 | 2300 | 0.0293 | - |
| 0.1028 | 2350 | 0.026 | - |
| 0.1050 | 2400 | 0.0309 | - |
| 0.1072 | 2450 | 0.0242 | - |
| 0.1094 | 2500 | 0.0369 | - |
| 0.1116 | 2550 | 0.0259 | - |
| 0.1138 | 2600 | 0.0273 | - |
| 0.1159 | 2650 | 0.0287 | - |
| 0.1181 | 2700 | 0.0264 | - |
| 0.1203 | 2750 | 0.0223 | - |
| 0.1225 | 2800 | 0.0204 | - |
| 0.1247 | 2850 | 0.0307 | - |
| 0.1269 | 2900 | 0.0239 | - |
| 0.1291 | 2950 | 0.0209 | - |
| 0.1313 | 3000 | 0.025 | - |
| 0.1335 | 3050 | 0.0176 | - |
| 0.1356 | 3100 | 0.0206 | - |
| 0.1378 | 3150 | 0.022 | - |
| 0.1400 | 3200 | 0.0221 | - |
| 0.1422 | 3250 | 0.0229 | - |
| 0.1444 | 3300 | 0.0182 | - |
| 0.1466 | 3350 | 0.0204 | - |
| 0.1488 | 3400 | 0.0114 | - |
| 0.1510 | 3450 | 0.0153 | - |
| 0.1531 | 3500 | 0.0165 | - |
| 0.1553 | 3550 | 0.0187 | - |
| 0.1575 | 3600 | 0.0187 | - |
| 0.1597 | 3650 | 0.0178 | - |
| 0.1619 | 3700 | 0.016 | - |
| 0.1641 | 3750 | 0.0167 | - |
| 0.1663 | 3800 | 0.0154 | - |
| 0.1685 | 3850 | 0.0161 | - |
| 0.1706 | 3900 | 0.0141 | - |
| 0.1728 | 3950 | 0.0149 | - |
| 0.1750 | 4000 | 0.015 | - |
| 0.1772 | 4050 | 0.0185 | - |
| 0.1794 | 4100 | 0.016 | - |
| 0.1816 | 4150 | 0.0159 | - |
| 0.1838 | 4200 | 0.0147 | - |
| 0.1860 | 4250 | 0.0098 | - |
| 0.1881 | 4300 | 0.0127 | - |
| 0.1903 | 4350 | 0.0145 | - |
| 0.1925 | 4400 | 0.0157 | - |
| 0.1947 | 4450 | 0.0188 | - |
| 0.1969 | 4500 | 0.0152 | - |
| 0.1991 | 4550 | 0.0112 | - |
| 0.2013 | 4600 | 0.0131 | - |
| 0.2035 | 4650 | 0.01 | - |
| 0.2056 | 4700 | 0.0095 | - |
| 0.2078 | 4750 | 0.0127 | - |
| 0.2100 | 4800 | 0.0107 | - |
| 0.2122 | 4850 | 0.0119 | - |
| 0.2144 | 4900 | 0.0141 | - |
| 0.2166 | 4950 | 0.0153 | - |
| 0.2188 | 5000 | 0.0142 | - |
| 0.2210 | 5050 | 0.0158 | - |
| 0.2231 | 5100 | 0.0074 | - |
| 0.2253 | 5150 | 0.0119 | - |
| 0.2275 | 5200 | 0.0119 | - |
| 0.2297 | 5250 | 0.0075 | - |
| 0.2319 | 5300 | 0.0149 | - |
| 0.2341 | 5350 | 0.006 | - |
| 0.2363 | 5400 | 0.0113 | - |
| 0.2385 | 5450 | 0.0079 | - |
| 0.2406 | 5500 | 0.0064 | - |
| 0.2428 | 5550 | 0.0115 | - |
| 0.2450 | 5600 | 0.0068 | - |
| 0.2472 | 5650 | 0.0074 | - |
| 0.2494 | 5700 | 0.0111 | - |
| 0.2516 | 5750 | 0.0102 | - |
| 0.2538 | 5800 | 0.0097 | - |
| 0.2560 | 5850 | 0.0069 | - |
| 0.2581 | 5900 | 0.0087 | - |
| 0.2603 | 5950 | 0.0096 | - |
| 0.2625 | 6000 | 0.0067 | - |
| 0.2647 | 6050 | 0.0107 | - |
| 0.2669 | 6100 | 0.0096 | - |
| 0.2691 | 6150 | 0.0082 | - |
| 0.2713 | 6200 | 0.0073 | - |
| 0.2735 | 6250 | 0.0082 | - |
| 0.2757 | 6300 | 0.0089 | - |
| 0.2778 | 6350 | 0.0094 | - |
| 0.2800 | 6400 | 0.0033 | - |
| 0.2822 | 6450 | 0.0086 | - |
| 0.2844 | 6500 | 0.0088 | - |
| 0.2866 | 6550 | 0.0105 | - |
| 0.2888 | 6600 | 0.0059 | - |
| 0.2910 | 6650 | 0.0133 | - |
| 0.2932 | 6700 | 0.0117 | - |
| 0.2953 | 6750 | 0.0093 | - |
| 0.2975 | 6800 | 0.0087 | - |
| 0.2997 | 6850 | 0.0076 | - |
| 0.3019 | 6900 | 0.0072 | - |
| 0.3041 | 6950 | 0.0119 | - |
| 0.3063 | 7000 | 0.0061 | - |
| 0.3085 | 7050 | 0.0056 | - |
| 0.3107 | 7100 | 0.0035 | - |
| 0.3128 | 7150 | 0.0043 | - |
| 0.3150 | 7200 | 0.0082 | - |
| 0.3172 | 7250 | 0.0087 | - |
| 0.3194 | 7300 | 0.0057 | - |
| 0.3216 | 7350 | 0.0096 | - |
| 0.3238 | 7400 | 0.0055 | - |
| 0.3260 | 7450 | 0.0044 | - |
| 0.3282 | 7500 | 0.0063 | - |
| 0.3303 | 7550 | 0.0035 | - |
| 0.3325 | 7600 | 0.0048 | - |
| 0.3347 | 7650 | 0.0103 | - |
| 0.3369 | 7700 | 0.0059 | - |
| 0.3391 | 7750 | 0.0036 | - |
| 0.3413 | 7800 | 0.0124 | - |
| 0.3435 | 7850 | 0.0101 | - |
| 0.3457 | 7900 | 0.0134 | - |
| 0.3478 | 7950 | 0.0064 | - |
| 0.3500 | 8000 | 0.0043 | - |
| 0.3522 | 8050 | 0.0039 | - |
| 0.3544 | 8100 | 0.0059 | - |
| 0.3566 | 8150 | 0.0026 | - |
| 0.3588 | 8200 | 0.0049 | - |
| 0.3610 | 8250 | 0.0074 | - |
| 0.3632 | 8300 | 0.0069 | - |
| 0.3653 | 8350 | 0.0092 | - |
| 0.3675 | 8400 | 0.0083 | - |
| 0.3697 | 8450 | 0.0065 | - |
| 0.3719 | 8500 | 0.0055 | - |
| 0.3741 | 8550 | 0.0061 | - |
| 0.3763 | 8600 | 0.0042 | - |
| 0.3785 | 8650 | 0.0072 | - |
| 0.3807 | 8700 | 0.0046 | - |
| 0.3828 | 8750 | 0.0071 | - |
| 0.3850 | 8800 | 0.0073 | - |
| 0.3872 | 8850 | 0.0088 | - |
| 0.3894 | 8900 | 0.0043 | - |
| 0.3916 | 8950 | 0.0046 | - |
| 0.3938 | 9000 | 0.0042 | - |
| 0.3960 | 9050 | 0.006 | - |
| 0.3982 | 9100 | 0.0087 | - |
| 0.4004 | 9150 | 0.0063 | - |
| 0.4025 | 9200 | 0.0115 | - |
| 0.4047 | 9250 | 0.0069 | - |
| 0.4069 | 9300 | 0.0067 | - |
| 0.4091 | 9350 | 0.0051 | - |
| 0.4113 | 9400 | 0.0046 | - |
| 0.4135 | 9450 | 0.0041 | - |
| 0.4157 | 9500 | 0.0048 | - |
| 0.4179 | 9550 | 0.0053 | - |
| 0.4200 | 9600 | 0.0041 | - |
| 0.4222 | 9650 | 0.0057 | - |
| 0.4244 | 9700 | 0.0051 | - |
| 0.4266 | 9750 | 0.0061 | - |
| 0.4288 | 9800 | 0.007 | - |
| 0.4310 | 9850 | 0.0054 | - |
| 0.4332 | 9900 | 0.0053 | - |
| 0.4354 | 9950 | 0.0053 | - |
| 0.4375 | 10000 | 0.0075 | - |
| 0.4397 | 10050 | 0.0078 | - |
| 0.4419 | 10100 | 0.0047 | - |
| 0.4441 | 10150 | 0.0065 | - |
| 0.4463 | 10200 | 0.0058 | - |
| 0.4485 | 10250 | 0.0053 | - |
| 0.4507 | 10300 | 0.0034 | - |
| 0.4529 | 10350 | 0.0061 | - |
| 0.4550 | 10400 | 0.0058 | - |
| 0.4572 | 10450 | 0.0042 | - |
| 0.4594 | 10500 | 0.0053 | - |
| 0.4616 | 10550 | 0.0084 | - |
| 0.4638 | 10600 | 0.0047 | - |
| 0.4660 | 10650 | 0.0083 | - |
| 0.4682 | 10700 | 0.0091 | - |
| 0.4704 | 10750 | 0.0056 | - |
| 0.4725 | 10800 | 0.0077 | - |
| 0.4747 | 10850 | 0.0049 | - |
| 0.4769 | 10900 | 0.0015 | - |
| 0.4791 | 10950 | 0.006 | - |
| 0.4813 | 11000 | 0.004 | - |
| 0.4835 | 11050 | 0.0057 | - |
| 0.4857 | 11100 | 0.0089 | - |
| 0.4879 | 11150 | 0.0034 | - |
| 0.4900 | 11200 | 0.0068 | - |
| 0.4922 | 11250 | 0.009 | - |
| 0.4944 | 11300 | 0.0069 | - |
| 0.4966 | 11350 | 0.0036 | - |
| 0.4988 | 11400 | 0.0035 | - |
| 0.5010 | 11450 | 0.0102 | - |
| 0.5032 | 11500 | 0.0044 | - |
| 0.5054 | 11550 | 0.0046 | - |
| 0.5075 | 11600 | 0.0043 | - |
| 0.5097 | 11650 | 0.0062 | - |
| 0.5119 | 11700 | 0.0057 | - |
| 0.5141 | 11750 | 0.0039 | - |
| 0.5163 | 11800 | 0.0032 | - |
| 0.5185 | 11850 | 0.0033 | - |
| 0.5207 | 11900 | 0.0031 | - |
| 0.5229 | 11950 | 0.0037 | - |
| 0.5250 | 12000 | 0.0037 | - |
| 0.5272 | 12050 | 0.0103 | - |
| 0.5294 | 12100 | 0.0071 | - |
| 0.5316 | 12150 | 0.0049 | - |
| 0.5338 | 12200 | 0.0069 | - |
| 0.5360 | 12250 | 0.0054 | - |
| 0.5382 | 12300 | 0.0024 | - |
| 0.5404 | 12350 | 0.0066 | - |
| 0.5426 | 12400 | 0.006 | - |
| 0.5447 | 12450 | 0.0039 | - |
| 0.5469 | 12500 | 0.0048 | - |
| 0.5491 | 12550 | 0.0031 | - |
| 0.5513 | 12600 | 0.0037 | - |
| 0.5535 | 12650 | 0.0082 | - |
| 0.5557 | 12700 | 0.006 | - |
| 0.5579 | 12750 | 0.0058 | - |
| 0.5601 | 12800 | 0.0029 | - |
| 0.5622 | 12850 | 0.0045 | - |
| 0.5644 | 12900 | 0.0045 | - |
| 0.5666 | 12950 | 0.0071 | - |
| 0.5688 | 13000 | 0.0034 | - |
| 0.5710 | 13050 | 0.0035 | - |
| 0.5732 | 13100 | 0.004 | - |
| 0.5754 | 13150 | 0.0037 | - |
| 0.5776 | 13200 | 0.005 | - |
| 0.5797 | 13250 | 0.007 | - |
| 0.5819 | 13300 | 0.0054 | - |
| 0.5841 | 13350 | 0.0037 | - |
| 0.5863 | 13400 | 0.0038 | - |
| 0.5885 | 13450 | 0.0066 | - |
| 0.5907 | 13500 | 0.0021 | - |
| 0.5929 | 13550 | 0.0038 | - |
| 0.5951 | 13600 | 0.0043 | - |
| 0.5972 | 13650 | 0.0057 | - |
| 0.5994 | 13700 | 0.0018 | - |
| 0.6016 | 13750 | 0.0045 | - |
| 0.6038 | 13800 | 0.0021 | - |
| 0.6060 | 13850 | 0.0031 | - |
| 0.6082 | 13900 | 0.0036 | - |
| 0.6104 | 13950 | 0.0045 | - |
| 0.6126 | 14000 | 0.0048 | - |
| 0.6147 | 14050 | 0.0055 | - |
| 0.6169 | 14100 | 0.0036 | - |
| 0.6191 | 14150 | 0.0021 | - |
| 0.6213 | 14200 | 0.0039 | - |
| 0.6235 | 14250 | 0.001 | - |
| 0.6257 | 14300 | 0.0046 | - |
| 0.6279 | 14350 | 0.0032 | - |
| 0.6301 | 14400 | 0.0036 | - |
| 0.6322 | 14450 | 0.0053 | - |
| 0.6344 | 14500 | 0.0022 | - |
| 0.6366 | 14550 | 0.0032 | - |
| 0.6388 | 14600 | 0.0036 | - |
| 0.6410 | 14650 | 0.0018 | - |
| 0.6432 | 14700 | 0.0052 | - |
| 0.6454 | 14750 | 0.0056 | - |
| 0.6476 | 14800 | 0.0047 | - |
| 0.6497 | 14850 | 0.0076 | - |
| 0.6519 | 14900 | 0.0045 | - |
| 0.6541 | 14950 | 0.0014 | - |
| 0.6563 | 15000 | 0.0021 | - |
| 0.6585 | 15050 | 0.0011 | - |
| 0.6607 | 15100 | 0.0032 | - |
| 0.6629 | 15150 | 0.0021 | - |
| 0.6651 | 15200 | 0.0013 | - |
| 0.6673 | 15250 | 0.0016 | - |
| 0.6694 | 15300 | 0.0036 | - |
| 0.6716 | 15350 | 0.0031 | - |
| 0.6738 | 15400 | 0.0049 | - |
| 0.6760 | 15450 | 0.006 | - |
| 0.6782 | 15500 | 0.0012 | - |
| 0.6804 | 15550 | 0.0018 | - |
| 0.6826 | 15600 | 0.0054 | - |
| 0.6848 | 15650 | 0.0011 | - |
| 0.6869 | 15700 | 0.0045 | - |
| 0.6891 | 15750 | 0.0033 | - |
| 0.6913 | 15800 | 0.0056 | - |
| 0.6935 | 15850 | 0.0027 | - |
| 0.6957 | 15900 | 0.0042 | - |
| 0.6979 | 15950 | 0.0054 | - |
| 0.7001 | 16000 | 0.0031 | - |
| 0.7023 | 16050 | 0.0029 | - |
| 0.7044 | 16100 | 0.0026 | - |
| 0.7066 | 16150 | 0.0029 | - |
| 0.7088 | 16200 | 0.0018 | - |
| 0.7110 | 16250 | 0.0019 | - |
| 0.7132 | 16300 | 0.0047 | - |
| 0.7154 | 16350 | 0.0027 | - |
| 0.7176 | 16400 | 0.0015 | - |
| 0.7198 | 16450 | 0.0038 | - |
| 0.7219 | 16500 | 0.003 | - |
| 0.7241 | 16550 | 0.0024 | - |
| 0.7263 | 16600 | 0.002 | - |
| 0.7285 | 16650 | 0.0026 | - |
| 0.7307 | 16700 | 0.0028 | - |
| 0.7329 | 16750 | 0.0028 | - |
| 0.7351 | 16800 | 0.0018 | - |
| 0.7373 | 16850 | 0.0034 | - |
| 0.7394 | 16900 | 0.0054 | - |
| 0.7416 | 16950 | 0.0014 | - |
| 0.7438 | 17000 | 0.0038 | - |
| 0.7460 | 17050 | 0.0042 | - |
| 0.7482 | 17100 | 0.007 | - |
| 0.7504 | 17150 | 0.004 | - |
| 0.7526 | 17200 | 0.0018 | - |
| 0.7548 | 17250 | 0.0033 | - |
| 0.7569 | 17300 | 0.0057 | - |
| 0.7591 | 17350 | 0.0038 | - |
| 0.7613 | 17400 | 0.0069 | - |
| 0.7635 | 17450 | 0.0055 | - |
| 0.7657 | 17500 | 0.0056 | - |
| 0.7679 | 17550 | 0.0016 | - |
| 0.7701 | 17600 | 0.0031 | - |
| 0.7723 | 17650 | 0.0025 | - |
| 0.7744 | 17700 | 0.0028 | - |
| 0.7766 | 17750 | 0.0037 | - |
| 0.7788 | 17800 | 0.0052 | - |
| 0.7810 | 17850 | 0.0036 | - |
| 0.7832 | 17900 | 0.0022 | - |
| 0.7854 | 17950 | 0.0033 | - |
| 0.7876 | 18000 | 0.0062 | - |
| 0.7898 | 18050 | 0.0052 | - |
| 0.7919 | 18100 | 0.0068 | - |
| 0.7941 | 18150 | 0.0015 | - |
| 0.7963 | 18200 | 0.0042 | - |
| 0.7985 | 18250 | 0.0036 | - |
| 0.8007 | 18300 | 0.0033 | - |
| 0.8029 | 18350 | 0.0019 | - |
| 0.8051 | 18400 | 0.0064 | - |
| 0.8073 | 18450 | 0.0026 | - |
| 0.8095 | 18500 | 0.004 | - |
| 0.8116 | 18550 | 0.0021 | - |
| 0.8138 | 18600 | 0.004 | - |
| 0.8160 | 18650 | 0.0051 | - |
| 0.8182 | 18700 | 0.0061 | - |
| 0.8204 | 18750 | 0.0052 | - |
| 0.8226 | 18800 | 0.0029 | - |
| 0.8248 | 18850 | 0.0015 | - |
| 0.8270 | 18900 | 0.0006 | - |
| 0.8291 | 18950 | 0.0038 | - |
| 0.8313 | 19000 | 0.0054 | - |
| 0.8335 | 19050 | 0.0047 | - |
| 0.8357 | 19100 | 0.003 | - |
| 0.8379 | 19150 | 0.0017 | - |
| 0.8401 | 19200 | 0.0017 | - |
| 0.8423 | 19250 | 0.001 | - |
| 0.8445 | 19300 | 0.0019 | - |
| 0.8466 | 19350 | 0.0006 | - |
| 0.8488 | 19400 | 0.0028 | - |
| 0.8510 | 19450 | 0.003 | - |
| 0.8532 | 19500 | 0.0054 | - |
| 0.8554 | 19550 | 0.0025 | - |
| 0.8576 | 19600 | 0.0008 | - |
| 0.8598 | 19650 | 0.0052 | - |
| 0.8620 | 19700 | 0.0043 | - |
| 0.8641 | 19750 | 0.0054 | - |
| 0.8663 | 19800 | 0.0033 | - |
| 0.8685 | 19850 | 0.0052 | - |
| 0.8707 | 19900 | 0.0018 | - |
| 0.8729 | 19950 | 0.001 | - |
| 0.8751 | 20000 | 0.0011 | - |
| 0.8773 | 20050 | 0.0049 | - |
| 0.8795 | 20100 | 0.0037 | - |
| 0.8816 | 20150 | 0.0009 | - |
| 0.8838 | 20200 | 0.0029 | - |
| 0.8860 | 20250 | 0.0005 | - |
| 0.8882 | 20300 | 0.0037 | - |
| 0.8904 | 20350 | 0.0014 | - |
| 0.8926 | 20400 | 0.0017 | - |
| 0.8948 | 20450 | 0.0032 | - |
| 0.8970 | 20500 | 0.001 | - |
| 0.8991 | 20550 | 0.0018 | - |
| 0.9013 | 20600 | 0.0016 | - |
| 0.9035 | 20650 | 0.002 | - |
| 0.9057 | 20700 | 0.0053 | - |
| 0.9079 | 20750 | 0.0053 | - |
| 0.9101 | 20800 | 0.0087 | - |
| 0.9123 | 20850 | 0.0038 | - |
| 0.9145 | 20900 | 0.001 | - |
| 0.9166 | 20950 | 0.0004 | - |
| 0.9188 | 21000 | 0.0004 | - |
| 0.9210 | 21050 | 0.0019 | - |
| 0.9232 | 21100 | 0.0021 | - |
| 0.9254 | 21150 | 0.0035 | - |
| 0.9276 | 21200 | 0.0019 | - |
| 0.9298 | 21250 | 0.002 | - |
| 0.9320 | 21300 | 0.0011 | - |
| 0.9342 | 21350 | 0.0028 | - |
| 0.9363 | 21400 | 0.0041 | - |
| 0.9385 | 21450 | 0.0005 | - |
| 0.9407 | 21500 | 0.0014 | - |
| 0.9429 | 21550 | 0.0026 | - |
| 0.9451 | 21600 | 0.0028 | - |
| 0.9473 | 21650 | 0.002 | - |
| 0.9495 | 21700 | 0.0044 | - |
| 0.9517 | 21750 | 0.0027 | - |
| 0.9538 | 21800 | 0.0015 | - |
| 0.9560 | 21850 | 0.0016 | - |
| 0.9582 | 21900 | 0.0004 | - |
| 0.9604 | 21950 | 0.0022 | - |
| 0.9626 | 22000 | 0.0007 | - |
| 0.9648 | 22050 | 0.0054 | - |
| 0.9670 | 22100 | 0.0061 | - |
| 0.9692 | 22150 | 0.0017 | - |
| 0.9713 | 22200 | 0.0004 | - |
| 0.9735 | 22250 | 0.0021 | - |
| 0.9757 | 22300 | 0.0034 | - |
| 0.9779 | 22350 | 0.0007 | - |
| 0.9801 | 22400 | 0.0027 | - |
| 0.9823 | 22450 | 0.0037 | - |
| 0.9845 | 22500 | 0.0005 | - |
| 0.9867 | 22550 | 0.0049 | - |
| 0.9888 | 22600 | 0.0003 | - |
| 0.9910 | 22650 | 0.0044 | - |
| 0.9932 | 22700 | 0.0017 | - |
| 0.9954 | 22750 | 0.002 | - |
| 0.9976 | 22800 | 0.0006 | - |
| 0.9998 | 22850 | 0.0052 | - |
### Framework Versions
- Python: 3.11.11
- SetFit: 1.1.1
- Sentence Transformers: 3.4.1
- Transformers: 4.48.3
- PyTorch: 2.6.0+cu124
- Datasets: 3.4.0
- Tokenizers: 0.21.0
## Citation
### BibTeX
```bibtex
@article{https://doi.org/10.48550/arxiv.2209.11055,
doi = {10.48550/ARXIV.2209.11055},
url = {https://arxiv.org/abs/2209.11055},
author = {Tunstall, Lewis and Reimers, Nils and Jo, Unso Eun Seo and Bates, Luke and Korat, Daniel and Wasserblat, Moshe and Pereg, Oren},
keywords = {Computation and Language (cs.CL), FOS: Computer and information sciences, FOS: Computer and information sciences},
title = {Efficient Few-Shot Learning Without Prompts},
publisher = {arXiv},
year = {2022},
copyright = {Creative Commons Attribution 4.0 International}
}
```