char: IT ALSO ISSUED SEPARATE GUIDELINES FOR FOREIGN FUNDED PAYMENT INSTITUTIONS
phn: IH T AO L S OW IH SH UW D S EH P ER AH T G AY D L AY N Z F AO R F AO R AH N F AH N D AH D P EY M AH N T IH N S T IH T UW SH AH N Z