char: I COULD NOT THINK OF ALLOWING ANY OF MY CHARGES TO TAKE SO TERRIBLE A RISK AND
phn: AY K UH D N AA T TH IH NG K AH V AH L AW IH NG EH N IY AH V M AY CH AA R JH IH Z T IH T EY K S OW T EH R AH B AH L AH R IH S K AE N D