char: POINT OF SALE CARD READERS ALMOST ALWAYS READ TRACK ONE OR TRACK TWO AND SOMETIMES BOTH IN CASE ONE TRACK IS UNREADABLE
phn: P OY N T AH V S EY L K AA R D R IY D ER Z AO L M OW S T AO L W EY Z R IY D T R AE K W AH N AO R T R AE K T UW AH N D S AH M T AY M Z B OW TH IH N K EY S W AH N T R AE K IH Z AH N R IY D AH B AH L